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Objective Questions

Latest Indian Overseas Bank SO Generalist Officer Exam Question (Objective Questions), MCQ in English

Subjects : English Language, Professional Knowledge

Question Bank Indian Overseas Bank SO Generalist Officer (Branch Management) Exam - English
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English Language

Question 1Single Answer
I go to Madurai by —– Vaigai Express
  1. A
    a
  2. B
    an
  3. C
    some
  4. D
    the
Question 2Single Answer
Have the car stolen!
  1. A
    Steal the car
  2. B
    You should have the stolen car
  3. C
    Get someone to steal the car
  4. D
    They have stolen the car
Question 3Single Answer
The payment was collected by the hardworking salesman.
  1. A
    The hardworking salesman collected the payment.
  2. B
    the salesman who worked heard was able to collect the payment.
  3. C
    to collect the payment the salesman had to work hard.
  4. D
    The hardworking salesman was able to collect the payment.
Question 4Single Answer
I had to stop all my work to complete this project.
  1. A
    All other work had to be stopped to complete this project by me
  2. B
    For completing this project all other work must be stopped
  3. C
    For completing this project I had to stop all my work
  4. D
    To complete this project all other work had been stopped by me
Question 5Single Answer
They have published the names of all the successful candidates.
  1. A
    The candidates who have succeeded their names they had published.
  2. B
    The names of all the successful candidates have been published by them
  3. C
    The candidates who have succeeded their names have been published by them.
  4. D
    The names of all the successful candidate were published by them. 
Question 6Single Answer
The online shopping site lowered the prices.
  1. A
    Lowering of the prices was done by the online shopping site
  2. B
    The prices were lowered by the online shopping site
  3. C
    The prices had been lowered by the online shopping site
  4. D
    The prices have been lowered by the online shopping site
Question 7Single Answer
Who taught you to drive a truck ?
  1. A
    To drive a truck by whom were you taught?
  2. B
    Driving a truck by who were you taught?
  3. C
    Driving a truck by who were you being taught?
  4. D
    By whom were you taught to drive a truck?
Question 8Single Answer
We shall invite Suresh.
  1. A
    Suresh would be invited by us
  2. B
    Suresh would have been invited by us
  3. C
    Suresh will be invited by us
  4. D
    Suresh will have been invited by us
Question 9Single Answer
Dark clouds have overcast the evening sky.
  1. A
    By the dark clouds the evening sky was overcast.
  2. B
    The evening sky has been overcast by the dark clouds.
  3. C
    Dark clouds overcastted the evening sky.
  4. D
    The sky of the evening was overcasted by dark clouds.
Question 10Single Answer
The partners will celebrate their triumph tomorrow. 
  1. A
    The triumph would be celebrated by the partners a day before
  2. B
    The triumph would be celebrated by the partners a day after
  3. C
    The triumph would have been celebrated by the partners a day after
  4. D
    The triumph will have been celebrated by the partners tomorrow
Question 11Single Answer
Why did break the vase?
  1. A
    why is the vase broken by him
  2. B
    why was the vase broken by him
  3. C
    why had been the vase broken by him
  4. D
    why has been the vase broken by him
Question 12Single Answer
Mariam was writing a note to her boss.
  1. A
    A note was written to her boss by Mariam
  2. B
    A note was wrote by Mariam to her boss
  3. C
