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Latest LDCC Bank Clerk Exam Question (Objective Questions), MCQ in English
Subjects : Agri finance & three tire structure, Rural Agricultural Finance, Banking & Cooperative Operative, G.K., Current Affair, English Language, Maths, Computer knowledge & I.T., Reasoning test
Question Bank LDCC Bank Clerk Exam - English
Agri finance & three tire structure, Rural Agricultural Finance
Q 1 :
Which Act marked the beginning of the cooperative credit movement in India?
A.1912 Act
B.1904 Act
C.1949 Act
D.1935 Act
Q 2 :
The Cooperative Societies Act of 1904 was introduced to support whom?
A.Farmers
B.Industrialists
C.Traders
D.Exporters
Q 3 :
Which Act expanded the scope of cooperative societies in India?
A.1904 Act
B.1935 Act
C.1949 Act
D.1912 Act
Q 4 :
The Maclagan Committee was appointed in which year?
A.1904
B.1912
C.1914
D.1928
Q 5 :
The Maclagan Committee dealt with ______.
A.Cooperative credit
B.Industrial policy
C.Banking regulation
D.Trade
Q 6 :
The Royal Commission on Agriculture was set up in which year?
A.1914
B.1928
C.1935
D.1947
Q 7 :
The Royal Commission on Agriculture focused on ______.
A.Agriculture
B.Industry
C.Banking
D.Trade
Q 8 :
Cooperative credit institutions mainly aim to provide credit to ______.
A.Corporates
B.Government
C.Exporters
D.Farmers
Q 9 :
Which committee recommended strengthening cooperative credit?
A.Kelkar Committee
B.Sarkaria Committee
C.Narasimham Committee
D.Maclagan Committee
Q 10 :
The cooperative movement in India started mainly to address ______.
A.Industrial growth
B.Urban poverty
C.Rural indebtedness
D.Trade deficit
Q 11 :
The cooperative credit structure in India is ______.
A.Two-tier
B.Four-tier
C.Three-tier
D.Single-tier
Q 12 :
Which is the apex institution in cooperative credit?
A.StCB
B.DCCB
C.PACS
D.RBI
Q 13 :
State Cooperative Banks operate at ______ level.
A.Village
B.State
C.District
D.National
Q 14 :
DCCB stands for ______.
A.District Credit Control Board
B.District Central Cooperative Bank
C.Development Cooperative Bank
D.Direct Credit Bank
Q 15 :
PACS stands for ______.
A.Primary Account Credit System
B.Public Agricultural Credit Scheme
C.Primary Agricultural Credit Society
D.Public Agriculture Society
Banking & Cooperative Operative
Q 16 :
The modern cooperative movement in the world originated in which country?
A.Germany
B.France
C.England
D.USA
Q 17 :
Who is regarded as the father of cooperative credit movement in Germany?
A.Robert Owen
B.Frederick Nicholson
C.Edward Maclagan
D.Friedrich Wilhelm Raiffeisen
Q 18 :
The Deccan Riots of 1875 were mainly related to exploitation by:
A.Cooperative societies
B.Moneylenders
C.British officers
D.Zamindars
Q 19 :
The first Cooperative Credit Societies Act in India was passed in:
A.1892
B.1919
C.1912
D.1904
Q 20 :
The Cooperative Credit Societies Act, 1904 was enacted on:
A.1 April 1904
B.25 March 1904
C.15 August 1904
D.26 January 1904
Q 21 :
The Cooperative Credit Societies Act, 1904 was introduced during the viceroyalty of:
A.Lord Dalhousie
B.Lord Mountbatten
C.Lord Ripon
D.Lord Curzon
Q 22 :
The 1904 Act was primarily based on recommendations of:
A.Frederick Nicholson
B.Maclagan Committee
C.Edward Law Committee
D.All India Rural Credit Survey
Q 23 :
The first credit cooperative society in India before the 1904 Act was formed in:
A.1895 in Punjab
B.1904 in Madras
C.1912 in Bombay
D.1903 in Bengal
Q 24 :
The Cooperative Societies Act, 1912 was passed to:
A.Restrict cooperatives
B.Nationalise banks
C.Allow registration of non-credit societies and federations
D.Introduce banking regulation
Q 25 :
Cooperation became a provincial subject under:
A.Government of India Act, 1909
B.Government of India Act, 1919
C.Government of India Act, 1935
D.Indian Independence Act, 1947
Q 26 :
The Bombay Cooperative Societies Act was passed in:
A.1904
B.1912
C.1925
D.1942
Q 27 :
The principle of ‘one man one vote’ was first introduced in cooperative legislation by:
A.1904 Act
B.1912 Act
C.Bombay Act, 1925
D.Multi-Unit Act, 1942
Q 28 :
The Maclagan Committee on Cooperation was appointed in:
A.1914
B.1901
C.1925
D.1951
Q 29 :
Land Mortgage Banks (Long-term credit) were first established in India in:
A.1938
B.1912
C.1904
D.1947
Q 30 :
The All India Rural Credit Survey Committee was appointed in:
A.1951
B.1946
C.1914
D.1969
G.K., Current Affair, English Language
Q 31 :
I go to Madurai by —– Vaigai Express
A.a
B.an
C.some
D.the
Q 32 :
Have the car stolen!
