Question for NIACL AO (Risk Engineers) 2026 - Quiz / Questions / MCQ

Objective Questions

Latest NIACL AO Risk Engineers Exam Question (Objective Questions), MCQ in English

Subjects : Reasoning, English Language, General Awareness, Quantitative Aptitude, Risk Engineer

Question Bank NIACL Administrative Officer (Risk Engineers) Phase 2 Exam - English

Reasoning

Question 1Single Answer

How many such pairs of letters are there in the word ‘CLEANLINESS’ each of the which has as many letters between them in the word as they have in the English alphabet, in the same sequence?

A
Two
B
Three
C
Five
D
Four
E
None of these

Question 2Single Answer

Team A has scored more goals than Team B
Team C has scored fewer goals than Team B
Team A has scored fewer goals than Team C .
If the first two statements are true, the third statement is

A
True
B
False
C
Uncertain
D
None

Question 3Single Answer

If it is possible to make only one meaningful word with the second, the third, the sixth and the eight letters of the word FRAGMENT using each only once, which of the following will be the third letter of that word ? If no such word can be formed, give ‘X’ as the answer and if more than one such word can be formed, give ‘Y’ as the answer.

Question 4Single Answer

How many such letters are there in the word ORIENTAL each of which is as far away from the beginning of the word as when they are arranged alphabetically?

A
None
B
One
C
Two
D
Three
E
More than three

Question 5Single Answer

How many such pairs of letters in the word CREDIT each of which has as many letters between them in the word as in the English alphabet?

A
None
B
One
C
Two
D
Three
E
More than three

Question 6Single Answer

How many meaningful words can be made from the letters ‘LMEA’ using each letter only once in each word?

A
None
B
One
C
Two
D
Three
E
More than three

Question 7Single Answer

If it is possible to make only one meaningful word with the first, the second, the seventh and the eighth letters of the word TEMPORAL, which of the following will be the first letter of that word? If more than one such word can be made, give ‘Y’ as the answer and if no such word can be made, give ‘X’ as the answer.

Question 8Single Answer

If the letters of the word HANDOVER are arranged alphabetically from left to right how many letters will remain at the same position?

A
None
B
One
C
Two
D
Three
E
More than three

Question 9Single Answer

How many such pairs of letters are there in the word EXCURSION, each of which has as many letters between them in the word as they have in the English alphabet?

A
None
B
One
C
Two
D
Three
E
More than three

Question 10Single Answer

If it is possible to make only one meaningful word with the first, the second, the third, the sixth and the eighth letters of the word DEVIATION first letter of that word is your answer? If more than one such word can be made formed your answer is ‘A’ and if no such word can be formed your answer is ‘B’.

Question 11Single Answer

If each alternate letter beginning with the first in the word WORKING is replaced by the next letter in the English alphabet and each of the remaining letters is replaced by the previous letter in the English alphabet, which of the following will be the fourth from the right and after the replacement ?

A
N
B
Q
C
J
D
M
E
None of these

Question 12Single Answer

How many pairs of letters are there in the word ‘SHIFTED’ each of which has as many letters between its two letters as there are between in the English alphabet?

A
None
B
One
C
Two
D
Three
E
None of these

Question 13Single Answer

Statement: Is common currency a necessary ingredient for Europe’s growth ?
Arguments :
I. Yes, A common currency will enable entire Europe to market itself as one .
II. No, Similar experiments by Latin America countries have not affected their economies .

A
The only argument I is strong
B
Only argument II is strong
C
Either I or II is strong
D
Neither I nor II is strong

Question 14Single Answer

If it is possible to make only one meaningful word with the first, the fifth, the sixth, the tenth and the eleventh letters of the word EXCEPTIONAL using each letter only once, first letter of that word is your answer. If no such word can be made formed your answer is ‘X’ and if more than one such word can be formed your answer is ‘Y’.

Question 15Single Answer

How many meaningful English words can be formed with the letters RAE using each letter only once in each word?

A
None
B
One
C
Two
D
Three
E
More than three

Question 16Single Answer

Passage :

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z .

Which letter in this alphabet is the eighth letter to the right of the letter and which is tenth letter to the left of the last but one letter of the alphabet ?

Question 17Single Answer

Passage :

Direction : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If the third alphabet of each of the words is changed to the next alphabet in the English alphabetical series, which of the following will form a meaningful English word?

A
SUM
B
BIG
C
Both BIG and THE
D
FOR
E
Both FOR and BIG

Question 18Single Answer

Passage :

Direction : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be second from the right ?

A
AND
B
FOR
C
THE
D
BIG
E
SUM

Question 19Single Answer

Passage :

Direction: The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If second alphabet in each of the words is changed to next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed ?

A
None
B
One
C
Two
D
Three
E
Four

Question 20Single Answer

Passage :

How many letters are there in the English alphabetical series between the second letter of the word which is second from the right and the second letter of the word which is second from the left of the given words?

