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Latest SDCC Bank Junior Clerk Exam Question (Objective Questions), MCQ in English

Subjects : Mathematics, Banking and Cooperation, General Knowledge and Current Affairs, Agriculture and Rural Economy, English, Marathi, Computer and Information Technology, Reasoning

Question Bank Satara DCC Bank Junior Clerk Exam - English
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Mathematics

Question 1Single Answer
The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?
  1. A
    51:52
  2. B
    52:53
  3. C
    51:53
  4. D
    52:55
Question 2Single Answer
Which of the following numbers is irrational ?
  1. A
    √49
  2. B
    0.125
  3. C
    √2
  4. D
    22/7
Question 3Single Answer
356 x 936 – 356 x 836 = ?
  1. A
    35600  
  2. B
    34500
  3. C
    9630
  4. D
    93600
Question 4Single Answer
Arrange in descending order: 5/8, 7/10, 3/4
  1. A
    3/4 > 7/10 > 5/8
  2. B
    7/10 > 3/4 > 5/8
  3. C
    3/4 > 5/8 > 7/10
  4. D
    5/8 > 7/10 > 3/4
Question 5Single Answer
What is (3^{4} times 9^{2}) ?
  1. A
    36
  2. B
    38
  3. C
    310
  4. D
    96
     
Question 6Single Answer
Passage :
information given below and answer the question that follow.
The result of an exam is given below. Out of 1000 students who appeared
(i) 658 failed in Physics
(ii) 166 failed in Physics and Chemistry
(iii) 372 failed in Chemistry, 434 failed in Physics and Maths
(iv) 590 failed in Maths, 126 failed in Maths & Chemistry
Find the number of people who failed in (assuming that none is passed in all subjects.

We have the following equations:
a+ b + c + d + e + f + g = 1000
a + b + d + e = 658, b + d = 166
b + d + c + f = 372
d + e = 434 as in the figure.
d + e + f + g = 590, d + f = 126. Find the values
Chemistry but not in Physics.
  1. A
    318
  2. B
    198
  3. C
    213 
  4. D
    206
Question 7Single Answer
Passage :
Direction: information given below and answer the question that follow.
The result of an exam is given below. Out of 1000 students who appeared
(i) 658 failed in Physics
(ii) 166 failed in Physics and Chemistry
(iii) 372 failed in Chemistry, 434 failed in Physics and Maths
(iv) 590 failed in Maths, 126 failed in Maths & Chemistry
Find the number of people who failed in (assuming that none is passed in all subjects.

We have the following equations:
a+ b + c + d + e + f + g = 1000
a + b + d + e = 658, b + d = 166
b + d + c + f = 372
d + e = 434 as in the figure.
d + e + f + g = 590, d + f = 126. Find the values
Physics or Maths but not in Chemistry.
  1. A
    558   
  2. B
    718
  3. C
    628  
  4. D
    None of these
Question 8Single Answer
Passage :
For the next four question that follow:
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.

Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
 (x – 24) + (x – 7) + (x + 4) + (30 – x) + (36 – x) + (28 – x) + x = 92
→ x + 98 – 31 = 92
→ x = 92 – 67 = 25
What is the percentage of persons who read all the three papers ?
  1. A
    20%  
  2. B
    25%
  3. C
    30%  
  4. D
    40%
Question 9Single Answer
Passage :
For the next four : question that follow :
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.

Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
 (x – 24) + (x – 7) + (x + 4) + (30 – x) + (36 – x) + (28 – x) + x = 92
→ x + 98 – 31 = 92
→ x = 92 – 67 = 25
What is the percentage of persons who read only two papers?
  1. A
    19%  
  2. B
    31%
  3. C
    44%
  4. D
    None of these
Question 10Single Answer
Passage :
For the next four : question that follow :
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.

Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
(x – 24) + (x – 7) + (x + 4) + (30 – x) + (36 – x) + (28 – x) + x = 92
→ x + 98 – 31 = 92
→ x = 92 – 67 = 25
What is the percentage of persons who read only one paper ?
  1. A
    38% 
  2. B
    48%
  3. C
    51%  
  4. D
    None of these

Banking and Cooperation

Question 11Single Answer
is the primary function of a bank?
  1. A
    To provide insurance
  2. B
    To accept deposits and make loans
  3. C
    To invest in the stock market
  4. D
    To manage real estate
Question 12Single Answer
type of bank primarily deals with individuals and small businesses?
  1. A
    Commercial bank
  2. B
    Central bank
  3. C
    Investment bank
  4. D
    Cooperative bank
Question 13Single Answer
is a central bank?
  1. A
    A bank that offers loans to small businesses
  2. B
    A financial institution that manages a country’s currency and monetary policy
  3. C
    A bank that operates on a cooperative model
  4. D
    A bank that provides international services
Question 14Single Answer
is a fixed deposit?
  1. A
    A deposit that can be withdrawn anytime
  2. B
    A long-term deposit that earns a fixed interest rate
  3. C
    A type of loan
  4. D
    A deposit used for daily transactions
Question 15Single Answer
of the following is NOT a function of banks?
  1. A
    Issuing currency
  2. B
    Providing loans
  3. C
    Conducting trade
  4. D
    Safekeeping of valuables
Question 16Single Answer
is meant by ‘liquidity’ in banking?
  1. A
    The ability to convert assets into cash quickly
  2. B
    The amount of deposits in a bank
  3. C
    The profit earned by the bank
  4. D
    The loans given by the bank
Question 17Single Answer
type of bank primarily engages in underwriting and advisory services?
  1. A
    Commercial bank
  2. B
    Central bank
  3. C
    Investment bank
  4. D
    Cooperative bank
Question 18Single Answer
of the following is a feature of a savings account?
  1. A
    Higher interest rates than fixed deposits
  2. B
    Limited withdrawals
  3. C
    Interest earned on the balance
  4. D
    No access to funds
Question 19Single Answer
bank is responsible for regulating the money supply and interest rates in an economy?
  1. A
    Commercial bank
  2. B
    Cooperative bank
  3. C
    Central bank
  4. D
    Investment bank
Question 20Single Answer
does the term ‘NPA’ stand for in banking?
  1. A
    Non-Performing Asset
  2. B
    National Payment Authority
  3. C
    Non-Personal Account
  4. D
    National Bank Association
Question 21Single Answer
type of bank is owned and operated by its members?
  1. A
    Commercial bank
  2. B
    Investment bank
  3. C
    Cooperative bank
  4. D
    Central bank
Question 22Single Answer
is the primary purpose of a commercial bank?
  1. A
    To provide agricultural loans
  2. B
    To facilitate international trade
  3. C
    To make profit through interest on loans and fees
  4. D
    To promote cooperative movements
Question 23Single Answer
type of account typically offers higher interest rates but has limited access to funds?
  1. A
    Current account
  2. B
    Savings account
  3. C
    Fixed deposit account
  4. D
    Recurring deposit account
Question 24Single Answer
of the following is a primary source of income for banks?
  1. A
    Service fees
  2. B
    Interest on loans
  3. C
    Investments in stocks
  4. D
    All of the above
Question 25Single Answer
is the main role of a bank manager?
  1. A
    To lend money
  2. B
    To manage the bank's operations and ensure profitability
  3. C
    To supervise customers
  4. D
    To train new employees
Question 26Single Answer
banking term refers to the risk of a borrower not repaying a loan?
  1. A
    Liquidity risk
  2. B
    Interest rate risk
  3. C
    Credit risk
  4. D
    Market risk
Question 27Single Answer
type of bank provides financial services to government agencies?
  1. A
    Commercial bank
  2. B
    Investment bank
  3. C
    Central bank
  4. D
    Cooperative bank
Question 28Single Answer
of the following best describes a current account?
  1. A
    Offers no interest
  2. B
    Suitable for regular transactions
  3. C
    Can be overdrawn
  4. D
    All of the above
Question 29Single Answer
is ‘banking fraud’?
  1. A
    A legitimate banking transaction
  2. B
    Illegal activities to gain unauthorized access to bank funds
  3. C
    A term for loan default
  4. D
    A type of bank regulation
Question 30Single Answer
regulatory body oversees commercial banks in most countries?
  1. A
    International Monetary Fund (IMF)
  2. B
    Reserve Bank
  3. C
    World Bank
  4. D
    Securities Exchange Commission

