Question for PDC Bank Junior Officer 2026 - Quiz / Questions / MCQ

Objective Questions

Latest PDC Bank Junior Officer Exam Question (Objective Questions), MCQ in English

Subjects : Banking & Co-operation, General Awareness, Computer Knowledge, Aptitude & Reasoning, Agriculture & Rural Development

Question Bank PDC Bank Junior Officer Exam - English

Back to Exam

Banking & Co-operation

Question 1Single Answer

Cooperative banks in India are primarily regulated by?

A
SEBI
B
IRDAI
C
RBI
D
NABARD

Question 2Single Answer

Banking Regulation Act was enacted in which year?

A
1934
B
1969
C
1955
D
1949

Question 3Single Answer

KYC stands for?

A
Know Your Customer
B
Keep Your Cash
C
Know Your Credit
D
Key Your Code

Question 4Single Answer

AML refers to?

A
Asset Management Loan
B
Annual Monetary Law
C
Automated Money Ledger
D
Anti Money Laundering

Question 5Single Answer

RBI stands for?

A
Rural Banking Institution
B
Regional Bank of India
C
Reserve Bank of India
D
Revenue Bank of India

Question 6Single Answer

SHG in banking refers to?

A
Small Housing Group
B
Saving Holding Group
C
Self Help Group
D
Secure Housing Guarantee

Question 7Single Answer

ALM in banks stands for?

A
Authorized Loan Measure
B
Annual Loan Management
C
Asset Lending Model
D
Asset Liability Management

Question 8Single Answer

Primary objective of cooperative banks is?

A
Profit maximization
B
Rural credit support
C
Foreign exchange trading
D
Stock market investment

Question 9Single Answer

District Central Cooperative Banks are mainly controlled by?

A
State Government
B
NABARD
C
RBI only
D
SEBI

Question 10Single Answer

Liquidity in banking means?

A
Ability to meet short-term obligations
B
Profit earned
C
Loan recovery rate
D
Interest rate fluctuation

Question 11Single Answer

Credit risk refers to?

A
Risk of theft
B
Market price risk
C
Borrower default risk
D
Operational delay risk

Question 12Single Answer

Cooperative movement in India began primarily to support?

A
Rural farmers
B
Industrialization
C
IT sector
D
Export companies

Question 13Single Answer

RBI was established in?

A
1935
B
1949
C
1950
D
1947

Question 14Single Answer

Gold loans are secured by?

A
Jewellery
B
Property
C
Shares
D
Salary

Question 15Single Answer

SHG loans are generally given to?

A
Large corporations
B
Group of individuals
C
Farmers only
D
Foreign investors

Question 16Single Answer

KYC process is mainly used for?

A
Customer identification
B
Loan sanctioning
C
Tax calculation
D
ATM usage

Question 17Single Answer

Core banking system allows?

A
Offline banking only
B
Foreign trade only
C
Cash-only transactions
D
Real-time banking operations

Question 18Single Answer

RBI issues guidelines mainly for?

A
Insurance companies
B
Stock exchanges
C
Commercial and cooperative banks
D
Transport companies

Question 19Single Answer

Non-performing asset (NPA) means?

A
Profitable loan
B
Loan with no repayment
C
Fixed deposit
D
Insurance claim

Question 20Single Answer

Banking Ombudsman is related to?

A
Customer grievance redressal
B
Tax collection
C
Loan sanction
D
Currency printing

General Awareness

Question 21Single Answer

Which if the following is TRUE about the meaning of a bank?

A
It is a financial establishment
B
It acts like a financial intermediary
C
It accepts deposits from the public
D
It provides safe locker facility
E
All the above

Question 22Single Answer

Which of the following is NOT true about the functioning of a bank ?

A
A bank should always add the word “bank” to its name.
B
They include general utility services and agency services.
C
A bank is a non-profit organization having service oriented approach.
D
A bank acts as a connecting link between borrowers and lenders of money.
E
A bank lends out money in the form of loans to those who require it for different purposes.

Question 23Single Answer

Which of the following is NOT a banking service?

A
Issuance of debit and credit cards
B
Providing safe custody of valuable items
C
ATM services
D
Provision for higher interest rates to the accounts held by women
E
Online transfer of funds across the globe

Question 24Single Answer

The definition of Banking is given in which of the following ACTs?

