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Latest Bihar Gramin Bank Clerk Exam Question (Objective Questions), MCQ in English

Subjects : General Awareness, Quantitative Aptitude, Reasoning, General English, Computer Knowledge

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General Awareness

Question 1Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. A
    It is a financial establishment
  2. B
    It acts like a financial intermediary
  3. C
    It accepts deposits from the public 
  4. D
    It provides safe locker facility
  5. E
    All the above
Question 2Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. A
    A bank should always add the word “bank” to its name.
  2. B
    They include general utility services and agency services.
  3. C
    A bank is a non-profit organization having service oriented approach.
  4. D
    A bank acts as a connecting link between borrowers and lenders of money.
  5. E
    A bank lends out money in the form of loans to those who require it for different purposes.
Question 3Single Answer
Which of the following is NOT a banking service?
  1. A
    Issuance of debit and credit cards
  2. B
    Providing safe custody of valuable items 
  3. C
    ATM services
  4. D
    Provision for higher interest rates to the accounts held by women
  5. E
    Online transfer of funds across the globe
Question 4Single Answer
The definition of Banking is given in which of the following ACTs?
  1. A
    Negotiable Instrument Act 1881
  2. B
    Reserve Bank of India (RBI) Act 1934
  3. C
    Banking Regulation Act 1949
  4. D
    Company Act 1956
  5. E
    None of the above
Question 5Single Answer
Banks in India are regulated by :
  1. A
    The Reserve Bank of India Act,1934
  2. B
    The Banking regulation Act,1949
  3. C
    The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D
    The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E
    None of the above
Question 6Single Answer
Which of the following terms is used in Banking field ?
  1. A
    Zero Hour
  2. B
    Input devices
  3. C
    Privilege motion
  4. D
    Sedimentary
  5. E
    Invest rate swap
Question 7Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A
    Investment Banking 
  2. B
    Core Banking
  3. C
    Mobile Banking 
  4. D
    National Banking 
  5. E
    Specialized Banking 
Question 8Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. A
    Will 
  2. B
    Registration
  3. C
    Nomination
  4. D
    Indemnity
  5. E
    Guarantee
Question 9Single Answer
Which of the following is not banking term?
  1. A
    Letter of credit
  2. B
    MIBOR
  3. C
    Factoring services
  4. D
    Entry load
  5. E
    None of the above
Question 10Single Answer
Systematic investment plans relates to:
  1. A
    Mutual Funds
  2. B
    Life Insurance Companies
  3. C
    Commercial Banks
  4. D
    Post office saving schemes
  5. E
    None of the above
Question 11Single Answer
Which is the following is / are third party products sold out by banks?
  1. A
    Mutual funds
  2. B
    Term deposits
  3. C
    Credit cards
  4. D
    All of these
  5. E
    None of the above
Question 12Single Answer
The first bank the Bank of Hindustan was established in:
  1. A
    1780    
  2. B
    1790
  3. C
    1770    
  4. D
    1802
  5. E
    1814
Question 13Single Answer
Which of the following NOT a Retail banking product ?
  1. A
    Checking account
  2. B
    Saving account
  3. C
    Money market account
  4. D
    Certificate of deposit (CD)
  5. E
    Mutual Fund
Question 14Single Answer
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A
    Business loan
  2. B
    Capital raisig
  3. C
    Checking account
  4. D
    Project finance
  5. E
    Term loan
Question 15Single Answer
The banker’s bank in any country called as:
  1. A
    Commercial bank
  2. B
    Central bank 
  3. C
    EXIM bank
  4. D
    Scheduled Bank
  5. E
    Development bank
Question 16Single Answer
Which of the following is the Central bank of India?
  1. A
    State Bank of India
  2. B
    National Bank for Agriculture and Rural Development
  3. C
    Export-Import Bank of India
  4. D
    Reserve Bank of India
  5. E
    None of the above
Question 17Single Answer
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A
    Rs. 100            
  2. B
    Rs. 400
  3. C
    Rs. 500            
  4. D
    Rs.1000
  5. E
    Rs. 1500
Question 18Single Answer
Which of the following represents Profit and Loss Account ?
  1. A
    Position of profit on a particular date 
  2. B
    Position of profit for a given period
  3. C
    Position of loss for a given period
  4. D
    Both 2 and 3
  5. E
    None of the above
Question 19Single Answer
Which among the following is /are ‘Term Deposit’?
  1. A
    Fixed Deposit
  2. B
    Current Deposit
  3. C
    Recurring Deposit
  4. D
    All of the above 
  5. E
    None of the above
Question 20Single Answer
The first bank of limited liability managed by Indians was :
