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Latest MDCC Bank Assistant Exam Question (Objective Questions), MCQ in English

Subjects : General English, General Awareness, Reasoning, Quantitative Aptitude, Computer Knowledge

Question Bank MDCC Bank Assistant Exam - English
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General English

Question 1Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    He was in the temper
  2. B
    and refused
  3. C
    discuss the matter again
  4. D
    No error
Question 2Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    A flower makes no garland
  2. B
    so we must do a thing together
  3. C
    in a unit for a good result
  4. D
    No error
Question 3Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    My friend is a software engineer
  2. B
    and his wife is doctor
  3. C
    so they don’t have enough time for each other
  4. D
    No error
Question 4Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    I don’t have much time that
  2. B
    I hear you in detail with verbosity
  3. C
    tell everything in nutshell
  4. D
    No error
Question 5Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    The atmosphere is changing
  2. B
    so I have severe pain in my body
  3. C
    if you have any painkiller, please give it to me
  4. D
    No error
Question 6Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    No one is without fault
  2. B
    because no one is God
  3. C
    and only God is fault free
  4. D
    No error
Question 7Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Your
  2. B
    clock is
  3. C
    one hour fast
  4. D
    No error
Question 8Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    The lose of jobs
  2. B
    is regarded by some as an necessary evil
  3. C
    in the fight against infliation
  4. D
    No error
Question 9Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    In science, the credit goes to a man
  2. B
    who convinces the world
  3. C
    not to the man to whom the idea first occurs
  4. D
    No error
Question 10Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    It is only after
  2. B
    the match is over
  3. C
    that people realize how exciting it is
  4. D
    No error
Question 11Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Off the two
  2. B
    sisters, she
  3. C
    is better
  4. D
    No error
Question 12Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    A interesting book
  2. B
    ‘A Tale of two cities’
  3. C
    was written by Alexander Dumas
  4. D
    No error
Question 13Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    I shall never
  2. B
    forget a good
  3. C
    deed you did to me, when I was in crisis
  4. D
    No error
Question 14Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Wisdom of Vikramaditya
  2. B
    solved many riddles
  3. C
    that people brought to him for solution
  4. D
    No error
Question 15Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    News you broke to his wife
  2. B
    made her nervous
  3. C
    and she broke down
  4. D
    No error
Question 16Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    I have a work
  2. B
    to do and
  3. C
    so I will reach late
  4. D
    No error
Question 17Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    I saw portion
  2. B
    of the manuscript
  3. C
    on birds
  4. D
    No error
Question 18Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Talent without experience is waste
  2. B
    so one must attain some practical knowledge and
  3. C
    it is only practical knowledge through which one can be an expert
  4. D
    No error
Question 19Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    The Geeta, the Bible and the Quran all show us
  2. B
    the true path of humanity
  3. C
    Ramayana also can be included in this group
  4. D
    No error
Question 20Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Gandhiji was born on 2nd October 1869
  2. B
    He devoted two thirds of his life
  3. C
    for Indian freedom movement
  4. D
    No error