A
Two
B
Five
C
Six
D
Nine
E
Three

Question 21Single Answer

Passage :

Direction: The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If in each of the given words, each of the consonant is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will no vowels appear?

A
None
B
One
C
Two
D
Three
E
More than three

Question 22Single Answer

Passage :

Direction : Following question is based on five words given below:
BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)

If the third alphabet in each of the words is changed to the next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed?

A
None
B
One
C
Two
D
Three
E
Four

Question 23Single Answer

Passage :

If the position of the first and the second alphabets of each of the words are interchanged, which of the following will form a meaningful English word?

A
Both CAT and OWN
B
Both BRU and INK
C
Only CAT
D
Only INK
E
Only LEG

Question 24Single Answer

Passage :

Direction: Following question is based on five words given below:
BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)

If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be exactly in the middle of the five words?

A
OWN
B
LEG
C
BRU
D
CAT
E
INK

Question 25Single Answer

Passage :

Direction: Following question is based on five words given below:
BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)

If in each of the given words, each of the consonants is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will the same alphabet appear twice?

A
None
B
One
C
Two
D
Three
E
More than three

Question 26Single Answer

Passage :

Find the missing number in the following series ?

3, 5, 5, 19, 7, 41, 9, ?

A
71
B
61
C
79
D
69

Question 27Single Answer

Passage :

Direction: following question is based on five words given below:
LAP BUT CAR SON HID
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words.)

If the positions of the first and the third alphabets of each of the words are interchanged, which of the following would form meaningful words with the new arrangement?

A
HID
B
SON
C
Both LAP and BUT
D
CAR
E
Both CAR and LAP

Question 28Single Answer

Passage :

If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be fourth from the left?

A
LAP
B
BUT
C
CAR
D
SON
E
HID

Question 29Single Answer

Passage :

Direction : following question is based on five words given below:
LAP BUT CAR SON HID
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words.)

If in each of given words, each of the consonants is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will at least one vowel appear?

A
None
B
One
C
Two
D
Three
E
More than three

Question 30Single Answer

Passage :

Direction : following question is based on five words given below:
LAP BUT CAR SON HID
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words.)

How many letters are there in the English alphabetical series between the third letter of the word which is third from the right and the first letter of the word which is first from the left of the given word?

A
Two
B
Five
C
Six
D
Nine
E
Three

Question 31Single Answer

Passage :

If second alphabet in each of the words is changed to next alphabet in the English alphabetical order, how many words having no vowels will be formed?

A
None
B
One
C
Two
D
Three
E
More than three

Question 32Single Answer

Passage :

Direction: following letter is based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

If all the letters in each of the words are arranged alphabetically (within the word), how many words will remain unchanged?

A
One
B
Two
C
Three
D
More than three
E
None

Question 33Single Answer

Passage :

Direction: following letter is based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

According to the English alphabetical series how many letters are there between the first letter of the third word and the first letter of the fifth word?

A
Two
B
One
C
None
D
Three
E
More than three

Question 34Single Answer

Passage :

Direction: following letter is based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

If the first letter of all the words is changed to the previous letter of the English alphabetical series, how many words will have more than one vowel?

A
One
B
Two
C
Three
D
More than three
E
None

Question 35Single Answer

Passage :

Direction: following letter is based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

If all the vowels (in all the words) are changed to the next letter of the English alphabetical series, how many words will form meaningful English words?

A
One
B
Two
C
Three
D
More than three
E
None

Question 36Single Answer

Passage :

Direction : following letter are based on the five three letter words given below:
PIN ROD DEN SAT FUN
(Note: The words formed after performing the given operations may or may not be meaningful English words.)

If the positions of the first and last letters of all of the words are interchanged and then the words thus formed are arranged alphabetically form left to right, which of the following will be second from the left?

A
SAT
B
DEN
C
ROD
D
PIN
E
FUN

Question 37Single Answer

Passage :

Direction: Following question is based on the five three lettered words given below:
SHE AND TWO WIT GUM
(Note: The words formed after performing the given operations may or may not be meaningful English words)

If all the letters in each of the words are arranged in alphabetical order (within the word) how many words will remain unchanged?

A
One
B
Two
C
Three
D
More than three
E
None

Question 38Single Answer

Passage :

Direction: The following question is based on five words given below:
RAT ONE BUT AND SAW
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words.)

If in each of the given words each alphabet is changed to the next letter in the English alphabetical series, in how many words thus formed have the consonants changed to vowels?

A
One
B
Two
C
Three
D
Four
E
Five

Question 39Single Answer

Passage :

Direction : The following question is based on five words given below:
RAT ONE BUT AND SAW
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words.)

How many such pairs of the letters are there in the word highlighted in bold, each of which has as many letters between them in the word (in both forward and backward directions), as they have between them in the English alphabetical order?

