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Question Bank

Karnataka HC Group D Prelims Exam - English

Duration: 120 · Questions: 100 · Max Marks: 100 · Language: 3

View Karnataka High Court Group D 2026 Exam Page

General Awareness

1
Which if the following is TRUE about the meaning of a bank?
  1. A.It is a financial establishment
  2. B.It acts like a financial intermediary
  3. C.It accepts deposits from the public 
  4. D.It provides safe locker facility
  5. E.All the above
2
Which of the following is NOT true about the functioning of a bank ?
  1. A.A bank should always add the word “bank” to its name.
  2. B.They include general utility services and agency services.
  3. C.A bank is a non-profit organization having service oriented approach.
  4. D.A bank acts as a connecting link between borrowers and lenders of money.
  5. E.A bank lends out money in the form of loans to those who require it for different purposes.
3
Which of the following is NOT a banking service?
  1. A.Issuance of debit and credit cards
  2. B.Providing safe custody of valuable items 
  3. C.ATM services
  4. D.Provision for higher interest rates to the accounts held by women
  5. E.Online transfer of funds across the globe
4
The definition of Banking is given in which of the following ACTs?
  1. A.Negotiable Instrument Act 1881
  2. B.Reserve Bank of India (RBI) Act 1934
  3. C.Banking Regulation Act 1949
  4. D.Company Act 1956
  5. E.None of the above
5
Banks in India are regulated by :
  1. A.The Reserve Bank of India Act,1934
  2. B.The Banking regulation Act,1949
  3. C.The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D.The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E.None of the above
6
Which of the following terms is used in Banking field ?
  1. A.Zero Hour
  2. B.Input devices
  3. C.Privilege motion
  4. D.Sedimentary
  5. E.Invest rate swap
7
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A.Investment Banking 
  2. B.Core Banking
  3. C.Mobile Banking 
  4. D.National Banking 
  5. E.Specialized Banking 
8
Which of the following is necessary while opening deposit account in banks ?         
  1. A.Will 
  2. B.Registration
  3. C.Nomination
  4. D.Indemnity
  5. E.Guarantee
9
Which of the following is not banking term?
  1. A.Letter of credit
  2. B.MIBOR
  3. C.Factoring services
  4. D.Entry load
  5. E.None of the above
10
Systematic investment plans relates to:
  1. A.Mutual Funds
  2. B.Life Insurance Companies
  3. C.Commercial Banks
  4. D.Post office saving schemes
  5. E.None of the above
11
Which is the following is / are third party products sold out by banks?
  1. A.Mutual funds
  2. B.Term deposits
  3. C.Credit cards
  4. D.All of these
  5. E.None of the above
12
The first bank the Bank of Hindustan was established in:
  1. A.1780    
  2. B.1790
  3. C.1770    
  4. D.1802
  5. E.1814
13
Which of the following NOT a Retail banking product ?
  1. A.Checking account
  2. B.Saving account
  3. C.Money market account
  4. D.Certificate of deposit (CD)
  5. E.Mutual Fund
14
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A.Business loan
  2. B.Capital raisig
  3. C.Checking account
  4. D.Project finance
  5. E.Term loan
15
The banker’s bank in any country called as:
  1. A.Commercial bank
  2. B.Central bank 
  3. C.EXIM bank
  4. D.Scheduled Bank
  5. E.Development bank
16
Which of the following is the Central bank of India?
  1. A.State Bank of India
  2. B.National Bank for Agriculture and Rural Development
  3. C.Export-Import Bank of India
  4. D.Reserve Bank of India
  5. E.None of the above
17
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A.Rs. 100            
  2. B.Rs. 400
  3. C.Rs. 500            
  4. D.Rs.1000
  5. E.Rs. 1500
18
Which of the following represents Profit and Loss Account ?
  1. A.Position of profit on a particular date 
  2. B.Position of profit for a given period
  3. C.Position of loss for a given period
  4. D.Both 2 and 3
  5. E.None of the above
19
Which among the following is /are ‘Term Deposit’?
  1. A.Fixed Deposit
  2. B.Current Deposit
  3. C.Recurring Deposit
  4. D.All of the above 
  5. E.None of the above
20
The first bank of limited liability managed by Indians was :
  1. A.The Commercial Bank of India
  2. B.Allahabad Bank
  3. C.Oudh Commercial Bank
  4. D.Punjab National bank ltd
  5. E.None of the above
21
Which of the following scheme is not meant for investment purposes?
  1. A.Letter of credit
  2. B.National saving certificate 
  3. C.Infrastructure bonds
  4. D.Mutual funds
  5. E.None of the above
22
What is meant by development Oriented banking?
  1. A.Infrastructure financing 
  2. B.Extending loans to State, which are undevelopment
  3. C.Taking up the task of development of the economy by providing support to under privileged section of the society
  4. D.All of the above 
  5. E.None of the above
23
The Reserve Bank of India was established in:
  1. A.April 1935        
  2. B.June 1935
  3. C.August 1934    
  4. D.May 1936
  5. E.January 1949
24
14 major Indian commercial banks of the country were nationalized in:
  1. A.July 1965        
  2. B.June 1960
  3. C.July 1969        
  4. D.May 1970
  5. E.January 1949
25
On the basis of suggestions of which of the following committee. The Banking Regulation Act was amended in 1983 to open the gates for the new private sector banks ?
  1. A.Narasimham Committee
  2. B.Rangrajan Committee
  3. C.Rangrajan Committee
  4. D.Goiporia committee
  5. E.None of the above
26
When RBI made compulsory to the Best II norms for Banks?
  1. A.March 31, 2007
  2. B.March 31, 2008
  3. C.March 31, 2010
  4. D.March 31, 2011
  5. E.March 31, 2009
27
Which Act is fully applicable to all commercial banks?
  1. A.Companies Act, 1956
  2. B.Partnership Act, 1932
  3. C.Banking Regulation Act,1949
  4. D.Sale of Goods Act, 1930
  5. E.The Reserve Bank of India Act, 1934
28
What type of loan is granted by banks for purchase of white goods?
  1. A.Mortgage loans
  2. B.Personal loans
  3. C.Consumption Loans
  4. D.Home Loans
  5. E.None of the above
29
Which of the following loans are granted for meeting social financial commitments like marriage etc?
  1. A.Mortgage loans
  2. B.Personal loans
  3. C.Consumption Loans
  4. D.Home Loans
  5. E.None of the above
30
PPF account is opened for a period of 
  1. A.Mortgage loans
  2. B.Personal loans
  3. C.Consumption Loans
  4. D.Home Loans
  5. E.None of the above