General Awareness

Question 21Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. A
    It is a financial establishment
  2. B
    It acts like a financial intermediary
  3. C
    It accepts deposits from the public 
  4. D
    It provides safe locker facility
  5. E
    All the above
Question 22Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. A
    A bank should always add the word “bank” to its name.
  2. B
    They include general utility services and agency services.
  3. C
    A bank is a non-profit organization having service oriented approach.
  4. D
    A bank acts as a connecting link between borrowers and lenders of money.
  5. E
    A bank lends out money in the form of loans to those who require it for different purposes.
Question 23Single Answer
Which of the following is NOT a banking service?
  1. A
    Issuance of debit and credit cards
  2. B
    Providing safe custody of valuable items 
  3. C
    ATM services
  4. D
    Provision for higher interest rates to the accounts held by women
  5. E
    Online transfer of funds across the globe
Question 24Single Answer
The definition of Banking is given in which of the following ACTs?
  1. A
    Negotiable Instrument Act 1881
  2. B
    Reserve Bank of India (RBI) Act 1934
  3. C
    Banking Regulation Act 1949
  4. D
    Company Act 1956
  5. E
    None of the above
Question 25Single Answer
Banks in India are regulated by :
  1. A
    The Reserve Bank of India Act,1934
  2. B
    The Banking regulation Act,1949
  3. C
    The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D
    The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E
    None of the above
Question 26Single Answer
Which of the following terms is used in Banking field ?
  1. A
    Zero Hour
  2. B
    Input devices
  3. C
    Privilege motion
  4. D
    Sedimentary
  5. E
    Invest rate swap
Question 27Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A
    Investment Banking 
  2. B
    Core Banking
  3. C
    Mobile Banking 
  4. D
    National Banking 
  5. E
    Specialized Banking 
Question 28Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. A
    Will 
  2. B
    Registration
  3. C
    Nomination
  4. D
    Indemnity
  5. E
    Guarantee
Question 29Single Answer
Which of the following is not banking term?
  1. A
    Letter of credit
  2. B
    MIBOR
  3. C
    Factoring services
  4. D
    Entry load
  5. E
    None of the above
Question 30Single Answer
Systematic investment plans relates to:
  1. A
    Mutual Funds
  2. B
    Life Insurance Companies
  3. C
    Commercial Banks
  4. D
    Post office saving schemes
  5. E
    None of the above
Question 31Single Answer
Which is the following is / are third party products sold out by banks?
  1. A
    Mutual funds
  2. B
    Term deposits
  3. C
    Credit cards
  4. D
    All of these
  5. E
    None of the above
Question 32Single Answer
The first bank the Bank of Hindustan was established in:
  1. A
    1780    
  2. B
    1790
  3. C
    1770    
  4. D
    1802
  5. E
    1814
Question 33Single Answer
Which of the following NOT a Retail banking product ?
  1. A
    Checking account
  2. B
    Saving account
  3. C
    Money market account
  4. D
    Certificate of deposit (CD)
  5. E
    Mutual Fund
Question 34Single Answer
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A
    Business loan
  2. B
    Capital raisig
  3. C
    Checking account
  4. D
    Project finance
  5. E
    Term loan
Question 35Single Answer
The banker’s bank in any country called as:
  1. A
    Commercial bank
  2. B
    Central bank 
  3. C
    EXIM bank
  4. D
    Scheduled Bank
  5. E
    Development bank
Question 36Single Answer
Which of the following is the Central bank of India?
  1. A
    State Bank of India
  2. B
    National Bank for Agriculture and Rural Development
  3. C
    Export-Import Bank of India
  4. D
    Reserve Bank of India
  5. E
    None of the above
Question 37Single Answer
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A
    Rs. 100            
  2. B
    Rs. 400
  3. C
    Rs. 500            
  4. D
    Rs.1000
  5. E
    Rs. 1500
Question 38Single Answer
Which of the following represents Profit and Loss Account ?
  1. A
    Position of profit on a particular date 
  2. B
    Position of profit for a given period
  3. C
    Position of loss for a given period
  4. D
    Both 2 and 3
  5. E
    None of the above
Question 39Single Answer
Which among the following is /are ‘Term Deposit’?
  1. A
    Fixed Deposit
  2. B
    Current Deposit
  3. C
    Recurring Deposit
  4. D
    All of the above 
  5. E
    None of the above
Question 40Single Answer
The first bank of limited liability managed by Indians was :
  1. A
    The Commercial Bank of India
  2. B
    Allahabad Bank
  3. C
    Oudh Commercial Bank
  4. D
    Punjab National bank ltd
  5. E
    None of the above

Reasoning

Question 41Single Answer
‘Gram’ is relatd to ‘Mass’ in the same way as ‘Centimetre’ is related to
  1. A
    Area
  2. B
    Volume
  3. C
    Length
  4. D
    Sound
  5. E
    Energy
Question 42Single Answer
'Mustard' is related to 'Seed' in the same way as 'Carrot' is related to
  1. A
    Fruit
  2. B
    Stem
  3. C
    Flower
  4. D
    Root
  5. E
    None of these
Question 43Single Answer
Which of the following pairs of words have the same relationship as Fan : Heat?
  1. A
    Water        :           Drink
  2. B
    Light         :        Night
  3. C
    Teach       :      Student
  4. D
    Air             :        Breathe
  5. E
    Food         :        Hunger
Question 44Single Answer
'Radish' is related to 'Root', in the same way as 'Brinjal' is related to
  1. A
    Fruit
  2. B
    Stem
  3. C
    Flower
  4. D
    Root
  5. E
    None of these
Question 45Single Answer
'Jackal' is related to 'Carnivorous', in the same way as 'Goat' is related to
  1. A
    Omnivorous
  2. B
    Carnivorous
  3. C
    Herbivorous
  4. D
    Multivorous
  5. E
    None of these
Question 46Single Answer
Which of the following pairs has similar relationship as Run : Race?
  1. A
    Party : Dance
  2. B
    Study : Book
  3. C
    Lecture : Study
  4. D
    Enjoy : Journey
  5. E
    None of these
Question 47Single Answer
Which of the following has same relationship as that of Money : Wealth?
  1. A
    Pity : Kindness
  2. B
    Cruel : Anger
  3. C
    Wise : Education
  4. D
    Pride : Humility
  5. E
    None of these
Question 48Single Answer
Which of the following is related to ‘Melody’, in the same way as ‘Delicious’ is related to 'Taste'?
  1. A
    Memory
  2. B
    Highness
  3. C
    Tongue
  4. D
    Speak
  5. E
    Voice
Question 49Single Answer
Offhand’ is related to ‘Premeditation’ in the same way as ‘Above board’ is related to
  1. A
    Integrity
  2. B
    Honesty
  3. C
    Guide
  4. D
    Competition
  5. E
    None of these
Question 50Single Answer
5 : 7 : : ? : 28
  1. A
    20
  2. B
    14
  3. C
    56
  4. D
    26
  5. E
    None of these
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