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Objective Questions

Latest Indian Bank Security Guard Exam Question (Objective Questions), MCQ in English

Subjects : General Knowledge, Simple Arithmetic and Reasoning, Basics of Banking Knowledge

Question Bank Indian Bank Security Guard Exam - English
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General Knowledge

Question 1Single Answer
Yojna a weekly journal
  1. A
    Ministry of Finance        
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 2Single Answer
Kurukshetra a journal on rural development is published by
  1. A
    Ministry of Finance 
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 3Single Answer
Devaluation of a currency means
  1. A
    Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
  2. B
    Reduction in the value of a currency vis-à-vis major internationally traded currencies
  3. C
    Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
  4. D
    Permitting the currency to seek its worth in the international market
Question 4Single Answer
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
            1. a large number of farmers are illiterate and know little about scientific agriculture
            2. prices of primary products are lower than those of manufactured products
            3. Investments in agriculture has been low when compared to investment in industry
  1. A
    1 and 3
  2. B
    2 and 3
  3. C
    1 and 2
  4. D
    1,2 and 3
Question 5Single Answer
Which of the following programmes aims at the promotion of savings among rural women
  1. A
    Rashtriya Mahila Kosh
  2. B
    Indira Mahila Yojna
  3. C
    Jawahar Rozgar Yojna
  4. D
    Mahila Samridhi Yojna
Question 6Single Answer
Joha rice, which was seen in the news, is from which state/UT ?
  1. A
    West Bengal
  2. B
    Assam
  3. C
    Odisha
  4. D
    Bihar
Question 7Single Answer
Which Union Ministry announced changes in UAV Export Policy to make it simpler and liberalized ?
  1. A
    Ministry of Commerce and Industry
  2. B
    Ministry of MSME
  3. C
    Ministry of External Affairs
  4. D
    Ministry of Home Affairs
Question 8Single Answer
Archaeologists have unearthed a 4,000-year-old sanctuary in which country ?
  1. A
    Netherlands
  2. B
    Greece
  3. C
    Japan
  4. D
    China
Question 9Single Answer
Heliopolis Memorial, which was seen in the news, is located in which country ?
  1. A
    Japan
  2. B
    USA
  3. C
    Egypt
  4. D
    Germany
Question 10Single Answer
Which country leads the ‘Minerals Security Partnership (MSP)’ ?
  1. A
    USA
  2. B
    India
  3. C
    Germany
  4. D
    Italy

Simple Arithmetic and Reasoning

Question 11Single Answer
Passage :
Direction: Study the given information carefully and answer the given question
P, Q, R, S, T, V, X and Y are seated in a straight line facing North. P sits fourth to the left of V. V sits either sixth from the left end of the line or fourth from the right end of the line. S sits second to the right of R. R is not an immediate neighbor of V. T and Q are immediate neighbours of each other but neither T not Q sits at extreme ends of the line. Only one person sits between T and X. X does not sit at the extreme end of the line
According to the passage, what is the main purpose of data protection laws ?
  1. A
    To ensure that foreign countries invest in research for drugs to treat diseases like TB
  2. B
    To attract Indian scientists back to the country
  3. C
    To prevent misuse of research to make profit by competing companies
  4. D
    To make clinical trials more acceptable to the public
  5. E
    None of these
Question 12Single Answer
‘Gram’ is relatd to ‘Mass’ in the same way as ‘Centimetre’ is related to
  1. A
    Area
  2. B
    Volume
  3. C
    Length
  4. D
    Sound
  5. E
    Energy
Question 13Single Answer
'Mustard' is related to 'Seed' in the same way as 'Carrot' is related to
  1. A
    Fruit
  2. B
    Stem
  3. C
    Flower
  4. D
    Root
  5. E
    None of these
Question 14Single Answer
Which of the following pairs of words have the same relationship as Fan : Heat?
  1. A
    Water        :           Drink
  2. B
    Light         :        Night
  3. C
    Teach       :      Student
  4. D
    Air             :        Breathe
  5. E
    Food         :        Hunger
Question 15Single Answer
'Radish' is related to 'Root', in the same way as 'Brinjal' is related to
  1. A
    Fruit
  2. B
    Stem
  3. C
    Flower
  4. D
    Root
  5. E
    None of these
Question 16Single Answer
The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?
  1. A
    51:52
  2. B
    52:53
  3. C
    51:53
  4. D
    52:55
Question 17Single Answer
Which of the following numbers is irrational ?
  1. A
    √49
  2. B
    0.125
  3. C
    √2
  4. D
    22/7
Question 18Single Answer
356 x 936 – 356 x 836 = ?
  1. A
    35600  
  2. B
    34500
  3. C
    9630
  4. D
    93600
Question 19Single Answer
Arrange in descending order: 5/8, 7/10, 3/4
  1. A
    3/4 > 7/10 > 5/8
  2. B
    7/10 > 3/4 > 5/8
  3. C
    3/4 > 5/8 > 7/10
  4. D
    5/8 > 7/10 > 3/4
Question 20Single Answer
What is (3^{4} times 9^{2}) ?
  1. A
    36
  2. B
    38
  3. C
    310
  4. D
    96
     