A
None
B
One
C
Two
D
Three
E
Four

Question 40Single Answer

Passage :

If the first alphabet of each of the words is changed to the next alphabet in English alphabetical series, how many meaningful English words will be formed?

A
One
B
Two
C
Three
D
Four
E
Five

English Language

Question 41Single Answer

I go to Madurai by —– Vaigai Express

A
a
B
an
C
some
D
the

Question 42Single Answer

Have the car stolen!

A
Steal the car
B
You should have the stolen car
C
Get someone to steal the car
D
They have stolen the car

Question 43Single Answer

The payment was collected by the hardworking salesman.

A
The hardworking salesman collected the payment.
B
the salesman who worked heard was able to collect the payment.
C
to collect the payment the salesman had to work hard.
D
The hardworking salesman was able to collect the payment.

Question 44Single Answer

I had to stop all my work to complete this project.

A
All other work had to be stopped to complete this project by me
B
For completing this project all other work must be stopped
C
For completing this project I had to stop all my work
D
To complete this project all other work had been stopped by me

Question 45Single Answer

They have published the names of all the successful candidates.

A
The candidates who have succeeded their names they had published.
B
The names of all the successful candidates have been published by them
C
The candidates who have succeeded their names have been published by them.
D
The names of all the successful candidate were published by them.

Question 46Single Answer

The online shopping site lowered the prices.

A
Lowering of the prices was done by the online shopping site
B
The prices were lowered by the online shopping site
C
The prices had been lowered by the online shopping site
D
The prices have been lowered by the online shopping site

Question 47Single Answer

Who taught you to drive a truck ?

A
To drive a truck by whom were you taught?
B
Driving a truck by who were you taught?
C
Driving a truck by who were you being taught?
D
By whom were you taught to drive a truck?

Question 48Single Answer

We shall invite Suresh.

A
Suresh would be invited by us
B
Suresh would have been invited by us
C
Suresh will be invited by us
D
Suresh will have been invited by us

Question 49Single Answer

Dark clouds have overcast the evening sky.

A
By the dark clouds the evening sky was overcast.
B
The evening sky has been overcast by the dark clouds.
C
Dark clouds overcastted the evening sky.
D
The sky of the evening was overcasted by dark clouds.

Question 50Single Answer

The partners will celebrate their triumph tomorrow.

A
The triumph would be celebrated by the partners a day before
B
The triumph would be celebrated by the partners a day after
C
The triumph would have been celebrated by the partners a day after
D
The triumph will have been celebrated by the partners tomorrow

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English Language

Question 51Single Answer

Why did break the vase?

A
why is the vase broken by him
B
why was the vase broken by him
C
why had been the vase broken by him
D
why has been the vase broken by him

Question 52Single Answer

Mariam was writing a note to her boss.

A
A note was written to her boss by Mariam
B
A note was wrote by Mariam to her boss
C
A note was being written by Mariam to her boss
D
A note was written by Mariam to her boss

Question 53Single Answer

The baby really enjoys that music.

A
That music was really enjoyed by the baby.
B
That music was really being enjoyed by the baby.
C
That music is really enjoyed by the baby.
D
This music was really enjoyed by the baby.

Question 54Single Answer

The weather disrupted the final match.

A
The final match has been disrupted by the weather.
B
The final match had been disrupted by the weather.
C
The final match was disrupted by the weather.
D
The final match was being disrupted by the weather.

Question 55Single Answer

The management committee is required to publish a report every year.

A
report would be published by the management committee every year.
B
A report would have been published by the management committee every year.
C
A report requires to be published by the management committee every year.
D
Every year the report would be published by the management committee.

Question 56Single Answer

Passage :

Direction : Question below has two blanks, each blank indicting that some thing has been omitted. Choose the word for each blank which best fits the meaning of the sentence as a whole.

The Finance Department has ……………a centralized online databank system for all statutory government bodies to …………an eye on their assets and liabilities.

A
presented , stay
B
introduced , keep
C
announce , make
D
created , let
E
proclaimed , hold

Question 57Single Answer

Passage :

Direction : The five items in this section consists of a word or group of words followed by four words as (a), (b), (c) and (d). Select the word which is nearly opposite to the meaning of the original word or group of words and mark your response as (a), (b), (c) and (d), as the case may be, in your Answer Sheet.

Assets

A
liabilities
B
responsibilities
C
estates
D
profits

Question 58Single Answer

Passage :

Direction : In the question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Affidavit

A
Affirmation
B
Slander
C
Oath
D
Testimony

Question 59Single Answer

Passage :

Direction: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Hollow

A
Alveolate
B
Cleft
C
Cavernous
D
Solid

Question 60Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Cosset

A
Ignoreb
B
Close
C
Caress
D
Fondle

Question 61Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Ogle

A
Leer
B
Gaze
C
Ignore
D
Gawk

Question 62Single Answer

Passage :

Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Intrinsic

A
Elemental
B
Innate
C
Connate
D
Acquired

Question 63Single Answer

Passage :

Direction : In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Coalesce

A
Separate
B
Adhere
C
Cleave
D
Amalgamate

Question 64Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Loiter

A
lag
B
Hasten
C
Amble
D
Loii

Question 65Single Answer

Passage :

Direction : Question below has two blanks, blank indicating that something has been omitted. Choose the set of words for blank which best fits the meaning of the sentence as a whole.

