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Latest PDC Bank Clerk Exam Question (Objective Questions), MCQ in English

Subjects : Professional Knowledge

Question Bank PDC Bank Clerk Exam - English
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Professional Knowledge

Question 1Single Answer
Which Windows interface element typically appears to display information, a warning, an error message, or a request for confirmation?
  1. AWindow
  2. BPop-up menu
  3. CMessage box
  4. DTaskbar
Question 2Single Answer
What is active desktop ?
  1. Aa term that is synonymous with viewing your desktop as web page
  2. Ba feature to customize your desktop to display informating you can update from the internet
  3. Cboth a and b above mentioned
  4. DA software
  5. ENone of these
Question 3Single Answer
What is meant by an active window?
  1. AA window that is minimized
  2. BThe window currently receiving user input
  3. CAny window currently open
  4. DThe window opened first
Question 4Single Answer
What was America Online (AOL) primarily known for during the early popularization of consumer Internet access?
  1. AAn online service providing Internet access and proprietary online content
  2. BA computer operating system
  3. CA spreadsheet application
  4. DA database management system
Question 5Single Answer
An application is
  1. Aword processing, accounting and engineering programs are example of application programs
  2. Bcomputer program designed to enable users to perform specific job functions
  3. CBoth a and b above mentioned
  4. Da document
  5. ENone of these
Question 6Single Answer
Which of the following programs enables you to calculate numbers related to rows and columns?
  1. AWindow program
  2. BSpreadsheet program
  3. CGraphics program
  4. DWord program
  5. ENone of these
Question 7Single Answer
The term Briefcase is used for
  1. Aa special folder on the windows desktop used to keep documents up to date when shared between computers
  2. Ba window that us currently open
  3. CA folder which keeps deleted, files for a while and can be retrieved from it
  4. DAll of the above
  5. ENone of these
Question 8Single Answer
In a graphical user interface, what is a button primarily used for?
  1. AExecuting a command or initiating an action
  2. BPermanently storing data
  3. CDisplaying the computer's IP address
  4. DFormatting a disk automatically
Question 9Single Answer
A channel (in windows terminology) is
  1. Aa widely used online service that offers access to the internet
  2. Ba specialized web site designed to work with the windows 98 subscribing feature to automatically download information from the internet and store it on your computer for later viewing
  3. Can area on the computer memory where text or graphics can be temporarily stored
  4. DAll of the above
  5. ENone of these
Question 10Single Answer
What does a checked checkbox generally indicate in a graphical user interface?
  1. AThe associated option is enabled or selected
  2. BThe application has closed
  3. CThe file has been deleted
  4. DThe computer is offline
Question 11Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. AIt is a financial establishment
  2. BIt acts like a financial intermediary
  3. CIt accepts deposits from the public 
  4. DIt provides safe locker facility
  5. EAll the above
Question 12Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. AA bank should always add the word “bank” to its name.
  2. BThey include general utility services and agency services.
  3. CA bank is a non-profit organization having service oriented approach.
  4. DA bank acts as a connecting link between borrowers and lenders of money.
  5. EA bank lends out money in the form of loans to those who require it for different purposes.
Question 13Single Answer
Which of the following is NOT a banking service?
  1. AIssuance of debit and credit cards
  2. BProviding safe custody of valuable items 
  3. CATM services
  4. DProvision for higher interest rates to the accounts held by women
  5. EOnline transfer of funds across the globe
Question 14Single Answer
The definition of Banking is given in which of the following ACTs?
  1. ANegotiable Instrument Act 1881
  2. BReserve Bank of India (RBI) Act 1934
  3. CBanking Regulation Act 1949
  4. DCompany Act 1956
  5. ENone of the above
Question 15Single Answer
Banks in India are regulated by :
  1. AThe Reserve Bank of India Act,1934
  2. BThe Banking regulation Act,1949
  3. CThe Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. DThe Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. ENone of the above
Question 16Single Answer
Which of the following terms is used in Banking field ?
  1. AZero Hour
  2. BInput devices
  3. CPrivilege motion
  4. DSedimentary
  5. EInvest rate swap
Question 17Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. AInvestment Banking 
  2. BCore Banking
  3. CMobile Banking 
  4. DNational Banking 
  5. ESpecialized Banking 
Question 18Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. AWill 
  2. BRegistration
  3. CNomination
  4. DIndemnity
  5. EGuarantee
Question 19Single Answer
Which of the following is not banking term?
  1. ALetter of credit
  2. BMIBOR
  3. CFactoring services
  4. DEntry load
  5. ENone of the above
Question 20Single Answer
Systematic investment plans relates to:
  1. AMutual Funds
  2. BLife Insurance Companies
  3. CCommercial Banks
  4. DPost office saving schemes
  5. ENone of the above
Question 21Single Answer
What is the primary purpose of agriculture?
  1. ATo produce energy
  2. BTo cultivate crops and rear animals for food, fiber, and other products
  3. CTo develop urban areas
  4. DTo promote tourism
Question 22Single Answer
