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Objective Questions

Latest IDBI Bank Executive Exam Question (Objective Questions), MCQ in English

Subjects : Logical Reasoning, Data Analysis & Interpretation, English, Quantitative Aptitude, Banking Awareness

Question Bank IDBI Bank Executive Exam (Banking Awareness) - English

Logical Reasoning, Data Analysis & Interpretation

Question 1Single Answer

How many such pairs of letters are there in the word ‘CLEANLINESS’ each of the which has as many letters between them in the word as they have in the English alphabet, in the same sequence?

A
Two
B
Three
C
Five
D
Four
E
None of these

Question 2Single Answer

Team A has scored more goals than Team B
Team C has scored fewer goals than Team B
Team A has scored fewer goals than Team C .
If the first two statements are true, the third statement is

A
True
B
False
C
Uncertain
D
None

Question 3Single Answer

If it is possible to make only one meaningful word with the second, the third, the sixth and the eight letters of the word FRAGMENT using each only once, which of the following will be the third letter of that word ? If no such word can be formed, give ‘X’ as the answer and if more than one such word can be formed, give ‘Y’ as the answer.

Question 4Single Answer

How many such letters are there in the word ORIENTAL each of which is as far away from the beginning of the word as when they are arranged alphabetically?

A
None
B
One
C
Two
D
Three
E
More than three

Question 5Single Answer

How many such pairs of letters in the word CREDIT each of which has as many letters between them in the word as in the English alphabet?

A
None
B
One
C
Two
D
Three
E
More than three

Question 6Single Answer

How many meaningful words can be made from the letters ‘LMEA’ using each letter only once in each word?

A
None
B
One
C
Two
D
Three
E
More than three

Question 7Single Answer

If it is possible to make only one meaningful word with the first, the second, the seventh and the eighth letters of the word TEMPORAL, which of the following will be the first letter of that word? If more than one such word can be made, give ‘Y’ as the answer and if no such word can be made, give ‘X’ as the answer.

Question 8Single Answer

If the letters of the word HANDOVER are arranged alphabetically from left to right how many letters will remain at the same position?

A
None
B
One
C
Two
D
Three
E
More than three

Question 9Single Answer

How many such pairs of letters are there in the word EXCURSION, each of which has as many letters between them in the word as they have in the English alphabet?

A
None
B
One
C
Two
D
Three
E
More than three

Question 10Single Answer

If it is possible to make only one meaningful word with the first, the second, the third, the sixth and the eighth letters of the word DEVIATION first letter of that word is your answer? If more than one such word can be made formed your answer is ‘A’ and if no such word can be formed your answer is ‘B’.

Question 11Single Answer

If each alternate letter beginning with the first in the word WORKING is replaced by the next letter in the English alphabet and each of the remaining letters is replaced by the previous letter in the English alphabet, which of the following will be the fourth from the right and after the replacement ?

A
N
B
Q
C
J
D
M
E
None of these

Question 12Single Answer

How many pairs of letters are there in the word ‘SHIFTED’ each of which has as many letters between its two letters as there are between in the English alphabet?

A
None
B
One
C
Two
D
Three
E
None of these

Question 13Single Answer

Statement: Is common currency a necessary ingredient for Europe’s growth ?
Arguments :
I. Yes, A common currency will enable entire Europe to market itself as one .
II. No, Similar experiments by Latin America countries have not affected their economies .

A
The only argument I is strong
B
Only argument II is strong
C
Either I or II is strong
D
Neither I nor II is strong

Question 14Single Answer

If it is possible to make only one meaningful word with the first, the fifth, the sixth, the tenth and the eleventh letters of the word EXCEPTIONAL using each letter only once, first letter of that word is your answer. If no such word can be made formed your answer is ‘X’ and if more than one such word can be formed your answer is ‘Y’.

Question 15Single Answer

How many meaningful English words can be formed with the letters RAE using each letter only once in each word?

A
None
B
One
C
Two
D
Three
E
More than three

Question 16Single Answer

How many such pairs of letters are there in the word WONDERS, each of which has as many letters between its two letters as there are between them in the English alphabet?

A
One
B
Two
C
Three
D
Four
E
More than four

Question 17Single Answer

If it is possible to make only one meaningful English word from the second, the fifth, the seventh and the eighth letters of the word PHYSICAL, using each letter only once, second letter of that word is your answer. If more than one such word can be formed your answer is M. if no such word can be formed your answer is N.

Question 18Single Answer

How many such pairs of letters are there in the word JUSTIFY, each of which have as many letters between them in the word as they have between them in the English alphabet?

A
None
B
One
C
Two
D
Three
E
More than three

Question 19Single Answer

If the alphabets are assigned values as A=3, D=6, G=8, I=2, L=4 and T=5 then what is the sum of values of all the alphabets in the word DIGITAL?

A
26
B
28
C
30
D
32
E
None of these

Question 20Single Answer

How many such pairs of letters are there in the word EDUCATION, each of which has as many letters between them in the word as they have in the English alphabet?

A
None
B
One
C
Two
D
Three
E
More than three

Question 21Single Answer

Passage :

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z .

Which letter in this alphabet is the eighth letter to the right of the letter and which is tenth letter to the left of the last but one letter of the alphabet ?

Question 22Single Answer

Passage :

Direction : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If the third alphabet of each of the words is changed to the next alphabet in the English alphabetical series, which of the following will form a meaningful English word?

A
SUM
B
BIG
C
Both BIG and THE
D
FOR
E
Both FOR and BIG

Question 23Single Answer

Passage :

Direction : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be second from the right ?

A
AND
B
FOR
C
THE
D
BIG
E
SUM

Question 24Single Answer

Passage :

Direction: The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If second alphabet in each of the words is changed to next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed ?

A
None
B
One
C
Two
D
Three
E
Four

Question 25Single Answer

Passage :

How many letters are there in the English alphabetical series between the second letter of the word which is second from the right and the second letter of the word which is second from the left of the given words?

A
Two
B
Five
C
Six
D
Nine
E
Three

Question 26Single Answer

Passage :

Direction: The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If in each of the given words, each of the consonant is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will no vowels appear?

A
None
B
One
C
Two
D
Three
E
More than three

Question 27Single Answer

Passage :

Direction : Following question is based on five words given below:
BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)

If the third alphabet in each of the words is changed to the next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed?