General Knowledge

1
Yojna a weekly journal
  1. A.Ministry of Finance        
  2. B.Ministry of Information and Broadcastin
  3. C.Ministry of Rural Development
  4. D.Planning Commission
2
Kurukshetra a journal on rural development is published by
  1. A.Ministry of Finance 
  2. B.Ministry of Information and Broadcastin
  3. C.Ministry of Rural Development
  4. D.Planning Commission
3
Devaluation of a currency means
  1. A.Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
  2. B.Reduction in the value of a currency vis-à-vis major internationally traded currencies
  3. C.Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
  4. D.Permitting the currency to seek its worth in the international market
4
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
            1. a large number of farmers are illiterate and know little about scientific agriculture
            2. prices of primary products are lower than those of manufactured products
            3. Investments in agriculture has been low when compared to investment in industry
  1. A.1 and 3
  2. B.2 and 3
  3. C.1 and 2
  4. D.1,2 and 3
5
Which of the following programmes aims at the promotion of savings among rural women
  1. A.Rashtriya Mahila Kosh
  2. B.Indira Mahila Yojna
  3. C.Jawahar Rozgar Yojna
  4. D.Mahila Samridhi Yojna
6
What is Net National Product
  1. A.the money value of final goods and services produced annually in the economy
  2. B.the money value of annual service generation in the economy
  3. C.the money value of tangible goods produced annually in the economy
  4. D.The money value of tangible goods available in the economy
7
National income is the 
  1. A.net national product at market price
  2. B.net national product at factor cost
  3. C.net domestic product at market price
  4. D.net domestic product at factor cost
8
Chelliah Committee of 1992 deals with the overhauling of our
  1. A.financial system            
  2. B.tax system
  3. C.patents and copyrights  
  4. D.Public sector undertakings
9
During which Five Year Plan was the annual growth rate of National Income the lowest
  1. A.2nd plan
  2. B.3rd plan
  3. C.5th plan
  4. D.6th plan
10
Which of the following taxes is a progressive tax
  1. A.sales tax           
  2. B.custom tax
  3. C.excise tax         
  4. D.income tax
11
Which of the following estimates the National Income in India
  1. A.National Income Committee
  2. B.Planning Commission
  3. C.Reserve Bank Of India
  4. D.Central Statistical Organisation
12
India changed over to the decimal system, coinage in
  1. A.April 1951         
  2. B.April 1955
  3. C.April 1957         
  4. D.April 1978
13
11th Five Year Plan aim at achieving 10% rural tele density in India from the present 1.9% by the year
  1. A.2008     
  2. B.2009
  3. C.2010     
  4. D.2012
14
Which one of the following statements Monitorable Socio Economic Target of the 11th Five Year Plan under the head Environment is not correct
  1. A.treat urban waste water by 2011-12
  2. B.Increase energy efficiency by 20% points by 2016-17
  3. C.attain WHO standards of air quality in all major cities by 2011-12
  4. D.increase forest and tree cover by 15% points
15
Who is the ex-officio chairman of Planning commission and National Development Council
  1. A.President
  2. B.Prime Minister
  3. C.Finance Minister