  1. A
    The Commercial Bank of India
  2. B
    Allahabad Bank
  3. C
    Oudh Commercial Bank
  4. D
    Punjab National bank ltd
  5. E
    None of the above
Question 21Single Answer
Yojna a weekly journal
  1. A
    Ministry of Finance        
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 22Single Answer
Kurukshetra a journal on rural development is published by
  1. A
    Ministry of Finance 
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 23Single Answer
Devaluation of a currency means
  1. A
    Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
  2. B
    Reduction in the value of a currency vis-à-vis major internationally traded currencies
  3. C
    Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
  4. D
    Permitting the currency to seek its worth in the international market
Question 24Single Answer
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
            1. a large number of farmers are illiterate and know little about scientific agriculture
            2. prices of primary products are lower than those of manufactured products
            3. Investments in agriculture has been low when compared to investment in industry
  1. A
    1 and 3
  2. B
    2 and 3
  3. C
    1 and 2
  4. D
    1,2 and 3
Question 25Single Answer
Which of the following programmes aims at the promotion of savings among rural women
  1. A
    Rashtriya Mahila Kosh
  2. B
    Indira Mahila Yojna
  3. C
    Jawahar Rozgar Yojna
  4. D
    Mahila Samridhi Yojna
Question 26Single Answer
Who was the real founder of Turk rule in Bihar ?
  1. A
    Ibn Bakhtiyar Khilji
  2. B
    Ibrahim
  3. C
    Dariya Khan Noohani
  4. D
    Malik Husamuddin
  5. E
    None of the above / More than one of the above
Question 27Single Answer
Who was the first Indian Governor of Bihar ?
  1. A
    Dr. Shri krishna Singh
  2. B
    Brij Kishor Prasad
  3. C
    B.P. Mandal
  4. D
    Satyendra Prasanna Sinha
  5. E
    None of the above/More than one of the above
Question 28Single Answer
In which year the Chauri Revolt of Bihar took place ?
  1. A
    1842
  2. B
    1798
  3. C
    1784
  4. D
    1832
  5. E
    None of the above / More than one of the above
Question 29Single Answer
In which year was Orissa separated from Bihar ?
  1. A
    1936
  2. B
    1956
  3. C
    2000
  4. D
    1912
  5. E
    None of the above/ More than one of the above
Question 30Single Answer
During which movement 'Azad Dasta' was active in Bihar ?
  1. A
    Non-Cooperation Movement
  2. B
    Civil Disobedience Movement
  3. C
    Quit India Movement
  4. D
    Champaran Satyagraha
  5. E
    None of the above / More than one of the above
Question 31Single Answer
Which country's Supreme Leader, Ali Khamenei, was assassinated in a joint US-Israel strike in late February 2026?
  1. A
    Syria
  2. B
    Iraq
  3. C
    Lebanon
  4. D
    Iran
Question 32Single Answer
What was the primary goal stated for the 2026 Israeli–United States strikes on Iran?
  1. A
    Nuclear disarmament only
  2. B
    Border security
  3. C
    Economic sanctions enforcement
  4. D
    Regime change in Tehran
Question 33Single Answer
Which Indian state won its maiden Ranji Trophy title recently (reported in early March 2026)?
  1. A
    Mumbai
  2. B
    Tamil Nadu
  3. C
    Jammu & Kashmir
  4. D
    Karnataka
Question 34Single Answer
What funding amount did Germany announce for a new climate resilience initiative with India in February 2026?
  1. A
    EUR 10 million
  2. B
    EUR 100 million
  3. C
    EUR 50 million
  4. D
    EUR 20 million
Question 35Single Answer
Which Indian state launched its first Dark Sky Park in Kolli Hills in February 2026?
  1. A
    Kerala
  2. B
    Tamil Nadu
  3. C
    Uttarakhand
  4. D
    Himachal Pradesh
Question 36Single Answer
Who inaugurated three major inland waterways projects on National Waterway-2 in Assam in February 2026?
  1. A
    Nitin Gadkari
  2. B
    Jyotiraditya Scindia
  3. C
    Narendra Modi
  4. D
    Sarbananda Sonowal
Question 37Single Answer
Which event is scheduled for inauguration by PM Narendra Modi in March 2026 in Uttar Pradesh?
  1. A
    New Parliament building
  2. B
    Noida International Airport
  3. C
    Bullet train launch
  4. D
    Smart City project
Question 38Single Answer
In response to the assassination of Ali Khamenei, which group fired projectiles at northern Israel?
  1. A
    Hamas
  2. B
    IRGC
  3. C
    Houthis
  4. D
    Hezbollah
Question 39Single Answer
What is the name of the operation or escalation linked to recent US-Israel actions against Iran (reported in early March 2026)?
  1. A
    Operation Epic Fury
  2. B
    Operation Roar of the Lion
  3. C
    Operation Desert Storm
  4. D
    Operation True Promise
Question 40Single Answer
Which country’s Prime Minister visited Israel in late February 2026 to elevate bilateral ties?
  1. A
    Canada
  2. B
    India (Narendra Modi)
  3. C
    Germany
  4. D
    UK

