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Last Update on : October 10, 2026

Duration: 60 ยท Questions: 100 ยท Max Marks: 100

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Latest MPSC Sub Register Exam Question (Objective Questions), MCQ in English

Subjects : General Awareness

Question Bank MPSC Sub Register Prelims Exam - English

General Awareness

Q 1 :
Which if the following is TRUE about the meaning of a bank?
  1. A.It is a financial establishment
  2. B.It acts like a financial intermediary
  3. C.It accepts deposits from the public 
  4. D.It provides safe locker facility
  5. E.All the above
Q 2 :
Which of the following is NOT true about the functioning of a bank ?
  1. A.A bank should always add the word “bank” to its name.
  2. B.They include general utility services and agency services.
  3. C.A bank is a non-profit organization having service oriented approach.
  4. D.A bank acts as a connecting link between borrowers and lenders of money.
  5. E.A bank lends out money in the form of loans to those who require it for different purposes.
Q 3 :
Which of the following is NOT a banking service?
  1. A.Issuance of debit and credit cards
  2. B.Providing safe custody of valuable items 
  3. C.ATM services
  4. D.Provision for higher interest rates to the accounts held by women
  5. E.Online transfer of funds across the globe
Q 4 :
The definition of Banking is given in which of the following ACTs?
  1. A.Negotiable Instrument Act 1881
  2. B.Reserve Bank of India (RBI) Act 1934
  3. C.Banking Regulation Act 1949
  4. D.Company Act 1956
  5. E.None of the above
Q 5 :
Banks in India are regulated by :
  1. A.The Reserve Bank of India Act,1934
  2. B.The Banking regulation Act,1949
  3. C.The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D.The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E.None of the above
Q 6 :
Which of the following terms is used in Banking field ?
  1. A.Zero Hour
  2. B.Input devices
  3. C.Privilege motion
  4. D.Sedimentary
  5. E.Invest rate swap
Q 7 :
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A.Investment Banking 
  2. B.Core Banking
  3. C.Mobile Banking 
  4. D.National Banking 
  5. E.Specialized Banking 
Q 8 :
Which of the following is necessary while opening deposit account in banks ?         
  1. A.Will 
  2. B.Registration
  3. C.Nomination
  4. D.Indemnity
  5. E.Guarantee
Q 9 :
Which of the following is not banking term?
  1. A.Letter of credit
  2. B.MIBOR
  3. C.Factoring services
  4. D.Entry load
  5. E.None of the above
Q 10 :
Systematic investment plans relates to:
  1. A.Mutual Funds
  2. B.Life Insurance Companies
  3. C.Commercial Banks
  4. D.Post office saving schemes
  5. E.None of the above
Q 11 :
Which is the following is / are third party products sold out by banks?
  1. A.Mutual funds
  2. B.Term deposits
  3. C.Credit cards
  4. D.All of these
  5. E.None of the above
Q 12 :
The first bank the Bank of Hindustan was established in:
  1. A.1780    
  2. B.1790
  3. C.1770    
  4. D.1802
  5. E.1814
Q 13 :
Which of the following NOT a Retail banking product ?
  1. A.Checking account
  2. B.Saving account
  3. C.Money market account
  4. D.Certificate of deposit (CD)
  5. E.Mutual Fund
Q 14 :
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A.Business loan
  2. B.Capital raisig
  3. C.Checking account
  4. D.Project finance
  5. E.Term loan
Q 15 :
The banker’s bank in any country called as:
  1. A.Commercial bank
  2. B.Central bank 
  3. C.EXIM bank
  4. D.Scheduled Bank
  5. E.Development bank
Q 16 :
Which of the following is the Central bank of India?
  1. A.State Bank of India
  2. B.National Bank for Agriculture and Rural Development
  3. C.Export-Import Bank of India
  4. D.Reserve Bank of India
  5. E.None of the above
Q 17 :
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A.Rs. 100            
  2. B.Rs. 400
  3. C.Rs. 500            
  4. D.Rs.1000
  5. E.Rs. 1500
Q 18 :
Which of the following represents Profit and Loss Account ?
