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Objective Questions

Latest Indian Overseas Bank LBO Exam Question (Objective Questions), MCQ in English

Subjects : Reasoning and Computer Aptitude, General / Economy / Banking Awareness, Data Analysis and Interpretation, English Knowledge

Question Bank Indian Overseas Bank LBO Exam - English
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Reasoning and Computer Aptitude

Question 1Single Answer
Which Windows interface element typically appears to display information, a warning, an error message, or a request for confirmation?
  1. A
    Window
  2. B
    Pop-up menu
  3. C
    Message box
  4. D
    Taskbar
Question 2Single Answer
What is active desktop ?
  1. A
    a term that is synonymous with viewing your desktop as web page
  2. B
    a feature to customize your desktop to display informating you can update from the internet
  3. C
    both a and b above mentioned
  4. D
    A software
  5. E
    None of these
Question 3Single Answer
What is meant by an active window?
  1. A
    A window that is minimized
  2. B
    The window currently receiving user input
  3. C
    Any window currently open
  4. D
    The window opened first
Question 4Single Answer
What was America Online (AOL) primarily known for during the early popularization of consumer Internet access?
  1. A
    An online service providing Internet access and proprietary online content
  2. B
    A computer operating system
  3. C
    A spreadsheet application
  4. D
    A database management system
Question 5Single Answer
An application is
  1. A
    word processing, accounting and engineering programs are example of application programs
  2. B
    computer program designed to enable users to perform specific job functions
  3. C
    Both a and b above mentioned
  4. D
    a document
  5. E
    None of these
Question 6Single Answer
Which of the following programs enables you to calculate numbers related to rows and columns?
  1. A
    Window program
  2. B
    Spreadsheet program
  3. C
    Graphics program
  4. D
    Word program
  5. E
    None of these
Question 7Single Answer
The term Briefcase is used for
  1. A
    a special folder on the windows desktop used to keep documents up to date when shared between computers
  2. B
    a window that us currently open
  3. C
    A folder which keeps deleted, files for a while and can be retrieved from it
  4. D
    All of the above
  5. E
    None of these
Question 8Single Answer
In a graphical user interface, what is a button primarily used for?
  1. A
    Executing a command or initiating an action
  2. B
    Permanently storing data
  3. C
    Displaying the computer's IP address
  4. D
    Formatting a disk automatically
Question 9Single Answer
A channel (in windows terminology) is
  1. A
    a widely used online service that offers access to the internet
  2. B
    a specialized web site designed to work with the windows 98 subscribing feature to automatically download information from the internet and store it on your computer for later viewing
  3. C
    an area on the computer memory where text or graphics can be temporarily stored
  4. D
    All of the above
  5. E
    None of these
Question 10Single Answer
What does a checked checkbox generally indicate in a graphical user interface?
  1. A
    The associated option is enabled or selected
  2. B
    The application has closed
  3. C
    The file has been deleted
  4. D
    The computer is offline
Question 11Single Answer
The term classic style implies
  1. A
    you can click on an item to select it and double click on an item to open it
  2. B
    a folder options setting that tells double click on an item to open it
  3. C
    both a and b 
  4. D
    font style
  5. E
    None of these
Question 12Single Answer
The term click implies
  1. A
    to quickly push and release the main mouse button when onscreen mouse pointer is positioned over the desired item
  2. B
    a button in a dialog box
  3. C
    to shut down or exit a dialog box
  4. D
    All of the above
  5. E
    None of these
Question 13Single Answer
What is the primary function of the Close button marked with an X on a window?
  1. A
    Minimize the window
  2. B
    Close the associated window or application
  3. C
    Maximize the window
  4. D
    Move the window
Question 14Single Answer
A command button
  1. A
    is a one in a dialog box such as open, close, exit OK or cancel that carries out a command
  2. B
    is a symbol that designates the position on the screen where text or codes will be inserted or deleted
  3. C
    is a sort on screen from where you can open and manages files and programs
  4. D
    is a small button with an X on it
  5. E
    None of these
Question 15Single Answer
What is smallest unit of the information?
  1. A
    A bit
  2. B
    A byte
  3. C
    A block
  4. D
    A nibble