  4. D.Commerce Minister
16
The state of Karnataka lies in........... region of India.
  1. A.North east
  2. B.South east
  3. C.North west
  4. D.South west
17
. Karnataka shares its boundaries with
  1. A.Tamil Nadu
  2. B.Madhya Pradesh
  3. C.Odisha
  4. D.West Bengal
18
The state of Karnataka took birth in
  1. A.August 15,1927
  2. B.November 30,1945
  3. C.August 15,1947
  4. D.November 1,1956
19
Total number of districts at present is
  1. A.30
  2. B.40
  3. C.50
  4. D.60
20
Official language of the state of Karnataka is
  1. A.Telgu
  2. B.English
  3. C.Tamil
  4. D.Karnanada and English
21
Pick the odd one out among the following:
  1. A.Yakshagana
  2. B.Asian elephant
  3. C.Indian Roller
  4. D.Sunflower
22
The following is state is state symbol of Karnataka
  1. A.Lotus
  2. B.Sunflower
  3. C.Jasmine
  4. D.Rose
23
On June 5,2016 revenue minister of the following state resigned over corruption charges.
  1. A.Karnataka
  2. B.Maharashtra
  3. C.Goa
  4. D.Madhya Pradesh
24
Along with kaveri the other major river system of Karnataka is
  1. A.Ganga
  2. B.Krishna
  3. C.Mahanadi
  4. D.Yamuna
25
One of the following is not the tributary of Kaveri
  1. A.Hewavati
  2. B.Kabiri
  3. C.Lakshuana
  4. D.Bhima
26
Which country’s Foreign Minister met counterparts from Egypt and Turkiye in March 2026 to discuss West Asia tensions?
  1. A.Pakistan
  2. B.Saudi Arabia
  3. C.Jordan
  4. D.Qatar
27
What astronomical discovery was announced by astronomers in March 2026?
  1. A.New planet in solar system
  2. B.Discovery related to 1,900 light-years away (specific object)
  3. C.Black hole merger
  4. D.Exoplanet with life signs
28
On what date in March 2026 did Prime Minister Narendra Modi become India’s longest-serving head of government?
  1. A.15 March
  2. B.20 March
  3. C.22 March
  4. D.25 March
29
What major infrastructure project was inaugurated by PM Narendra Modi on 28 March 2026?
  1. A.Mumbai Trans Harbour Link
  2. B.Atal Tunnel
  3. C.Noida International Airport
  4. D.Chenab Bridge
30
What was the status of India-US trade relations highlighted in early 2026 leading into March developments?
  1. A.Increased tariffs
  2. B.Breakthrough deal reducing US tariffs on Indian goods to 18%
  3. C.Complete trade halt
  4. D.New sanctions
31
What was the fiscal deficit target set for FY 2026-27 in the Union Budget 2026-27 presented by FM Nirmala Sitharaman?
  1. A.4.0% of GDP
  2. B.5.0% of GDP
  3. C.4.5% of GDP
  4. D.4.3% of GDP
32
What was the total expenditure estimated in the Union Budget 2026-27?
  1. A.₹49.6 lakh crore
  2. B.₹53.5 lakh crore
  3. C.₹55 lakh crore
  4. D.₹60 lakh crore
33
What defence-related development was noted in the context of India’s preparedness amid global tensions in March 2026?
  1. A.Reduction in capex
  2. B.Withdrawal from international exercises
  3. C.Complete self-reliance achieved
  4. D.Surge in defence budget and modernisation push
34
What significant diplomatic agreement was announced between India and Canada in early March 2026?
  1. A.Defence pact
  2. B.Free Trade Agreement
  3. C.Strengthened economic partnership
  4. D.Climate alliance
35
Which airport or port received a critical LPG shipment (Pyxis Pioneer) in March 2026 amid West Asia tensions?
  1. A.Mundra Port
  2. B.Paradip Port
  3. C.New Mangalore Port
  4. D.Kandla Port

