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Objective Questions

Latest Sangli DCC Junior Assistant Exam Question (Objective Questions), MCQ in English

Subjects : Knowledge of Co-operation, General Knowledge, Knowledge of Banking, Knowledge of English Language, Computer & Information Technology, Reasoning & Quantitative Aptitude (IQ), Knowledge of Marathi Language

Question Bank Sangli DCC Junior Assistant Exam - English
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General Knowledge

Question 1Single Answer
Yojna a weekly journal
  1. A
    Ministry of Finance        
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 2Single Answer
In ruby laser, the stimulated emission is due to transition from
  1. A
    metastable state to any lower state
  2. B
    any higher state of lower state
  3. C
    metastable state to ground state
  4. D
    any higher state to ground state
Question 3Single Answer
10-6 M NaOH is diluted 100 times. The pH of the diluted base is
  1. A
    between 7 and 8
  2. B
    between 5 and 6
  3. C
    between 6 and 7
  4. D
    between 10 and 11
Question 4Single Answer
The respiratory quotient during cellular respiration would depend on
  1. A
    the nature of enzymes involved
  2. B
    the nature of the substrate
  3. C
    the amount of carbon dioxide released
  4. D
    the amount of oxygen utilised
Question 5Single Answer
On which date is Maharashtra Day celebrated ?
  1. A
    May 1
  2. B
    May 2
  3. C
    May 3
  4. D
    May 4
Question 6Single Answer

"Who said, 'India was a parrot unto itself'?

  1. A
    Malik Muhammad Joyce
  2. B
    Raskhan
  3. C
    Rich Khusrow
  4. D
    Rich Hasan
Question 7Single Answer
Which is the national game of Bhutan ?
  1. A
    badminton
  2. B
    basketball
  3. C
    football
  4. D
    archery
Question 8Single Answer
When was the Constituent Assembly of India formed?
  1. A
    1946
  2. B
    1947
  3. C
    1948
  4. D
    1950
Question 9Single Answer
What is the lithosphere composed of ?
  1. A
    Water and gases
  2. B
    Rocks and minerals
  3. C
    Living organisms
  4. D
    Air and gases
Question 10Single Answer
Which country holds the BRICS Chairmanship in 2026?
  1. A
    Brazil
  2. B
    Russia
  3. C
    China
  4. D
    India

