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Latest Pune Peoples Cooperative Bank Clerk Exam Question (Objective Questions), MCQ in English
Subjects : Banking & Cooperative Banking, Marathi Language, English Language, General Knowledge & Awareness, Mathematics & Logical Reasoning
Question Bank Pune Peoples Cooperative Bank Clerk Exam - English
Banking & Cooperative Banking
Q 1 :
Which if the following is TRUE about the meaning of a bank?
A.It is a financial establishment
B.It acts like a financial intermediary
C.It accepts deposits from the public
D.It provides safe locker facility
E.All the above
Q 2 :
Which of the following is NOT true about the functioning of a bank ?
A.A bank should always add the word “bank” to its name.
B.They include general utility services and agency services.
C.A bank is a non-profit organization having service oriented approach.
D.A bank acts as a connecting link between borrowers and lenders of money.
E.A bank lends out money in the form of loans to those who require it for different purposes.
Q 3 :
Which of the following is NOT a banking service?
A.Issuance of debit and credit cards
B.Providing safe custody of valuable items
C.ATM services
D.Provision for higher interest rates to the accounts held by women
E.Online transfer of funds across the globe
Q 4 :
The definition of Banking is given in which of the following ACTs?
A.Negotiable Instrument Act 1881
B.Reserve Bank of India (RBI) Act 1934
C.Banking Regulation Act 1949
D.Company Act 1956
E.None of the above
Q 5 :
Banks in India are regulated by :
A.The Reserve Bank of India Act,1934
B.The Banking regulation Act,1949
C.The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
D.The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
E.None of the above
Q 6 :
Which of the following terms is used in Banking field ?
A.Zero Hour
B.Input devices
C.Privilege motion
D.Sedimentary
E.Invest rate swap
Q 7 :
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
A.Investment Banking
B.Core Banking
C.Mobile Banking
D.National Banking
E.Specialized Banking
Q 8 :
Which of the following is necessary while opening deposit account in banks ?
A.Will
B.Registration
C.Nomination
D.Indemnity
E.Guarantee
Q 9 :
Which of the following is not banking term?
A.Letter of credit
B.MIBOR
C.Factoring services
D.Entry load
E.None of the above
Q 10 :
Systematic investment plans relates to:
A.Mutual Funds
B.Life Insurance Companies
C.Commercial Banks
D.Post office saving schemes
E.None of the above
Q 11 :
is the primary function of a bank?
A.To provide insurance
B.To accept deposits and make loans
C.To invest in the stock market
D.To manage real estate
Q 12 :
type of bank primarily deals with individuals and small businesses?
A.Commercial bank
B.Central bank
C.Investment bank
D.Cooperative bank
Q 13 :
is a central bank?
A.A bank that offers loans to small businesses
B.A financial institution that manages a country’s currency and monetary policy
C.A bank that operates on a cooperative model
D.A bank that provides international services
Q 14 :
is a fixed deposit?
A.A deposit that can be withdrawn anytime
B.A long-term deposit that earns a fixed interest rate
C.A type of loan
D.A deposit used for daily transactions
Q 15 :
of the following is NOT a function of banks?
A.Issuing currency
B.Providing loans
C.Conducting trade
D.Safekeeping of valuables
Q 16 :
is meant by ‘liquidity’ in banking?
A.The ability to convert assets into cash quickly
B.The amount of deposits in a bank
C.The profit earned by the bank
D.The loans given by the bank
Q 17 :
type of bank primarily engages in underwriting and advisory services?
A.Commercial bank
B.Central bank
C.Investment bank
D.Cooperative bank
Q 18 :
of the following is a feature of a savings account?
A.Higher interest rates than fixed deposits
B.Limited withdrawals
C.Interest earned on the balance
D.No access to funds
Q 19 :
bank is responsible for regulating the money supply and interest rates in an economy?
A.Commercial bank
B.Cooperative bank
C.Central bank
D.Investment bank
Q 20 :
does the term ‘NPA’ stand for in banking?
A.Non-Performing Asset
B.National Payment Authority
C.Non-Personal Account
D.National Bank Association
Q 21 :
type of bank is owned and operated by its members?
