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Latest IPPB GDS Exam Question (Objective Questions), MCQ in English
Subjects : Basic Banking Awareness, General Awareness, Computer Awareness, Numerical Ability, Reasoning Ability, English Language
Question Bank IPPB GDS Exam - English
Basic Banking Awareness
Q 1 :
Which if the following is TRUE about the meaning of a bank?
A.It is a financial establishment
B.It acts like a financial intermediary
C.It accepts deposits from the public
D.It provides safe locker facility
E.All the above
Q 2 :
Which of the following is NOT true about the functioning of a bank ?
A.A bank should always add the word “bank” to its name.
B.They include general utility services and agency services.
C.A bank is a non-profit organization having service oriented approach.
D.A bank acts as a connecting link between borrowers and lenders of money.
E.A bank lends out money in the form of loans to those who require it for different purposes.
Q 3 :
Which of the following is NOT a banking service?
A.Issuance of debit and credit cards
B.Providing safe custody of valuable items
C.ATM services
D.Provision for higher interest rates to the accounts held by women
E.Online transfer of funds across the globe
Q 4 :
The definition of Banking is given in which of the following ACTs?
A.Negotiable Instrument Act 1881
B.Reserve Bank of India (RBI) Act 1934
C.Banking Regulation Act 1949
D.Company Act 1956
E.None of the above
Q 5 :
Banks in India are regulated by :
A.The Reserve Bank of India Act,1934
B.The Banking regulation Act,1949
C.The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
D.The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
E.None of the above
Q 6 :
Which of the following terms is used in Banking field ?
A.Zero Hour
B.Input devices
C.Privilege motion
D.Sedimentary
E.Invest rate swap
Q 7 :
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
A.Investment Banking
B.Core Banking
C.Mobile Banking
D.National Banking
E.Specialized Banking
Q 8 :
Which of the following is necessary while opening deposit account in banks ?
A.Will
B.Registration
C.Nomination
D.Indemnity
E.Guarantee
Q 9 :
Which of the following is not banking term?
A.Letter of credit
B.MIBOR
C.Factoring services
D.Entry load
E.None of the above
Q 10 :
Systematic investment plans relates to:
A.Mutual Funds
B.Life Insurance Companies
C.Commercial Banks
D.Post office saving schemes
E.None of the above
Q 11 :
Which is the following is / are third party products sold out by banks?
A.Mutual funds
B.Term deposits
C.Credit cards
D.All of these
E.None of the above
Q 12 :
The first bank the Bank of Hindustan was established in:
A.1780
B.1790
C.1770
D.1802
E.1814
Q 13 :
Which of the following NOT a Retail banking product ?
A.Checking account
B.Saving account
C.Money market account
D.Certificate of deposit (CD)
E.Mutual Fund
Q 14 :
Which of the following is Not a Business (or commercial / investment) banking product ?
A.Business loan
B.Capital raisig
C.Checking account
D.Project finance
E.Term loan
Q 15 :
The banker’s bank in any country called as:
A.Commercial bank
B.Central bank
C.EXIM bank
D.Scheduled Bank
E.Development bank
Q 16 :
Which of the following is the Central bank of India?
A.State Bank of India
B.National Bank for Agriculture and Rural Development
C.Export-Import Bank of India
D.Reserve Bank of India
E.None of the above
Q 17 :
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
A.Rs. 100
B.Rs. 400
C.Rs. 500
D.Rs.1000
E.Rs. 1500
Q 18 :
Which of the following represents Profit and Loss Account ?
A.Position of profit on a particular date
B.Position of profit for a given period
C.Position of loss for a given period
D.Both 2 and 3
E.None of the above
Q 19 :
Which among the following is /are ‘Term Deposit’?
