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Bank of Maharashtra So (senior Manager - Credit) 2026 Free Mock Test Practice
Free Important Questions
Bank of Maharashtra So (senior Manager - Credit) 2026 Exam Free Online Question Bank
Combo Offers
Bank of Maharashtra SO Senior Manager Combo Packages
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Combo Package
Bank of Maharashtra SO Senior Manager
Combo - 1 (Hindi)
1. Online Mock Test Series in Hindi = 10 Tests.
2. Question Bank - 1000 Questions with Answer.
3. 1500 (+) Current Affairs MCQ with Answer PDF in Hindi
4. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
2. Question Bank - 1000 Questions with Answer.
3. 1500 (+) Current Affairs MCQ with Answer PDF in Hindi
4. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
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Combo Package
Bank of Maharashtra SO Senior Manager
Combo - 2 (English)
1. Online Mock Test Series in English = 10 Tests.
2. Question Bank - 1000 Questions with Answer.
3. 1500 (+) Current Affairs MCQ with Answer PDF in English.
4. 1000 (+) GK MCQ with Answer PDF Book in English.
2. Question Bank - 1000 Questions with Answer.
3. 1500 (+) Current Affairs MCQ with Answer PDF in English.
4. 1000 (+) GK MCQ with Answer PDF Book in English.
₹201₹231
Combo Package
Bank of Maharashtra SO Senior Manager
Combo - 3 (Hindi)
1. Online Mock Test Series in Hindi = 10 Tests.
2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. 1500 (+) Current Affairs MCQ with Answer PDF in Hindi.
5. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. 1500 (+) Current Affairs MCQ with Answer PDF in Hindi.
5. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
₹671₹741
Combo Package
Bank of Maharashtra SO Senior Manager
Combo - 4 (English)
1. Online Mock Test Series in English = 10 Tests.
2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. 1500 (+) Current Affairs MCQ with Answer PDF in English.
5. 1000 (+) GK MCQ with Answer PDF Book in English.
2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. 1500 (+) Current Affairs MCQ with Answer PDF in English.
5. 1000 (+) GK MCQ with Answer PDF Book in English.
₹671₹741
Combo Package
Bank of Maharashtra SO Senior Manager
Combo - 5 (Hindi)
1. Online Mock Test Series in Hindi = 10 Tests.
2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. EBook of Bank of Maharashtra SO Senior Manager (1000 MCQ) PDF Format in Hindi.
5. 1500 (+) Current Affairs MCQ with Answer PDF in Hindi.
6. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. EBook of Bank of Maharashtra SO Senior Manager (1000 MCQ) PDF Format in Hindi.
5. 1500 (+) Current Affairs MCQ with Answer PDF in Hindi.
6. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
₹771₹931
Combo Package
Bank of Maharashtra SO Senior Manager
Combo - 6 (English)
1. Online Mock Test Series in English = 10 Tests.
2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. EBook of Bank of Maharashtra SO Senior Manager (1000 MCQ) in PDF Format in English.
5. 1500 (+) Current Affairs MCQ with Answer PDF in English.
6. 1000 (+) GK MCQ with Answer PDF Book in English.
2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. EBook of Bank of Maharashtra SO Senior Manager (1000 MCQ) in PDF Format in English.
5. 1500 (+) Current Affairs MCQ with Answer PDF in English.
6. 1000 (+) GK MCQ with Answer PDF Book in English.
₹771₹931
Bank of Maharashtra SO (Senior Manager - Credit) Syllabus 2026, Exam Pattern
Bank of Maharashtra SO (Senior Manager - Credit) Syllabus 2026, Exam Pattern, Exam Date 2026
Detail Information about Bank of Maharashtra has published notification 2026 for the recruitment of Specialist Officers (Senior Manager – Credit) vacancies. Those Candidates who are Interested to the following vacancy and completed all Eligibility Criteria can read the Notification & Apply Online. In this page we provide the Complete Syllabus of this Recruitment with Latest Update Exam Pattern and the Exam Date also.