The protests were......... at ......... awareness among the elite and the educated.

A
held, generating
B
aimed, creating
C
targeted, awakening
D
focused, building
E
concentrated, producing

Question 66Single Answer

Passage :

Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Deep-seated

A
Chronic
B
Temporary
C
inbred
D
Subconscious

Question 67Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Vibrant

A
Drab
B
Gaudy
C
Jazzy
D
Vivid

Question 68Single Answer

Passage :

Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

To scowl

A
To glower
B
To smirk
C
To Grimace
D
To grin

Question 69Single Answer

Passage :

In the following questions, one part of the sentence may have an error. Find out which part of the sentence has an error .

I used (A)/ a pair of black trousers (B) / for a week (C)/ No error (D)

Question 70Single Answer

Passage :

Direction: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Atheist

A
Skeptic
B
Pagan
C
Disciple
D
Agnostic

Question 71Single Answer

Passage :

Directions: in the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Abdicate

A
Forgo
B
Usurp
C
Waive
D
Cede

Question 72Single Answer

Passage :

Direction: A passage is given with question following it. Read the passage carefully and choose the best answer to question out of the four alternatives and click the button corresponding to it.
Some languages are used by a few people. Others, such a Mandarin Chinese and English, are spoken by millions. Many people speak two or more languages. They may use one language at home with family and friends and other at work or school. Regional variations of language are known as dialects. The Anglo-Saxons, who conquered Britain at the end of the Roman Empire, spoke a Germanic language include Danish, Dutch, German and Swedish. English also contains Drench-derived words after it was ruled by French-speaking king following the Norman Conquest.

Mandarin Chinese is spoken by people.

A
Little
B
Few
C
Many
D
Big

Question 73Single Answer

Passage :

Direction: A passage is given with question following it. Read the passage carefully and choose the best answer to question out of the four alternatives and click the button corresponding to it.
Passage
Some languages are used by a few people. Others, such a Mandarin Chinese and English, are spoken by millions. Many people speak two or more languages. They may use one language at home with family and friends and other at work or school. Regional variations of language are known as dialects. The Anglo-Saxons, who conquered Britain at the end of the Roman Empire, spoke a Germanic language include Danish, Dutch, German and Swedish. English also contains Drench-derived words after it was ruled by French-speaking king following the Norman Conquest.

A person who is good at foreign languages is known as-

A
Virtuoso
B
Linguist
C
Ventriloquist
D
Scholar

Question 74Single Answer

Passage :

Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

Astringe

A
Liberate
B
Constringe
C
Circumscribe
D
Tauten

Question 75Single Answer

Passage :

Direction: A passage is given with question following it. Read the passage carefully and choose the best answer to question out of the four alternatives and click the button corresponding to it.
Passage
The………of gurudakshina is very ancient and it is ……… to the Indian culture and tradition. If you are absolutely ……… about India, then it’s advisable that you first try to understand the meaning of a guru and the …………. of his presence in you to understand what gurudakshina is in ancient India, a teacher or a guru was a spiritually …………. Guide.

The ………..of gurudakshina is very ancient.

A
habit
B
approach
C
perception
D
concept

Question 76Single Answer

Passage :

Direction: A passage is given with question following it. Read the passage carefully and choose the best answer to each question out of the four alternatives and click the button corresponding to it.
Passage
Some languages are used by a few people. Others, such a Mandarin Chinese and English, are spoken by millions. Many people speak two or more languages. They may use one language at home with family and friends and other at work or school. Regional variations of language are known as dialects. The Anglo-Saxons, who conquered Britain at the end of the Roman Empire, spoke a Germanic language include Danish, Dutch, German and Swedish. English also contains Drench-derived words after it was ruled by French-speaking king following the Norman Conquest.

are regional variations of a language.

A
English
B
Mandarin Chinese
C
Home language
D
Dialects

Question 77Single Answer

Passage :

Direction: A passage is given with question following it. Read the passage carefully and choose the best answer to each question out of the four alternatives and click the button corresponding to it.
Passage
The………of gurudakshina is very ancient and it is ……… to the Indian culture and tradition. If you are absolutely ……… about India, then it’s advisable that you first try to understand the meaning of a guru and the …………. of his presence in you to understand what gurudakshina is in ancient India, a teacher or a guru was a spiritually …………. Guide.

It is ……… to the Indian culture and tradition.

A
unique
B
rare
C
different
D
particular

Question 78Single Answer

Passage :

English also included French words the Norman Conquest.