A
None
B
One
C
Two
D
Three
E
Four

Question 28Single Answer

Passage :

If the position of the first and the second alphabets of each of the words are interchanged, which of the following will form a meaningful English word?

A
Both CAT and OWN
B
Both BRU and INK
C
Only CAT
D
Only INK
E
Only LEG

Question 29Single Answer

Passage :

Direction: Following question is based on five words given below:
BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)

If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be exactly in the middle of the five words?

A
OWN
B
LEG
C
BRU
D
CAT
E
INK

Question 30Single Answer

Passage :

Direction: Following question is based on five words given below:
BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)

If in each of the given words, each of the consonants is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will the same alphabet appear twice?

A
None
B
One
C
Two
D
Three
E
More than three

Question 31Single Answer

Passage :

Find the missing number in the following series ?

3, 5, 5, 19, 7, 41, 9, ?

A
71
B
61
C
79
D
69

Question 32Single Answer

Passage :

Direction: following question is based on five words given below:
LAP BUT CAR SON HID
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words.)

If the positions of the first and the third alphabets of each of the words are interchanged, which of the following would form meaningful words with the new arrangement?

A
HID
B
SON
C
Both LAP and BUT
D
CAR
E
Both CAR and LAP

Question 33Single Answer

Passage :

If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be fourth from the left?

A
LAP
B
BUT
C
CAR
D
SON
E
HID

Question 34Single Answer

Passage :

Direction : following question is based on five words given below:
LAP BUT CAR SON HID
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words.)

If in each of given words, each of the consonants is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will at least one vowel appear?

A
None
B
One
C
Two
D
Three
E
More than three

Question 35Single Answer

Passage :

Direction : following question is based on five words given below:
LAP BUT CAR SON HID
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words.)

How many letters are there in the English alphabetical series between the third letter of the word which is third from the right and the first letter of the word which is first from the left of the given word?

A
Two
B
Five
C
Six
D
Nine
E
Three

Question 36Single Answer

Passage :

If second alphabet in each of the words is changed to next alphabet in the English alphabetical order, how many words having no vowels will be formed?

A
None
B
One
C
Two
D
Three
E
More than three

Question 37Single Answer

Passage :

Direction: following letter is based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

If all the letters in each of the words are arranged alphabetically (within the word), how many words will remain unchanged?

A
One
B
Two
C
Three
D
More than three
E
None

Question 38Single Answer

Passage :

Direction: following letter is based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

According to the English alphabetical series how many letters are there between the first letter of the third word and the first letter of the fifth word?

A
Two
B
One
C
None
D
Three
E
More than three

Question 39Single Answer

Passage :

Direction: following letter is based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

If the first letter of all the words is changed to the previous letter of the English alphabetical series, how many words will have more than one vowel?

A
One
B
Two
C
Three
D
More than three
E
None

Question 40Single Answer

Passage :

Direction: following letter is based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

If all the vowels (in all the words) are changed to the next letter of the English alphabetical series, how many words will form meaningful English words?

A
One
B
Two
C
Three
D
More than three
E
None

Question 41Single Answer

Passage :

Direction : Each of the question below consists of a question and two statements numbered I and II given below it . You have to decide whether the data provided in the statements are sufficient to answer the question . Read both the statements and

Among P, Q, R, S and T who is the heaviest ?
I. R is heavier than only P .
II. S is lighter than Q but heavier than R and T .

A
if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone are sufficient to answer the question, while the data in statement Ialone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both the statements I and II together are not sufficient to answer the question
E
if the data in both statements I and II together are necessary to answer the question

Question 42Single Answer

Passage :

How is ‘go’ written in a code language ?
I. ‘come and then go’ is written as ‘5 3 9 6’ in that code language .
II. ‘go and play’ is written as ‘7 3 5’ in that code language .

A
if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone are sufficient to answer the question, while the data in statement Ialone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both the statements I and II together are not sufficient to answer the question
E
if the data in both statements I and II together are necessary to answer the question

Question 43Single Answer

Passage :

B is brother of D, How is D related to E ?
I. D is sister of M and B .
II. E is mother of M .

A
if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone are sufficient to answer the question, while the data in statement Ialone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both the statements I and II together are not sufficient to answer the question
E
if the data in both statements I and II together are necessary to answer the question

Question 44Single Answer

Passage :

Who among B, C, D and W reached office first ?
I. C reached office after W but before B and D .
Il. B reached office after D .

A
if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone are sufficient to answer the question, while the data in statement Ialone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both the statements I and II together are not sufficient to answer the question
E
if the data in both statements I and II together are necessary to answer the question

Question 45Single Answer

Passage :

K is towards which direction of D ?
I. D is towards North of N .
II. D is towards South of T which is towards West of K .

A
if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone are sufficient to answer the question, while the data in statement Ialone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both the statements I and II together are not sufficient to answer the question
E
if the data in both statements I and II together are necessary to answer the question

Question 46Single Answer

Passage :

Direction : Each of the question below consists of a question and two statements numbered | and II given below it . You have to decide whether the data provided in the statements are sufficient to answer the question . Read both the statements and .

What is the code for TAIL in a code language ?
I. In the code language DELAY is written as 57382 .
II. In the code language TIDE is - written as 6457 .

A
if the data in I statement! alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone.are sufficient to answer the qijestion, while the data in statement I alone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both statements I and II together are not sufficient to answer the question and
E
if the data in both statements I and II together are necessary to answer the question

Question 47Single Answer

Passage :

village ‘P’ is in which direction with respect to Village ‘Q’ ?
I, Village H is to the East of Village lage P and to the South of Village Q .
Il. Village F is to the North of Village P and to the West of Village Q .

A
if the data in I statement! alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone.are sufficient to answer the qijestion, while the data in statement I alone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both statements I and II together are not sufficient to answer the question and
E
if the data in both statements I and II together are necessary to answer the question

Question 48Single Answer

Passage :

How many students are there the class ?
I. In the class, Nisha ranks tenth form the top and twenty - third from the botton .
II. Nandita is ten ranks above Shama who is eighteenth form the top .

