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Latest KCCB Bank Clerk & Officer Grade IV Exam Question (Objective Questions), MCQ in English

Subjects : General Awareness, Quantitative Aptitude, Reasoning, English, Knowledge of Computer Applications

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General Awareness

Question 1Single Answer
Yojna a weekly journal
  1. A
    Ministry of Finance        
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 2Single Answer
Kurukshetra a journal on rural development is published by
  1. A
    Ministry of Finance 
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 3Single Answer
Devaluation of a currency means
  1. A
    Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
  2. B
    Reduction in the value of a currency vis-à-vis major internationally traded currencies
  3. C
    Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
  4. D
    Permitting the currency to seek its worth in the international market
Question 4Single Answer
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
            1. a large number of farmers are illiterate and know little about scientific agriculture
            2. prices of primary products are lower than those of manufactured products
            3. Investments in agriculture has been low when compared to investment in industry
  1. A
    1 and 3
  2. B
    2 and 3
  3. C
    1 and 2
  4. D
    1,2 and 3
Question 5Single Answer
Which of the following programmes aims at the promotion of savings among rural women
  1. A
    Rashtriya Mahila Kosh
  2. B
    Indira Mahila Yojna
  3. C
    Jawahar Rozgar Yojna
  4. D
    Mahila Samridhi Yojna
Question 6Single Answer
What is Net National Product
  1. A
    the money value of final goods and services produced annually in the economy
  2. B
    the money value of annual service generation in the economy
  3. C
    the money value of tangible goods produced annually in the economy
  4. D
    The money value of tangible goods available in the economy
Question 7Single Answer
National income is the 
  1. A
    net national product at market price
  2. B
    net national product at factor cost
  3. C
    net domestic product at market price
  4. D
    net domestic product at factor cost
Question 8Single Answer
Chelliah Committee of 1992 deals with the overhauling of our
  1. A
    financial system            
  2. B
    tax system
  3. C
    patents and copyrights  
  4. D
    Public sector undertakings
Question 9Single Answer
During which Five Year Plan was the annual growth rate of National Income the lowest
  1. A
    2nd plan
  2. B
    3rd plan
  3. C
    5th plan
  4. D
    6th plan
Question 10Single Answer
Which of the following taxes is a progressive tax
  1. A
    sales tax           
  2. B
    custom tax
  3. C
    excise tax         
  4. D
    income tax
Question 11Single Answer
Which of the following estimates the National Income in India
  1. A
    National Income Committee
  2. B
    Planning Commission
  3. C
    Reserve Bank Of India
  4. D
    Central Statistical Organisation
Question 12Single Answer
India changed over to the decimal system, coinage in
  1. A
    April 1951         
  2. B
    April 1955
  3. C
    April 1957         
  4. D
    April 1978
Question 13Single Answer
11th Five Year Plan aim at achieving 10% rural tele density in India from the present 1.9% by the year
  1. A
    2008     
  2. B
    2009
  3. C
    2010     
  4. D
    2012
Question 14Single Answer
Which one of the following statements Monitorable Socio Economic Target of the 11th Five Year Plan under the head Environment is not correct
  1. A
    treat urban waste water by 2011-12
  2. B
    Increase energy efficiency by 20% points by 2016-17
  3. C
    attain WHO standards of air quality in all major cities by 2011-12
  4. D
    increase forest and tree cover by 15% points
Question 15Single Answer
Who is the ex-officio chairman of Planning commission and National Development Council
  1. A
    President
  2. B
    Prime Minister
  3. C
    Finance Minister
  4. D
    Commerce Minister
Question 16Single Answer
Persons below the poverty line in Indian are classified as such based on wheather
  1. A
    they belong to agriculture labourer household and the scheduled caste/trive social group
  2. B
    they get work for a prescribed minimum number of days in a year
  3. C
    they are entitled to a minimum prescribed food basket
  4. D
    their daily waged fall below the prescribed minimum wages
Question 17Single Answer
Which of the following Committee’s recommendations are being followed for estimating proverty line in India