General Knowledge and Current Affairs

Question 31Single Answer
Yojna a weekly journal
  1. A
    Ministry of Finance        
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 32Single Answer
Kurukshetra a journal on rural development is published by
  1. A
    Ministry of Finance 
  2. B
    Ministry of Information and Broadcastin
  3. C
    Ministry of Rural Development
  4. D
    Planning Commission
Question 33Single Answer
Devaluation of a currency means
  1. A
    Fixing the value of the currency in conjuction with the movement in the value of a basket of predetermined currencies
  2. B
    Reduction in the value of a currency vis-à-vis major internationally traded currencies
  3. C
    Fixing the value of currency in multilateral consultaion with the IMF the World Bank and major trading partners
  4. D
    Permitting the currency to seek its worth in the international market
Question 34Single Answer
In India rural incomes are generally lower than the urban incomes, which of the following reasons account for this
            1. a large number of farmers are illiterate and know little about scientific agriculture
            2. prices of primary products are lower than those of manufactured products
            3. Investments in agriculture has been low when compared to investment in industry
  1. A
    1 and 3
  2. B
    2 and 3
  3. C
    1 and 2
  4. D
    1,2 and 3
Question 35Single Answer
Which of the following programmes aims at the promotion of savings among rural women
  1. A
    Rashtriya Mahila Kosh
  2. B
    Indira Mahila Yojna
  3. C
    Jawahar Rozgar Yojna
  4. D
    Mahila Samridhi Yojna
Question 36Single Answer
Which day is observed on October 1, 2025 to promote elderly care and respect?
  1. A
    World Heart Day
  2. B
    International Day of Older Persons
  3. C
    World Habitat Day
  4. D
    International Coffee Day
Question 37Single Answer
Which international day is observed on October 1, 2025 to raise awareness about habitat and urban issues?
  1. A
    World Habitat Day
  2. B
    World Animal Day
  3. C
    International Day of Non-Violence
  4. D
    World Teachers' Day
Question 38Single Answer
India's first indigenous 5G mmWave module was developed by which organization on October 1, 2025?
  1. A
    DRDO
  2. B
    C-DOT
  3. C
    BEL
  4. D
    ISRO
Question 39Single Answer
The "PM Vishwakarma Scheme" was launched on October 1, 2025, targeting which group?
  1. A
    Farmers
  2. B
    Artisans and craftsmen
  3. C
    Students
  4. D
    Senior citizens
Question 40Single Answer
Which international day is observed on October 1, 2025, to honor Mahatma Gandhi?
  1. A
    Gandhi Jayanti
  2. B
    International Day of Non-Violence
  3. C
    World Peace Day
  4. D
    Human Rights Day

Agriculture and Rural Economy

Question 41Single Answer
What is the primary purpose of agriculture?
  1. A
    To produce energy
  2. B
    To cultivate crops and rear animals for food, fiber, and other products
  3. C
    To develop urban areas
  4. D
    To promote tourism
Question 42Single Answer
Which of the following is a major component of agriculture?
  1. A
    Manufacturing
  2. B
    Information technology
  3. C
    Horticulture
  4. D
    Real estate
Question 43Single Answer
Agriculture is often referred to as the backbone of which economy?
  1. A
    Industrial economy
  2. B
    Service economy
  3. C
    Rural economy
  4. D
    Urban economy
Question 44Single Answer
What is subsistence farming?
  1. A
    Farming for commercial purposes
  2. B
    Farming primarily for household consumption
  3. C
    Farming using advanced technology
  4. D
    Farming with a focus on exports
Question 45Single Answer
Which of the following is NOT a type of agriculture?
  1. A
    Organic farming
  2. B
    Aquaculture
  3. C
    Non-agricultural farming
  4. D
    Precision farming
Question 46Single Answer
When did agriculture first begin?
  1. A
    Around 1000 BC
  2. B
    Around 10,000 BC
  3. C
    During the Industrial Revolution
  4. D
    In the 18th century
Question 47Single Answer
What is the significance of the Agricultural Revolution?
  1. A
    It marked the shift from hunting-gathering to settled farming
  2. B
    It led to the rise of industrialization
  3. C
    It resulted in urbanization
  4. D
    It caused a decline in population
Question 48Single Answer
Which civilization is known for its early agricultural practices?
  1. A
    Roman
  2. B
    Mesopotamian
  3. C
    Byzantine
  4. D
    Viking
Question 49Single Answer
Which crop was first domesticated in the Americas?
  1. A
    Rice
  2. B
    Wheat
  3. C
    Maize (corn)
  4. D
    Barley
Question 50Single Answer
What impact did the Green Revolution have on agriculture?
  1. A
    Decreased crop yields
  2. B
    Increased food production and introduction of high-yielding varieties
  3. C
    Elimination of traditional farming practices
  4. D
    Reduced use of technology
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