Basics of Banking Knowledge

Question 21Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. A
    It is a financial establishment
  2. B
    It acts like a financial intermediary
  3. C
    It accepts deposits from the public 
  4. D
    It provides safe locker facility
  5. E
    All the above
Question 22Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. A
    A bank should always add the word “bank” to its name.
  2. B
    They include general utility services and agency services.
  3. C
    A bank is a non-profit organization having service oriented approach.
  4. D
    A bank acts as a connecting link between borrowers and lenders of money.
  5. E
    A bank lends out money in the form of loans to those who require it for different purposes.
Question 23Single Answer
Which of the following is NOT a banking service?
  1. A
    Issuance of debit and credit cards
  2. B
    Providing safe custody of valuable items 
  3. C
    ATM services
  4. D
    Provision for higher interest rates to the accounts held by women
  5. E
    Online transfer of funds across the globe
Question 24Single Answer
The definition of Banking is given in which of the following ACTs?
  1. A
    Negotiable Instrument Act 1881
  2. B
    Reserve Bank of India (RBI) Act 1934
  3. C
    Banking Regulation Act 1949
  4. D
    Company Act 1956
  5. E
    None of the above
Question 25Single Answer
Banks in India are regulated by :
  1. A
    The Reserve Bank of India Act,1934
  2. B
    The Banking regulation Act,1949
  3. C
    The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D
    The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E
    None of the above
Question 26Single Answer
Which of the following terms is used in Banking field ?
  1. A
    Zero Hour
  2. B
    Input devices
  3. C
    Privilege motion
  4. D
    Sedimentary
  5. E
    Invest rate swap
Question 27Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A
    Investment Banking 
  2. B
    Core Banking
  3. C
    Mobile Banking 
  4. D
    National Banking 
  5. E
    Specialized Banking 
Question 28Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. A
    Will 
  2. B
    Registration
  3. C
    Nomination
  4. D
    Indemnity
  5. E
    Guarantee
Question 29Single Answer
Which of the following is not banking term?
  1. A
    Letter of credit
  2. B
    MIBOR
  3. C
    Factoring services
  4. D
    Entry load
  5. E
    None of the above
Question 30Single Answer
Systematic investment plans relates to:
  1. A
    Mutual Funds
  2. B
    Life Insurance Companies
  3. C
    Commercial Banks
  4. D
    Post office saving schemes
  5. E
    None of the above
Question 31Single Answer
Which is the following is / are third party products sold out by banks?
  1. A
    Mutual funds
  2. B
    Term deposits
  3. C
    Credit cards
  4. D
    All of these
  5. E
    None of the above
Question 32Single Answer
The first bank the Bank of Hindustan was established in:
  1. A
    1780    
  2. B
    1790
  3. C
    1770    
  4. D
    1802
  5. E
    1814
Question 33Single Answer
Which of the following NOT a Retail banking product ?
  1. A
    Checking account
  2. B
    Saving account
  3. C
    Money market account
  4. D
    Certificate of deposit (CD)
  5. E
    Mutual Fund
Question 34Single Answer
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A
    Business loan
  2. B
    Capital raisig
  3. C
    Checking account
  4. D
    Project finance
  5. E
    Term loan
Question 35Single Answer
The banker’s bank in any country called as:
  1. A
    Commercial bank
  2. B
    Central bank 
  3. C
    EXIM bank
  4. D
    Scheduled Bank
  5. E
    Development bank
Question 36Single Answer
Which of the following is the Central bank of India?
  1. A
    State Bank of India
  2. B
    National Bank for Agriculture and Rural Development
  3. C
    Export-Import Bank of India
  4. D
    Reserve Bank of India
  5. E
    None of the above
Question 37Single Answer
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A
    Rs. 100            
  2. B
    Rs. 400
  3. C
    Rs. 500            
  4. D
    Rs.1000
  5. E
    Rs. 1500
Question 38Single Answer
Which of the following represents Profit and Loss Account ?
  1. A
    Position of profit on a particular date 
  2. B
    Position of profit for a given period
  3. C
    Position of loss for a given period
  4. D
    Both 2 and 3
  5. E
    None of the above
Question 39Single Answer
Which among the following is /are ‘Term Deposit’?
  1. A
    Fixed Deposit
  2. B
    Current Deposit
  3. C
    Recurring Deposit
  4. D
    All of the above 
  5. E
    None of the above
Question 40Single Answer
The first bank of limited liability managed by Indians was :
  1. A
    The Commercial Bank of India
  2. B
    Allahabad Bank
  3. C
    Oudh Commercial Bank
  4. D
    Punjab National bank ltd
  5. E
    None of the above
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