A
After
B
Prior
C
Before
D
During

Question 79Single Answer

Select the wrongly spelt words .

A
career
B
callous
C
calander
D
carriage

Question 80Single Answer

Passage :

Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it

To spurn

A
To Accept
B
To flout
C
To Scorn
D
To rebuff

General Awareness

Question 81Single Answer

Which if the following is TRUE about the meaning of a bank?

A
It is a financial establishment
B
It acts like a financial intermediary
C
It accepts deposits from the public
D
It provides safe locker facility
E
All the above

Question 82Single Answer

Which of the following is NOT true about the functioning of a bank ?

A
A bank should always add the word “bank” to its name.
B
They include general utility services and agency services.
C
A bank is a non-profit organization having service oriented approach.
D
A bank acts as a connecting link between borrowers and lenders of money.
E
A bank lends out money in the form of loans to those who require it for different purposes.

Question 83Single Answer

Which of the following is NOT a banking service?

A
Issuance of debit and credit cards
B
Providing safe custody of valuable items
C
ATM services
D
Provision for higher interest rates to the accounts held by women
E
Online transfer of funds across the globe

Question 84Single Answer

The definition of Banking is given in which of the following ACTs?

A
Negotiable Instrument Act 1881
B
Reserve Bank of India (RBI) Act 1934
C
Banking Regulation Act 1949
D
Company Act 1956
E
None of the above

Question 85Single Answer

Banks in India are regulated by :

A
The Reserve Bank of India Act,1934
B
The Banking regulation Act,1949
C
The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
D
The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
E
None of the above

Question 86Single Answer

Which of the following terms is used in Banking field ?

A
Zero Hour
B
Input devices
C
Privilege motion
D
Sedimentary
E
Invest rate swap

Question 87Single Answer

A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?

A
Investment Banking
B
Core Banking
C
Mobile Banking
D
National Banking
E
Specialized Banking

Question 88Single Answer

Which of the following is necessary while opening deposit account in banks ?

A
Will
B
Registration
C
Nomination
D
Indemnity
E
Guarantee

Question 89Single Answer

Which of the following is not banking term?

A
Letter of credit
B
MIBOR
C
Factoring services
D
Entry load
E
None of the above

Question 90Single Answer

Systematic investment plans relates to:

A
Mutual Funds
B
Life Insurance Companies
C
Commercial Banks
D
Post office saving schemes
E
None of the above

Question 91Single Answer

Yojna a weekly journal

A
Ministry of Finance
B
Ministry of Information and Broadcastin
C
Ministry of Rural Development
D
Planning Commission

Question 92Single Answer

Kurukshetra a journal on rural development is published by

A
Ministry of Finance
B
Ministry of Information and Broadcastin
C
Ministry of Rural Development
D
Planning Commission

Question 93Single Answer

Devaluation of a currency means

A
Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
B
Reduction in the value of a currency vis-à-vis major internationally traded currencies
C
Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
D
Permitting the currency to seek its worth in the international market

Question 94Single Answer

In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
1. a large number of farmers are illiterate and know little about scientific agriculture
2. prices of primary products are lower than those of manufactured products
3. Investments in agriculture has been low when compared to investment in industry

A
1 and 3
B
2 and 3
C
1 and 2
D
1,2 and 3

Question 95Single Answer

Which of the following programmes aims at the promotion of savings among rural women

A
Rashtriya Mahila Kosh
B
Indira Mahila Yojna
C
Jawahar Rozgar Yojna
D
Mahila Samridhi Yojna

Question 96Single Answer

What is Net National Product

A
the money value of final goods and services produced annually in the economy
B
the money value of annual service generation in the economy
C
the money value of tangible goods produced annually in the economy
D
The money value of tangible goods available in the economy

Question 97Single Answer

National income is the

A
net national product at market price
B
net national product at factor cost
C
net domestic product at market price
D
net domestic product at factor cost

Question 98Single Answer

Chelliah Committee of 1992 deals with the overhauling of our

A
financial system
B
tax system
C
patents and copyrights
D
Public sector undertakings

Question 99Single Answer

During which Five Year Plan was the annual growth rate of National Income the lowest

A
2^nd plan
B
3^rd plan
C
5^th plan
D
6^th plan

Question 100Single Answer

Which is the national game of Bhutan ?

A
badminton
B
basketball
C
football
D
archery

Question 101Single Answer

Which institution is known as the "banker's bank" in India?

A
SBI
B
RBI
C
NABARD
D
SIDBI

Question 102Single Answer

The primary objective of the RBI is:

A
Profit maximization
B
Price stability and growth
C
Employment generation
D
Promoting exports

Question 103Single Answer

The current Governor of the Reserve Bank of India is:

A
Urjit Patel
B
Raghuram Rajan
C
Shaktikanta Das
D
Bimal Jalan

Question 104Single Answer

Which of the following is NOT a function of the RBI?

