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Latest CAIIB Elective Paper Information Technology Exam Question (Objective Questions), MCQ in English
Subjects : Information Technology
Question Bank CAIIB Elective Paper (Information Technology) Exam - English
Information Technology
Q 1 :
Which if the following is TRUE about the meaning of a bank?
A.It is a financial establishment
B.It acts like a financial intermediary
C.It accepts deposits from the public
D.It provides safe locker facility
E.All the above
Q 2 :
Which of the following is NOT true about the functioning of a bank ?
A.A bank should always add the word “bank” to its name.
B.They include general utility services and agency services.
C.A bank is a non-profit organization having service oriented approach.
D.A bank acts as a connecting link between borrowers and lenders of money.
E.A bank lends out money in the form of loans to those who require it for different purposes.
Q 3 :
Which of the following is NOT a banking service?
A.Issuance of debit and credit cards
B.Providing safe custody of valuable items
C.ATM services
D.Provision for higher interest rates to the accounts held by women
E.Online transfer of funds across the globe
Q 4 :
The definition of Banking is given in which of the following ACTs?
A.Negotiable Instrument Act 1881
B.Reserve Bank of India (RBI) Act 1934
C.Banking Regulation Act 1949
D.Company Act 1956
E.None of the above
Q 5 :
Banks in India are regulated by :
A.The Reserve Bank of India Act,1934
B.The Banking regulation Act,1949
C.The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
D.The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
E.None of the above
Q 6 :
Which of the following terms is used in Banking field ?
A.Zero Hour
B.Input devices
C.Privilege motion
D.Sedimentary
E.Invest rate swap
Q 7 :
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
A.Investment Banking
B.Core Banking
C.Mobile Banking
D.National Banking
E.Specialized Banking
Q 8 :
Which of the following is necessary while opening deposit account in banks ?
A.Will
B.Registration
C.Nomination
D.Indemnity
E.Guarantee
Q 9 :
Which of the following is not banking term?
A.Letter of credit
B.MIBOR
C.Factoring services
D.Entry load
E.None of the above
Q 10 :
Systematic investment plans relates to:
A.Mutual Funds
B.Life Insurance Companies
C.Commercial Banks
D.Post office saving schemes
E.None of the above
Q 11 :
Which is the following is / are third party products sold out by banks?
A.Mutual funds
B.Term deposits
C.Credit cards
D.All of these
E.None of the above
Q 12 :
The first bank the Bank of Hindustan was established in:
A.1780
B.1790
C.1770
D.1802
E.1814
Q 13 :
Which of the following NOT a Retail banking product ?
A.Checking account
B.Saving account
C.Money market account
D.Certificate of deposit (CD)
E.Mutual Fund
Q 14 :
Which of the following is Not a Business (or commercial / investment) banking product ?
A.Business loan
B.Capital raisig
C.Checking account
D.Project finance
E.Term loan
Q 15 :
The banker’s bank in any country called as:
A.Commercial bank
B.Central bank
C.EXIM bank
D.Scheduled Bank
E.Development bank
Q 16 :
Which of the following is the Central bank of India?
A.State Bank of India
B.National Bank for Agriculture and Rural Development
C.Export-Import Bank of India
D.Reserve Bank of India
E.None of the above
Q 17 :
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
A.Rs. 100
B.Rs. 400
C.Rs. 500
D.Rs.1000
E.Rs. 1500
Q 18 :
Which of the following represents Profit and Loss Account ?
A.Position of profit on a particular date
B.Position of profit for a given period
C.Position of loss for a given period
D.Both 2 and 3
E.None of the above
Q 19 :
Which among the following is /are ‘Term Deposit’?
A.Fixed Deposit
B.Current Deposit
C.Recurring Deposit
D.All of the above
E.None of the above
Q 20 :
The first bank of limited liability managed by Indians was :
A.The Commercial Bank of India
B.Allahabad Bank
C.Oudh Commercial Bank
D.Punjab National bank ltd
E.None of the above
Q 21 :
A. Government of India Act 1858 control 1. Absolute imperial
B.Indian Councils Act 1861 2.Non official members in executive council
C. Indian Council 3.Separate representation of Muslim community Act1909
D. Government of 4.Dyarchy in the India Act 1919 provinces
A.A B C D
2 3 1 4
B.4 1 2 3
C.3 4 1 2
D.1 2 3 4
Q 22 :
Which of the following is/are the principal features of the government of India Act 1919?