Aptitude

1
How many such pairs of letters are there in the word ‘CLEANLINESS’ each of the which has as many letters between them in the word as they have in the English alphabet, in the same sequence?
  1. A.Two
  2. B.Three
  3. C.Five
  4. D.Four
  5. E.None of these
2
Team A has scored more goals than Team B
Team C has scored fewer goals than Team B
Team A has scored fewer goals than Team C .
If the first two statements are true, the third statement is
  1. A.True
  2. B.False
  3. C.Uncertain
  4. D.None
3
If it is possible to make only one meaningful word with the second, the third, the sixth and the eight letters of the word FRAGMENT using each only once, which of the following will be the third letter of that word ? If no such word can be formed, give ‘X’ as the answer and if more than one such word can be formed, give ‘Y’ as the answer.
  1. A.A
  2. B.E
  3. C.T
  4. D.X
  5. E.Y
4
How many such letters are there in the word ORIENTAL each of which is as far away from the beginning of the word as when they are arranged alphabetically?
  1. A.None            
  2. B.One         
  3. C.Two       
  4. D.Three        
  5. E.More than three
5
How many such pairs of letters in the word CREDIT each of which has as many letters between them in the word as in the English alphabet?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
6
How many meaningful words can be made from the letters ‘LMEA’ using each letter only once in each word?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
7
If it is possible to make only one meaningful word with the first, the second, the seventh and the eighth letters of the word TEMPORAL, which of the following will be the first letter of that word? If more than one such word can be made, give ‘Y’ as the answer and if no such word can be made, give ‘X’ as the answer.
  1. A.T
  2. B.L
  3. C.E
  4. D.Y
  5. E.X
8
If the letters of the word HANDOVER are arranged alphabetically from left to right how many letters will remain at the same position?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
9
How many such pairs of letters are there in the word EXCURSION, each of which has as many letters between them in the word as they have in the English alphabet?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
10
If it is possible to make only one meaningful word with the first, the second, the third, the sixth and the eighth letters of the word DEVIATION first letter of that word is your answer? If more than one such word can be made formed your answer is ‘A’  and if no such word can be formed your answer is ‘B’.
  1. A.V
  2. B.T
  3. C.E
  4. D.A
  5. E.B
11
If the third alphabet of each of the words is changed to the next alphabet in the English alphabetical series, which of the following will form a meaningful English word?
  1. A.SUM
  2. B.BIG
  3. C.Both BIG and THE
  4. D.FOR
  5. E.Both FOR and BIG
12
If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be second from the right ?
  1. A.AND
  2. B.FOR
  3. C.THE
  4. D.BIG
  5. E.SUM
13
If second alphabet in each of the words is changed to next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed ?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.Four
14
How many letters are there in the English alphabetical series between the second letter of the word which is second from the right and the second letter of the word which is second from the left of the given words?
  1. A.Two
  2. B.Five
  3. C.Six
  4. D.Nine
  5. E.Three
15