Knowledge of Co-operation

Question 11Single Answer
What is the fundamental objective of a cooperative organization?
  1. A
    Mutual economic benefit of members through collective action
  2. B
    Maximization of profit for external investors
  3. C
    Centralized state ownership of resources
  4. D
    Elimination of market competition
Question 12Single Answer
Which international organization formulated the widely accepted cooperative principles followed worldwide?
  1. A
    World Trade Organization
  2. B
    International Cooperative Alliance (ICA)
  3. C
    International Monetary Fund
  4. D
    United Nations Development Programme
Question 13Single Answer
Which of the following is the first ICA cooperative principle?
  1. A
    Cooperation among Cooperatives
  2. B
    Democratic Member Control
  3. C
    Concern for Community
  4. D
    Voluntary and Open Membership
Question 14Single Answer
The principle of Democratic Member Control is best reflected through which concept?
  1. A
    One share, one vote
  2. B
    One member, one vote
  3. C
    One director, multiple votes
  4. D
    Voting based on capital contribution
Question 15Single Answer
Which cooperative principle emphasizes member contribution to and democratic control over capital?
  1. A
    Education and Training
  2. B
    Concern for Community
  3. C
    Member Economic Participation
  4. D
    Open Membership
Question 16Single Answer
Which ICA principle requires cooperatives to remain self-governing and independent?
  1. A
    State Regulation
  2. B
    Democratic Participation
  3. C
    Social Ownership
  4. D
    Autonomy and Independence
Question 17Single Answer
Which cooperative principle focuses on developing skills and awareness among members?
  1. A
    Open Membership
  2. B
    Cooperation among Cooperatives
  3. C
    Education, Training and Information
  4. D
    Community Development Only
Question 18Single Answer
Which ICA principle encourages cooperative institutions to work together for greater effectiveness?
  1. A
    Voluntary Membership
  2. B
    Member Economic Participation
  3. C
    Autonomy and Independence
  4. D
    Cooperation among Cooperatives
Question 19Single Answer
Which cooperative principle reflects social responsibility toward sustainable development?
  1. A
    Capital Formation
  2. B
    Democratic Control
  3. C
    Open Membership
  4. D
    Concern for Community
Question 20Single Answer
Which characteristic distinguishes a cooperative enterprise from a capitalist enterprise?
  1. A
    Voting based on shareholding
  2. B
    Investor ownership dominance
  3. C
    Service motive over profit maximization
  4. D
    Capital-centered management
Question 21Single Answer
In a capitalist enterprise, decision-making power is generally based on?
  1. A
    Community representation
  2. B
    Equal membership rights
  3. C
    Ownership of capital
  4. D
    Government nomination only
Question 22Single Answer
Which economic system is primarily based on collective ownership by the state?
  1. A
    Cooperation
  2. B
    Socialism
  3. C
    Capitalism
  4. D
    Liberalism
Question 23Single Answer
Which economic philosophy combines self-help and mutual-help principles?
  1. A
    Mercantilism
  2. B
    Cooperation
  3. C
    Capitalism
  4. D
    Feudalism
Question 24Single Answer
Who are known as the pioneers of the modern cooperative movement?
  1. A
    Physiocrats
  2. B
    Fabian Socialists
  3. C
    Rochdale Pioneers
  4. D
    Mercantilists
Question 25Single Answer
In which year was the Rochdale Society of Equitable Pioneers established?
  1. A
    1818
  2. B
    1844
  3. C
    1861
  4. D
    1904
Question 26Single Answer
The Rochdale Pioneers established their cooperative society in which country?
  1. A
    Germany
  2. B
    England
  3. C
    France
  4. D
    Netherlands
Question 27Single Answer
Which feature of the Rochdale model became a foundation for modern cooperatives?
  1. A
    Absolute state control
  2. B
    Democratic governance and member participation
  3. C
    Shareholder supremacy
  4. D
    Monopoly trade rights
Question 28Single Answer
What was the primary objective of the Rochdale Pioneers?
  1. A
    Promoting colonial trade
  2. B
    Maximizing stock market returns
  3. C
    Providing quality goods at fair prices to members
  4. D
    Nationalizing industries
Question 29Single Answer
Which legislation provided a major boost to the cooperative movement in India?
  1. A
    Cooperative Credit Societies Act, 1904
  2. B
    Indian Councils Act, 1892
  3. C
    Government of India Act, 1919
  4. D
    Charter Act, 1833
Question 30Single Answer
The Cooperative Credit Societies Act of 1904 was primarily introduced to?
  1. A
    Regulate stock exchanges
  2. B
    Promote foreign investment
  3. C
    Provide institutional credit to rural people
  4. D
    Control agricultural prices