A.Steal the car
B.You should have the stolen car
C.Get someone to steal the car
D.They have stolen the car
Q 33 :
The Finance Department has ……………a centralized online databank system for all statutory government bodies to …………an eye on their assets and liabilities.
A. presented , stay
B.introduced , keep
C.announce , make
D.created , let
E.proclaimed , hold
Q 34 :
Assets
A.liabilities
B.responsibilities
C.estates
D.profits
Q 35 :
Affidavit
A. Affirmation
B.Slander
C.Oath
D.Testimony
Q 36 :
Sattriya dance form is famous in which of these states ?
A.Assam
B.Himachal Pradesh
C.Punjab
D.Tamil Nadu
Q 37 :
Which is the national game of Bhutan ?
A.badminton
B.basketball
C.football
D.archery
Q 38 :
When was the Constituent Assembly of India formed?
A.1946
B.1947
C.1948
D.1950
Q 39 :
Who is known as the "Father of the Indian Renaissance" ?
A.Raja Ram Mohan Roy
B.Swami Vivekananda
C.Rabindranath Tagore
D.Mahatma Gandhi
Q 40 :
What is the study of ethics primarily concerned with ?
A.Economic behavior
B.Human values and moral principles
C.Physical health
D.Political systems
Q 41 :
Which is the longest river in India?
A.Yamuna
B.Ganges
C.Brahmaputra
D.Godavari
Q 42 :
Who among the following was associated with Enlightenment philosophy?
A.Voltaire
B.Shakespeare
C.Erasmus
D.All of the above
Q 43 :
Which country's Supreme Leader, Ali Khamenei, was assassinated in a joint US-Israel strike in late February 2026?
A.Syria
B.Iraq
C.Lebanon
D.Iran
Q 44 :
What was the primary goal stated for the 2026 Israeli–United States strikes on Iran?
A.Nuclear disarmament only
B.Border security
C.Economic sanctions enforcement
D.Regime change in Tehran
Q 45 :
Which Indian state won its maiden Ranji Trophy title recently (reported in early March 2026)?
A.Mumbai
B.Tamil Nadu
C.Jammu & Kashmir
D.Karnataka
Maths
Q 46 :
The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?
A.51:52
B.52:53
C.51:53
D.52:55
Q 47 :
Which of the following numbers is irrational ?
A.√49
B.0.125
C.√2
D.22/7
Q 48 :
356 x 936 – 356 x 836 = ?
A.35600
B.34500
C.9630
D.93600
Q 49 :
Arrange in descending order: 5/8, 7/10, 3/4
A.3/4 > 7/10 > 5/8
B.7/10 > 3/4 > 5/8
C.3/4 > 5/8 > 7/10
D.5/8 > 7/10 > 3/4
Q 50 :
What is (3^{4} times 9^{2}) ?
A.36
B.38
C.310
D.96
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The no. plate of a bus had peculiarity. The bus number was a perfect square. It was also a perfect square when the plate numbers were reversed. The bus company had only five hundred buses numbered from 1 to 500. What was the number ?
A.169
B.36
C.196
D.Can not say
Q 54 :
If a and b are positive integers, such that ab = 125, then (a-b)a+b-4 = ?
A.16
B.25
C.28
D.30
Q 55 :
If x*y = x2 + y2 – xy, then value of 9*11 is
A.93
B.103
C.60.5
D.121
Q 56 :
Chemistry but not in Physics.
A.318
B.198
C.213
D.206
Q 57 :
Physics or Maths but not in Chemistry.
A.558
B.718
C.628
D.None of these
Q 58 :
What is the percentage of persons who read all the three papers ?
A.20%
B.25%
C.30%
D.40%
Q 59 :
What is the percentage of persons who read only two papers?
A.19%
B.31%
C.44%
D.None of these
Q 60 :
What is the percentage of persons who read only one paper ?
A.38%
B.48%
C.51%
D.None of these
Q 61 :
What is the percentage of persons who read only A but neither B nor C ?
A.4%
B.3%
C.1%
D.None of these
Q 62 :
If A and B are any two sets, then what is A á´– (A á´— B) equal to ?
A.Complement of A
B.Complement of B
C.B
D.A
Q 63 :
40% of the people read newspaper X, 50% read newspaper Y and 10% read both the papers. What percentage of the people read neither newspaper ?
A.10%
B.15%
C.20%
D.25%
Q 64 :
The passengers who like only coffee is greater than the passengers who like only lassi by
A.25%
B.100%
C.75%
D.0%
Q 65 :
The percentage of passengers who like both tea and lassi but not coffee, is
A.15
B.25
C.40
D.75
Computer knowledge & I.T.
Q 66 :
Which Windows interface element typically appears to display information, a warning, an error message, or a request for confirmation?
A.Window
B.Pop-up menu
C.Message box
D.Taskbar
Q 67 :
What is active desktop ?