A
Issuing currency
B
Accepting deposits from the public
C
Acting as banker to the government
D
Regulating banks

Question 105Single Answer

The repo rate is the rate at which:

A
RBI lends to commercial banks
B
Commercial banks lend to RBI
C
Banks borrow from each other
D
RBI sells government securities

Question 106Single Answer

Which of the following defines inflation?

A
A decrease in the general price level.
B
A sustained increase in the general price level.
C
A stable price level.
D
A rapid increase in the value of money.

Question 107Single Answer

What is the primary cause of demand-pull inflation?

A
Increased production costs.
B
Increased aggregate demand.
C
Decreased money supply.
D
Decreased government spending.

Question 108Single Answer

Which of the following is a consequence of high inflation?

A
Increased purchasing power.
B
Decreased uncertainty.
C
Erosion of purchasing power.
D
Increased savings.

Question 109Single Answer

What is deflation?

A
A rapid increase in prices.
B
A sustained decrease in the general price level.
C
A stable price level.
D
An increase in the value of money.

Question 110Single Answer

Which of the following is a potential effect of deflation?

A
Increased investment.
B
Increased consumer spending.
C
Delayed consumption and investment.
D
Increased economic growth.

Question 111Single Answer

What is the name of the next phase of India’s semiconductor programme notified by the Government in August 2026?

A
Chip India 3.0
B
India Chip Mission
C
Semicon 2.0
D
Semiconductor Bharat

Question 112Single Answer

Which country conferred its highest honour for foreign leaders, the ‘Oliy Darajali Do‘stlik Order’, on Prime Minister Narendra Modi?

A
Kazakhstan
B
Kyrgyzstan
C
Uzbekistan
D
Tajikistan

Question 113Single Answer

Where was the 2026 SCO Leaders’ Summit held?

A
Tashkent
B
Bishkek
C
Dushanbe
D
Astana

Question 114Single Answer

India and Uzbekistan recently upgraded their bilateral relationship to which level?

A
Strategic Partnership
B
Economic Partnership
C
Comprehensive Strategic Partnership
D
Defence Partnership

Question 115Single Answer

Which two organisations signed an MoU to promote smart domestic PNG meters?

A
ONGC and IOCL
B
GAIL and NTPC
C
PNGRB and EESL
D
HPCL and BPCL

Question 116Single Answer

In which state was a National Centre of Excellence for Swimming established by the Sports Authority of India?

A
Kerala
B
Manipur
C
Assam
D
Odisha

Question 117Single Answer

What is the proposed special feature of Bihar’s new Mahila Vishwavidyalaya?

A
Only online education
B
All students and staff will be women
C
Only foreign students
D
It will focus only on engineering

Question 118Single Answer

How many PM Jan Dhan Yojana accounts had been opened as of 28 August 2026?

A
39.09 crore
B
59.09 crore
C
49.09 crore
D
69.09 crore

Question 119Single Answer

How much did India’s coconut product exports rise to in FY 2025–26?

A
₹4,349 crore
B
₹5,038 crore
C
₹7,038 crore
D
₹6,038 crore

Question 120Single Answer

Which company announced an investment of up to ₹18,268 crore in Jio Credit Limited?

A
Bank of America
B
Goldman Sachs
C
HSBC
D
Morgan Stanley

Quantitative Aptitude

Question 121Single Answer

The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?

A
51:52
B
52:53
C
51:53
D
52:55

Question 122Single Answer

Which of the following numbers is irrational ?

A
√49
B
0.125
C
√2
D
22/7

Question 123Single Answer

356 x 936 – 356 x 836 = ?

A
35600
B
34500
C
9630
D
93600

Question 124Single Answer

Arrange in descending order: 5/8, 7/10, 3/4

A
3/4 > 7/10 > 5/8
B
7/10 > 3/4 > 5/8
C
3/4 > 5/8 > 7/10
D
5/8 > 7/10 > 3/4

Question 125Single Answer

What is (3^{^}{4} times 9^{^}{2}) ?

A
3⁶
B
3⁸
C
3¹⁰
D
9⁶

Question 126Single Answer

If 3⁴X^-2 = 729, then find the value of X.

Question 127Single Answer

Convert 0.6 into fraction ?

A
3/5
B
2/3
C
4/5

Question 128Single Answer

The no. plate of a bus had peculiarity. The bus number was a perfect square. It was also a perfect square when the plate numbers were reversed. The bus company had only five hundred buses numbered from 1 to 500. What was the number ?

A
169
B
36
C
196
D
Can not say

Question 129Single Answer

If a and b are positive integers, such that ab = 125, then (a-b)^a+b-4= ?

A
16
B
25
C
28
D
30

Question 130Single Answer

If x^*y = x² + y² – xy, then value of 9^*11 is

A
93
B
103
C
60.5
D
121

Question 131Single Answer

Which is greater ?