Which of the following is a major component of agriculture?
  1. AManufacturing
  2. BInformation technology
  3. CHorticulture
  4. DReal estate
Question 23Single Answer
Agriculture is often referred to as the backbone of which economy?
  1. AIndustrial economy
  2. BService economy
  3. CRural economy
  4. DUrban economy
Question 24Single Answer
What is subsistence farming?
  1. AFarming for commercial purposes
  2. BFarming primarily for household consumption
  3. CFarming using advanced technology
  4. DFarming with a focus on exports
Question 25Single Answer
Which of the following is NOT a type of agriculture?
  1. AOrganic farming
  2. BAquaculture
  3. CNon-agricultural farming
  4. DPrecision farming
Question 26Single Answer
When did agriculture first begin?
  1. AAround 1000 BC
  2. BAround 10,000 BC
  3. CDuring the Industrial Revolution
  4. DIn the 18th century
Question 27Single Answer
What is the significance of the Agricultural Revolution?
  1. AIt marked the shift from hunting-gathering to settled farming
  2. BIt led to the rise of industrialization
  3. CIt resulted in urbanization
  4. DIt caused a decline in population
Question 28Single Answer
Which civilization is known for its early agricultural practices?
  1. ARoman
  2. BMesopotamian
  3. CByzantine
  4. DViking
Question 29Single Answer
Which crop was first domesticated in the Americas?
  1. ARice
  2. BWheat
  3. CMaize (corn)
  4. DBarley
Question 30Single Answer
What impact did the Green Revolution have on agriculture?
  1. ADecreased crop yields
  2. BIncreased food production and introduction of high-yielding varieties
  3. CElimination of traditional farming practices
  4. DReduced use of technology
Question 31Single Answer
What is a computer virus designed to do?
  1. AEnhance system performance
  2. BSpread malicious code and disrupt systems
  3. CBack up data automatically
  4. DEncrypt files for security
Question 32Single Answer
Which type of malware disguises itself as legitimate software to gain system access?
  1. AWorm
  2. BTrojan Horse
  3. CSpyware
  4. DAdware
Question 33Single Answer
What is phishing primarily used for?
  1. AEncrypting sensitive data
  2. BTricking users into revealing personal information
  3. CScanning networks for vulnerabilities
  4. DInstalling antivirus software
Question 34Single Answer
What distinguishes a worm from a virus?
  1. AA worm requires user interaction to spread
  2. BA worm self-replicates without attaching to a program
  3. CA worm encrypts data for ransom
  4. DA worm only affects web servers
Question 35Single Answer
What is the main goal of a ransomware attack?
  1. ATo steal user credentials
  2. BTo encrypt data and demand payment for access
  3. CTo monitor network traffic
  4. DTo install legitimate software
Question 36Single Answer
Which technique involves sending fraudulent emails to a large number of recipients?
  1. ASpear phishing
  2. BWhaling
  3. CPhishing
  4. DVishing
Question 37Single Answer
What is a key characteristic of a DDoS attack?
  1. AIt encrypts sensitive files
  2. BIt steals user data silently
  3. CIt overwhelms a server with excessive traffic
  4. DIt installs backdoors for future access
Question 38Single Answer
What does a botnet typically consist of?
  1. AA network of infected computers controlled by an attacker
  2. BA secure communication protocol
  3. CA firewall configuration
  4. DA type of antivirus software
Question 39Single Answer
What is the primary purpose of spyware?
  1. ATo collect sensitive information without user consent
  2. BTo display advertisements
  3. CTo encrypt network traffic
  4. DTo protect against viruses
Question 40Single Answer
Which type of attack targets high-profile individuals like executives?
  1. APhishing
  2. BVishing
  3. CWhaling
  4. DSmishing
Question 41Single Answer
Which scheme was launched by Gujarat government in April 2026 for youth employment?
  1. AGujarat Rozgar Yojana
  2. BMukhyamantri Yuva Swavalamban Yojana
  3. CSkill Gujarat Mission
  4. DStartup Gujarat
Question 42Single Answer
Which department introduced digital governance reforms in April 2026?
  1. AFinance Department
  2. BHealth Department
  3. CEducation Department
  4. DIT Department
Question 43Single Answer
Who is the Chief Minister of Gujarat in April 2026?
  1. ANarendra Modi
  2. BVijay Rupani
  3. CBhupendra Patel
  4. DAmit Shah
Question 44Single Answer
Which initiative promotes smart governance in Gujarat?
  1. AMake in India
  2. BSmart India
  3. CStartup India
  4. DDigital Gujarat
Question 45Single Answer
Which policy focuses on renewable energy in Gujarat?
  1. ARenewable Mission
  2. BEnergy Policy
  3. CGreen Gujarat Policy
  4. DSolar Policy
Question 46Single Answer
Which platform was launched by the Gujarat government in partnership with Meta to provide citizen services through WhatsApp?
  1. AJan Seva Connect
  2. BGujarat Digital Mitra
  3. CSmart Gujarat Portal
  4. DWhatsApp Governance Services
Question 47Single Answer
How many citizen-centric services were initially made available through the Gujarat government–Meta initiative?
  1. A20
  2. B15
  3. C10
  4. D25
Question 48Single Answer
Which city remained the administrative center of major government announcements in Gujarat during May 2026?
  1. AGandhinagar
  2. BRajkot
  3. CVadodara
  4. DSurat
Question 49Single Answer
Which sector received a major boost through new state-level policy initiatives in May 2026?
  1. AFisheries
  2. BEducation Infrastructure
  3. CAviation
  4. DMining
Question 50Single Answer
What amount was approved by the Gujarat government for new schools and educational infrastructure?
  1. A₹150 crore
  2. B₹330 crore
  3. C₹220 crore
  4. D₹500 crore
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