A.Commercial bank
B.Investment bank
C.Cooperative bank
D.Central bank
Q 22 :
is the primary purpose of a commercial bank?
A.To provide agricultural loans
B.To facilitate international trade
C.To make profit through interest on loans and fees
D.To promote cooperative movements
Q 23 :
type of account typically offers higher interest rates but has limited access to funds?
A.Current account
B.Savings account
C.Fixed deposit account
D.Recurring deposit account
Q 24 :
of the following is a primary source of income for banks?
A.Service fees
B.Interest on loans
C.Investments in stocks
D.All of the above
Q 25 :
is the main role of a bank manager?
A.To lend money
B.To manage the bank's operations and ensure profitability
C.To supervise customers
D.To train new employees
Marathi Language
Q 26 :
'अच्छा' शब्दाचा विरुद्धार्थी कोणता शब्द आहे ?
A. खराब
B. सुंदर
C. प्रेम
D. धन्यवाद
Q 27 :
'सुन्दर' शब्दाचा समानार्थी कोणता शब्द आहे ?
A. बुद्धिमता
B. खराब
C. प्रसन्न
D. भयानक
Q 28 :
'स्नेह' शब्दाचा विरुद्धार्थी कोणता शब्द आहे ?
A. द्वेष
B. आक्रोश
C. असहमत
D. समझौता
Q 29 :
'उदास' शब्दाचा समानार्थी कोणता शब्द आहे ?
A. आनंदी
B. निराश
C. प्रसन्न
D. उत्साही
Q 30 :
'अद्य' शब्दाचा समानार्थी कोणता शब्द आहे ?
A. कल
B. पुन्हा
C. आज
D. अब
Q 31 :
पुढील शब्दाच्या कोणत्या भागाने "नामपद" शब्द सांगा?
A. प्रयोगपद
B. सर्वनाम
C. क्रियापद
D. विशेषण
Q 32 :
"आपल्या शिक्षकाने आमच्या विद्यालयातील पुस्तकांना सुंदर नाम" - या वाक्यात, कोणत्या शब्दाच्या भागाने "नाम" असा अर्थ आहे?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
Q 33 :
"रामला आपलं पुस्तकाचं अंगूठ नकलायला आहे" - या वाक्यात, कोणत्या शब्दाच्या भागाने "पुस्तकाचं" असा अर्थ आहे ?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
Q 34 :
"तुम्ही आपल्या मित्राला काय प्रेम करता?" - या वाक्यात, कोणत्या शब्दाच्या भागाने "मित्राला" असा अर्थ आहे ?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
Q 35 :
"सर्व विद्यार्थ्यांना आवश्यक गोड अभ्यास करावा" - या वाक्यात, कोणत्या शब्दाच्या भागाने "विद्यार्थ्यांना" असा अर्थ आहे ?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
Q 36 :
"उपास्य देवतांच्या पूजेसाठी फूल घालता येतात" - या वाक्यात, कोणत्या शब्दाच्या भागाने "उपास्य" असा अर्थ आहे ?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
Q 37 :
"रामाने गुलाब लावलं" - या वाक्यात, कोणत्या शब्दाच्या भागाने "रामाने" असा अर्थ आहे ?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
Q 38 :
"माझ्या आवडत्या पुस्तकात सर्व वस्तूंची फोटो आहे" - या वाक्यात, कोणत्या शब्दाच्या भागाने "माझ्या" असा अर्थ आहे ?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
Q 39 :
"हा पुस्तक तुम्हाला किती आवडला?" - या वाक्यात, कोणत्या शब्दाच्या भागाने "तुम्हाला" असा अर्थ आहे ?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
Q 40 :
"माझ्या आवडत्या फुलाच्या रंगात तुम्ही त्याचा उपयोग कसा करता?" - या वाक्यात, कोणत्या शब्दाच्या भागाने "तुम्ही" असा अर्थ आहे ?