A
15/16
B
17/18
C
Equal
D
Cannot compare

Question 132Single Answer

If sum of two numbers is 42 and their product is 437, then find their difference.

Question 133Single Answer

Write the 44000 in Roman numerals

A
XLI
B
XLVI
C
XLIV
D
XLVIC

Question 134Single Answer

Convert 0.0909… into fraction ?

A
1/11
B
9/11
C
1/9
D
9/10

Question 135Single Answer

What is (98 times 102) ?

A
9996
B
10000
C
10096
D
10196

Question 136Single Answer

Which is smaller ?

A
9/11
B
7/9
C
Equal
D
Cannot compare

Question 137Single Answer

Convert 0.5777… into fraction ?

A
26/45
B
52/90
C
13/22
D
5/9

Question 138Single Answer

Convert 0.81 into fraction ?

A
81/100
B
9/10
C
8/9
D
9/11

Question 139Single Answer

(63)² – (12)² =?

A
3528
B
3852
C
3582
D
3825

Question 140Single Answer

Which is greater ?

A
13/17
B
11/14
C
Equal
D
Cannot compare

Question 141Single Answer

16.928 + 24.7582

5.015 =?

A
20
B
24
C
22
D
26

Question 142Single Answer

Convert 0.75 into fraction ?

A
3/4
B
2/3
C
4/5
D
5/8

Question 143Single Answer

Which is greater ?

A
11/13
B
12/15
C
Equal
D
Cannot compare

Question 144Single Answer

Two numbers are co-prime if their HCF is ?

A
0
B
1
C
Same
D
Prime

Question 145Single Answer

Product of all factors of 10 is ?

A
10
B
100
C
1000
D
10000

Question 146Single Answer

How many real numbers exist between 2 and 3 ?

A
1
B
10
C
Infinite
D
None

Question 147Single Answer

Which number is divisible by 11 ?

A
12345
B
1331
C
1234
D
1213

Question 148Single Answer

What is the unit digit of (7^{245}) ?

Question 149Single Answer

What is (64^{^}{2/3}) ?

A
4
B
8
C
16
D
32

Question 150Single Answer

What is (125^{^}{1/3}) ?

Question 151Single Answer

Which of the following is composite ?

A
17
B
19
C
21
D
23

Question 152Single Answer

What is √0.0009 ?

A
0.003
B
0.03
C
0.3
D
0.09

Question 153Single Answer

What is √1156 ?

A
32
B
34
C
36
D
38

Question 154Single Answer

What is √2025 ?

A
35
B
40
C
45
D
50

Question 155Single Answer

What is (51^{^}2) ?

A
2601
B
2501
C
2551
D
2651

Question 156Single Answer

7 8 18 57 ?

A
244
B
174
C
186
D
none of these

Question 157Single Answer

Last year my age was a perfect square number. Next year it will be a cubic number. What is my Present age ?

A
25 years
B
27 years
C
26 years
D
24 years

Question 158Single Answer

If a + b = 5, a²+ b² = 13, the value of a – b (where a > b) is

A
2
B
-1
C
1
D
-2

Question 159Single Answer

How many factors does 100 have ?

Risk Engineer

Question 160Single Answer

What is the primary focus of engineering mechanics?

A
Study of fluid dynamics
B
Design of electrical circuits
C
Analysis of forces and motion of bodies
D
Study of chemical reactions

Question 161Single Answer

Newton’s First Law of Motion is also known as?

A
Law of Acceleration
B
Law of Gravitation
C
Law of Action-Reaction
D
Law of Inertia

Question 162Single Answer

Which of the following quantities is a vector?

A
Mass
B
Energy
C
Time
D
Force

Question 163Single Answer

The moment of a force about a point is calculated as?

A
Force + Distance
B
Force ÷ Distance
C
Force × Distance
D
Force × Time

Question 164Single Answer

What is the unit of force in the SI system?

A
Joule
B
Pascal
C
Watt
D
Newton

Question 165Single Answer

A body at rest will remain at rest unless acted upon by?

A
An internal force
B
An unbalanced force
C
A balanced force
D
A frictional force

Question 166Single Answer

The resultant of two forces acting at 90° to each other is calculated using?

A
Law of cosines
B
Newton’s law
C
Parallelogram law
D
Law of sines

Question 167Single Answer

The centroid of a body represents?

A
The point of minimum force
B
The point of maximum stress
C
The center of gravity
D
The point of zero velocity

Question 168Single Answer

Which type of force resists the motion of an object?

A
Gravitational force
B
Frictional force
C
Normal force
D
Tension force

Question 169Single Answer

The equilibrium of a body occurs when?

A
The body is under tension
B
The body is in motion
C
The body is accelerating
D
The sum of forces and moments is zero

Question 170Single Answer

The coefficient of friction depends on?

A
The surface area of contact
B
The weight of the object
C
The nature of the surfaces in contact
D
The speed of the object

Question 171Single Answer

The moment of inertia of a body depends on?

