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Latest OSCB Banking Assistant Exam Question (Objective Questions), MCQ in English

Subjects : GK, English, Reasoning, Mathematics

Question Bank OSCB Banking Assistant, Assistant Manager Mains Exam - English
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GK

Question 1Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. A
    It is a financial establishment
  2. B
    It acts like a financial intermediary
  3. C
    It accepts deposits from the public 
  4. D
    It provides safe locker facility
  5. E
    All the above
Question 2Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. A
    A bank should always add the word “bank” to its name.
  2. B
    They include general utility services and agency services.
  3. C
    A bank is a non-profit organization having service oriented approach.
  4. D
    A bank acts as a connecting link between borrowers and lenders of money.
  5. E
    A bank lends out money in the form of loans to those who require it for different purposes.
Question 3Single Answer
Which of the following is NOT a banking service?
  1. A
    Issuance of debit and credit cards
  2. B
    Providing safe custody of valuable items 
  3. C
    ATM services
  4. D
    Provision for higher interest rates to the accounts held by women
  5. E
    Online transfer of funds across the globe
Question 4Single Answer
The definition of Banking is given in which of the following ACTs?
  1. A
    Negotiable Instrument Act 1881
  2. B
    Reserve Bank of India (RBI) Act 1934
  3. C
    Banking Regulation Act 1949
  4. D
    Company Act 1956
  5. E
    None of the above
Question 5Single Answer
Banks in India are regulated by :
  1. A
    The Reserve Bank of India Act,1934
  2. B
    The Banking regulation Act,1949
  3. C
    The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D
    The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E
    None of the above
Question 6Single Answer
Which of the following terms is used in Banking field ?
  1. A
    Zero Hour
  2. B
    Input devices
  3. C
    Privilege motion
  4. D
    Sedimentary
  5. E
    Invest rate swap
Question 7Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A
    Investment Banking 
  2. B
    Core Banking
  3. C
    Mobile Banking 
  4. D
    National Banking 
  5. E
    Specialized Banking 
Question 8Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. A
    Will 
  2. B
    Registration
  3. C
    Nomination
  4. D
    Indemnity
  5. E
    Guarantee
Question 9Single Answer
Which of the following is not banking term?
  1. A
    Letter of credit
  2. B
    MIBOR
  3. C
    Factoring services
  4. D
    Entry load
  5. E
    None of the above
Question 10Single Answer
Systematic investment plans relates to:
  1. A
    Mutual Funds
  2. B
    Life Insurance Companies
  3. C
    Commercial Banks
  4. D
    Post office saving schemes
  5. E
    None of the above
Question 11Single Answer
Which is the following is / are third party products sold out by banks?
  1. A
    Mutual funds
  2. B
    Term deposits
  3. C
    Credit cards
  4. D
    All of these
  5. E
    None of the above
Question 12Single Answer
The first bank the Bank of Hindustan was established in:
  1. A
    1780    
  2. B
    1790
  3. C
    1770    
  4. D
    1802
  5. E
    1814
Question 13Single Answer
Which of the following NOT a Retail banking product ?
  1. A
    Checking account
  2. B
    Saving account
  3. C
    Money market account
  4. D
    Certificate of deposit (CD)
  5. E
    Mutual Fund
Question 14Single Answer
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A
    Business loan
  2. B
    Capital raisig
  3. C
    Checking account
  4. D
    Project finance
  5. E
    Term loan
Question 15Single Answer
The banker’s bank in any country called as:
  1. A
    Commercial bank
  2. B
    Central bank 
  3. C
    EXIM bank
  4. D
    Scheduled Bank
  5. E
    Development bank
Question 16Single Answer
Which of the following is the Central bank of India?
  1. A
    State Bank of India
  2. B
    National Bank for Agriculture and Rural Development
  3. C
    Export-Import Bank of India
  4. D
    Reserve Bank of India
  5. E
    None of the above
Question 17Single Answer
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A
    Rs. 100            
  2. B
    Rs. 400
  3. C
    Rs. 500            
  4. D
    Rs.1000
  5. E
    Rs. 1500
Question 18Single Answer
Which of the following represents Profit and Loss Account ?
  1. A
    Position of profit on a particular date 
  2. B