A
if the data in I statement! alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone.are sufficient to answer the qijestion, while the data in statement I alone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both statements I and II together are not sufficient to answer the question and
E
if the data in both statements I and II together are necessary to answer the question

Question 49Single Answer

Passage :

How many sons does 'X’ have ?
I. D is brother of A who is son of X .
II. D's sister is M's wife .

A
if the data in I statement! alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone.are sufficient to answer the qijestion, while the data in statement I alone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both statements I and II together are not sufficient to answer the question and
E
if the data in both statements I and II together are necessary to answer the question

Question 50Single Answer

Passage :

Among P, T, J, L and F each having different height, who is the tallest one ?
I. P is taller than J and F only .
II. T is not the tallest .

A
if the data in I statement! alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
B
if the data in statement II alone.are sufficient to answer the qijestion, while the data in statement I alone are not sufficient to answer the question
C
if the data either in statement I alone or in statement II alone are sufficient to answer the question
D
if the data given in both statements I and II together are not sufficient to answer the question and
E
if the data in both statements I and II together are necessary to answer the question

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Logical Reasoning, Data Analysis & Interpretation

Question 51Single Answer

Passage :

Direction : Study the following information carefully and answer the question given below :
J, K, L, M, N, O and P are seven kids playing in the garden . They are wearing clothes of colours black, Blue , white, green , pink , yellow and brown . Out of the seven , three are girls. No girls wearing either black yellow or brown . M’s sister O is wearing pink, while he is wearing brown . J is wearing blue while his sister K is not green . N is wearing yellow low while his best friend P is a boy .

What colour is K wearing ?

A
Green
B
Pink
C
Brown
D
Data inadequate
E
None of these

Question 52Single Answer

Passage :

What colour is P wearing ?

A
Black
B
Blue
C
White
D
Green
E
None of these

Question 53Single Answer

Passage :

What colours are the sisters of J and M wearing ?

A
Pink & Green
B
Pink & Yellow
C
White & Green
D
White & Pink
E
None of these

Question 54Single Answer

Passage :

What colour is L wearing ?

A
Black
B
Green
C
White
D
Data inadequate
E
None of these

Question 55Single Answer

Passage :

Which is group denoting only girls ?

A
KLN
B
KNO
C
KLO
D
Data inadequate
E
None of these

Question 56Single Answer

Passage :

Direction : Study the following information carefully and answer the question given below :
Among M, B, T, W, D and H three work in factory X and three work in factory Y . Each of them earns different amount . T works in factory Y and earns the least . W and D do not work in factory Y and none of them earns the maximum . B earns less than H and W . M does not work in the same factory in which T works and the earns more than D but less than B .

In which factory does B work ?

A
X
B
Y
C
X or Y
D
Data inadequate
E
None of these

Question 57Single Answer

Passage :

Who earns the maximum ?

A
H
B
W
C
D
D
Data inadequate
E
None of these

Question 58Single Answer

Passage :

Who earns less than M ?

A
D only
B
T only
C
B only
D
D and T only
E
None of these

Question 59Single Answer

Passage :

W earns more than which of the following groups ?

A
BMDT
B
BMD
C
BDT
D
Data inadequate
E
None of these

Question 60Single Answer

Passage :

Which of the following groups work in factory X ?

A
TBH
B
WDH
C
WDM
D
TBM
E
None of these

English

Question 61Single Answer

I go to Madurai by —– Vaigai Express

A
a
B
an
C
some
D
the

Question 62Single Answer

Have the car stolen!

A
Steal the car
B
You should have the stolen car
C
Get someone to steal the car
D
They have stolen the car

Question 63Single Answer

The payment was collected by the hardworking salesman.

A
The hardworking salesman collected the payment.
B
the salesman who worked heard was able to collect the payment.
C
to collect the payment the salesman had to work hard.
D
The hardworking salesman was able to collect the payment.

Question 64Single Answer

I had to stop all my work to complete this project.

A
All other work had to be stopped to complete this project by me
B
For completing this project all other work must be stopped
C
For completing this project I had to stop all my work
D
To complete this project all other work had been stopped by me

Question 65Single Answer

They have published the names of all the successful candidates.

A
The candidates who have succeeded their names they had published.
B
The names of all the successful candidates have been published by them
C
The candidates who have succeeded their names have been published by them.
D
The names of all the successful candidate were published by them.

Question 66Single Answer

The online shopping site lowered the prices.

A
Lowering of the prices was done by the online shopping site
B
The prices were lowered by the online shopping site
C
The prices had been lowered by the online shopping site
D
The prices have been lowered by the online shopping site

Question 67Single Answer

Who taught you to drive a truck ?

A
To drive a truck by whom were you taught?
B
Driving a truck by who were you taught?
C
Driving a truck by who were you being taught?
D
By whom were you taught to drive a truck?

Question 68Single Answer

We shall invite Suresh.

A
Suresh would be invited by us
B
Suresh would have been invited by us
C
Suresh will be invited by us
D
Suresh will have been invited by us

Question 69Single Answer

Dark clouds have overcast the evening sky.

A
By the dark clouds the evening sky was overcast.
B
The evening sky has been overcast by the dark clouds.
C
Dark clouds overcastted the evening sky.
D
The sky of the evening was overcasted by dark clouds.

Question 70Single Answer

The partners will celebrate their triumph tomorrow.

A
The triumph would be celebrated by the partners a day before
B
The triumph would be celebrated by the partners a day after
C
The triumph would have been celebrated by the partners a day after
D
The triumph will have been celebrated by the partners tomorrow

Question 71Single Answer

Why did break the vase?

A
why is the vase broken by him
B
why was the vase broken by him
C
why had been the vase broken by him
D
why has been the vase broken by him

Question 72Single Answer

Mariam was writing a note to her boss.

A
A note was written to her boss by Mariam
B
A note was wrote by Mariam to her boss
C
A note was being written by Mariam to her boss
D
A note was written by Mariam to her boss

Question 73Single Answer

The baby really enjoys that music.

A
That music was really enjoyed by the baby.
B
That music was really being enjoyed by the baby.
C
That music is really enjoyed by the baby.
D
This music was really enjoyed by the baby.

Question 74Single Answer

The weather disrupted the final match.

A
The final match has been disrupted by the weather.
B
The final match had been disrupted by the weather.
C
The final match was disrupted by the weather.
D
The final match was being disrupted by the weather.