Quantitative Aptitude

Question 41Single Answer
The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?
  1. A
    51:52
  2. B
    52:53
  3. C
    51:53
  4. D
    52:55
Question 42Single Answer
Which of the following numbers is irrational ?
  1. A
    √49
  2. B
    0.125
  3. C
    √2
  4. D
    22/7
Question 43Single Answer
356 x 936 – 356 x 836 = ?
  1. A
    35600  
  2. B
    34500
  3. C
    9630
  4. D
    93600
Question 44Single Answer
Arrange in descending order: 5/8, 7/10, 3/4
  1. A
    3/4 > 7/10 > 5/8
  2. B
    7/10 > 3/4 > 5/8
  3. C
    3/4 > 5/8 > 7/10
  4. D
    5/8 > 7/10 > 3/4
Question 45Single Answer
What is (3^{4} times 9^{2}) ?
  1. A
    36
  2. B
    38
  3. C
    310
  4. D
    96
     
Question 46Single Answer
If 34X-2 = 729, then find the value of X.
  1. A
    4     
  2. B
    3
  3. C
    2 
  4. D
    5
Question 47Single Answer
Convert 0.6 into fraction ?
  1. A
    3/5
  2. B
    2/3
  3. C
    4/5
Question 48Single Answer
The no. plate of a bus had peculiarity. The bus number was a perfect square. It was also a perfect square when the plate numbers were reversed. The bus company had only five hundred buses numbered from 1 to 500. What was the number ?
  1. A
    169  
  2. B
    36
  3. C
    196 
  4. D
    Can not say
Question 49Single Answer
If a and b are positive integers, such that ab = 125, then (a-b)a+b-4 = ?
  1. A
    16   
  2. B
    25
  3. C
    28  
  4. D
    30
Question 50Single Answer
If x*y = x2 + y2 – xy, then value of 9*11 is
  1. A
    93     
  2. B
    103
  3. C
    60.5
  4. D
    121
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