Knowledge of Banking

Question 31Single Answer
Under Section 5(b) of the Banking Regulation Act, 1949, banking is defined as accepting deposits of money from the public for which purpose?
  1. A
    Lending or investment, repayable on demand or otherwise, and withdrawable by cheque, draft, order or otherwise
  2. B
    Investment in equity markets only
  3. C
    Collection of taxes on behalf of government only
  4. D
    Granting loans exclusively to industries
Question 32Single Answer
According to Section 5(c) of the Banking Regulation Act, 1949, a banking company means which of the following?
  1. A
    Any company manufacturing financial software
  2. B
    Any company engaged exclusively in insurance business
  3. C
    Any company registered under the Partnership Act
  4. D
    Any company which transacts the business of banking in India
Question 33Single Answer
Which statutory amendment enabled wider application of the Banking Regulation Act to cooperative banks?
  1. A
    Banking Companies Act Amendment, 1956
  2. B
    Companies Amendment Act, 1988
  3. C
    Banking Laws (Application to Cooperative Societies) Act, 1965
  4. D
    Negotiable Instruments Amendment Act, 2002
Question 34Single Answer
Which feature distinguishes a demand deposit from a time deposit in banking operations?
  1. A
    Demand deposits are withdrawable without prior notice subject to account terms
  2. B
    Time deposits cannot earn interest
  3. C
    Demand deposits carry mandatory lock-in periods
  4. D
    Time deposits are maintained only by government departments
Question 35Single Answer
Which of the following accounts is categorized as a demand deposit account?
  1. A
    Fixed Deposit Account
  2. B
    Recurring Deposit Account
  3. C
    Tax Saving Deposit Account
  4. D
    Current Account
Question 36Single Answer
Which type of deposit account is generally designed for customers who wish to accumulate savings through periodic installments?
  1. A
    Recurring Deposit Account
  2. B
    Current Account
  3. C
    Cash Credit Account
  4. D
    Overdraft Account
Question 37Single Answer
Acceptance of deposits from the public is classified under which category of banking functions?
  1. A
    Utility function
  2. B
    Agency function
  3. C
    Primary function
  4. D
    Ancillary function only
Question 38Single Answer
Collection of cheques on behalf of customers is considered which type of banking function?
  1. A
    Credit creation function
  2. B
    Treasury management function
  3. C
    Agency service
  4. D
    Investment banking service
Question 39Single Answer
Which of the following activities represents an agency function of a bank?
  1. A
    Accepting term deposits
  2. B
    Discounting bills of exchange
  3. C
    Granting housing loans
  4. D
    Paying insurance premiums on customer instructions
Question 40Single Answer
The fundamental objective of a Basic Savings Bank Deposit Account (BSBDA) is to promote which banking goal?
  1. A
    Foreign exchange earnings
  2. B
    Corporate treasury expansion
  3. C
    Financial inclusion
  4. D
    Merchant banking services
Question 41Single Answer
Which facility is generally available in a Basic Savings Bank Deposit Account as per RBI guidelines?
  1. A
    Basic ATM or debit card access
  2. B
    Unlimited overdraft facility by default
  3. C
    International credit line
  4. D
    Demat trading facility
Question 42Single Answer
A Fixed Deposit differs from a Savings Account primarily because it is?
  1. A
    Withdrawable at any moment without conditions
  2. B
    Intended for a specified tenure
  3. C
    Used only by companies
  4. D
    Exempt from banking regulations
Question 43Single Answer
Which banking activity directly contributes to credit creation in the economy?
  1. A
    Accepting deposits only
  2. B
    Conducting government censuses
  3. C
    Printing currency notes
  4. D
    Lending a portion of mobilized deposits
Question 44Single Answer
Cooperative banks primarily operate on which organizational principle?
  1. A
    Mutual assistance among members
  2. B
    Monopoly ownership
  3. C
    Foreign direct investment control
  4. D
    Government department structure
Question 45Single Answer
Which category of deposit generally offers higher interest due to longer commitment of funds?
  1. A
    Current Deposit
  2. B
    Fixed Deposit
  3. C
    Cash Credit Account
  4. D
    Escrow Account
Question 46Single Answer
What is the principal purpose of a Current Account?
  1. A
    Frequent business transactions and liquidity
  2. B
    Long-term investment accumulation
  3. C
    Retirement planning only
  4. D
    Agricultural subsidy distribution only
Question 47Single Answer
Which of the following is generally not considered a primary banking function?
  1. A
    Collecting dividends for customers
  2. B
    Granting loans
  3. C
    Accepting deposits
  4. D
    Creating credit
Question 48Single Answer
In banking terminology, deposits repayable "on demand" imply what characteristic?
  1. A
    Repayment only after court approval
  2. B
    Repayment at maturity date only
  3. C
    Repayment exclusively through digital channels
  4. D
    Availability for withdrawal whenever permissible under account rules
Question 49Single Answer
Which account type is most suitable for a trader requiring numerous daily transactions?
  1. A
    Recurring Deposit Account
  2. B
    Current Account
  3. C
    Fixed Deposit Account
  4. D
    Tax Saving Deposit
Question 50Single Answer
The term "withdrawable by cheque, draft, order or otherwise" in the banking definition primarily emphasizes which feature?
  1. A
    Liquidity and transferability of deposits
  2. B
    Tax exemption status
  3. C
    Insurance coverage
  4. D
    Foreign ownership rights
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