Bank of Maharashtra SO Syllabus 2026 - Overview
| Name Of Organisation | Bank of Maharashtra (BOM) |
| Post Name | Specialist Officers (Senior Manager – Credit) |
| Vacancies | 55 |
| Application Mode | Online |
| Application Start Date | 29th January 2025 |
| Application End Date | 17th February 2025 |
| Exam Date | Notified Soon |
| Job Location | Maharashtra |
| Official Website | www.bankofmaharashtra.in |
Bank of Maharashtra SO (Senior Manager - Credit) Syllabus 2026 :
English Language :
1. Reading Comprehension
2. Fill in the Blanks
3. Para Jumbles
4. Error Detection
5. Cloze Test
6. Sentence Improvement
7. Sentence Correction
8. Para/Sentence Completion
Quantitative Aptitude :
1. Number Series
2. Simplification
3. Approximation
4. Quadratic Equation
5. Probability
6. Simple Interest
7. Compound Interest
8. Average Profit and Loss
9. Ratio and Proportion Work
10. Data Interpretation
11. Data Sufficiency
12. Mensuration
13. Time and Energy
14. Time and Distance
Reasoning Ability :
1. Puzzles
2. Inequalities
3. Syllogism
4. Input-Output
5. Seating Arrangements
6. Blood Relations
7. Order and Ranking
8. Distance and Direction
9. Data Sufficiency
10. Verbal Reasoning
11. Alphanumeric Series
Professional Knowledge :
Manager and Senior Manager – Credit
I. Core Credit Principles:
Fundamentals of Credit : Credit appraisal process, credit policies and procedures, risk assessment, credit scoring and rating, loan structuring, pricing, and documentation. Understanding of different types of credit facilities (term loans, working capital loans, cash credit, etc.).
Credit Risk Management : Credit risk identification, measurement, monitoring, and control. Credit risk appetite and tolerance. Early warning signals and problem loan management. Recovery and write-off procedures.
Lending Principles : 5 C's of credit (Character, Capacity, Capital, Collateral, Conditions). Importance of due diligence and credit investigation. Understanding of borrower's business and industry.
Loan Documentation : Importance of proper documentation. Understanding of loan agreements, security documents, and other legal aspects of lending. Knowledge of relevant laws and regulations.
Regulatory Framework : RBI guidelines on credit management, asset classification, provisioning, and NPA management. Knowledge of KYC/AML norms. Basel Accords related to credit risk.
II. Financial Analysis and Appraisal:
Financial Statement Analysis : Analyzing borrower's financial statements (balance sheet, income statement, cash flow statement). Ratio analysis, trend analysis, and comparative analysis. Understanding of accounting principles and standards.
Cash Flow Analysis : Projecting cash flows and assessing repayment capacity. Understanding of different cash flow methods (direct, indirect).
Business Analysis : Understanding borrower's business model, industry dynamics, competitive landscape, and management quality. SWOT analysis.
Risk Assessment : Identifying and assessing various risks associated with lending (credit risk, market risk, operational risk, etc.).
Loan Structuring : Designing loan terms and conditions to mitigate risk. Setting appropriate covenants and monitoring mechanisms.
III. MSME and Corporate Credit:
MSME Lending: Specific challenges and opportunities in MSME lending. Understanding of MSME financing schemes and government initiatives. Credit appraisal for MSMEs with limited financial information.
Corporate Lending: Credit appraisal for large corporate borrowers. Understanding of complex financial structures and transactions. Syndicated lending and project finance.
Working Capital Management: Assessing working capital requirements and structuring working capital facilities. Understanding of inventory management, receivables management, and payables management.
Term Loan Appraisal: Appraising term loan proposals for capital expenditure projects. Project appraisal techniques and sensitivity analysis.
Non-Fund Based Facilities: Understanding of letters of credit, bank guarantees, and other non-fund based facilities.
IV. Banking and Finance:
Banking Operations: Understanding of various banking products and services. Payment systems and transaction processing.
Financial Markets: Money markets, capital markets, and foreign exchange markets. Understanding of interest rates, exchange rates, and other market variables.
Economic and Industry Analysis: Understanding of macroeconomic factors and their impact on credit risk. Industry-specific risks and opportunities.
Priority Sector Lending: RBI guidelines on priority sector lending. Understanding of different priority sectors and lending targets.
V. Specific Topics:
MSME Credit Appraisal and Processing: Practical experience in appraising and processing MSME loan proposals. Understanding of different MSME loan products.
Corporate Credit Appraisal and Processing: Practical experience in appraising and processing corporate loan proposals. Understanding of complex credit structures.
Credit Risk Management in Banks: Experience in credit risk assessment, monitoring, and control. Knowledge of credit scoring and rating models.
NPA Management: Experience in managing non-performing assets. Understanding of recovery and write-off procedures.