A
Negotiable Instrument Act 1881
B
Reserve Bank of India (RBI) Act 1934
C
Banking Regulation Act 1949
D
Company Act 1956
E
None of the above

Question 25Single Answer

Banks in India are regulated by :

A
The Reserve Bank of India Act,1934
B
The Banking regulation Act,1949
C
The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
D
The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
E
None of the above

Question 26Single Answer

Yojna a weekly journal

A
Ministry of Finance
B
Ministry of Information and Broadcastin
C
Ministry of Rural Development
D
Planning Commission

Question 27Single Answer

Kurukshetra a journal on rural development is published by

A
Ministry of Finance
B
Ministry of Information and Broadcastin
C
Ministry of Rural Development
D
Planning Commission

Question 28Single Answer

Devaluation of a currency means

A
Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
B
Reduction in the value of a currency vis-à-vis major internationally traded currencies
C
Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
D
Permitting the currency to seek its worth in the international market

Question 29Single Answer

In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
1. a large number of farmers are illiterate and know little about scientific agriculture
2. prices of primary products are lower than those of manufactured products
3. Investments in agriculture has been low when compared to investment in industry

A
1 and 3
B
2 and 3
C
1 and 2
D
1,2 and 3

Question 30Single Answer

Which of the following programmes aims at the promotion of savings among rural women

A
Rashtriya Mahila Kosh
B
Indira Mahila Yojna
C
Jawahar Rozgar Yojna
D
Mahila Samridhi Yojna

Question 31Single Answer

What is Net National Product

A
the money value of final goods and services produced annually in the economy
B
the money value of annual service generation in the economy
C
the money value of tangible goods produced annually in the economy
D
The money value of tangible goods available in the economy

Question 32Single Answer

National income is the

A
net national product at market price
B
net national product at factor cost
C
net domestic product at market price
D
net domestic product at factor cost

Question 33Single Answer

Chelliah Committee of 1992 deals with the overhauling of our

A
financial system
B
tax system
C
patents and copyrights
D
Public sector undertakings

Question 34Single Answer

During which Five Year Plan was the annual growth rate of National Income the lowest

A
2^nd plan
B
3^rd plan
C
5^th plan
D
6^th plan

Question 35Single Answer

When was the Constituent Assembly of India formed?

A
1946
B
1947
C
1948
D
1950

Question 36Single Answer

Which country holds the BRICS Chairmanship in 2026?

A
Brazil
B
Russia
C
China
D
India

Question 37Single Answer

What is the theme of India’s BRICS Chairmanship 2026?

A
Inclusive Growth for All
B
Sustainable Global Economy
C
One Earth One Future
D
Building for Resilience, Innovation, Cooperation and Sustainability

Question 38Single Answer

Where was the BRICS Foreign Ministers' Meeting held in May 2026?

A
Mumbai
B
Hyderabad
C
Bengaluru
D
New Delhi

Question 39Single Answer

Which summit on Artificial Intelligence was hosted by India in February 2026?

A
World AI Congress
B
AI Action Summit
C
India AI Impact Summit 2026
D
Global AI Forum

Question 40Single Answer

Where was the India AI Impact Summit 2026 organized?

A
Pragati Maidan, Delhi
B
Vigyan Bhawan, New Delhi
C
Bharat Mandapam, New Delhi
D
Hyderabad International Convention Centre

Computer Knowledge

Question 41Single Answer

Which Windows interface element typically appears to display information, a warning, an error message, or a request for confirmation?

A
Window
B
Pop-up menu
C
Message box
D
Taskbar

Question 42Single Answer

What is active desktop ?

A
a term that is synonymous with viewing your desktop as web page
B
a feature to customize your desktop to display informating you can update from the internet
C
both a and b above mentioned
D
A software
E
None of these

Question 43Single Answer

What is meant by an active window?

A
A window that is minimized
B
The window currently receiving user input
C
Any window currently open
D
The window opened first

Question 44Single Answer

What was America Online (AOL) primarily known for during the early popularization of consumer Internet access?

A
An online service providing Internet access and proprietary online content
B
A computer operating system
C
A spreadsheet application
D
A database management system

Question 45Single Answer

An application is

A
word processing, accounting and engineering programs are example of application programs
B
computer program designed to enable users to perform specific job functions
C
Both a and b above mentioned
D
a document
E
None of these

Question 46Single Answer

Which of the following programs enables you to calculate numbers related to rows and columns?