A.Fixed Deposit
B.Current Deposit
C.Recurring Deposit
D.All of the above
E.None of the above
Q 20 :
The first bank of limited liability managed by Indians was :
A.The Commercial Bank of India
B.Allahabad Bank
C.Oudh Commercial Bank
D.Punjab National bank ltd
E.None of the above
General Awareness
Q 21 :
Yojna a weekly journal
A.Ministry of Finance
B.Ministry of Information and Broadcastin
C.Ministry of Rural Development
D.Planning Commission
Q 22 :
Kurukshetra a journal on rural development is published by
A.Ministry of Finance
B.Ministry of Information and Broadcastin
C.Ministry of Rural Development
D.Planning Commission
Q 23 :
Devaluation of a currency means
A.Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
B.Reduction in the value of a currency vis-à-vis major internationally traded currencies
C.Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
D.Permitting the currency to seek its worth in the international market
Q 24 :
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
1. a large number of farmers are illiterate and know little about scientific agriculture
2. prices of primary products are lower than those of manufactured products
3. Investments in agriculture has been low when compared to investment in industry
A.1 and 3
B.2 and 3
C.1 and 2
D.1,2 and 3
Q 25 :
Which of the following programmes aims at the promotion of savings among rural women
A.Rashtriya Mahila Kosh
B.Indira Mahila Yojna
C.Jawahar Rozgar Yojna
D.Mahila Samridhi Yojna
Q 26 :
What is Net National Product
A.the money value of final goods and services produced annually in the economy
B.the money value of annual service generation in the economy
C.the money value of tangible goods produced annually in the economy
D.The money value of tangible goods available in the economy
Q 27 :
National income is the
A.net national product at market price
B.net national product at factor cost
C.net domestic product at market price
D.net domestic product at factor cost
Q 28 :
‘Special 301 Report’, which was seen in the news recently, is released by which country ?
A.Russia
B.China
C.USA
D.Germany
Q 29 :
Which is the venue of the Conference of High Court Chief Justices 2022 ?
A.Chennai
B.Kolkata
C.New Delhi
D.Mumbai
Q 30 :
The Union Cabinet approved an additional funding of Rs 820 crore for which bank, to expand its service ?
A.India Post Payments Bank
B.Unity Small Finance Bank
C.NSDL Payment Bank
D.AU Small Finance Bank
Q 31 :
Which is the first airline in Asia to use the ‘GAGAN’ satellite-based navigation system during landing ?
A.Air India
B.Indigo
C.Air Asia
D.Spice Jet
Q 32 :
In which state, the Department of Posts delivered mail using a drone for the first time ?
A.Kerala
B.Telangana
C.Gujarat
D.Odisha
Q 33 :
Bandhan Express and Maitree Express, which were seen in the news, run between India and which country ?
A.Nepal
B.Sri Lanka
C.Bangladesh
D.Myanmar
Q 34 :
What is the theme of the ‘United Nations Peace keepers 2022’ ?
A.People Peace Progress
B.Peace for All
C.Plant Peace Partnerships
D.Tribute to Peacekeepers
Q 35 :
As per the ‘Road Accidents in India – 2020’ report released recently, which state/UT recorded the highest accident severity in 2020 ?
A.Kerala
B.Mizoram
C.Assam
D.Himachal Pradesh
Computer Awareness
Q 36 :
Which Windows interface element typically appears to display information, a warning, an error message, or a request for confirmation?
A.Window
B.Pop-up menu
C.Message box
D.Taskbar
Q 37 :
What is active desktop ?
A.a term that is synonymous with viewing your desktop as web page
B.a feature to customize your desktop to display informating you can update from the internet
C.both a and b above mentioned
D.A software
E.None of these
Q 38 :
What is meant by an active window?
A.A window that is minimized
B.The window currently receiving user input
C.Any window currently open
D.The window opened first
Q 39 :
What was America Online (AOL) primarily known for during the early popularization of consumer Internet access?
A.An online service providing Internet access and proprietary online content
B.A computer operating system
C.A spreadsheet application
D.A database management system
Q 40 :
An application is
A.word processing, accounting and engineering programs are example of application programs
B.computer program designed to enable users to perform specific job functions
C.Both a and b above mentioned
D.a document
E.None of these
Q 41 :
Which of the following programs enables you to calculate numbers related to rows and columns?
A.Window program
B.Spreadsheet program
C.Graphics program
D.Word program
E.None of these
Q 42 :
The term Briefcase is used for
A.a special folder on the windows desktop used to keep documents up to date when shared between computers
B.a window that us currently open
C.A folder which keeps deleted, files for a while and can be retrieved from it
D.All of the above
E.None of these
Q 43 :
In a graphical user interface, what is a button primarily used for?
A.Executing a command or initiating an action
B.Permanently storing data
C.Displaying the computer's IP address
D.Formatting a disk automatically
Q 44 :
A channel (in windows terminology) is
A.a widely used online service that offers access to the internet
B.a specialized web site designed to work with the windows 98 subscribing feature to automatically download information from the internet and store it on your computer for later viewing
C.an area on the computer memory where text or graphics can be temporarily stored
D.All of the above
E.None of these
Q 45 :
What does a checked checkbox generally indicate in a graphical user interface?
