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Latest Dharmapuri Cooperative Bank Assistant Exam Question (Objective Questions), MCQ in English

Subjects : Cooperative Management, Cooperative Credit & Banking, Cooperative Accounting, MIS & Computer Application/ Fundamentals, General Studies, Tamil Language

Question Bank Dharmapuri Cooperative Bank Assistant Exam - English
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Cooperative Management

Question 1Single Answer
When was the first cooperative society established in India ?
  1. A
    1901
  2. B
    1904
  3. C
    1907
  4. D
    1910
Question 2Single Answer
The National Cooperative Development Corporation (NCDC) was established in which year ?
  1. A
    1950
  2. B
    1961
  3. C
    1975
  4. D
    1980
Question 3Single Answer
Which is the apex cooperative body in India ?
  1. A
    NABARD
  2. B
    NCDC
  3. C
    ICA
  4. D
    SEWA
Question 4Single Answer
The concept of "Panchayati Raj" was included in the cooperative movement in India by which committee ?
  1. A
    Shah Committee
  2. B
    Hazari Committee
  3. C
    Nayak Committee
  4. D
    Sarkaria Committee
Question 5Single Answer
The cooperative principle of "One Member, One Vote" is based on the principle of:
  1. A
    Equality
  2. B
    Democracy
  3. C
    Voluntary and Open Membership
  4. D
    Cooperation
Question 6Single Answer
Which state in India is known for the success of the "Amul" cooperative movement ?
  1. A
    Gujarat
  2. B
    Maharashtra
  3. C
    Punjab
  4. D
    Haryana
Question 7Single Answer
What does the term "SEWA" stand for in the context of the cooperative movement ?
  1. A
    Society for Economic Welfare and Advancement
  2. B
    Self-Employed Women's Association
  3. C
    State Empowerment for Workers and Agriculturists
  4. D
    Sustainable Employment and Workforce Association
Question 8Single Answer
The "Cooperative Credit Societies Act" was enacted in India in which year ?
  1. A
    1904
  2. B
    1907
  3. C
    1912
  4. D
    1919
Question 9Single Answer
In the cooperative management, the term "AGM" stands for :
  1. A
    Annual General Meeting
  2. B
    All Group Members
  3. C
    Agricultural Management
  4. D
    Association of General Managers
Question 10Single Answer
The "Kisan Credit Card" scheme is associated with which type of cooperative ?
  1. A
    Consumer Cooperative
  2. B
    Credit Cooperative
  3. C
    Producer Cooperative
  4. D
    Marketing Cooperative
Question 11Single Answer
Which cooperative sector is primarily responsible for agricultural credit in India ?
  1. A
    Consumer Cooperatives
  2. B
    Credit Cooperatives
  3. C
    Producer Cooperatives
  4. D
    Marketing Cooperatives
Question 12Single Answer
The term "SAMRUDDHI" is associated with which cooperative in India ?
  1. A
    Milk Producers Cooperative
  2. B
    Handloom Weavers Cooperative
  3. C
    Fishermen's Cooperative
  4. D
    Sugar Cooperative
Question 13Single Answer
Who is considered the "Father of the Cooperative Movement in India" ?
  1. A
    Sir Frederick Nicholson
  2. B
    V.O. Chidambaram Pillai
  3. C
    R.C. Dutt
  4. D
    Laxmanrao Inamdar
Question 14Single Answer
The cooperative movement in India is guided by the cooperative principles laid down by:
  1. A
    International Monetary Fund (IMF)
  2. B
    International Cooperative Alliance (ICA)
  3. C
    United Nations (UN)
  4. D
    World Trade Organization (WTO)
Question 15Single Answer
Which state in India is known for the success of the "Kudumbashree" women's cooperative movement ?
  1. A
    Kerala
  2. B
    Tamil Nadu
  3. C
    Karnataka
  4. D
    Andhra Pradesh