    Position of profit for a given period
  3. C
    Position of loss for a given period
  4. D
    Both 2 and 3
  5. E
    None of the above
Question 19Single Answer
Which among the following is /are ‘Term Deposit’?
  1. A
    Fixed Deposit
  2. B
    Current Deposit
  3. C
    Recurring Deposit
  4. D
    All of the above 
  5. E
    None of the above
Question 20Single Answer
The first bank of limited liability managed by Indians was :
  1. A
    The Commercial Bank of India
  2. B
    Allahabad Bank
  3. C
    Oudh Commercial Bank
  4. D
    Punjab National bank ltd
  5. E
    None of the above
Question 21Single Answer
Which wildlife sanctuary in Kerala recorded 63 new species during a faunal survey?
  1. A
    Periyar Wildlife Sanctuary
  2. B
    Karimpuzha Wildlife Sanctuary
  3. C
    Silent Valley National Park
  4. D
    Wayanad Wildlife Sanctuary
Question 22Single Answer
The Lok Sabha recently passed a bill to establish Tribhuvan Sahkari University in which state?
  1. A
    Punjab
  2. B
    Uttar Pradesh
  3. C
    Gujarat
  4. D
    Haryana
Question 23Single Answer
The Indian Air Force participated in the INIOCHOS-25 exercise held in which country?
  1. A
    France
  2. B
    Greece
  3. C
    Italy
  4. D
    United States
Question 24Single Answer
Where was the third session of the India-Uganda Joint Trade Committee recently held?
  1. A
    Gujarat
  2. B
    Maharashtra
  3. C
    New Delhi
  4. D
    Goa
Question 25Single Answer
Which organization unveiled plans for the Future Circular Collider to succeed the Large Hadron Collider?
  1. A
    NASA
  2. B
    ISRO
  3. C
    CERN
  4. D
    ESA
Question 26Single Answer
The Supreme Court of India upheld the 2016 regulations of which state's Electricity Regulatory Commission?
  1. A
    Maharashtra
  2. B
    Rajasthan
  3. C
    Gujarat
  4. D
    Karnataka
Question 27Single Answer
Which country 'Operation Brahma' to assist earthquake-affected Myanmar?
  1. A
    China
  2. B
    India
  3. C
    Bangladesh
  4. D
    Thailand
Question 28Single Answer
What is the primary focus of the PM MITRA scheme by the Indian government?
  1. A
    Agriculture
  2. B
    Textile Industry
  3. C
    Renewable Energy
  4. D
    Information Technology
Question 29Single Answer
Which Indian state is set to establish the first 'Leopard Safari'?
  1. A
    Madhya Pradesh
  2. B
    Rajasthan
  3. C
    Uttarakhand
  4. D
    Punjab
Question 30Single Answer
Which organization released the report titled "Education and Nutrition: Learn to Eat Well"?
  1. A
    UNICEF
  2. B
    WHO
  3. C
    UNESCO
  4. D
    FAO
Question 31Single Answer
Which city hosted the launch of Capital Radio in 1973?
  1. A
    Manchester
  2. B
    London
  3. C
    Birmingham
  4. D
    Glasgow
Question 32Single Answer
Which country is the host of the biennial multinational air exercise INIOCHOS?
  1. A
    France
  2. B
    Greece
  3. C
    Australia
  4. D
    India
Question 33Single Answer
"Best Worst Thing That Ever Could Have Happened" is a 2016 documentary about which Stephen Sondheim musical that was initially unsuccessful?
  1. A
    Into the Woods
  2. B
    Merrily We Roll Along
  3. C
    Company
  4. D
    Follies
Question 34Single Answer
Emma Watson is the ambassador for which Italian fashion house's perfume "Paradoxes’"?
  1. A
    Gucci
  2. B
    Prada
  3. C
    Versace
  4. D
    Dolce & Gabbana
Question 35Single Answer
Which acid reacts with sodium hydroxide to produce salt and water?
  1. A
    Sulfuric acid
  2. B
    Nitric acid
  3. C
    Hydrochloric acid
  4. D
    Acetic acid
Question 36Single Answer
Which future Labor prime minister served as mayor of Stepney in 1919?
  1. A
    Harold Wilson
  2. B
    Clement Attlee
  3. C
    James Callaghan
  4. D
    Ramsay MacDonald
Question 37Single Answer
Pre-eclampsia is a medical condition that typically develops after how many weeks of pregnancy?
  1. A
    12 weeks
  2. B
    20 weeks
  3. C
    28 weeks
  4. D
    36 weeks
Question 38Single Answer
In the 1984 film "The Bounty," which character was portrayed by Anthony Hopkins?
  1. A
    Fletcher Christian
  2. B
    William Bligh
  3. C
    James Cook
  4. D
    Edward Edwards
Question 39Single Answer
Which Caribbean country, where French is widely spoken, is considered the home of voodoo?
  1. A
    Jamaica
  2. B
    Haiti
  3. C
    Martinique
  4. D
    Guadeloupe
Question 40Single Answer
The brand "Flora," introduced in 1964, is associated with which product?
  1. A
    Cheese
  2. B
    Margarine
  3. C
    Yogurt
  4. D
    Bread