Regulatory Compliance: Knowledge of RBI guidelines and other regulations related to credit management.
Fundamentals of Credit : Credit appraisal process, credit policies and procedures, risk assessment, credit scoring and rating, loan structuring, pricing, and documentation. Understanding of different types of credit facilities (term loans, working capital loans, cash credit, etc.).
Credit Risk Management : Credit risk identification, measurement, monitoring, and control. Credit risk appetite and tolerance. Early warning signals and problem loan management. Recovery and write-off procedures.
Lending Principles : 5 C's of credit (Character, Capacity, Capital, Collateral, Conditions). Importance of due diligence and credit investigation. Understanding of borrower's business and industry.
Loan Documentation : Importance of proper documentation. Understanding of loan agreements, security documents, and other legal aspects of lending. Knowledge of relevant laws and regulations.
Regulatory Framework : RBI guidelines on credit management, asset classification, provisioning, and NPA management. Knowledge of KYC/AML norms. Basel Accords related to credit risk.
II. Financial Analysis and Appraisal:
Financial Statement Analysis : Analyzing borrower's financial statements (balance sheet, income statement, cash flow statement). Ratio analysis, trend analysis, and comparative analysis. Understanding of accounting principles and standards.
Cash Flow Analysis : Projecting cash flows and assessing repayment capacity. Understanding of different cash flow methods (direct, indirect).
Business Analysis : Understanding borrower's business model, industry dynamics, competitive landscape, and management quality. SWOT analysis.
Risk Assessment : Identifying and assessing various risks associated with lending (credit risk, market risk, operational risk, etc.).
Loan Structuring : Designing loan terms and conditions to mitigate risk. Setting appropriate covenants and monitoring mechanisms.
III. MSME and Corporate Credit:
MSME Lending: Specific challenges and opportunities in MSME lending. Understanding of MSME financing schemes and government initiatives. Credit appraisal for MSMEs with limited financial information.
Corporate Lending: Credit appraisal for large corporate borrowers. Understanding of complex financial structures and transactions. Syndicated lending and project finance.
Working Capital Management: Assessing working capital requirements and structuring working capital facilities. Understanding of inventory management, receivables management, and payables management.
Term Loan Appraisal: Appraising term loan proposals for capital expenditure projects. Project appraisal techniques and sensitivity analysis.
Non-Fund Based Facilities: Understanding of letters of credit, bank guarantees, and other non-fund based facilities.
IV. Banking and Finance:
Banking Operations: Understanding of various banking products and services. Payment systems and transaction processing.
Financial Markets: Money markets, capital markets, and foreign exchange markets. Understanding of interest rates, exchange rates, and other market variables.
Economic and Industry Analysis: Understanding of macroeconomic factors and their impact on credit risk. Industry-specific risks and opportunities.
Priority Sector Lending: RBI guidelines on priority sector lending. Understanding of different priority sectors and lending targets.
V. Specific Topics:
MSME Credit Appraisal and Processing: Practical experience in appraising and processing MSME loan proposals. Understanding of different MSME loan products.
Corporate Credit Appraisal and Processing: Practical experience in appraising and processing corporate loan proposals. Understanding of complex credit structures.
Credit Risk Management in Banks: Experience in credit risk assessment, monitoring, and control. Knowledge of credit scoring and rating models.
NPA Management: Experience in managing non-performing assets. Understanding of recovery and write-off procedures.
Regulatory Compliance: Knowledge of RBI guidelines and other regulations related to credit management.
Bank of Maharashtra SO (Senior Manager - Credit) Exam Pattern 2026
Manager and Senior Manager - Credit
Duration : 120 Minutes
Bank of Maharashtra Exam Date 2026 : Notified Soon
Starting Date of Application Form : 29th January 2025
Last Date of Application Form : 17th February 2025
Total Post : 55
| S.No. | Subject | No. of Question | Marks |
| 1. | English Language | 20 | 20 |
| 2. | Reasoning Ability | 20 | 20 |
| 3. | Quantitative Aptitude | 20 | 20 |
| 4. | Professional Knowledge | 90 | 90 |
| Total | 150 | 150 |
Bank of Maharashtra Exam Date 2026 : Notified Soon
Starting Date of Application Form : 29th January 2025
Last Date of Application Form : 17th February 2025
Total Post : 55
FAQs
Bank of Maharashtra So (senior Manager - Credit) 2026 Exam Syllabus Frequently Asked Questions (FAQ's)
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