Cooperative Credit & Banking

Question 16Single Answer
What does DCCB stand for ?
  1. A
    District Credit and Commerce Banks
  2. B
    Departmental Cooperative Credit Banks
  3. C
    District Central Cooperative Banks
  4. D
    Developmental Credit and Commerce Banks
Question 17Single Answer
Which of the following is the primary function of DCCBs ?
  1. A
    Retail banking
  2. B
    Agricultural credit
  3. C
    Industrial financing
  4. D
    Foreign exchange services
Question 18Single Answer
DCCBs are typically associated with the promotion of :
  1. A
    Large - scale industries
  2. B
    Small and Marginal Farmers
  3. C
    Multinational corporations
  4. D
    Urban housing projects
Question 19Single Answer
The head office of a DCCB is usually located in :
  1. A
    The state capital
  2. B
    The district headquarters
  3. C
    The national capital
  4. D
    A major industrial city
Question 20Single Answer
Which regulatory body oversees the functioning of DCCBs in India ?
  1. A
    Reserve Bank of India (RBI)
  2. B
    Securities and Exchange Board of India (SEBI)
  3. C
    National Bank for Agriculture and Rural Development (NABARD)
  4. D
    Ministry of Finance
Question 21Single Answer
DCCBs are an important part of the cooperative credit structure at the :
  1. A
    International level
  2. B
    National level
  3. C
    State level
  4. D
    Municipal level
Question 22Single Answer
The capital of a DCCB is contributed by :
  1. A
    The government
  2. B
    The Reserve Bank of India
  3. C
    Shareholders and members
  4. D
    Foreign investors
Question 23Single Answer
What is the role of DCCBs in the agricultural sector ?
  1. A
    Providing insurance services
  2. B
    Offering retail banking to farmers
  3. C
    Facilitating marketing of agricultural produce
  4. D
    Importing agricultural machinery
Question 24Single Answer
The president of a DCCB is typically elected by :
  1. A
    The state government
  2. B
    The district magistrate
  3. C
    The board of directors
  4. D
    The central government
Question 25Single Answer
DCCBs primarily cater to the financial needs of :
  1. A
    Urban consumers
  2. B
    Industrialists
  3. C
    Rural and semi - urban areas
  4. D
    International investors
Question 26Single Answer
The cooperative credit structure in India includes :
  1. A
    DCCBs only
  2. B
    State Cooperative Banks (SCBs) and DCCBs
  3. C
    Commercial banks only
  4. D
    Foreign banks
Question 27Single Answer
The main source of funds for DCCBs is :
  1. A
    Grants from the government
  2. B
    Borrowings from the Reserve Bank of India
  3. C
    Deposits from members and non - members
  4. D
    Foreign aid
Question 28Single Answer
DCCBs are expected to promote :
  1. A
    Profit maximization
  2. B
    Social welfare and economic development
  3. C
    Stock market investments
  4. D
    Corporate mergers and acquisitions
Question 29Single Answer
The tenure of the board of directors of a DCCB is typically :
  1. A
    1 year
  2. B
    3 years
  3. C
    5 years
  4. D
    10 years
Question 30Single Answer
DCCBs play a crucial role in the implementation of :
  1. A
    Industrial policies
  2. B
    Agricultural policies
  3. C
    Foreign exchange policies
  4. D
    Monetary policies