1. Introduction of diarchy in the executive government of the provinces.
2. Introduction of separate communal electorate for Muslims.
3. Devolution of legislative authority by the centre to the provinces.
4. Expansion and reconstitution of central and provincial legislatures.
A.1, 2 and 3
B.1, 2 and 4
C.2, 3 and 4
D.1, 3 and 4
Q 23 :
Consider the following statements:
The Indian constitution is
1. Unwritten constitution
2. Written constitution
3. Largely based on government of India
Act, 1935
A.1 and 2 are correct
B.2 and 3 are correct
C.1 and 3 are correct
D.None of the above
Q 24 :
Consider the following statements with reference to the term secularism:
1. Secularism means that the state has no recognized religion of state.
2. Secularism means that the state treats all the religions equally.
3. Secularism means that the state regulates the relation of man with God.
Which of these statements is/are correct ?
A.1, 2 and 3
B.1 and 2
C.2 and 3
D.1 and 3
Q 25 :
Which one is not correctly matched?
A.Freedom of speech - include freedom of and expression press
B.Freedom of - include right to wear and carry kirpans by Sikhs.
C.conscience
Right to personal - include right to carry on any trade or business liberty
D.(d) Right to equality - includes principles of natural justice
Q 26 :
The 0 and 1 in the binary numbering system are called Binary Digits or
A.Bytes
B.Kilobytes
C.Decimal bytes
D.Bits
Q 27 :
What language does a browser typically interpret to display information from the World Wide Web ?
A.Machine Code
B.Assembly Language
C.HTML
D.C++
Q 28 :
______ is the process of finding errors in software code.
A.Compiling
B.Testing
C.Running
D.Debugging
Q 29 :
The code for a Web page is written using _________.
A.A fifth generation language
B.WinZip
C.Peripherals
D.Hypertext Markup Language
Q 30 :
A program is a sequence of ___________ written in a programming language.
A.Lines
B.Function
C.Instructions
D.Code words
Q 31 :
Which of the following languages is more suited to a structured program ?
A.PL/1
B.FORTRAN
C.BASIC
D.PASCAL
Q 32 :
A computer program that converts assembly language to machine language to machine language is
A.compiler
B.Interpreter
C.Assembler
D.None of the above
Q 33 :
The symbols used in an assembly language are
A.Codes
B.Mnemonics
C.Assembler
D.All of the above
Q 34 :
Which is a non-standard version of a computing language ?
A.PROLOG
B.APL
C.Army
D.PL/1
Q 35 :
A language which is close to that used with in the computer is
A.High – level language
B.Assembly language
C.Low- level language
D.All of the above
Q 36 :
Program execution time would be minimum if the programs are written in
A.Machine Language
B.Assembly language
C.High level language
D.All of the above
Q 37 :
Which one of the following is not a type of a language processor ?
A.Compiler
B.Interpreter
C.Application software
D.Assembler
Q 38 :
Which one of the following is called low level languages ?
A.Machine language
B.Assembly language
C.both of the above
D.None of the above
Q 39 :
Which is the limitation of high level language ?
A.Lower efficiency
B.Machine dependence
C.Machine level coding
D.None of above
Q 40 :
Programming language which is used for scientific purposes and work is to be done in batches is
A.PASCAL
B.FORTRAN
C.LOGO
D.COMAL
Q 41 :
Programming language which is extension of programming language 'BASIC' is
A.PASCAL
B.COBOL
C.LOGO
D.COMAL
Q 42 :
Program subroutines are
A.called by other programs
B.fixed variable
C.default constants
D.default variables
Q 43 :
Loop statement which is repeated to some given number of times is classified as
A.FOR loop
B.GO loop
C.REPEAT loop
D.GO REPEAT loop
Q 44 :
A program which interprets each line of high level program at time of execution is called
A.instructor
B.interpreter
C.translator
D.executor
Q 45 :
Set of data whose items are organized together is classified as
A.data structure
B.variable structure
C.string structure
D.positive structure
Q 46 :
______ is a container that represents a value in a program .
A.Compiler
B.Variable
C.Data type
D.None of the above
Q 47 :
To distinguish between different data types, a computer uses special ______ .
A.Internal codes
B.External codes
C.compilers
D.None of the above
Q 48 :
_______ is the same thing as a variable with one major difference. Its does not change, while the value of a variable can change throughout a program .
A.fixed-Variable
B.Conditional
C.Constant
D.None of the above
Q 49 :
Array is a special type of variable used in many programming languages, such as ________
A.C
B.C++
C.Java
D.All of the above
Q 50 :
What is a segment of code that executes repeatedly based on a certain condition ?
A.Function
B.Array
C.Loop
D.None of the above
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