    A note was being written by Mariam to her boss
  4. D
    A note was written by Mariam to her boss
Question 13Single Answer
The baby really enjoys that music.
  1. A
    That music was really enjoyed by the baby.
  2. B
    That music was really being enjoyed by the baby.
  3. C
    That music is really enjoyed by the baby.
  4. D
    This music was really enjoyed by the baby.
Question 14Single Answer
The weather disrupted the final match.
  1. A
    The final match has been disrupted by the weather.
  2. B
    The final match had been disrupted by the weather.
  3. C
    The final match was disrupted by the weather. 
  4. D
    The final match was being disrupted by the weather.
Question 15Single Answer
The management committee is required to publish a report every year. 
  1. A
    report would be published by the management committee every year.
  2. B
    A report would have been published by the management committee every year.
  3. C
    A report requires to be published by the management committee every year.
  4. D
    Every year the report would be published by the management committee.
Question 16Single Answer
Passage :
Direction :  Question below has two blanks, each blank indicting that some thing has been omitted. Choose the word for each blank which best fits the meaning of the sentence as a whole.
The Finance Department has ……………a centralized online databank system for all statutory government bodies to …………an eye on their assets and liabilities.
  1. A
     presented , stay
  2. B
    introduced , keep
  3. C
    announce , make
  4. D
    created , let
  5. E
    proclaimed , hold
Question 17Single Answer
Passage :
Direction : The five items in this section consists of a word or group of words followed by four words as (a), (b), (c) and (d). Select the word which is nearly opposite to the meaning of the original word or group of words and mark your response as (a), (b), (c) and (d), as the case may be, in your Answer Sheet.
Assets
  1. A
    liabilities
  2. B
    responsibilities
  3. C
    estates
  4. D
    profits
Question 18Single Answer
Passage :
Direction : In the question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Affidavit
  1. A
     Affirmation
  2. B
    Slander
  3. C
    Oath
  4. D
    Testimony
Question 19Single Answer
Passage :
Direction: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Hollow
  1. A
    Alveolate
  2. B
    Cleft
  3. C
     Cavernous
  4. D
    Solid
Question 20Single Answer
Passage :
Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Cosset 
  1. A
    Ignoreb
  2. B
    Close
  3. C
    Caress
  4. D
    Fondle
Question 21Single Answer
Passage :
Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Ogle
  1. A
    Leer
  2. B
    Gaze
  3. C
    Ignore
  4. D
    Gawk
Question 22Single Answer
Passage :
Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Intrinsic
  1. A
    Elemental
  2. B
    Innate
  3. C
    Connate
  4. D
    Acquired
Question 23Single Answer
Passage :
Direction : In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Coalesce
  1. A
    Separate
  2. B
    Adhere
  3. C
    Cleave
  4. D
    Amalgamate
Question 24Single Answer
Passage :
Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Loiter
  1. A
    lag 
  2. B
    Hasten
  3. C
    Amble
  4. D
    Loii
Question 25Single Answer
Passage :
Direction : Question below has two blanks, blank indicating that something has been omitted. Choose the set of words for blank which best fits the meaning of the sentence as a whole.
The protests were......... at ......... awareness among the elite and the educated.
  1. A
    held, generating
  2. B
    aimed, creating
  3. C
    targeted, awakening
  4. D
    focused, building
  5. E
    concentrated, producing