A
Window program
B
Spreadsheet program
C
Graphics program
D
Word program
E
None of these

Question 47Single Answer

The term Briefcase is used for

A
a special folder on the windows desktop used to keep documents up to date when shared between computers
B
a window that us currently open
C
A folder which keeps deleted, files for a while and can be retrieved from it
D
All of the above
E
None of these

Question 48Single Answer

In a graphical user interface, what is a button primarily used for?

A
Executing a command or initiating an action
B
Permanently storing data
C
Displaying the computer's IP address
D
Formatting a disk automatically

Question 49Single Answer

A channel (in windows terminology) is

A
a widely used online service that offers access to the internet
B
a specialized web site designed to work with the windows 98 subscribing feature to automatically download information from the internet and store it on your computer for later viewing
C
an area on the computer memory where text or graphics can be temporarily stored
D
All of the above
E
None of these

Question 50Single Answer

What does a checked checkbox generally indicate in a graphical user interface?

A
The associated option is enabled or selected
B
The application has closed
C
The file has been deleted
D
The computer is offline

Important Questions Package

PDC Bank Junior Officer Exam Online Question Bank Package

Buy PDC Bank Junior Officer Important Questions, MCQ, question answer in Hindi & English. It will help you to score high marks in PDC Bank Junior Officer question bank 2026 in Online, PDF & Print study material.

+ Free Monthly Current Affairs, GK & more PDF Download

Sr.	Package Name	Amount
1.	PDC Bank Junior Officer Exam - Hindi Description : 1000 Question with Answer	₹101 ~~[₹500]~~
2.	PDC Bank Junior Officer Exam - Hindi Description : 2000 Question with Answer	₹151 ~~[₹500]~~
3.	PDC Bank Junior Officer Exam - English Description : 1000 Question with Answer	₹101 ~~[₹500]~~
4.	PDC Bank Junior Officer Exam - English Description : 2000 Question with Answer	₹151 ~~[₹500]~~
5.	PDC Bank Junior Officer Exam - English Description : 3000 Question with Answer	₹181 ~~[₹500]~~
6.	PDC Bank Junior Officer Exam - Hindi Description : 1000 Question & Answer Download in PDF (Send by Email)	₹151 ~~[₹450]~~
7.	PDC Bank Junior Officer Exam - English Description : 1000 Question & Answer Download in PDF (Send by Email)	₹151 ~~[₹450]~~
8.	PDC Bank Junior Officer Exam Question Bank Book - Hindi Description : 1000 Question with Answer (Printed Material)	₹450 ~~[₹800]~~
9.	PDC Bank Junior Officer Exam Question Bank Book - English Description : 1000 Question with Answer (Printed Material)	₹390 ~~[₹600]~~

Computer Knowledge

Question 51Single Answer

The term classic style implies

A
you can click on an item to select it and double click on an item to open it
B
a folder options setting that tells double click on an item to open it
C
both a and b
D
font style
E
None of these

Question 52Single Answer

The term click implies

A
to quickly push and release the main mouse button when onscreen mouse pointer is positioned over the desired item
B
a button in a dialog box
C
to shut down or exit a dialog box
D
All of the above
E
None of these

Question 53Single Answer

What is the primary function of the Close button marked with an X on a window?

A
Minimize the window
B
Close the associated window or application
C
Maximize the window
D
Move the window

Question 54Single Answer

A command button

A
is a one in a dialog box such as open, close, exit OK or cancel that carries out a command
B
is a symbol that designates the position on the screen where text or codes will be inserted or deleted
C
is a sort on screen from where you can open and manages files and programs
D
is a small button with an X on it
E
None of these

Question 55Single Answer

What is smallest unit of the information?

A
A bit
B
A byte
C
A block
D
A nibble

Question 56Single Answer

A cursor is

A
to make a selection from the document from the document and duplicate it on the clipboard
B
a symbol that designated the position on the screen where text or codes will be inserted or deleted
C
pressing and holding the main mouse button
D
A button in a dialog box
E
None of these

Question 57Single Answer

What is a Database Management System (DBMS)?

A
A structured collection of data only
B
Software used to create, manage, retrieve, and update data in databases
C
A physical device for storing database backups
D
A programming language used only for calculations

Question 58Single Answer

The meaning of cut is

A
to take a selection from the document and move it to the clipboard
B
to cut a document in two unequal parts
C
to cut a document in two equal parts
D
Only b and c are correct

Question 59Single Answer

A setting or action predetermined by the program unless changed by the user is called as

A
pre - determined setting
B
user - setting
C
default
D
setting
E
None of these

Question 60Single Answer

The search back ground and main area of windows where you can open and manage files and programs is

A
wall paper
B
desktop
C
background
D
All of the above
E
None of these

Aptitude & Reasoning

Question 61Single Answer

How many such pairs of letters are there in the word ‘CLEANLINESS’ each of the which has as many letters between them in the word as they have in the English alphabet, in the same sequence?