Question 75Single Answer

The management committee is required to publish a report every year.

A
report would be published by the management committee every year.
B
A report would have been published by the management committee every year.
C
A report requires to be published by the management committee every year.
D
Every year the report would be published by the management committee.

Question 76Single Answer

Preeti ran the race in record time.

A
In record time Preeti ran the race.
B
The race was run by Preeti in record time
C
The race was being run by Preeti in record time
D
The race had been run by Preeti in record time

Question 77Single Answer

I shall have written the full thesis by December

A
By December I shall have wrote the full thesis.
B
The full thesis will have been written by me by December.
C
The full Thesis will be wrote by me by December
D
By December the full thesis must have been wrote by me.

Question 78Single Answer

One must keep one’s promises.

A
One’s promises must be kept by one.
B
One’s promises had to be kept.
C
Promises must be kept.
D
Promises have to be kept by one.

Question 79Single Answer

I read the story in one night.

A
The story had been read by me in one night.
B
The story has been read by me in one night
C
n one night the story has been read by me.
D
the story was read by me in one night

Question 80Single Answer

We must take care of the old.

A
Those who are old need to be taken care of by us.
B
The old must be taken care of by us.
C
Those who are old need care by us
D
The old should be taken care of by us.

Question 81Single Answer

Passage :

Direction : Question below has two blanks, each blank indicting that some thing has been omitted. Choose the word for each blank which best fits the meaning of the sentence as a whole.

The Finance Department has ……………a centralized online databank system for all statutory government bodies to …………an eye on their assets and liabilities.

A
presented , stay
B
introduced , keep
C
announce , make
D
created , let
E
proclaimed , hold

Question 82Single Answer

Passage :

Direction : The five items in this section consists of a word or group of words followed by four words as (a), (b), (c) and (d). Select the word which is nearly opposite to the meaning of the original word or group of words and mark your response as (a), (b), (c) and (d), as the case may be, in your Answer Sheet.

Assets

A
liabilities
B
responsibilities
C
estates
D
profits

Question 83Single Answer

Passage :

Direction : In the question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Affidavit

A
Affirmation
B
Slander
C
Oath
D
Testimony

Question 84Single Answer

Passage :

Direction: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Hollow

A
Alveolate
B
Cleft
C
Cavernous
D
Solid

Question 85Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Cosset

A
Ignoreb
B
Close
C
Caress
D
Fondle

Question 86Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Ogle

A
Leer
B
Gaze
C
Ignore
D
Gawk

Question 87Single Answer

Passage :

Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Intrinsic

A
Elemental
B
Innate
C
Connate
D
Acquired

Question 88Single Answer

Passage :

Direction : In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Coalesce

A
Separate
B
Adhere
C
Cleave
D
Amalgamate

Question 89Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Loiter

A
lag
B
Hasten
C
Amble
D
Loii

Question 90Single Answer

Passage :

Direction : Question below has two blanks, blank indicating that something has been omitted. Choose the set of words for blank which best fits the meaning of the sentence as a whole.

The protests were......... at ......... awareness among the elite and the educated.

A
held, generating
B
aimed, creating
C
targeted, awakening
D
focused, building
E
concentrated, producing

Question 91Single Answer

Passage :

Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Deep-seated

A
Chronic
B
Temporary
C
inbred
D
Subconscious

Question 92Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Vibrant

A
Drab
B
Gaudy
C
Jazzy
D
Vivid

Question 93Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

To scowl

A
To glower
B
To smirk
C
To Grimace
D
To grin

Question 94Single Answer

Passage :

In the following questions, one part of the sentence may have an error. Find out which part of the sentence has an error .

I used (A)/ a pair of black trousers (B) / for a week (C)/ No error (D)

Question 95Single Answer

Passage :

Direction: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Atheist

A
Skeptic
B
Pagan
C
Disciple
D
Agnostic

Question 96Single Answer

Passage :

Directions: in the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Abdicate

A
Forgo
B
Usurp
C
Waive
D
Cede

Question 97Single Answer

Passage :

Direction: A passage is given with question following it. Read the passage carefully and choose the best answer to question out of the four alternatives and click the button corresponding to it.
Some languages are used by a few people. Others, such a Mandarin Chinese and English, are spoken by millions. Many people speak two or more languages. They may use one language at home with family and friends and other at work or school. Regional variations of language are known as dialects. The Anglo-Saxons, who conquered Britain at the end of the Roman Empire, spoke a Germanic language include Danish, Dutch, German and Swedish. English also contains Drench-derived words after it was ruled by French-speaking king following the Norman Conquest.

Mandarin Chinese is spoken by people.

A
Little
B
Few
C
Many
D
Big

Question 98Single Answer

Passage :

Direction: A passage is given with question following it. Read the passage carefully and choose the best answer to question out of the four alternatives and click the button corresponding to it.
Passage
Some languages are used by a few people. Others, such a Mandarin Chinese and English, are spoken by millions. Many people speak two or more languages. They may use one language at home with family and friends and other at work or school. Regional variations of language are known as dialects. The Anglo-Saxons, who conquered Britain at the end of the Roman Empire, spoke a Germanic language include Danish, Dutch, German and Swedish. English also contains Drench-derived words after it was ruled by French-speaking king following the Norman Conquest.

A person who is good at foreign languages is known as-

A
Virtuoso
B
Linguist
C
Ventriloquist
D
Scholar

Question 99Single Answer

Passage :

Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Astringe

A
Liberate
B
Constringe
C
Circumscribe
D
Tauten

Question 100Single Answer

Passage :

Direction: A passage is given with question following it. Read the passage carefully and choose the best answer to question out of the four alternatives and click the button corresponding to it.
Passage
The………of gurudakshina is very ancient and it is ……… to the Indian culture and tradition. If you are absolutely ……… about India, then it’s advisable that you first try to understand the meaning of a guru and the …………. of his presence in you to understand what gurudakshina is in ancient India, a teacher or a guru was a spiritually …………. Guide.

The ………..of gurudakshina is very ancient.

A
habit
B
approach
C
perception
D
concept

Quantitative Aptitude

Question 101Single Answer

The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?

A
51:52
B
52:53
C
51:53
D
52:55

Question 102Single Answer

Which of the following numbers is irrational ?