  1. A
    Dutt committee
  2. B
    Lakdawala committee
  3. C
    Cheliah Committee
  4. D
    Chakravorty Committee
Question 18Single Answer
In which year India adopeted liberal and free market principles
  1. A
    1975                 
  2. B
    1981
  3. C
    1991                 
  4. D
    2000
Question 19Single Answer
Consider the following statements
1. There is persistent investment over time only in select locals
2. some areas are agro climatically less conductive to development
3. some areas continue to face little or no agrarian transformation and the consequent lack of social and
4. some areas have faced continous political instability
            Which of the above statements are correct
  1. A
    1,2 and 3          
  2. B
    1,2 and 4
  3. C
    1,3 and 4          
  4. D
    2,3 and 4
Question 20Single Answer
When was first human development report of India issued
  1. A
    April 2001         
  2. B
    March 2000
  3. C
    June 2002
  4. D
    April 2002
Question 21Single Answer
How many censuses have been carried out since independence
  1. A
    5
  2. B
    6
  3. C
    7          
  4. D
    8
Question 22Single Answer
For which year the latest census is being conducted in India
  1. A
    2001                 
  2. B
    2010
  3. C
    2012     
  4. D
    2011
Question 23Single Answer
Which of the following are the features of 12th Five Year Plan -
        1. Average growth target has been set up 8.2%
        2. Areas of main thrust are infrastructure, health  and education
        3. it seeks to achieve 4% agriculture sector growth during five year period
  1. A
    1 only
  2. B
    1 and 2
  3. C
    1 and 3
  4. D
    1,2, and 3
Question 24Single Answer
The period of 12th Five Year Plan 
  1. A
    2007-12
  2. B
    2008-13
  3. C
    2010-15
  4. D
    2012-17
Question 25Single Answer
A closed economy is an economy in which
  1. A
    the money supply is fully controlled       
  2. B
    deficit financing takes place
  3. C
    only exports take place
  4. D
    neither exports nor imports take place
Question 26Single Answer
Consider the following statements
            1. a plan for the current year which includes the annual budget
            2. a plan for a fixed number of years, say 34, and 5
            3. it is revised every year as per requirements of the economy
            4. A perspective plan for 10,15 or 20 years
            Which of the above are correct
  1. A
    1 and 2
  2. B
    1 and 3
  3. C
    2 and 3
  4. D
    1,2,3 and 4
Question 27Single Answer
In the context of Indian Economy consider the following pairs
            Term                                                                 Most Appropriate Description
1. Melt Down                                                     Fall in stock prices
2. Recession                                                     Fall in growth rate
3. Slow down                                                    Fall in GDP
Which of the pairs given above is/are correctly matched
  1. A
    1 only
  2. B
    2 and 3
  3. C
    1 and 3
  4. D
    1,2 and 3
Question 28Single Answer
Deficit finacing means that the government borrows money from the 
  1. A
    IMF       
  2. B
    RBI
  3. C
    Local bodies     
  4. D
    Big Businessmen
Question 29Single Answer
In the context of India’s Five Year Plan a shift in the pattern of industrialization with lower emphasis on heavy industries and more on infrastructure begins in
  1. A
    4th plan
  2. B
    6th plan
  3. C
    8th plan
  4. D
    10th plan
Question 30Single Answer
Which of the following is/are an indicator of the financial health of a country
   1. GDP                          2. PPP
   3. FDI in a year                     
  1. A
    only 1   
  2. B
    only 2
  3. C
    only 3
  4. D
    1,2 and 3
Question 31Single Answer
What was launched by MoSPI on Statistics Day (July 1, 2026)?
  1. A
    New GDP series
  2. B
    Four SDG progress reports
  3. C
    Unemployment White Paper
  4. D
    Census 2026 preliminary data
Question 32Single Answer
Which ongoing regional crisis involves the Strait of Hormuz?
  1. A
    Red Sea shipping attacks
  2. B
    South China Sea dispute
  3. C
    Fuel and shipping disruptions linked to Iran-related tensions
  4. D
    Panama Canal blockage
Question 33Single Answer
What does e-Sushrut@Clinic HMIS target?
  1. A
    Pharmaceutical supply chain
  2. B
    Large corporate hospitals only
  3. C
    Veterinary services
  4. D
    Small clinics and healthcare facilities
Question 34Single Answer
What chatbot was launched for PM-JAY services?