A. सर्वनाम
B. क्रियापद
C. विशेषण
D. नामपद
General Knowledge & Awareness
Q 41 :
Yojna a weekly journal
A.Ministry of Finance
B.Ministry of Information and Broadcastin
C.Ministry of Rural Development
D.Planning Commission
Q 42 :
Kurukshetra a journal on rural development is published by
A.Ministry of Finance
B.Ministry of Information and Broadcastin
C.Ministry of Rural Development
D.Planning Commission
Q 43 :
Devaluation of a currency means
A.Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
B.Reduction in the value of a currency vis-à-vis major internationally traded currencies
C.Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
D.Permitting the currency to seek its worth in the international market
Q 44 :
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
1. a large number of farmers are illiterate and know little about scientific agriculture
2. prices of primary products are lower than those of manufactured products
3. Investments in agriculture has been low when compared to investment in industry
A.1 and 3
B.2 and 3
C.1 and 2
D.1,2 and 3
Q 45 :
Which of the following programmes aims at the promotion of savings among rural women
A.Rashtriya Mahila Kosh
B.Indira Mahila Yojna
C.Jawahar Rozgar Yojna
D.Mahila Samridhi Yojna
Q 46 :
On which date is Maharashtra Day celebrated ?
A.May 1
B.May 2
C.May 3
D.May 4
Q 47 :
On which date is Shivaji Maharaj's birth anniversary celebrated ?
A.February 19
B.February 20
C.February 2
D.February 22
Q 48 :
On which date is Chhatrapati Shivaji Maharaj Jayanti celebrated ?
A.February 19
B.February 20
C.February 21
D.February 22
Q 49 :
On which date is Dr. Babasaheb Ambedkar Jayanti celebrated ?
A.April 14
B.April 15
C.April 16
D.April 17
Q 50 :
On which date is Maharashtra Rajya Sthapana Divas celebrated ?
A.May 1
B.May 2
C.May 3
D.May 4
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Pune Peoples Cooperative Bank Clerk Exam Question Bank Book - English
When was the Constituent Assembly of India formed?
A.1946
B.1947
C.1948
D.1950
Q 60 :
What is the lithosphere composed of ?
A.Water and gases
B.Rocks and minerals
C.Living organisms
D.Air and gases
Q 61 :
World AIDS Day is observed annually on December 1 to raise awareness about HIV/AIDS. Which theme was adopted for World AIDS Day 2025?
A.Ending the HIV Epidemic
B.Know Your Status
C.My Health, My Right
D.Zero Discrimination
Q 62 :
India has been re-elected to the International Maritime Organisation (IMO) Council for the 2025-26 biennium. In which category did India secure the highest votes?
A.Category B (Economic Influence)
B.Category A (Major Maritime States)
C.Category C (Geographical Representation)
D.Observer Category
Q 63 :
The Samudrayaan project, India's first manned deep-sea mission, faced delays in 2025 due to issues with components from which country?
A.United States
B.Russia
C.France
D.Japan
Q 64 :
According to the Lowy Institute's Asia Power Index 2025, India has risen to which position in Asia?
A.3rd
B.2nd
C.1st
D.4th
Q 65 :
Kashi Tamil Sangamam (KTS) 4.0 is scheduled to begin on December 2, 2025. Which ministry is hosting this event to strengthen cultural ties between Tamil Nadu and Varanasi?
A.Ministry of Culture
B.Ministry of Education
C.Ministry of Tourism
D.Ministry of External Affairs
English Language
Q 66 :
I go to Madurai by —– Vaigai Express
A.a
B.an
C.some
D.the
Q 67 :
Have the car stolen!
A.Steal the car
B.You should have the stolen car
C.Get someone to steal the car
D.They have stolen the car
Q 68 :
The payment was collected by the hardworking salesman.
A.The hardworking salesman collected the payment.
B.the salesman who worked heard was able to collect the payment.
C.to collect the payment the salesman had to work hard.
D.The hardworking salesman was able to collect the payment.
Q 69 :
I had to stop all my work to complete this project.
A.All other work had to be stopped to complete this project by me
B.For completing this project all other work must be stopped
C.For completing this project I had to stop all my work
D.To complete this project all other work had been stopped by me
Q 70 :
They have published the names of all the successful candidates.
A.The candidates who have succeeded their names they had published.
B.The names of all the successful candidates have been published by them
C.The candidates who have succeeded their names have been published by them.
D.The names of all the successful candidate were published by them.
