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Question Bank

Karnataka Apex Bank Banking Assistant Exam - English

Duration: 140 · Questions: 75 · Max Marks: 75 · Language: 3

View Karnataka Apex Bank Banking Assistant 2026 Exam Page

General Knowledge

1
Yojna a weekly journal
  1. A.Ministry of Finance        
  2. B.Ministry of Information and Broadcastin
  3. C.Ministry of Rural Development
  4. D.Planning Commission
2
Kurukshetra a journal on rural development is published by
  1. A.Ministry of Finance 
  2. B.Ministry of Information and Broadcastin
  3. C.Ministry of Rural Development
  4. D.Planning Commission
3
Devaluation of a currency means
  1. A.Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
  2. B.Reduction in the value of a currency vis-à-vis major internationally traded currencies
  3. C.Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
  4. D.Permitting the currency to seek its worth in the international market
4
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
            1. a large number of farmers are illiterate and know little about scientific agriculture
            2. prices of primary products are lower than those of manufactured products
            3. Investments in agriculture has been low when compared to investment in industry
  1. A.1 and 3
  2. B.2 and 3
  3. C.1 and 2
  4. D.1,2 and 3
5
Which of the following programmes aims at the promotion of savings among rural women
  1. A.Rashtriya Mahila Kosh
  2. B.Indira Mahila Yojna
  3. C.Jawahar Rozgar Yojna
  4. D.Mahila Samridhi Yojna
6
What is Net National Product
  1. A.the money value of final goods and services produced annually in the economy
  2. B.the money value of annual service generation in the economy
  3. C.the money value of tangible goods produced annually in the economy
  4. D.The money value of tangible goods available in the economy
7
National income is the 
  1. A.net national product at market price
  2. B.net national product at factor cost
  3. C.net domestic product at market price
  4. D.net domestic product at factor cost
8
Chelliah Committee of 1992 deals with the overhauling of our
  1. A.financial system            
  2. B.tax system
  3. C.patents and copyrights  
  4. D.Public sector undertakings
9
During which Five Year Plan was the annual growth rate of National Income the lowest
  1. A.2nd plan
  2. B.3rd plan
  3. C.5th plan
  4. D.6th plan
10
Which of the following taxes is a progressive tax
  1. A.sales tax           
  2. B.custom tax
  3. C.excise tax         
  4. D.income tax
11
The state of Karnataka lies in........... region of India.
  1. A.North east
  2. B.South east
  3. C.North west
  4. D.South west
12
. Karnataka shares its boundaries with
  1. A.Tamil Nadu
  2. B.Madhya Pradesh
  3. C.Odisha
  4. D.West Bengal
13
The state of Karnataka took birth in
  1. A.August 15,1927
  2. B.November 30,1945
  3. C.August 15,1947
  4. D.November 1,1956
14
Total number of districts at present is
  1. A.30
  2. B.40
  3. C.50
  4. D.60
15
Official language of the state of Karnataka is
  1. A.Telgu
  2. B.English
  3. C.Tamil
  4. D.Karnanada and English
16
Pick the odd one out among the following:
  1. A.Yakshagana
  2. B.Asian elephant
  3. C.Indian Roller
  4. D.Sunflower
17
The following is state is state symbol of Karnataka
  1. A.Lotus
  2. B.Sunflower
  3. C.Jasmine
  4. D.Rose
18
On June 5,2016 revenue minister of the following state resigned over corruption charges.
  1. A.Karnataka
  2. B.Maharashtra
  3. C.Goa
  4. D.Madhya Pradesh
19
Along with kaveri the other major river system of Karnataka is
  1. A.Ganga
  2. B.Krishna
  3. C.Mahanadi
  4. D.Yamuna
20
One of the following is not the tributary of Kaveri
  1. A.Hewavati
  2. B.Kabiri
  3. C.Lakshuana
  4. D.Bhima
21
Artificial Intelligence (AI) has been making rapid strides, Which company is leading in AI development ?
  1. A.Google
  2. B.Apple
  3. C.Microsoft
  4. D.Amazon
22
Which Indian city is hosting the National Games in ?
  1. A.Bengaluru
  2. B.Goa
  3. C.Ahmedabad
  4. D.Kerala
23
Who won the Nobel Prize in Literature for ?
  1. A.Olga Tokarczuk
  2. B.Peter Handke
  3. C.Bob Dylan
  4. D.Annie Ernaux
24
The headquarters of the World Health Organization (WHO) is located in :
  1. A.New York, USA
  2. B.Geneva, Switzerland
  3. C.Paris, France
  4. D.London, UK
25
Which of the following is not a fundamental right in the Indian Constitution ?
  1. A.Right to Education
  2. B.Right to Property
  3. C.Right to Freedom
  4. D.Right to Equality