A
√49
B
0.125
C
√2
D
22/7

Question 103Single Answer

356 x 936 – 356 x 836 = ?

A
35600
B
34500
C
9630
D
93600

Question 104Single Answer

Arrange in descending order: 5/8, 7/10, 3/4

A
3/4 > 7/10 > 5/8
B
7/10 > 3/4 > 5/8
C
3/4 > 5/8 > 7/10
D
5/8 > 7/10 > 3/4

Question 105Single Answer

What is (3^{^}{4} times 9^{^}{2}) ?

A
3⁶
B
3⁸
C
3¹⁰
D
9⁶

Question 106Single Answer

If 3⁴X^-2 = 729, then find the value of X.

Question 107Single Answer

Convert 0.6 into fraction ?

A
3/5
B
2/3
C
4/5

Question 108Single Answer

The no. plate of a bus had peculiarity. The bus number was a perfect square. It was also a perfect square when the plate numbers were reversed. The bus company had only five hundred buses numbered from 1 to 500. What was the number ?

A
169
B
36
C
196
D
Can not say

Question 109Single Answer

If a and b are positive integers, such that ab = 125, then (a-b)^a+b-4= ?

A
16
B
25
C
28
D
30

Question 110Single Answer

If x^*y = x² + y² – xy, then value of 9^*11 is

A
93
B
103
C
60.5
D
121

Question 111Single Answer

Which is greater ?

A
15/16
B
17/18
C
Equal
D
Cannot compare

Question 112Single Answer

If sum of two numbers is 42 and their product is 437, then find their difference.

Question 113Single Answer

Write the 44000 in Roman numerals

A
XLI
B
XLVI
C
XLIV
D
XLVIC

Question 114Single Answer

Convert 0.0909… into fraction ?

A
1/11
B
9/11
C
1/9
D
9/10

Question 115Single Answer

What is (98 times 102) ?

A
9996
B
10000
C
10096
D
10196

Question 116Single Answer

Which is smaller ?

A
9/11
B
7/9
C
Equal
D
Cannot compare

Question 117Single Answer

Convert 0.5777… into fraction ?

A
26/45
B
52/90
C
13/22
D
5/9

Question 118Single Answer

Convert 0.81 into fraction ?

A
81/100
B
9/10
C
8/9
D
9/11

Question 119Single Answer

(63)² – (12)² =?

A
3528
B
3852
C
3582
D
3825

Question 120Single Answer

Which is greater ?

A
13/17
B
11/14
C
Equal
D
Cannot compare

Question 121Single Answer

Passage :

Direction : Each of the questions below consists of a question and two statements numbered (I) and (II) given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and give answer :

How many employees of bank ‘X’ opted for VRS ?
(I) 18% of the 950 officer cadre employees and 6% of the 1100 of all other cadre employees opted for VRS.
(II) 28% of the employees in the age group of 51 to 56 and 17% of the employees in all other age groups opted for VRS.

A
Statement (I) ALONE is sufficient, but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 122Single Answer

Passage :

The area of a playground is 1600 square meters. What is its perimeter ?
(I) It is a perfect square playground
(II) It costs Rs.3200 to put a fence around the playground at the rate of Rs.20 per meter.

A
Statement (I) ALONE is sufficient, but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 123Single Answer

Passage :

What is the value of m – n ÷ 37 ?
(I) m is the largest possible six-digit number and n is the smallest possible six-digit number.
(II) The difference between m and n is known.

A
Statement (I) ALONE is sufficient, but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 124Single Answer

Passage :

What is the value of x ?
(I) If 10 is added to x, the result is 34.
(II) If x is multiplied by y, the result is 38.

A
Statement (I) ALONE is sufficient, but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 125Single Answer

Passage :

What was the total compound interest on a sum after three years ?
(I) The interest after one year was Rs. 100 and the sum after was Rs.1000.
(II) The difference between simple and compound interest on a sum of Rs.1000 at the end of two years was Rs.10.

A
Statement (I) ALONE is sufficient, but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 126Single Answer

Passage :

Each of the questions below consists of a question and two statements numbered (1) and (2) given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and give answer.

Among Japanese Yen, Australian Dollar, Hong Kong Dollar and Singapore Dollar, which currency has the lowest value in terms of Indian rupees ?
(1) One rupee is equal to 2.56 Japanese Yen, 0.338 Australian Dollar, and 0.465 Hong Kong Dollar.
(2) Value of Australian Dollar is equal to Singapore Dollar.

A
Statement (1) ALONE is sufficient, but statement (2) alone is not sufficient
B
Statement (2) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
Statements (1) and (2) TOGETHER are NOT sufficient

Question 127Single Answer

Passage :

What is the value of a two-digit number ?
(1) The sum of the two digits is 4.
(2) The difference between the two digits is 2.

A
Statement (1) ALONE is sufficient, but statement (2) alone is not sufficient
B
Statement (2) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
Statements (1) and (2) TOGETHER are NOT sufficient

Question 128Single Answer

Passage :

What was the population of State ‘A’ in 1999 ?
(1) Population of the State increases every year by 20% and its population in 1997 was 1,20,000.
(2) Population of State A in 1997 was twice that of State B in the same year.

A
Statement (1) ALONE is sufficient, but statement (2) alone is not sufficient
B
Statement (2) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
Statements (1) and (2) TOGETHER are NOT sufficient

Question 129Single Answer

Passage :

What is the speed of the boat in still water ?
(1) It takes 2 hours to cover the distance between A and B downstream.
(2) It takes 4 hours to cover the distance between A and B upstream.

A
Statement (1) ALONE is sufficient, but statement (2) alone is not sufficient
B
Statement (2) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
Statements (1) and (2) TOGETHER are NOT sufficient

Question 130Single Answer

Passage :

How many vinyl squares with sides 5 inches long will be needed to cover the rectangular floor of a room ?
(1) The floor is 5ft long.
(2) The floor is 3 ft wide.

A
Statement (1) ALONE is sufficient, but statement (2) alone is not sufficient
B
Statement (2) ALONE is sufficient, but statement (I) alone is not sufficient
C
BOTH statements TOGETHER are sufficient, but NEITHER statement alone is sufficient
D
Statements (1) and (2) TOGETHER are NOT sufficient

Question 131Single Answer

Passage :

Direction : in the following question two statements (Quantity – I and Quantity – II) are given .You have to solve both the statements and give answer.