A.a term that is synonymous with viewing your desktop as web page
B.a feature to customize your desktop to display informating you can update from the internet
C.both a and b above mentioned
D.A software
E.None of these
Q 68 :
What is meant by an active window?
A.A window that is minimized
B.The window currently receiving user input
C.Any window currently open
D.The window opened first
Q 69 :
What was America Online (AOL) primarily known for during the early popularization of consumer Internet access?
A.An online service providing Internet access and proprietary online content
B.A computer operating system
C.A spreadsheet application
D.A database management system
Q 70 :
An application is
A.word processing, accounting and engineering programs are example of application programs
B.computer program designed to enable users to perform specific job functions
C.Both a and b above mentioned
D.a document
E.None of these
Q 71 :
Which of the following programs enables you to calculate numbers related to rows and columns?
A.Window program
B.Spreadsheet program
C.Graphics program
D.Word program
E.None of these
Q 72 :
The term Briefcase is used for
A.a special folder on the windows desktop used to keep documents up to date when shared between computers
B.a window that us currently open
C.A folder which keeps deleted, files for a while and can be retrieved from it
D.All of the above
E.None of these
Q 73 :
In a graphical user interface, what is a button primarily used for?
A.Executing a command or initiating an action
B.Permanently storing data
C.Displaying the computer's IP address
D.Formatting a disk automatically
Q 74 :
A channel (in windows terminology) is
A.a widely used online service that offers access to the internet
B.a specialized web site designed to work with the windows 98 subscribing feature to automatically download information from the internet and store it on your computer for later viewing
C.an area on the computer memory where text or graphics can be temporarily stored
D.All of the above
E.None of these
Q 75 :
What does a checked checkbox generally indicate in a graphical user interface?
A.The associated option is enabled or selected
B.The application has closed
C.The file has been deleted
D.The computer is offline
Q 76 :
The term classic style implies
A.you can click on an item to select it and double click on an item to open it
B.a folder options setting that tells double click on an item to open it
C.both a and b
D.font style
E.None of these
Q 77 :
The term click implies
A.to quickly push and release the main mouse button when onscreen mouse pointer is positioned over the desired item
B.a button in a dialog box
C.to shut down or exit a dialog box
D.All of the above
E.None of these
Q 78 :
What is the primary function of the Close button marked with an X on a window?
A.Minimize the window
B.Close the associated window or application
C.Maximize the window
D.Move the window
Q 79 :
A command button
A.is a one in a dialog box such as open, close, exit OK or cancel that carries out a command
B.is a symbol that designates the position on the screen where text or codes will be inserted or deleted
C.is a sort on screen from where you can open and manages files and programs
D.is a small button with an X on it
E.None of these
Q 80 :
What is smallest unit of the information?
A.A bit
B.A byte
C.A block
D.A nibble
Reasoning test
Q 81 :
How many such pairs of letters are there in the word ‘CLEANLINESS’ each of the which has as many letters between them in the word as they have in the English alphabet, in the same sequence?
A.Two
B.Three
C.Five
D.Four
E.None of these
Q 82 :
Team A has scored more goals than Team B
Team C has scored fewer goals than Team B
Team A has scored fewer goals than Team C .
If the first two statements are true, the third statement is
A.True
B.False
C.Uncertain
D.None
Q 83 :
If it is possible to make only one meaningful word with the second, the third, the sixth and the eight letters of the word FRAGMENT using each only once, which of the following will be the third letter of that word ? If no such word can be formed, give ‘X’ as the answer and if more than one such word can be formed, give ‘Y’ as the answer.
A.A
B.E
C.T
D.X
E.Y
Q 84 :
How many such letters are there in the word ORIENTAL each of which is as far away from the beginning of the word as when they are arranged alphabetically?
A.None
B.One
C.Two
D.Three
E.More than three
Q 85 :
How many such pairs of letters in the word CREDIT each of which has as many letters between them in the word as in the English alphabet?
A.None
B.One
C.Two
D.Three
E.More than three
Q 86 :
How many meaningful words can be made from the letters ‘LMEA’ using each letter only once in each word?
A.None
B.One
C.Two
D.Three
E.More than three
Q 87 :
If it is possible to make only one meaningful word with the first, the second, the seventh and the eighth letters of the word TEMPORAL, which of the following will be the first letter of that word? If more than one such word can be made, give ‘Y’ as the answer and if no such word can be made, give ‘X’ as the answer.
A.T
B.L
C.E
D.Y
E.X
Q 88 :
If the letters of the word HANDOVER are arranged alphabetically from left to right how many letters will remain at the same position?
A.None
B.One
C.Two
D.Three
E.More than three
Q 89 :
How many such pairs of letters are there in the word EXCURSION, each of which has as many letters between them in the word as they have in the English alphabet?
A.None
B.One
C.Two
D.Three
E.More than three
Q 90 :
If it is possible to make only one meaningful word with the first, the second, the third, the sixth and the eighth letters of the word DEVIATION first letter of that word is your answer? If more than one such word can be made formed your answer is ‘A’ and if no such word can be formed your answer is ‘B’.