English

Question 41Single Answer
I go to Madurai by —– Vaigai Express
  1. A
    a
  2. B
    an
  3. C
    some
  4. D
    the
Question 42Single Answer
Have the car stolen!
  1. A
    Steal the car
  2. B
    You should have the stolen car
  3. C
    Get someone to steal the car
  4. D
    They have stolen the car
Question 43Single Answer
The payment was collected by the hardworking salesman.
  1. A
    The hardworking salesman collected the payment.
  2. B
    the salesman who worked heard was able to collect the payment.
  3. C
    to collect the payment the salesman had to work hard.
  4. D
    The hardworking salesman was able to collect the payment.
Question 44Single Answer
I had to stop all my work to complete this project.
  1. A
    All other work had to be stopped to complete this project by me
  2. B
    For completing this project all other work must be stopped
  3. C
    For completing this project I had to stop all my work
  4. D
    To complete this project all other work had been stopped by me
Question 45Single Answer
They have published the names of all the successful candidates.
  1. A
    The candidates who have succeeded their names they had published.
  2. B
    The names of all the successful candidates have been published by them
  3. C
    The candidates who have succeeded their names have been published by them.
  4. D
    The names of all the successful candidate were published by them. 
Question 46Single Answer
The online shopping site lowered the prices.
  1. A
    Lowering of the prices was done by the online shopping site
  2. B
    The prices were lowered by the online shopping site
  3. C
    The prices had been lowered by the online shopping site
  4. D
    The prices have been lowered by the online shopping site
Question 47Single Answer
Who taught you to drive a truck ?
  1. A
    To drive a truck by whom were you taught?
  2. B
    Driving a truck by who were you taught?
  3. C
    Driving a truck by who were you being taught?
  4. D
    By whom were you taught to drive a truck?
Question 48Single Answer
We shall invite Suresh.
  1. A
    Suresh would be invited by us
  2. B
    Suresh would have been invited by us
  3. C
    Suresh will be invited by us
  4. D
    Suresh will have been invited by us
Question 49Single Answer
Dark clouds have overcast the evening sky.
  1. A
    By the dark clouds the evening sky was overcast.
  2. B
    The evening sky has been overcast by the dark clouds.
  3. C
    Dark clouds overcastted the evening sky.
  4. D
    The sky of the evening was overcasted by dark clouds.
Question 50Single Answer
The partners will celebrate their triumph tomorrow. 
  1. A
    The triumph would be celebrated by the partners a day before
  2. B
    The triumph would be celebrated by the partners a day after
  3. C
    The triumph would have been celebrated by the partners a day after
  4. D
    The triumph will have been celebrated by the partners tomorrow
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