Quantity I: On selling 17 balls at Rs720, there is a loss equal to the cost price of 5 balls. The cost price of a ball is :
Quantity II: A man buys a cycle for Rs 1400 and sells it at a loss of 15%. The selling price is :

A
Quantity I > Quantity II
B
Quantity I Quantity II
C
Quantity II Quantity I
D
Quantity I = Quantity II or Relation cannot be established

Question 132Single Answer

Passage :

Direction : in the following question two statements (Quantity – I and Quantity – II) are given .You have to solve both the statements and give answer.

Quantity I : A and B together can do a piece of work in 4 days. If A alone can do the same work in 6 days, then B alone can do the same work in ?
Quantity II : A can do a piece of work in 4 hours; B and C together can do it in 3 hours, while A and C together can do it in 2 hours. How long will B alone take to do it ?

A
Quantity I > Quantity II
B
Quantity I Quantity II
C
Quantity II Quantity I
D
Quantity I = Quantity II or Relation cannot be established

Question 133Single Answer

Passage :

Direction : in the following question two statements (Quantity – I and Quantity – II) are given .You have to solve both the statements and give answer.

Quantity I : ‘x’ : Train ‘A’ running at a speed of 25 m/sec crosses Train ‘Z’ coming from opposite direction running at a speed of 15 m/sec in 12 seonds. Length of Train ‘A’ is twice of train ‘B’. Length of train ‘A’ is ‘x’
Quantity II : 160 meters.
(a) Quantity I > Quantity II (b) Quantity I < Quantity II
(c) Quantity I ≥ Quantity II (d) Quantity I ≤ Quantity II
(e) Quantity I = Quantity II or No Relation

A
Quantity I > Quantity II
B
Quantity I ≥ Quantity II
C
Quantity II > Quantity I
D
Quantity I = Quantity II or Relation cannot be established

Question 134Single Answer

Passage :

Direction : in the following question two statements (Quantity – I and Quantity – II) are given .You have to solve both the statements and give answer.

Quantity I : ‘x’ : A pipe alone can fill a cistern in 60 minutes. But due to leakage pipe filled only 80% of the cistern in 1 hour. ‘x’ is the capacity of cistern in liters if due to leakage 60 liter can be leaked out in 1 hour.
Quantity II : 250 liters
(a) Quantity I > Quantity II (b) Quantity I < Quantity II
(c) Quantity I ≥ Quantity II (d) Quantity I ≤ Quantity II
(e) Quantity I = Quantity II or No Relation

A
Quantity I > Quantity II
B
Quantity I ≥ Quantity II
C
Quantity II > Quantity I
D
Quantity I = Quantity II or Relation cannot be established

Question 135Single Answer

Passage :

Direction : Each of the question below consist of a question and two statements numbered (1) and (2) given below it.you have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statement and give answer.

Average weight of four persons is 67 kg.These persons are A, B, C and D. When E is included in the group, average weight decreases by 2 kg. What is the weight of A? A’s weight is 4 kg more than B’s weight.
(I) When B is displaced by another person F, whose weight is 4 kg more than E, average weight becomes 64 kg.
(II) When D is displaced by another person G, whose weight is 4 kg more than E, average weight becomes 65 kg.

A
Statement(I) ALONE is sufficient , but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient , but statement (I) alone is not sufficient
C
BOTH Statement TOGETHER are sufficient , but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 136Single Answer

Passage :

Is x an integer ?

A
Statement (I) ALONE is sufficient , but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient , but statement (I) alone is not sufficient
C
BOTH Statement TOGETHER are sufficient , but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 137Single Answer

Passage :

Out of the four teams A, B, C and D which team is not likely to win as per the opinion poll ?
(I) As per the opinion poll, chances of team C’s winning are more than that of team A.
(II) As per the opinion poll team C’s chances of winning are less than that of team B but not less than that of team D, whose chances of winning are more than that of team A.

A
Statement (I) ALONE is sufficient , but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient , but statement (I) alone is not sufficient
C
BOTH Statement TOGETHER are sufficient , but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 138Single Answer

Passage :

A, B and C are positive integers. Is their product an even number ?
(I) A is an even number.
(II) The product of A and B is an even number and that of A and C is also an even number.

A
Statement (I) ALONE is sufficient , but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient , but statement (I) alone is not sufficient
C
BOTH Statement TOGETHER are sufficient , but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 139Single Answer

Passage :

What was Mr. Srinivasula’s combined income for the year 1994-1999 ? In 1994, he made Rs.10,00,000.
(I) His average yearly income for the years 1994-1999 was Rs.12,00,000.
(II) In 1999, his income was Rs.20,00,000.

A
Statement (I) ALONE is sufficient , but statement (II) alone is not sufficient
B
Statement (II) ALONE is sufficient , but statement(I) alone is not sufficient
C
BOTH Statement TOGETHER are sufficient , but NEITHER statement alone is sufficient
D
EACH statement ALONE is sufficient

Question 140Single Answer

Passage :

Direction : Each of the question below consist of a question and two statements numbered (1) and (2) given below it .you have to decide whether the data provided in the statements are sufficient to answer the question . Statement (1) ALONE is sufficient , but statement (2) alone is not sufficient

A, B, C and D made their project presentation, one on each day, on four consecutive days but not necessarily in that order. On which day did ‘C’ make his presentation ?
(1) The first presentation was made on 23rd, Tuesday and was followed by ‘D’s presentation.
(2) ‘A’ did not make his presentation on 25th and one of them made his presentation, between A’s and B’s.

A
Statement (2) ALONE is sufficient , but statement (1) alone is not sufficient
B
statement (1) and (2) TOGETHER are NOT sufficient
C
BOTH Statement TOGETHER are sufficient , but NEITHER statement alone is sufficient
D
Statement (1) and (2) TOGETHER are NOT sufficient

Banking Awareness

Question 141Single Answer

Which if the following is TRUE about the meaning of a bank?

A
It is a financial establishment
B
It acts like a financial intermediary
C
It accepts deposits from the public
D
It provides safe locker facility
E
All the above

Question 142Single Answer

Which of the following is NOT true about the functioning of a bank ?