  1. A.Position of profit on a particular date 
  2. B.Position of profit for a given period
  3. C.Position of loss for a given period
  4. D.Both 2 and 3
  5. E.None of the above
Q 19 :
Which among the following is /are ‘Term Deposit’?
  1. A.Fixed Deposit
  2. B.Current Deposit
  3. C.Recurring Deposit
  4. D.All of the above 
  5. E.None of the above
Q 20 :
The first bank of limited liability managed by Indians was :
  1. A.The Commercial Bank of India
  2. B.Allahabad Bank
  3. C.Oudh Commercial Bank
  4. D.Punjab National bank ltd
  5. E.None of the above
Q 21 :
Yojna a weekly journal
  1. A.Ministry of Finance        
  2. B.Ministry of Information and Broadcastin
  3. C.Ministry of Rural Development
  4. D.Planning Commission
Q 22 :
Kurukshetra a journal on rural development is published by
  1. A.Ministry of Finance 
  2. B.Ministry of Information and Broadcastin
  3. C.Ministry of Rural Development
  4. D.Planning Commission
Q 23 :
Devaluation of a currency means
  1. A.Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
  2. B.Reduction in the value of a currency vis-à-vis major internationally traded currencies
  3. C.Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
  4. D.Permitting the currency to seek its worth in the international market
Q 24 :
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
            1. a large number of farmers are illiterate and know little about scientific agriculture
            2. prices of primary products are lower than those of manufactured products
            3. Investments in agriculture has been low when compared to investment in industry
  1. A.1 and 3
  2. B.2 and 3
  3. C.1 and 2
  4. D.1,2 and 3
Q 25 :
Which of the following programmes aims at the promotion of savings among rural women
  1. A.Rashtriya Mahila Kosh
  2. B.Indira Mahila Yojna
  3. C.Jawahar Rozgar Yojna
  4. D.Mahila Samridhi Yojna
Q 26 :
What is Net National Product
  1. A.the money value of final goods and services produced annually in the economy
  2. B.the money value of annual service generation in the economy
  3. C.the money value of tangible goods produced annually in the economy
  4. D.The money value of tangible goods available in the economy
Q 27 :
National income is the 
  1. A.net national product at market price
  2. B.net national product at factor cost
  3. C.net domestic product at market price
  4. D.net domestic product at factor cost
Q 28 :
Chelliah Committee of 1992 deals with the overhauling of our
  1. A.financial system            
  2. B.tax system
  3. C.patents and copyrights  
  4. D.Public sector undertakings
Q 29 :
During which Five Year Plan was the annual growth rate of National Income the lowest
  1. A.2nd plan
  2. B.3rd plan
  3. C.5th plan
  4. D.6th plan
Q 30 :
Which of the following taxes is a progressive tax
  1. A.sales tax           
  2. B.custom tax
  3. C.excise tax         
  4. D.income tax
Q 31 :
Which of the following estimates the National Income in India
  1. A.National Income Committee
  2. B.Planning Commission
  3. C.Reserve Bank Of India
  4. D.Central Statistical Organisation
Q 32 :
India changed over to the decimal system, coinage in
  1. A.April 1951         
  2. B.April 1955
  3. C.April 1957         
  4. D.April 1978
Q 33 :
11th Five Year Plan aim at achieving 10% rural tele density in India from the present 1.9% by the year
  1. A.2008     
  2. B.2009
  3. C.2010     
  4. D.2012
Q 34 :
Which one of the following statements Monitorable Socio Economic Target of the 11th Five Year Plan under the head Environment is not correct
  1. A.treat urban waste water by 2011-12
  2. B.Increase energy efficiency by 20% points by 2016-17
  3. C.attain WHO standards of air quality in all major cities by 2011-12
  4. D.increase forest and tree cover by 15% points
Q 35 :
Who is the ex-officio chairman of Planning commission and National Development Council
  1. A.President
  2. B.Prime Minister
  3. C.Finance Minister
  4. D.Commerce Minister
Q 36 :