A
The velocity of the body
B
The distribution of mass relative to the axis of rotation
C
The applied force
D
The temperature of the body

Question 172Single Answer

What is the SI unit of moment of inertia?

A
kg/m²
B
N•m
C
kg•m²
D
m/s²

Question 173Single Answer

Which law states that for every action, there is an equal and opposite reaction?

A
Newton’s Third Law
B
Newton’s Second Law
C
Newton’s First Law
D
Law of Gravitation

Question 174Single Answer

The work done by a force is calculated as?

A
Force × Distance × cos(θ)
B
Force ÷ Distance
C
Force × Time
D
Force × Velocity

Question 175Single Answer

The principle of conservation of momentum applies when?

A
External forces are absent
B
The body is at rest
C
Frictional forces are present
D
The body is accelerating

Question 176Single Answer

A couple is defined as?

A
A force acting at an angle
B
A single force acting on a body
C
A force and its reaction
D
Two equal and opposite forces acting on a body

Question 177Single Answer

The angle of friction is related to?

A
The velocity of the body
B
The applied force
C
The coefficient of friction
D
The mass of the body

Question 178Single Answer

The term ‘kinematics’ refers to?

A
The study of forces causing motion
B
The study of motion without considering forces
C
The study of energy transfer
D
The study of material properties

Question 179Single Answer

The impulse-momentum theorem relates?

A
Force and distance to work done
B
Force and time to change in momentum
C
Velocity and time to acceleration
D
Mass and velocity to kinetic energy

Question 180Single Answer

The center of gravity of a triangular lamina lies at?

A
The vertex opposite the base
B
The midpoint of its base
C
The intersection of its medians
D
The midpoint of its height

Question 181Single Answer

The principle of virtual work is used to?

A
Calculate the work done by a force
B
Determine the velocity of a body
C
Analyze the equilibrium of a system
D
Measure the strain in a material

Question 182Single Answer

The unit of power in the SI system is?

A
Joule
B
Newton
C
Watt
D
Pascal

Question 183Single Answer

The condition for static equilibrium includes?

A
Constant velocity
B
Zero net force and zero net moment
C
Constant acceleration
D
Zero friction

Question 184Single Answer

The term ‘dynamics’ in engineering mechanics refers to?

A
The study of bodies at rest
B
The study of fluid flow
C
The study of material strength
D
The study of bodies in motion

Question 185Single Answer

The work-energy principle states that?

A
Work done equals the change in kinetic energy
B
Work done equals the change in potential energy
C
Work done equals the total energy
D
Work done equals the change in momentum

Question 186Single Answer

The frictional force is proportional to?

A
The normal force
B
The area of contact
C
The velocity of the body
D
The mass of the body

Question 187Single Answer

The moment of a force is maximum when the force is?

A
At an angle of 45° to the lever arm
B
Parallel to the lever arm
C
Perpendicular to the lever arm
D
Zero

Question 188Single Answer

The concept of ‘stress’ in mechanics refers to?

A
Force per unit time
B
Force per unit length
C
Force per unit volume
D
Force per unit area

Question 189Single Answer

The equation F = ma is derived from?

A
Newton’s First Law
B
Newton’s Second Law
C
Newton’s Third Law
D
Law of Gravitation

Question 190Single Answer

The term ‘strain’ in mechanics refers to?

A
The deformation per unit length
B
The force applied per unit area
C
The change in velocity
D
The change in momentum

Question 191Single Answer

The principle of superposition is applicable to?

A
Linear systems
B
Non-linear systems
C
Dynamic systems only
D
Static systems only

Question 192Single Answer

The modulus of elasticity is a measure of?

A
Material stiffness
B
Material density
C
Material strength
D
Material toughness

Question 193Single Answer

The condition for rotational equilibrium is?

A
Constant linear velocity
B
Zero net force
C
Constant angular velocity
D
Zero net torque

Question 194Single Answer

The unit of angular velocity is?

A
rad/s
B
m/s
C
N•m
D
kg•m²

Question 195Single Answer

The law of conservation of energy states that?

A
Energy is proportional to mass
B
Energy can be created but not destroyed
C
Energy can be destroyed but not created
D
Energy cannot be created or destroyed

Question 196Single Answer

The shear force in a beam is?

A
The force causing shear deformation
B
The force causing bending
C
The force causing axial deformation
D
The force causing torsion

Question 197Single Answer

The bending moment in a beam is?

A
The moment causing axial deformation
B
The moment causing shear deformation
C
The moment causing bending deformation
D
The moment causing torsion

Question 198Single Answer

The term ‘kinetics’ in engineering mechanics refers to?

A
The study of motion without forces
B
The study of forces causing motion
C
The study of material properties
D
The study of energy transfer

Question 199Single Answer

The coefficient of restitution is associated with?

A
Bending moments
B
Frictional forces
C
Collisions of bodies
D
Shear forces

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