Question 16Single Answer
How many such pairs of letters are there in the word ‘CLEANLINESS’ each of the which has as many letters between them in the word as they have in the English alphabet, in the same sequence?
  1. A
    Two
  2. B
    Three
  3. C
    Five
  4. D
    Four
  5. E
    None of these
Question 17Single Answer
Team A has scored more goals than Team B
Team C has scored fewer goals than Team B
Team A has scored fewer goals than Team C .
If the first two statements are true, the third statement is
  1. A
    True
  2. B
    False
  3. C
    Uncertain
  4. D
    None
Question 18Single Answer
If it is possible to make only one meaningful word with the second, the third, the sixth and the eight letters of the word FRAGMENT using each only once, which of the following will be the third letter of that word ? If no such word can be formed, give ‘X’ as the answer and if more than one such word can be formed, give ‘Y’ as the answer.
  1. A
    A
  2. B
    E
  3. C
    T
  4. D
    X
  5. E
    Y
Question 19Single Answer
How many such letters are there in the word ORIENTAL each of which is as far away from the beginning of the word as when they are arranged alphabetically?
  1. A
    None            
  2. B
    One         
  3. C
    Two       
  4. D
    Three        
  5. E
    More than three
Question 20Single Answer
How many such pairs of letters in the word CREDIT each of which has as many letters between them in the word as in the English alphabet?
  1. A
    None
  2. B
    One
  3. C
    Two
  4. D
    Three
  5. E
    More than three
Question 21Single Answer
How many meaningful words can be made from the letters ‘LMEA’ using each letter only once in each word?
  1. A
    None
  2. B
    One
  3. C
    Two
  4. D
    Three
  5. E
    More than three
Question 22Single Answer
If it is possible to make only one meaningful word with the first, the second, the seventh and the eighth letters of the word TEMPORAL, which of the following will be the first letter of that word? If more than one such word can be made, give ‘Y’ as the answer and if no such word can be made, give ‘X’ as the answer.
  1. A
    T
  2. B
    L
  3. C
    E
  4. D
    Y
  5. E
    X
Question 23Single Answer
If the letters of the word HANDOVER are arranged alphabetically from left to right how many letters will remain at the same position?
  1. A
    None
  2. B
    One
  3. C
    Two
  4. D
    Three
  5. E
    More than three
Question 24Single Answer
How many such pairs of letters are there in the word EXCURSION, each of which has as many letters between them in the word as they have in the English alphabet?
  1. A
    None
  2. B
    One
  3. C
    Two
  4. D
    Three
  5. E
    More than three
Question 25Single Answer
If it is possible to make only one meaningful word with the first, the second, the third, the sixth and the eighth letters of the word DEVIATION first letter of that word is your answer? If more than one such word can be made formed your answer is ‘A’  and if no such word can be formed your answer is ‘B’.
  1. A
    V
  2. B
    T
  3. C
    E
  4. D
    A
  5. E
    B
Question 26Single Answer
If each alternate letter beginning with the first in the word WORKING is replaced by the next letter in the English alphabet and each of the remaining letters is replaced by the previous letter in the English alphabet, which of the following will be the fourth from the right and after the replacement ?
  1. A
    N
  2. B
    Q
  3. C
    J
  4. D
    M
  5. E
    None of these
Question 27Single Answer
How many pairs of letters are there in the word ‘SHIFTED’ each of which has as many letters between its two letters as there are between in the English alphabet?
  1. A
    None
  2. B
    One
  3. C
    Two
  4. D
    Three
  5. E
    None of these
Question 28Single Answer
Statement: Is common currency a necessary ingredient for Europe’s growth ?
Arguments :
I. Yes, A common currency will enable entire Europe to market itself as one .
II. No, Similar experiments by Latin America countries have not affected their economies .
  1. A
    The only argument I is strong
  2. B
    Only argument II is strong
  3. C
    Either I or II is strong
  4. D
    Neither I nor II is strong
Question 29Single Answer
If it is possible to make only one meaningful word with the first, the fifth, the sixth, the tenth and the eleventh letters of the word EXCEPTIONAL using each letter only once, first letter of that word is your answer. If no such word can be made formed your answer is ‘X’  and if more than one such word can be formed your answer is ‘Y’.
  1. A
    P
  2. B
    L
  3. C
    T
  4. D
    X
  5. E
    Y
Question 30Single Answer
How many meaningful English words can be formed with the letters RAE using each letter only once in each word?
  1. A
    None
  2. B
    One
  3. C
    Two
  4. D
    Three
  5. E
    More than three