Professional Knowledge

Question 26Single Answer
The Negotiable Instruments Act in India was enacted in which year?
  1. A
    1872
  2. B
    1934
  3. C
    1881
  4. D
    1949
Question 27Single Answer
Which of the following is expressly recognized as a negotiable instrument under the Negotiable Instruments Act, 1881?
  1. A
    Share certificate
  2. B
    Bill of exchange
  3. C
    Fixed deposit receipt
  4. D
    Insurance policy
Question 28Single Answer
A promissory note contains an unconditional undertaking to?
  1. A
    Pay a certain sum of money
  2. B
    Deliver goods
  3. C
    Transfer property
  4. D
    Provide banking services
Question 29Single Answer
How many primary parties are involved in a promissory note?
  1. A
    Three
  2. B
    Two
  3. C
    Four
  4. D
    Five
Question 30Single Answer
The person who makes a promissory note is known as the?
  1. A
    Drawee
  2. B
    Endorsee
  3. C
    Acceptor
  4. D
    Maker
Question 31Single Answer
The person to whom the amount of a promissory note is payable is called the?
  1. A
    Acceptor
  2. B
    Drawer
  3. C
    Payee
  4. D
    Banker
Question 32Single Answer
A bill of exchange primarily contains an unconditional?
  1. A
    Promise
  2. B
    Guarantee
  3. C
    Order
  4. D
    Contract of indemnity
Question 33Single Answer
The person who draws a bill of exchange is called the?
  1. A
    Drawee
  2. B
    Drawer
  3. C
    Payee only
  4. D
    Endorsee
Question 34Single Answer
The person directed to pay a bill of exchange is known as the?
  1. A
    Drawer
  2. B
    Endorser
  3. C
    Holder
  4. D
    Drawee
Question 35Single Answer
When a drawee accepts a bill, the drawee becomes the?
  1. A
    Maker
  2. B
    Acceptor
  3. C
    Holder
  4. D
    Notary
Question 36Single Answer
A cheque is a bill of exchange drawn on a?
  1. A
    Government department
  2. B
    Specified banker
  3. C
    Company secretary
  4. D
    Notary public
Question 37Single Answer
A cheque is generally payable?
  1. A
    On demand
  2. B
    After three months
  3. C
    After acceptance
  4. D
    After one year
Question 38Single Answer
Which instrument requires acceptance by the drawee before the drawee normally becomes liable?
  1. A
    Bill of exchange
  2. B
    Cheque
  3. C
    Bank draft
  4. D
    Pay order
Question 39Single Answer
The person entitled in their own name to possess an instrument and recover the amount due is generally called the?
  1. A
    Witness
  2. B
    Drawer
  3. C
    Holder
  4. D
    Notary
Question 40Single Answer
A holder in due course acquires an instrument?
  1. A
    After maturity without consideration
  2. B
    For consideration before it becomes payable and without sufficient cause to believe there is a defect in title
  3. C
    Only as a gift
  4. D
    Only after dishonour
Question 41Single Answer
Negotiation of a bearer instrument is ordinarily completed by?
  1. A
    Delivery
  2. B
    Registration
  3. C
    Acceptance
  4. D
    Notarization
Question 42Single Answer
Negotiation of an order instrument generally requires?
  1. A
    Notice to RBI
  2. B
    Registration and stamping only
  3. C
    Acceptance only
  4. D
    Endorsement and delivery
Question 43Single Answer
An endorsement consisting only of the endorser's signature is called an endorsement in?
  1. A
    Blank
  2. B
    Full
  3. C
    Restrictive form
  4. D
    Conditional form
Question 44Single Answer
An endorsement that specifies the person to whom or to whose order the instrument is payable is an endorsement in?
  1. A
    Full
  2. B
    Blank
  3. C
    Bearer form
  4. D
    General crossing
Question 45Single Answer
An endorsement restricting further negotiation is called a?
  1. A
    General endorsement
  2. B
    Blank endorsement
  3. C
    Restrictive endorsement
  4. D
    Facultative endorsement
Question 46Single Answer
Crossing a cheque generally enhances its?
  1. A
    Negotiability period
  2. B
    Interest rate
  3. C
    Face value
  4. D
    Security in collection/payment
Question 47Single Answer
Two parallel transverse lines across a cheque without naming a banker generally constitute?
  1. A
    Special crossing
  2. B
    Material alteration
  3. C
    Restrictive endorsement
  4. D
    General crossing
Question 48Single Answer
A cheque crossed with the name of a specific banker is said to be?
  1. A
    Generally crossed
  2. B
    Open
  3. C
    Specially crossed
  4. D
    Stale
Question 49Single Answer
The words “Not Negotiable” on a crossed cheque mean that the transferee?
  1. A
    Cannot receive payment
  2. B
    Must obtain RBI permission
  3. C
    Cannot obtain a better title than the transferor
  4. D
    Cannot deposit it in a bank
Question 50Single Answer
“Account Payee” crossing primarily directs the collecting banker to?
  1. A
    Pay cash across the counter
  2. B
    Credit the proceeds to the account of the named payee
  3. C
    Return the cheque
  4. D
    Pay the drawer
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