A
Two
B
Three
C
Five
D
Four
E
None of these

Question 62Single Answer

Team A has scored more goals than Team B
Team C has scored fewer goals than Team B
Team A has scored fewer goals than Team C .
If the first two statements are true, the third statement is

A
True
B
False
C
Uncertain
D
None

Question 63Single Answer

If it is possible to make only one meaningful word with the second, the third, the sixth and the eight letters of the word FRAGMENT using each only once, which of the following will be the third letter of that word ? If no such word can be formed, give ‘X’ as the answer and if more than one such word can be formed, give ‘Y’ as the answer.

Question 64Single Answer

How many such letters are there in the word ORIENTAL each of which is as far away from the beginning of the word as when they are arranged alphabetically?

A
None
B
One
C
Two
D
Three
E
More than three

Question 65Single Answer

Passage :

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z .

Which letter in this alphabet is the eighth letter to the right of the letter and which is tenth letter to the left of the last but one letter of the alphabet ?

Question 66Single Answer

Passage :

Direction : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If the third alphabet of each of the words is changed to the next alphabet in the English alphabetical series, which of the following will form a meaningful English word?

A
SUM
B
BIG
C
Both BIG and THE
D
FOR
E
Both FOR and BIG

Question 67Single Answer

Passage :

Direction : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be second from the right ?

A
AND
B
FOR
C
THE
D
BIG
E
SUM

Question 68Single Answer

Passage :

Direction: The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If second alphabet in each of the words is changed to next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed ?

A
None
B
One
C
Two
D
Three
E
Four

Question 69Single Answer

Passage :

How many letters are there in the English alphabetical series between the second letter of the word which is second from the right and the second letter of the word which is second from the left of the given words?

A
Two
B
Five
C
Six
D
Nine
E
Three

Question 70Single Answer

Passage :

Direction: The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)

If in each of the given words, each of the consonant is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will no vowels appear?

A
None
B
One
C
Two
D
Three
E
More than three

Question 71Single Answer

The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?

A
51:52
B
52:53
C
51:53
D
52:55

Question 72Single Answer

Which of the following numbers is irrational ?

A
√49
B
0.125
C
√2
D
22/7

Question 73Single Answer

356 x 936 – 356 x 836 = ?

A
35600
B
34500
C
9630
D
93600

Question 74Single Answer

Arrange in descending order: 5/8, 7/10, 3/4

A
3/4 > 7/10 > 5/8
B
7/10 > 3/4 > 5/8
C
3/4 > 5/8 > 7/10
D
5/8 > 7/10 > 3/4

Question 75Single Answer

What is (3^{^}{4} times 9^{^}{2}) ?

A
3⁶
B
3⁸
C
3¹⁰
D
9⁶

Question 76Single Answer

If 3⁴X^-2 = 729, then find the value of X.

Question 77Single Answer

Convert 0.6 into fraction ?

A
3/5
B
2/3
C
4/5

Question 78Single Answer

The no. plate of a bus had peculiarity. The bus number was a perfect square. It was also a perfect square when the plate numbers were reversed. The bus company had only five hundred buses numbered from 1 to 500. What was the number ?

A
169
B
36
C
196
D
Can not say

Question 79Single Answer

Passage :

information given below and answer the question that follow.
The result of an exam is given below. Out of 1000 students who appeared
(i) 658 failed in Physics
(ii) 166 failed in Physics and Chemistry
(iii) 372 failed in Chemistry, 434 failed in Physics and Maths
(iv) 590 failed in Maths, 126 failed in Maths & Chemistry
Find the number of people who failed in (assuming that none is passed in all subjects.

We have the following equations:
a+ b + c + d + e + f + g = 1000
a + b + d + e = 658, b + d = 166
b + d + c + f = 372
d + e = 434 as in the figure.
d + e + f + g = 590, d + f = 126. Find the values

Chemistry but not in Physics.