A.The associated option is enabled or selected
B.The application has closed
C.The file has been deleted
D.The computer is offline
Q 46 :
The term classic style implies
A.you can click on an item to select it and double click on an item to open it
B.a folder options setting that tells double click on an item to open it
C.both a and b
D.font style
E.None of these
Q 47 :
The term click implies
A.to quickly push and release the main mouse button when onscreen mouse pointer is positioned over the desired item
B.a button in a dialog box
C.to shut down or exit a dialog box
D.All of the above
E.None of these
Q 48 :
What is the primary function of the Close button marked with an X on a window?
A.Minimize the window
B.Close the associated window or application
C.Maximize the window
D.Move the window
Q 49 :
A command button
A.is a one in a dialog box such as open, close, exit OK or cancel that carries out a command
B.is a symbol that designates the position on the screen where text or codes will be inserted or deleted
C.is a sort on screen from where you can open and manages files and programs
D.is a small button with an X on it
E.None of these
Q 50 :
What is smallest unit of the information?
A.A bit
B.A byte
C.A block
D.A nibble
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Computer Awareness
Q 51 :
A cursor is
A.to make a selection from the document from the document and duplicate it on the clipboard
B.a symbol that designated the position on the screen where text or codes will be inserted or deleted
C.pressing and holding the main mouse button
D.A button in a dialog box
E.None of these
Q 52 :
What is a Database Management System (DBMS)?
A.A structured collection of data only
B.Software used to create, manage, retrieve, and update data in databases
C.A physical device for storing database backups
D.A programming language used only for calculations
Q 53 :
The meaning of cut is
A.to take a selection from the document and move it to the clipboard
B.to cut a document in two unequal parts
C.to cut a document in two equal parts
D.Only b and c are correct
Q 54 :
A setting or action predetermined by the program unless changed by the user is called as
A.pre - determined setting
B.user - setting
C.default
D.setting
E.None of these
Q 55 :
The search back ground and main area of windows where you can open and manage files and programs is
A.wall paper
B.desktop
C.background
D.All of the above
E.None of these
Numerical Ability
Q 56 :
The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?
A.51:52
B.52:53
C.51:53
D.52:55
Q 57 :
Which of the following numbers is irrational ?
A.√49
B.0.125
C.√2
D.22/7
Q 58 :
356 x 936 – 356 x 836 = ?
A.35600
B.34500
C.9630
D.93600
Q 59 :
Arrange in descending order: 5/8, 7/10, 3/4
A.3/4 > 7/10 > 5/8
B.7/10 > 3/4 > 5/8
C.3/4 > 5/8 > 7/10
D.5/8 > 7/10 > 3/4
Q 60 :
What is (3^{4} times 9^{2}) ?
A.36
B.38
C.310
D.96
Q 61 :
If 34X-2 = 729, then find the value of X.
A.4
B.3
C.2
D.5
Q 62 :
Convert 0.6 into fraction ?
A.3/5
B.2/3
C.4/5
Q 63 :
The no. plate of a bus had peculiarity. The bus number was a perfect square. It was also a perfect square when the plate numbers were reversed. The bus company had only five hundred buses numbered from 1 to 500. What was the number ?
A.169
B.36
C.196
D.Can not say
Q 64 :
If a and b are positive integers, such that ab = 125, then (a-b)a+b-4 = ?
A.16
B.25
C.28
D.30
Q 65 :
If x*y = x2 + y2 – xy, then value of 9*11 is
A.93
B.103
C.60.5
D.121
Q 66 :
Which is greater ?
A.15/16
B.17/18
C.Equal
D.Cannot compare
Q 67 :
If sum of two numbers is 42 and their product is 437, then find their difference.
A.3
B.4
C.5
D.7
Q 68 :
Write the 44000 in Roman numerals
A.XLI
B.XLVI
C.XLIV
D.XLVIC
Q 69 :
Convert 0.0909… into fraction ?
A.1/11
B.9/11
C.1/9
D.9/10
Q 70 :
What is (98 times 102) ?
A.9996
B.10000
C.10096
D.10196
Q 71 :
Which is smaller ?
A.9/11
B.7/9
C.Equal
D.Cannot compare
Q 72 :
Convert 0.5777… into fraction ?
A.26/45
B.52/90
C.13/22
D.5/9
Q 73 :
Convert 0.81 into fraction ?
A.81/100
B.9/10
C.8/9
D.9/11
Q 74 :
(63)2 – (12)2 =?
A.3528
B.3852
C.3582
D.3825
Q 75 :
Which is greater ?
A.13/17
B.11/14
C.Equal
D.Cannot compare
Reasoning Ability
Q 76 :
‘Gram’ is relatd to ‘Mass’ in the same way as ‘Centimetre’ is related to
A.Area
B.Volume
C.Length
D.Sound
E.Energy
Q 77 :
'Mustard' is related to 'Seed' in the same way as 'Carrot' is related to
A.Fruit
B.Stem
C.Flower
D.Root
E.None of these
Q 78 :
Which of the following pairs of words have the same relationship as Fan : Heat?