English Language

1
I go to Madurai by —– Vaigai Express
  1. A.a
  2. B.an
  3. C.some
  4. D.the
2
Have the car stolen!
  1. A.Steal the car
  2. B.You should have the stolen car
  3. C.Get someone to steal the car
  4. D.They have stolen the car
3
The payment was collected by the hardworking salesman.
  1. A.The hardworking salesman collected the payment.
  2. B.the salesman who worked heard was able to collect the payment.
  3. C.to collect the payment the salesman had to work hard.
  4. D.The hardworking salesman was able to collect the payment.
4
I had to stop all my work to complete this project.
  1. A.All other work had to be stopped to complete this project by me
  2. B.For completing this project all other work must be stopped
  3. C.For completing this project I had to stop all my work
  4. D.To complete this project all other work had been stopped by me
5
They have published the names of all the successful candidates.
  1. A.The candidates who have succeeded their names they had published.
  2. B.The names of all the successful candidates have been published by them
  3. C.The candidates who have succeeded their names have been published by them.
  4. D.The names of all the successful candidate were published by them. 
6
The online shopping site lowered the prices.
  1. A.Lowering of the prices was done by the online shopping site
  2. B.The prices were lowered by the online shopping site
  3. C.The prices had been lowered by the online shopping site
  4. D.The prices have been lowered by the online shopping site
7
Who taught you to drive a truck ?
  1. A.To drive a truck by whom were you taught?
  2. B.Driving a truck by who were you taught?
  3. C.Driving a truck by who were you being taught?
  4. D.By whom were you taught to drive a truck?
8
We shall invite Suresh.
  1. A.Suresh would be invited by us
  2. B.Suresh would have been invited by us
  3. C.Suresh will be invited by us
  4. D.Suresh will have been invited by us
9
Dark clouds have overcast the evening sky.
  1. A.By the dark clouds the evening sky was overcast.
  2. B.The evening sky has been overcast by the dark clouds.
  3. C.Dark clouds overcastted the evening sky.
  4. D.The sky of the evening was overcasted by dark clouds.
10
The partners will celebrate their triumph tomorrow. 
  1. A.The triumph would be celebrated by the partners a day before
  2. B.The triumph would be celebrated by the partners a day after
  3. C.The triumph would have been celebrated by the partners a day after
  4. D.The triumph will have been celebrated by the partners tomorrow
11
Why did break the vase?
  1. A.why is the vase broken by him
  2. B.why was the vase broken by him
  3. C.why had been the vase broken by him
  4. D.why has been the vase broken by him
12
Mariam was writing a note to her boss.
  1. A.A note was written to her boss by Mariam
  2. B.A note was wrote by Mariam to her boss
  3. C.A note was being written by Mariam to her boss
  4. D.A note was written by Mariam to her boss
13
The baby really enjoys that music.
  1. A.That music was really enjoyed by the baby.
  2. B.That music was really being enjoyed by the baby.
  3. C.That music is really enjoyed by the baby.
  4. D.This music was really enjoyed by the baby.
14
The weather disrupted the final match.
  1. A.The final match has been disrupted by the weather.
  2. B.The final match had been disrupted by the weather.
  3. C.The final match was disrupted by the weather. 
  4. D.The final match was being disrupted by the weather.
15
The management committee is required to publish a report every year. 
  1. A.report would be published by the management committee every year.
  2. B.A report would have been published by the management committee every year.
  3. C.A report requires to be published by the management committee every year.
  4. D.Every year the report would be published by the management committee.
16
The Finance Department has ……………a centralized online databank system for all statutory government bodies to …………an eye on their assets and liabilities.
  1. A. presented , stay
  2. B.introduced , keep
  3. C.announce , make
  4. D.created , let
  5. E.proclaimed , hold
17
Assets
  1. A.liabilities
  2. B.responsibilities
  3. C.estates
  4. D.profits
18
Affidavit
  1. A. Affirmation
  2. B.Slander
  3. C.Oath
  4. D.Testimony
19
Hollow
  1. A.Alveolate
  2. B.Cleft
  3. C. Cavernous
  4. D.Solid
20
Cosset 
  1. A.Ignoreb
  2. B.Close
  3. C.Caress
  4. D.Fondle
21
Ogle
  1. A.Leer
  2. B.Gaze
  3. C.Ignore
  4. D.Gawk
22
Intrinsic
  1. A.Elemental
  2. B.Innate
  3. C.Connate
  4. D.Acquired
23
Coalesce
  1. A.Separate
  2. B.Adhere
  3. C.Cleave
  4. D.Amalgamate
24
Loiter
  1. A.lag 
  2. B.Hasten
  3. C.Amble
  4. D.Loii
25
The protests were......... at ......... awareness among the elite and the educated.
  1. A.held, generating
  2. B.aimed, creating
  3. C.targeted, awakening
  4. D.focused, building
  5. E.concentrated, producing