Q 71 :
The Finance Department has ……………a centralized online databank system for all statutory government bodies to …………an eye on their assets and liabilities.
A. presented , stay
B.introduced , keep
C.announce , make
D.created , let
E.proclaimed , hold
Q 72 :
Assets
A.liabilities
B.responsibilities
C.estates
D.profits
Q 73 :
Affidavit
A. Affirmation
B.Slander
C.Oath
D.Testimony
Q 74 :
Hollow
A.Alveolate
B.Cleft
C. Cavernous
D.Solid
Q 75 :
Cosset
A.Ignoreb
B.Close
C.Caress
D.Fondle
Mathematics & Logical Reasoning
Q 76 :
According to the passage, what is the main purpose of data protection laws ?
A.To ensure that foreign countries invest in research for drugs to treat diseases like TB
B.To attract Indian scientists back to the country
C.To prevent misuse of research to make profit by competing companies
D.To make clinical trials more acceptable to the public
E.None of these
Q 77 :
‘Gram’ is relatd to ‘Mass’ in the same way as ‘Centimetre’ is related to
A.Area
B.Volume
C.Length
D.Sound
E.Energy
Q 78 :
'Mustard' is related to 'Seed' in the same way as 'Carrot' is related to
A.Fruit
B.Stem
C.Flower
D.Root
E.None of these
Q 79 :
Given Set : (6, 15, 28)
A.(50,59,71)
B.(46, 56, 66)
C.(60, 69, 72)
D.(60, 69, 82)
E.None of these
Q 80 :
Given Set : (81, 77, 69)
A.(56, 52, 44)
B.(64, 61, 53)
C.(92, 88, 79)
D.(75, 71, 60)
E.None of these
Q 81 :
The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?
A.51:52
B.52:53
C.51:53
D.52:55
Q 82 :
Which of the following numbers is irrational ?
A.√49
B.0.125
C.√2
D.22/7
Q 83 :
356 x 936 – 356 x 836 = ?
A.35600
B.34500
C.9630
D.93600
Q 84 :
Arrange in descending order: 5/8, 7/10, 3/4
A.3/4 > 7/10 > 5/8
B.7/10 > 3/4 > 5/8
C.3/4 > 5/8 > 7/10
D.5/8 > 7/10 > 3/4
Q 85 :
What is (3^{4} times 9^{2}) ?
A.36
B.38
C.310
D.96
Q 86 :
If 34X-2 = 729, then find the value of X.
A.4
B.3
C.2
D.5
Q 87 :
Convert 0.6 into fraction ?
A.3/5
B.2/3
C.4/5
Q 88 :
The no. plate of a bus had peculiarity. The bus number was a perfect square. It was also a perfect square when the plate numbers were reversed. The bus company had only five hundred buses numbered from 1 to 500. What was the number ?
A.169
B.36
C.196
D.Can not say
Q 89 :
If a and b are positive integers, such that ab = 125, then (a-b)a+b-4 = ?
A.16
B.25
C.28
D.30
Q 90 :
If x*y = x2 + y2 – xy, then value of 9*11 is
A.93
B.103
C.60.5
D.121
Q 91 :
Which is greater ?
A.15/16
B.17/18
C.Equal
D.Cannot compare
Q 92 :
If sum of two numbers is 42 and their product is 437, then find their difference.
A.3
B.4
C.5
D.7
Q 93 :
Write the 44000 in Roman numerals
A.XLI
B.XLVI
C.XLIV
D.XLVIC
Q 94 :
Convert 0.0909… into fraction ?
A.1/11
B.9/11
C.1/9
D.9/10
Q 95 :
What is (98 times 102) ?
A.9996
B.10000
C.10096
D.10196
Q 96 :
What is the next number in the series: 2, 4, 6, 8, ?
A.9
B.11
C.10
D.12
Q 97 :
What comes next in the series: A, B, C, D, ?
A.F
B.E
C.G
D.H
Q 98 :
What is the missing number in the series: 1, 4, 9, 16, ?
A.20
B.36
C.30
D.25
Q 99 :
What follows in the series: 3, 6, 9, 12, ?
A.13
B.15
C.14
D.16
Q 100 :
What is the next term in the series: J, F, M, A, ?