General / Economy / Banking Awareness

Question 31Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. A
    It is a financial establishment
  2. B
    It acts like a financial intermediary
  3. C
    It accepts deposits from the public 
  4. D
    It provides safe locker facility
  5. E
    All the above
Question 32Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. A
    A bank should always add the word “bank” to its name.
  2. B
    They include general utility services and agency services.
  3. C
    A bank is a non-profit organization having service oriented approach.
  4. D
    A bank acts as a connecting link between borrowers and lenders of money.
  5. E
    A bank lends out money in the form of loans to those who require it for different purposes.
Question 33Single Answer
Which of the following is NOT a banking service?
  1. A
    Issuance of debit and credit cards
  2. B
    Providing safe custody of valuable items 
  3. C
    ATM services
  4. D
    Provision for higher interest rates to the accounts held by women
  5. E
    Online transfer of funds across the globe
Question 34Single Answer
The definition of Banking is given in which of the following ACTs?
  1. A
    Negotiable Instrument Act 1881
  2. B
    Reserve Bank of India (RBI) Act 1934
  3. C
    Banking Regulation Act 1949
  4. D
    Company Act 1956
  5. E
    None of the above
Question 35Single Answer
Banks in India are regulated by :
  1. A
    The Reserve Bank of India Act,1934
  2. B
    The Banking regulation Act,1949
  3. C
    The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D
    The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E
    None of the above
Question 36Single Answer
Which of the following terms is used in Banking field ?
  1. A
    Zero Hour
  2. B
    Input devices
  3. C
    Privilege motion
  4. D
    Sedimentary
  5. E
    Invest rate swap
Question 37Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A
    Investment Banking 
  2. B
    Core Banking
  3. C
    Mobile Banking 
  4. D
    National Banking 
  5. E
    Specialized Banking 
Question 38Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. A
    Will 
  2. B
    Registration
  3. C
    Nomination
  4. D
    Indemnity
  5. E
    Guarantee
Question 39Single Answer
Which of the following is not banking term?
  1. A
    Letter of credit
  2. B
    MIBOR
  3. C
    Factoring services
  4. D
    Entry load
  5. E
    None of the above
Question 40Single Answer
Systematic investment plans relates to:
  1. A
    Mutual Funds
  2. B
    Life Insurance Companies
  3. C
    Commercial Banks
  4. D
    Post office saving schemes
  5. E
    None of the above
Question 41Single Answer
Which is the following is / are third party products sold out by banks?
  1. A
    Mutual funds
  2. B
    Term deposits
  3. C
    Credit cards
  4. D
    All of these
  5. E
    None of the above
Question 42Single Answer
The first bank the Bank of Hindustan was established in:
  1. A
    1780    
  2. B
    1790
  3. C
    1770    
  4. D
    1802
  5. E
    1814
Question 43Single Answer
Which of the following NOT a Retail banking product ?
  1. A
    Checking account
  2. B
    Saving account
  3. C
    Money market account
  4. D
    Certificate of deposit (CD)
  5. E
    Mutual Fund
Question 44Single Answer
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A
    Business loan
  2. B
    Capital raisig
  3. C
    Checking account
  4. D
    Project finance
  5. E
    Term loan
Question 45Single Answer
The banker’s bank in any country called as:
  1. A
    Commercial bank
  2. B
    Central bank 
  3. C
    EXIM bank
  4. D
    Scheduled Bank
  5. E
    Development bank
Question 46Single Answer
Which of the following is the Central bank of India?
  1. A
    State Bank of India
  2. B
    National Bank for Agriculture and Rural Development
  3. C
    Export-Import Bank of India
  4. D
    Reserve Bank of India
  5. E
    None of the above
Question 47Single Answer
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A
    Rs. 100            
  2. B
    Rs. 400
  3. C
    Rs. 500            
  4. D
    Rs.1000
  5. E
    Rs. 1500
Question 48Single Answer
Which of the following represents Profit and Loss Account ?
  1. A
    Position of profit on a particular date 
  2. B
    Position of profit for a given period
  3. C
    Position of loss for a given period
  4. D
    Both 2 and 3
  5. E
    None of the above
Question 49Single Answer
Which among the following is /are ‘Term Deposit’?
  1. A
    Fixed Deposit
  2. B
    Current Deposit
  3. C
    Recurring Deposit
  4. D
    All of the above 
  5. E
    None of the above
Question 50Single Answer
The first bank of limited liability managed by Indians was :
  1. A
    The Commercial Bank of India
  2. B
    Allahabad Bank
  3. C
    Oudh Commercial Bank
  4. D
    Punjab National bank ltd
  5. E
    None of the above
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