A
A bank should always add the word “bank” to its name.
B
They include general utility services and agency services.
C
A bank is a non-profit organization having service oriented approach.
D
A bank acts as a connecting link between borrowers and lenders of money.
E
A bank lends out money in the form of loans to those who require it for different purposes.

Question 143Single Answer

Which of the following is NOT a banking service?

A
Issuance of debit and credit cards
B
Providing safe custody of valuable items
C
ATM services
D
Provision for higher interest rates to the accounts held by women
E
Online transfer of funds across the globe

Question 144Single Answer

The definition of Banking is given in which of the following ACTs?

A
Negotiable Instrument Act 1881
B
Reserve Bank of India (RBI) Act 1934
C
Banking Regulation Act 1949
D
Company Act 1956
E
None of the above

Question 145Single Answer

Banks in India are regulated by :

A
The Reserve Bank of India Act,1934
B
The Banking regulation Act,1949
C
The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
D
The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
E
None of the above

Question 146Single Answer

Which of the following terms is used in Banking field ?

A
Zero Hour
B
Input devices
C
Privilege motion
D
Sedimentary
E
Invest rate swap

Question 147Single Answer

A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?

A
Investment Banking
B
Core Banking
C
Mobile Banking
D
National Banking
E
Specialized Banking

Question 148Single Answer

Which of the following is necessary while opening deposit account in banks ?

A
Will
B
Registration
C
Nomination
D
Indemnity
E
Guarantee

Question 149Single Answer

Which of the following is not banking term?

A
Letter of credit
B
MIBOR
C
Factoring services
D
Entry load
E
None of the above

Question 150Single Answer

Systematic investment plans relates to:

A
Mutual Funds
B
Life Insurance Companies
C
Commercial Banks
D
Post office saving schemes
E
None of the above

Question 151Single Answer

Which is the following is / are third party products sold out by banks?

A
Mutual funds
B
Term deposits
C
Credit cards
D
All of these
E
None of the above

Question 152Single Answer

The first bank the Bank of Hindustan was established in:

A
1780
B
1790
C
1770
D
1802
E
1814

Question 153Single Answer

Which of the following NOT a Retail banking product ?

A
Checking account
B
Saving account
C
Money market account
D
Certificate of deposit (CD)
E
Mutual Fund

Question 154Single Answer

Which of the following is Not a Business (or commercial / investment) banking product ?

A
Business loan
B
Capital raisig
C
Checking account
D
Project finance
E
Term loan

Question 155Single Answer

The banker’s bank in any country called as:

A
Commercial bank
B
Central bank
C
EXIM bank
D
Scheduled Bank
E
Development bank

Question 156Single Answer

Which of the following is the Central bank of India?

A
State Bank of India
B
National Bank for Agriculture and Rural Development
C
Export-Import Bank of India
D
Reserve Bank of India
E
None of the above

Question 157Single Answer

What is the Minimum balance required to be maintained for a saving account with cheque book facility?

A
Rs. 100
B
Rs. 400
C
Rs. 500
D
Rs.1000
E
Rs. 1500

Question 158Single Answer

Which of the following represents Profit and Loss Account ?

A
Position of profit on a particular date
B
Position of profit for a given period
C
Position of loss for a given period
D
Both 2 and 3
E
None of the above

Question 159Single Answer

Which among the following is /are ‘Term Deposit’?

A
Fixed Deposit
B
Current Deposit
C
Recurring Deposit
D
All of the above
E
None of the above

Question 160Single Answer

The first bank of limited liability managed by Indians was :

A
The Commercial Bank of India
B
Allahabad Bank
C
Oudh Commercial Bank
D
Punjab National bank ltd
E
None of the above

Question 161Single Answer

Which of the following scheme is not meant for investment purposes?

A
Letter of credit
B
National saving certificate
C
Infrastructure bonds
D
Mutual funds
E
None of the above

Question 162Single Answer

What is meant by development Oriented banking?

A
Infrastructure financing
B
Extending loans to State, which are undevelopment
C
Taking up the task of development of the economy by providing support to under privileged section of the society
D
All of the above
E
None of the above

Question 163Single Answer

The Reserve Bank of India was established in:

A
April 1935
B
June 1935
C
August 1934
D
May 1936
E
January 1949

Question 164Single Answer

14 major Indian commercial banks of the country were nationalized in:

A
July 1965
B
June 1960
C
July 1969
D
May 1970
E
January 1949

Question 165Single Answer

On the basis of suggestions of which of the following committee. The Banking Regulation Act was amended in 1983 to open the gates for the new private sector banks ?

A
Narasimham Committee
B
Rangrajan Committee
C
Rangrajan Committee
D
Goiporia committee
E
None of the above

Question 166Single Answer

When RBI made compulsory to the Best II norms for Banks?

A
March 31, 2007
B
March 31, 2008
C
March 31, 2010
D
March 31, 2011
E
March 31, 2009

Question 167Single Answer

Which Act is fully applicable to all commercial banks?

A
Companies Act, 1956
B
Partnership Act, 1932
C
Banking Regulation Act,1949
D
Sale of Goods Act, 1930
E
The Reserve Bank of India Act, 1934

Question 168Single Answer

What type of loan is granted by banks for purchase of white goods?

A
Mortgage loans
B
Personal loans
C
Consumption Loans
D
Home Loans
E
None of the above

Question 169Single Answer

Which of the following loans are granted for meeting social financial commitments like marriage etc?

A
Mortgage loans
B
Personal loans
C
Consumption Loans
D
Home Loans
E
None of the above

Question 170Single Answer

PPF account is opened for a period of

A
Mortgage loans
B
Personal loans
C
Consumption Loans
D
Home Loans
E
None of the above

Question 171Single Answer

Which of the followings facts substantiate the investment in public provident fund (PPF) account as a favorite tax saving option?

A
Deposits made in PPF account up to prescribed limits are eligible for relief under section 80C of income tax Act
B
Interest earned in PPF account is exempt from income tax
C
The balance in a PPF account is exempt from wealth tax
D
The balance in a PPF account cannot be attached under a court decree.
E
All of the above

Question 172Single Answer

What is the minimum amount premium is required to be deposited in case of a Public Provident Fund (PPF) Account?