A.Water : Drink
B.Light : Night
C.Teach : Student
D.Air : Breathe
E.Food : Hunger
Q 79 :
'Radish' is related to 'Root', in the same way as 'Brinjal' is related to
A.Fruit
B.Stem
C.Flower
D.Root
E.None of these
Q 80 :
'Jackal' is related to 'Carnivorous', in the same way as 'Goat' is related to
A.Omnivorous
B.Carnivorous
C.Herbivorous
D.Multivorous
E.None of these
Q 81 :
Which of the following pairs has similar relationship as Run : Race?
A.Party : Dance
B.Study : Book
C.Lecture : Study
D.Enjoy : Journey
E.None of these
Q 82 :
Which of the following has same relationship as that of Money : Wealth?
A.Pity : Kindness
B.Cruel : Anger
C.Wise : Education
D.Pride : Humility
E.None of these
Q 83 :
Which of the following is related to ‘Melody’, in the same way as ‘Delicious’ is related to 'Taste'?
A.Memory
B.Highness
C.Tongue
D.Speak
E.Voice
Q 84 :
Offhand’ is related to ‘Premeditation’ in the same way as ‘Above board’ is related to
A.Integrity
B.Honesty
C.Guide
D.Competition
E.None of these
Q 85 :
5 : 7 : : ? : 28
A.20
B.14
C.56
D.26
E.None of these
Q 86 :
Which one is different form the remaining three?
A.GIJK
B.DFGH
C.CEFG
D.ABCD
E.None of these
Q 87 :
Three of the following four are alike in certain way and so form a group. Which is one that does not belong to the group?
A.71
B.73
C.77
D.67
E.None of these
Q 88 :
Unscramble the letters in the given words and find the odd one out.
A.UMRSME
B.EIWNTR
C.PIGRSN
D.LCUOD
E.None of these
Q 89 :
What should come next in the following number series?
0 2 4 6 2 3 0 2 4 6 4 5 0 2 4 6 6 7 0 2?
A.4
B.2
C.6
D.8
E.5
Q 90 :
What will be there is the place of question mark in the following series?
E G 3 5, I K 9 9, M O 1 9 5, Q S 3 2 3?
A.UW483
B.ZA26
C.TU420
D.ST380
E.None of these
English Language
Q 91 :
I go to Madurai by —– Vaigai Express
A.a
B.an
C.some
D.the
Q 92 :
Have the car stolen!
A.Steal the car
B.You should have the stolen car
C.Get someone to steal the car
D.They have stolen the car
Q 93 :
The payment was collected by the hardworking salesman.
A.The hardworking salesman collected the payment.
B.the salesman who worked heard was able to collect the payment.
C.to collect the payment the salesman had to work hard.
D.The hardworking salesman was able to collect the payment.
Q 94 :
I had to stop all my work to complete this project.
A.All other work had to be stopped to complete this project by me
B.For completing this project all other work must be stopped
C.For completing this project I had to stop all my work
D.To complete this project all other work had been stopped by me
Q 95 :
They have published the names of all the successful candidates.
A.The candidates who have succeeded their names they had published.
B.The names of all the successful candidates have been published by them
C.The candidates who have succeeded their names have been published by them.
D.The names of all the successful candidate were published by them.
Q 96 :
The online shopping site lowered the prices.
A.Lowering of the prices was done by the online shopping site
B.The prices were lowered by the online shopping site
C.The prices had been lowered by the online shopping site
D.The prices have been lowered by the online shopping site
Q 97 :
Who taught you to drive a truck ?
A.To drive a truck by whom were you taught?
B.Driving a truck by who were you taught?
C.Driving a truck by who were you being taught?
D.By whom were you taught to drive a truck?
Q 98 :
We shall invite Suresh.
A.Suresh would be invited by us
B.Suresh would have been invited by us
C.Suresh will be invited by us
D.Suresh will have been invited by us
Q 99 :
Dark clouds have overcast the evening sky.
A.By the dark clouds the evening sky was overcast.
B.The evening sky has been overcast by the dark clouds.
C.Dark clouds overcastted the evening sky.
D.The sky of the evening was overcasted by dark clouds.
Q 100 :
The partners will celebrate their triumph tomorrow.
A.The triumph would be celebrated by the partners a day before
B.The triumph would be celebrated by the partners a day after
C.The triumph would have been celebrated by the partners a day after
D.The triumph will have been celebrated by the partners tomorrow