Persons below the poverty line in Indian are classified as such based on wheather
  1. A.they belong to agriculture labourer household and the scheduled caste/trive social group
  2. B.they get work for a prescribed minimum number of days in a year
  3. C.they are entitled to a minimum prescribed food basket
  4. D.their daily waged fall below the prescribed minimum wages
Q 37 :
Which of the following Committee’s recommendations are being followed for estimating proverty line in India
  1. A.Dutt committee
  2. B.Lakdawala committee
  3. C.Cheliah Committee
  4. D.Chakravorty Committee
Q 38 :
In which year India adopeted liberal and free market principles
  1. A.1975                 
  2. B.1981
  3. C.1991                 
  4. D.2000
Q 39 :
Consider the following statements
1. There is persistent investment over time only in select locals
2. some areas are agro climatically less conductive to development
3. some areas continue to face little or no agrarian transformation and the consequent lack of social and
4. some areas have faced continous political instability
            Which of the above statements are correct
  1. A.1,2 and 3          
  2. B.1,2 and 4
  3. C.1,3 and 4          
  4. D.2,3 and 4
Q 40 :
When was first human development report of India issued
  1. A.April 2001         
  2. B.March 2000
  3. C.June 2002
  4. D.April 2002
Q 41 :
In ruby laser, the stimulated emission is due to transition from
  1. A.metastable state to any lower state
  2. B.any higher state of lower state
  3. C.metastable state to ground state
  4. D.any higher state to ground state
Q 42 :
A direct current I flows along the length of an infinitely long straight thin walled pipe, then the magnetic field is
  1. A.uniform throughout the pipe not zero
  2. B.zero only along the axis of the pipe
  3. C.zero at any point inside the pipe
  4. D.maximum at the centre and minimum at the edge
Q 43 :
convex lens made of glass has focal length 0.15m in air. If the refractive index of glass is 3/2, and that of water is 4/3 the focal length of lens when immersed in water is
  1. A.0.45 m    
  2. B.0.15 m
  3. C.0.30 m       
  4. D.0.6 m
Q 44 :
Two sources are said to be coherent if they produce waves
  1. A.having a constant phase difference
  2. B.of equal wavelength
  3. C.of equal speed
  4. D.having same shape of wavefront
Q 45 :
Three resistors 1 รขโ€žยฆ, 2 รขโ€žยฆ, 3รขโ€žยฆ resistor a 3 V battery is connected. The current through 3 รขโ€žยฆ resistor is -
  1. A.0.75 A     
  2. B.1 A
  3. C.2 A         
  4. D.1.5 A
Q 46 :
In a common emitter amplifier the input signal is applied across
  1. A.anywhere 
  2. B.emitter-collector
  3. C.collector-base
  4. D.base-emitter
Q 47 :
Adding detergents to water helps in removing dirty greasy stains. This is because
1. It increases greasy stains. This is because
2. It decreases the oil-water surface tension
3. It increases the viscosity of the solution
4. Dirt is held suspended surrounded by detergent molecules
  1. A.2 and 4
  2. B.1 only
  3. C.3 and 4
  4. D.4 only
Q 48 :
Choose the correct statement (a) for a cricket ball that is spinning clockwise through air
S1 : Statemlines of air are symmetric around the ball.
S2 : The velocity of air above the ball relative to it is larger than that below the ball.
S3 : The velocity of air above the ball relative to it is smaller than that below the ball.
S4 : There is a net upward force on the ball.
  1. A.S1,S2 and S4
  2. B.S2 and S4
  3. C.S4 only
  4. D.S3 only
Q 49 :
Ferromagnetic materials used in a transformer must have
  1. A.low permeability and high hysterisis loss
  2. B.high permeability and low hysterisis loss
  3. C.high permeability and high hysterisis loss
  4. D.low permeability and low hysterisis loss
Q 50 :
According to Newton’s corpuscular theory, the speed of light is
  1. A.same in all the medium
  2. B.lesser in rarer medium
  3. C.lesser in denser medium
  4. D.independent of the medium

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