If in each of the given words, each of the consonant is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will no vowels appear?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
16
If the third alphabet in each of the words is changed to the next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.Four
17
If the position of the first and the second alphabets of each of the words are interchanged, which of the following will form a meaningful English word?
  1. A.Both CAT and OWN
  2. B.Both BRU and INK
  3. C.Only CAT
  4. D.Only INK
  5. E.Only LEG
18
If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be exactly in the middle of the five words?
  1. A.OWN
  2. B.LEG
  3. C.BRU
  4. D.CAT
  5. E.INK
19
If in each of the given words, each of the consonants is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will the same alphabet appear twice?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
20
If the positions of the first and the third alphabets of each of the words are interchanged, which of the following would form meaningful words with the new arrangement?
  1. A.HID
  2. B.SON
  3. C.Both LAP and BUT
  4. D.CAR
  5. E.Both CAR and LAP
21
The elements of the set {x : x is an integer, x2 : 4} can be represent as .....Z..... . Here, Z refers to
  1. A.{–2, 2} 
  2. B.{–1, 0, 1}
  3. C.{–2, –1, 0, 1, 2}
  4. D.{0, 1, 2}
22
  1. D.None of these
23
If Y = {x : x is a positive factor of the number 2p – 1(2p – 1), where 2p – 1 is a prime number}, then Y can be represent in roster form as
  1. A.{2}
  2. B.{1, 2}  
  3. C.{1, 2, 22, ....., 2p – 1}
  4. D.{1, 2, 22, 23,.... 2p – 1, (2p – 1)}
24
The set {x : x is a positive integer less than 6 and 3x – 1 is an even number} in roster form is
  1. A.{1, 2, 3, 4, 5}
  2. B.{1, 2, 3, 4, 5, 6}  
  3. C.{2, 4, 6}
  4. D.{1, 3, 5}
25
If A B and A B, then
  1. A.A is called a proper subset of B
  2. B.A is called a super set of B
  3. C.A is not a subset of B 
  4. D.B is a subset of A
26
The number of non-empty subsets of the set{1, 2, 3, 4} is
  1. A.15
  2. B.14
  3. C.16
  4. D.17
27
The number of elements of the power set of a set containing m elements is
  1. A.2m – 1
  2. B.m 
  3. C.m2
  4. D.2m
28
If A = {x : x = n2, n = 1, 2, 3}, then number of proper subsets is
  1. A.3
  2. B.8
  3. C.7
  4. D.None of these
29
If A = {x : x = 4n + 1, 2 £ n £ 5},then number of subsets of A is
  1. A.16
  2. B.15  
  3. C.4 
  4. D.None of these 
30
Let A and B be two non-empty subsets of a set X such that A is not a subset of B, then
  1. A.A is always a subset of the complement of B
  2. B.B is always a subset of A  
  3. C.A and B are always disjoint
  4. D.A and the complement of B are always non-disjoint  
31
Which of the following is/are empty set? 
A = {x : x2 + x + 1 = 0 and x Î Z}   B = {x : x is a prime number and 19 < x < 23}
  1. A.A
  2. B.B  
  3. C.Both A and B
  4. D.None of the above 
32
The set {x : x4 = 1 and x R} is .....X.... set. Here, X refers to
  1. A.empty
  2. B.finite
  3. C.infinite
  4. D.singleton 
33
The universal set for the sets   
A = {x : x2 – 5x + 6 = 0} and   
B = {x : x2 – 3x + 2 = 0} having least number of elements is
  1. A.{1, 2}
  2. B.{1, 3}
  3. C.{1, 2, 3}
  4. D.{0, 1, 2, 3}
34
If A = {1, 2, 3}, B = {x € R : x2 – 2x + 1 = 0}, 
C = {1, 2, 2, 3} and 
D = {x € R : x3 – 6x2 + 11x – 6 = 0}, then the equal sets are
  1. A.A and B
  2. B.A and C  
  3. C.A, B and C 
  4. D.A, C and D
35
If A = (–3, 5) and  B = [–7, 9], then
  1. A.A = B
  2. B.A B 
  3. C.B A
  4. D.None of these