  1. A
    Jan Aushadhi Bot
  2. B
    Arogya Mitra App
  3. C
    Health Connect Portal
  4. D
    Ayushman Sarathi WhatsApp chatbot
Question 35Single Answer
What is Project BRAHMANK associated with?
  1. A
    A new missile project
  2. B
    Border Roads Organisation (BRO) raising day in Arunachal Pradesh
  3. C
    A river-linking initiative
  4. D
    A space mission
Question 36Single Answer
What major disaster struck northwestern Venezuela in June 2026?
  1. A
    Volcanic eruption
  2. B
    Category 5 hurricane
  3. C
    Pair of powerful earthquakes
  4. D
    Massive tsunami
Question 37Single Answer
When and where did the FIFA World Cup 2026 begin?
  1. A
    July 1, 2026, in Europe
  2. B
    June 11, 2026, in North America
  3. C
    May 2026, in South America
  4. D
    August 2026, in Asia
Question 38Single Answer
What notable achievement did India record in the UN SDG Index around mid-2026?
  1. A
    Dropped out of top 50
  2. B
    Lowest rank in Asia
  3. C
    No change in ranking
  4. D
    Highest-ever rank
Question 39Single Answer
What is the primary purpose of the JANANI Digital Platform?
  1. A
    E-commerce for SHGs
  2. B
    Agricultural loan distribution
  3. C
    Digital education for rural areas
  4. D
    Maternal and Child Health tracking
Question 40Single Answer
In which state was a new natural gas reserve discovered, as highlighted in July 2026 current affairs compilations?
  1. A
    Gujarat
  2. B
    Maharashtra
  3. C
    Rajasthan
  4. D
    Andhra Pradesh
Question 41Single Answer
On what date did India celebrate the 9th anniversary of the Goods and Services Tax (GST) implementation?
  1. A
    July 1, 2026
  2. B
    June 30, 2026
  3. C
    July 2, 2026
  4. D
    June 29, 2026
Question 42Single Answer
What reform was implemented in GST 2.0 (effective from September 2025)?
  1. A
    Removal of all cesses
  2. B
    Single 12% slab
  3. C
    Primarily two tax slabs of 5% and 18%
  4. D
    Only state-level taxation
Question 43Single Answer
Which health initiative's operational guidelines were unveiled by the Union Health Ministry around July 1, 2026?
  1. A
    Universal Health Coverage
  2. B
    Ayushman Bharat expansion only
  3. C
    TB-free India 2030
  4. D
    National Ambulance Services 2026
Question 44Single Answer
Where was the GCC Conclave on Innovation 2026 held?
  1. A
    Bengaluru
  2. B
    New Delhi
  3. C
    Mumbai
  4. D
    Hyderabad
Question 45Single Answer
What was the rainfall deficit in India for June 2026, described as the driest in over a century?
  1. A
    20% below average
  2. B
    39.8% below average
  3. C
    15% above average
  4. D
    Normal rainfall
Question 46Single Answer
What significant political change occurred in South Korea on July 1, 2026?
  1. A
    New Prime Minister Han Seong-sook took office
  2. B
    Presidential elections were held
  3. C
    Parliament was dissolved
  4. D
    King was crowned
Question 47Single Answer
Which initiative was launched at the Rashtriya Gramin Vikas Sammelan 2026 for rural women SHGs?
  1. A
    Lakhpati Didi App
  2. B
    Digital India Rural Scheme
  3. C
    PM Kisan Drone Yojana
  4. D
    SARAS Shakti Collection and Coffee Table Book
Question 48Single Answer
What major merger was approved by the boards of PFC and REC Limited on June 30, 2026?
  1. A
    Merger with SBI
  2. B
    Merger into a single power financing entity
  3. C
    Merger with NTPC
  4. D
    Merger with IREDA
Question 49Single Answer
Who became India's 97th Chess Grandmaster in late June 2026?
  1. A
    Gukesh D
  2. B
    Praggnanandhaa R
  3. C
    Harshavardhan G.B.
  4. D
    Arjun Erigaisi
Question 50Single Answer
Which global event is India participating in with Sweden as a partner?
  1. A
    Venus Orbiter Mission 'Shukrayaan'
  2. B
    Chandrayaan-4
  3. C
    Gaganyaan crewed mission
  4. D
    Mars Orbiter Mission-2
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