A
318
B
198
C
213
D
206

Question 80Single Answer

Passage :

Direction: information given below and answer the question that follow.
The result of an exam is given below. Out of 1000 students who appeared
(i) 658 failed in Physics
(ii) 166 failed in Physics and Chemistry
(iii) 372 failed in Chemistry, 434 failed in Physics and Maths
(iv) 590 failed in Maths, 126 failed in Maths & Chemistry
Find the number of people who failed in (assuming that none is passed in all subjects.

We have the following equations:
a+ b + c + d + e + f + g = 1000
a + b + d + e = 658, b + d = 166
b + d + c + f = 372
d + e = 434 as in the figure.
d + e + f + g = 590, d + f = 126. Find the values

Physics or Maths but not in Chemistry.

A
558
B
718
C
628
D
None of these

Agriculture & Rural Development

Question 81Single Answer

What is the primary purpose of agriculture?

A
To produce energy
B
To cultivate crops and rear animals for food, fiber, and other products
C
To develop urban areas
D
To promote tourism

Question 82Single Answer

Which of the following is a major component of agriculture?

A
Manufacturing
B
Information technology
C
Horticulture
D
Real estate

Question 83Single Answer

Agriculture is often referred to as the backbone of which economy?

A
Industrial economy
B
Service economy
C
Rural economy
D
Urban economy

Question 84Single Answer

What is subsistence farming?

A
Farming for commercial purposes
B
Farming primarily for household consumption
C
Farming using advanced technology
D
Farming with a focus on exports

Question 85Single Answer

Which of the following is NOT a type of agriculture?

A
Organic farming
B
Aquaculture
C
Non-agricultural farming
D
Precision farming

Question 86Single Answer

When did agriculture first begin?

A
Around 1000 BC
B
Around 10,000 BC
C
During the Industrial Revolution
D
In the 18th century

Question 87Single Answer

What is the significance of the Agricultural Revolution?

A
It marked the shift from hunting-gathering to settled farming
B
It led to the rise of industrialization
C
It resulted in urbanization
D
It caused a decline in population

Question 88Single Answer

Which civilization is known for its early agricultural practices?

A
Roman
B
Mesopotamian
C
Byzantine
D
Viking

Question 89Single Answer

Which crop was first domesticated in the Americas?

A
Rice
B
Wheat
C
Maize (corn)
D
Barley

Question 90Single Answer

What impact did the Green Revolution have on agriculture?

A
Decreased crop yields
B
Increased food production and introduction of high-yielding varieties
C
Elimination of traditional farming practices
D
Reduced use of technology

Question 91Single Answer

What is the definition of agriculture?

A
Industrial production of goods
B
Cultivation of crops and rearing of animals
C
Mining and extraction of minerals
D
Service-based economic activity

Question 92Single Answer

Which of the following is a primary activity of agriculture?

A
Food processing
B
Crop cultivation
C
Textile manufacturing
D
Retail marketing

Question 93Single Answer

Which branch of agriculture focuses on animal husbandry?

A
Livestock farming
B
Horticulture
C
Agronomy
D
Forestry

Question 94Single Answer

What is the meaning of horticulture?

A
Cultivation of field crops
B
Growing fruits vegetables and ornamental plants
C
Rearing of fish
D
Soil management

Question 95Single Answer

Which branch of agriculture deals with the cultivation of trees?

A
Silviculture
B
Pisciculture
C
Sericulture
D
Apiculture

Question 96Single Answer

What is sericulture?

A
Rearing of silkworms for silk production
B
Cultivation of flowers
C
Fish farming
D
Beekeeping

Question 97Single Answer

Which branch of agriculture involves beekeeping?

A
Apiculture
B
Aquaculture
C
Floriculture
D
Olericulture

Question 98Single Answer

What is the primary focus of pisciculture?

A
Crop production
B
Fish farming
C
Poultry farming
D
Dairy farming

Question 99Single Answer

Which of the following is Not a branch of agriculture?

A
Agronomy
B
Horticulture
C
Textile manufacturing
D
Forestry

Question 100Single Answer

What is the role of agriculture in the Indian economy?

A
Contributes minimally to GDP
B
Provides employment to a large population
C
Focuses only on exports
D
Excludes livestock rearing

Back to Exam

Latest PDC Bank Junior Officer Exam Question (Objective Questions), MCQ in English

Banking & Co-operation

General Awareness

Computer Knowledge

PDC Bank Junior Officer Exam Online Question Bank Package

Computer Knowledge

Aptitude & Reasoning

Agriculture & Rural Development

Quick View