Banking Sector Knowledge

1
Which if the following is TRUE about the meaning of a bank?
  1. A.It is a financial establishment
  2. B.It acts like a financial intermediary
  3. C.It accepts deposits from the public 
  4. D.It provides safe locker facility
  5. E.All the above
2
Which of the following is NOT true about the functioning of a bank ?
  1. A.A bank should always add the word “bank” to its name.
  2. B.They include general utility services and agency services.
  3. C.A bank is a non-profit organization having service oriented approach.
  4. D.A bank acts as a connecting link between borrowers and lenders of money.
  5. E.A bank lends out money in the form of loans to those who require it for different purposes.
3
Which of the following is NOT a banking service?
  1. A.Issuance of debit and credit cards
  2. B.Providing safe custody of valuable items 
  3. C.ATM services
  4. D.Provision for higher interest rates to the accounts held by women
  5. E.Online transfer of funds across the globe
4
The definition of Banking is given in which of the following ACTs?
  1. A.Negotiable Instrument Act 1881
  2. B.Reserve Bank of India (RBI) Act 1934
  3. C.Banking Regulation Act 1949
  4. D.Company Act 1956
  5. E.None of the above
5
Banks in India are regulated by :
  1. A.The Reserve Bank of India Act,1934
  2. B.The Banking regulation Act,1949
  3. C.The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D.The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E.None of the above
6
Which of the following terms is used in Banking field ?
  1. A.Zero Hour
  2. B.Input devices
  3. C.Privilege motion
  4. D.Sedimentary
  5. E.Invest rate swap
7
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A.Investment Banking 
  2. B.Core Banking
  3. C.Mobile Banking 
  4. D.National Banking 
  5. E.Specialized Banking 
8
Which of the following is necessary while opening deposit account in banks ?         
  1. A.Will 
  2. B.Registration
  3. C.Nomination
  4. D.Indemnity
  5. E.Guarantee
9
Which of the following is not banking term?
  1. A.Letter of credit
  2. B.MIBOR
  3. C.Factoring services
  4. D.Entry load
  5. E.None of the above
10
Systematic investment plans relates to:
  1. A.Mutual Funds
  2. B.Life Insurance Companies
  3. C.Commercial Banks
  4. D.Post office saving schemes
  5. E.None of the above
11
Which is the following is / are third party products sold out by banks?
  1. A.Mutual funds
  2. B.Term deposits
  3. C.Credit cards
  4. D.All of these
  5. E.None of the above
12
The first bank the Bank of Hindustan was established in:
  1. A.1780    
  2. B.1790
  3. C.1770    
  4. D.1802
  5. E.1814
13
Which of the following NOT a Retail banking product ?
  1. A.Checking account
  2. B.Saving account
  3. C.Money market account
  4. D.Certificate of deposit (CD)
  5. E.Mutual Fund
14
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A.Business loan
  2. B.Capital raisig
  3. C.Checking account
  4. D.Project finance
  5. E.Term loan
15
The banker’s bank in any country called as:
  1. A.Commercial bank
  2. B.Central bank 
  3. C.EXIM bank
  4. D.Scheduled Bank
  5. E.Development bank
16
Which of the following is the Central bank of India?
  1. A.State Bank of India
  2. B.National Bank for Agriculture and Rural Development
  3. C.Export-Import Bank of India
  4. D.Reserve Bank of India
  5. E.None of the above
17
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A.Rs. 100            
  2. B.Rs. 400
  3. C.Rs. 500            
  4. D.Rs.1000
  5. E.Rs. 1500
18
Which of the following represents Profit and Loss Account ?
  1. A.Position of profit on a particular date 
  2. B.Position of profit for a given period
  3. C.Position of loss for a given period
  4. D.Both 2 and 3
  5. E.None of the above
19
Which among the following is /are ‘Term Deposit’?
  1. A.Fixed Deposit
  2. B.Current Deposit
  3. C.Recurring Deposit
  4. D.All of the above 
  5. E.None of the above
20
The first bank of limited liability managed by Indians was :
  1. A.The Commercial Bank of India
  2. B.Allahabad Bank
  3. C.Oudh Commercial Bank
  4. D.Punjab National bank ltd
  5. E.None of the above
21
Which of the following scheme is not meant for investment purposes?
  1. A.Letter of credit
  2. B.National saving certificate 
  3. C.Infrastructure bonds
  4. D.Mutual funds
  5. E.None of the above
22
What is meant by development Oriented banking?
  1. A.Infrastructure financing 
  2. B.Extending loans to State, which are undevelopment
  3. C.Taking up the task of development of the economy by providing support to under privileged section of the society
  4. D.All of the above 
  5. E.None of the above
23
The Reserve Bank of India was established in:
  1. A.April 1935        
  2. B.June 1935
  3. C.August 1934    
  4. D.May 1936
  5. E.January 1949
24
14 major Indian commercial banks of the country were nationalized in:
  1. A.July 1965        
  2. B.June 1960
  3. C.July 1969        
  4. D.May 1970
  5. E.January 1949
25
On the basis of suggestions of which of the following committee. The Banking Regulation Act was amended in 1983 to open the gates for the new private sector banks ?
  1. A.Narasimham Committee
  2. B.Rangrajan Committee
  3. C.Rangrajan Committee
  4. D.Goiporia committee
  5. E.None of the above