Cooperative Accounting

Question 31Single Answer
In cooperative accounting, what is the fundamental principle underlying the double - entry system ?
  1. A
    Single entry
  2. B
    Dual entry
  3. C
    Triple entry
  4. D
    Quadruple entry
Question 32Single Answer
What is the purpose of the double - entry system in cooperative accounting ?
  1. A
    To confuse accountants
  2. B
    To maintain financial equilibrium
  3. C
    To minimize record-keeping
  4. D
    To avoid taxation
Question 33Single Answer
Which of the following is a characteristic feature of cooperative accounting ?
  1. A
    Profit maximization
  2. B
    Limited liability
  3. C
    Member ownership and control
  4. D
    Government regulation
Question 34Single Answer
What is the primary objective of cooperative accounting ?
  1. A
    Profit maximization
  2. B
    Member satisfaction
  3. C
    Cost minimization
  4. D
    Social responsibility
Question 35Single Answer
In the double-entry system, every transaction affects at least how many accounts ?
  1. A
    One
  2. B
    Two
  3. C
    Three
  4. D
    Four
Question 36Single Answer
Which account represents the ownership interest of the members in a cooperative ?
  1. A
    Capital account
  2. B
    Revenue account
  3. C
    Expense account
  4. D
    Liability account
Question 37Single Answer
When a member makes an initial investment in a cooperative, which account is affected ?
  1. A
    Revenue account
  2. B
    Liability account
  3. C
    Capital account
  4. D
    Expense account
Question 38Single Answer
What is the accounting equation in cooperative accounting ?
  1. A
    Assets = Liabilities
  2. B
    Assets = Capital + Liabilities
  3. C
    Assets = Revenue - Expenses
  4. D
    Liabilities = Equity
Question 39Single Answer
Which financial statement shows the financial position of a cooperative at a specific point in time ?
  1. A
    Income statement
  2. B
    Statement of changes in equity
  3. C
    Balance sheet
  4. D
    Cash flow statement
Question 40Single Answer
What does the income statement in cooperative accounting show ?
  1. A
    Assets and liabilities
  2. B
    Revenue and expenses
  3. C
    Capital and investments
  4. D
    Liabilities and equity

MIS & Computer Application/ Fundamentals

Question 41Single Answer
Which Windows interface element typically appears to display information, a warning, an error message, or a request for confirmation?
  1. A
    Window
  2. B
    Pop-up menu
  3. C
    Message box
  4. D
    Taskbar
Question 42Single Answer
What is active desktop ?
  1. A
    a term that is synonymous with viewing your desktop as web page
  2. B
    a feature to customize your desktop to display informating you can update from the internet
  3. C
    both a and b above mentioned
  4. D
    A software
  5. E
    None of these
Question 43Single Answer
What is meant by an active window?
  1. A
    A window that is minimized
  2. B
    The window currently receiving user input
  3. C
    Any window currently open
  4. D
    The window opened first
Question 44Single Answer
What was America Online (AOL) primarily known for during the early popularization of consumer Internet access?
  1. A
    An online service providing Internet access and proprietary online content
  2. B
    A computer operating system
  3. C
    A spreadsheet application
  4. D
    A database management system
Question 45Single Answer
An application is
  1. A
    word processing, accounting and engineering programs are example of application programs
  2. B
    computer program designed to enable users to perform specific job functions
  3. C
    Both a and b above mentioned
  4. D
    a document
  5. E
    None of these
Question 46Single Answer
Which of the following programs enables you to calculate numbers related to rows and columns?
  1. A
    Window program
  2. B
    Spreadsheet program
  3. C
    Graphics program
  4. D
    Word program
  5. E
    None of these
Question 47Single Answer
The term Briefcase is used for
  1. A
    a special folder on the windows desktop used to keep documents up to date when shared between computers
  2. B
    a window that us currently open
  3. C
    A folder which keeps deleted, files for a while and can be retrieved from it
  4. D
    All of the above
  5. E
    None of these
Question 48Single Answer
In a graphical user interface, what is a button primarily used for?
  1. A
    Executing a command or initiating an action
  2. B
    Permanently storing data
  3. C
    Displaying the computer's IP address
  4. D
    Formatting a disk automatically
Question 49Single Answer
A channel (in windows terminology) is
  1. A
    a widely used online service that offers access to the internet
  2. B
    a specialized web site designed to work with the windows 98 subscribing feature to automatically download information from the internet and store it on your computer for later viewing
  3. C
    an area on the computer memory where text or graphics can be temporarily stored
  4. D
    All of the above
  5. E
    None of these
Question 50Single Answer
What does a checked checkbox generally indicate in a graphical user interface?
  1. A
    The associated option is enabled or selected
  2. B
    The application has closed
  3. C
    The file has been deleted
  4. D
    The computer is offline
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