A
Rs. 500
B
Rs. 750
C
Rs. 1000
D
Rs. 1500
E
Rs. 2000

Question 173Single Answer

National Saving Certificate matures at the end of:

A
Six years
B
Seven years
C
Ten years
D
Fifteen years
E
Twelve years

Question 174Single Answer

Normally banks accept fixed deposit for a maximum period of:

A
3 years
B
5 years
C
7 years
D
12 years
E
Any number years

Question 175Single Answer

Consider the followings Acts:
(A) Enactment of Banking Regulations Act
(B) Nationalisation of State Bank of India
(C) Nationalization of SBI subsidiaries
(D) Nationalisation of 14 major Banks.
Choose the right option for the correct chronological order of the above acts.

A
A-B-C-D
B
B-A-C-D
C
A-B-C-D
D
C-B-A-D
E
D-B-A-C

Question 176Single Answer

The Imperial Bank of India was nationalized and re-christened as State Bank of India in the year:

A
1949
B
1950
C
1955
D
1960
E
1969

Question 177Single Answer

IFRS stands for:

A
International Financial Regulatory Standards
B
International Financial Reporting Standards
C
International Financial Rating Standards
D
International Financial Reporting System
E
None of the above

Question 178Single Answer

Bridge loan refers to:

A
Interim finance allowed by banks to their customers pending disbursement of term loans by financial institutions
B
Loans granted to construction companies
C
Loans granted to PWD for construction of bridges
D
All of the above
E
None of the above

Question 179Single Answer

Payment of the demand draft can be stopped by

A
Holder
B
Purchaser
C
Payee
D
Bank
E
None of the above

Question 180Single Answer

Which of the following organizations, provide credit history of the borrowers?

A
SEBI
B
CIBIL
C
SBI
D
RBI
E
CRSIL

Question 181Single Answer

Loans / advance to framers is knows as:

A
Personal Loan
B
Business Loan
C
Priority Sector Loan
D
Home Loan
E
None of the above

Question 182Single Answer

FRBM stands for:

A
Fiscal Responsibility and Banking Management
B
Financial Responsibility and Budget management
C
Fiscal Responsibility and budget Management
D
Federal Responsibility and Business Management
E
Fiscal Responsibility and Business Management

Question 183Single Answer

When the New Bank of India was merged with Punjab National Bank?

A
1990
B
1993
C
1999
D
2001
E
2002

Question 184Single Answer

Which of the following is / are major reasons for strict regulations of the banks by the government in India?

A
To protect the safety of the public’s savings
B
To control the supply of money and credit in order to achieve a nation’s broad economic goal
C
To ensure equal opportunity and fairness in the public’s access to credit and other vital financial services
D
To promote public confidence in the financial system so that savings are made speedily and efficiently
E
All the above

Question 185Single Answer

Which of the following can be categorized as a Merchant banking service?

A
Consultancy on financial to a company
B
Advance in capital structure
C
Managing mergers
D
Helping in finalizing takeover
E
All of the above

Question 186Single Answer

Which instrument provides proprietary interest in company and which entitles a person to dividend on profit?

A
Bond
B
Debenture
C
Share
D
Warrant
E
None of the above

Question 187Single Answer

Which of the following is the first development financial institution to be established in India in 1948?

A
LIC
B
IFCI
C
ICICI
D
EXIM Bank
E
IDBI

Question 188Single Answer

Co-operative Bank in India are operated under which of the followings acts?

A
Cooperative Societies Act in 1904
B
Cooperative Societies Act in 1912
C
Banking Regulation Act, 1949
D
The Reserve Bank of India Act, 1934
E
Company Act, 1934

Question 189Single Answer

Which of the following is incorrectly matched?

A
Export - Import / Bank of India – 1982
B
Small Industries Development Bank of India (SIDBI) – 1990
C
National Bank for Agricultural and Rural Development (NABARD) – 1982
D
Industrial Finance Corporation of India – 1948
E
IDBI Bank Limited – 1954

Question 190Single Answer

Which of the following is NOT a feature of saving bank account?

A
It is opened by individuals for the purpose of saving a part of their income.
B
Service Charges are payable in case of Saving Account.
C
It is operated by salary earners, small traders and others.
D
It earns a nominal rate of interest. At present, it is about 5% p.a. (in India).
E
It can be operated with lesser amount.

Question 191Single Answer

Which of the following types of account is a special kind of term deposits in which amounts can be saved on monthly basis?

A
RD Accounts
B
Current Account
C
Saving Account
D
Fixed – Deposit Account
E
None of the above

Question 192Single Answer

Which of the following terms is used in the field of Banking?

A
Depository Receipt
B
Neutraliztion
C
Refraction
D
MRI
E
None of the above

Question 193Single Answer

Reserve Bank of India (RBI) was established in accordance with the provisions of the following acts?

A
Companies Act. 1956
B
Banking Regulation Act, 1949
C
Reserve Bank of India, 1934
D
Reserve Bank of India, 1949
E
None of the above

Question 194Single Answer

Reserve Bank of India came into existence in:

A
April, 1934
B
April, 1935
C
April, 1936
D
June, 1949
E
None of the above

Question 195Single Answer

The RBI was nationalized in:

A
1935
B
1940
C
1949
D
1955
E
1969

Question 196Single Answer

RBI is known as lender of last resort because:

A
It has to meet the credit need of citizens to whom no one else is willing to lend
B
Banks lend to go to RBI as a last resort
C
It comes to help banks in times of crisis
D
All of the above
E
None of the above

Question 197Single Answer

These days RBI uses Selective credit control measures rather infrequently because of:

A
Deregulation of functions
B
Autonomy given to banks
C
Comfortable liquidity
D
Reasonable inflation level
E
All of the above

Question 198Single Answer

Who has the sole right to mint coins in India?

A
RBI
B
SBI
C
SEBI
D
IFCI
E
Government of India

Question 199Single Answer

As per the RBI’s Clean Note Policy, writing on a Currency Notes is:

A
A punishable Offence
B
An Offence
C
A Crime
D
The notes become non-legal tender
E
None of the above

Question 200Single Answer

The central banking institution in India is:

A
State Bank of India
B
Finance Commission of India
C
Reserve Bank of India
D
Ministry of Finance
E
None of the above

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