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Question for TMB SCSE - Quiz / Questions / MCQ in English

Last Update on : October 10, 2026

Duration: 120 Β· Questions: 150 Β· Max Marks: 150

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To boost your performance in TMB SCSE exam, practice each question regularly and with focus. Every question tests your subject understanding, so solve them one at a time. Taking a quiz improves your speed and accuracy. Practicing topic-wise MCQs. Students benefit greatly from reviewing questions with answer keys, which help clarify concepts and strengthen Questions knowledge for success in TMB SCSE exams.

Latest TMB SCSE Exam Question (Objective Questions), MCQ in English

Subjects : General Banking, Reasoning & Computer Aptitude, Quantitative Aptitude, English Language, General AwarenessGeneral Awareness, General Awareness

Question Bank TMB SCSE Exam - English

General Banking

Q 1 :
What does the term "ATM" stand for in banking ?
  1. A.Automated Teller Machine
  2. B.Advanced Transaction Module
  3. C.Automatic Transfer Mechanism
  4. D.All - Time Money
Q 2 :
What is the primary purpose of a savings account ?
  1. A.To earn high interest
  2. B.To facilitate daily transactions
  3. C.To save money for long - term goals
  4. D.To invest in the stock market
Q 3 :
What does "FDIC" stand for in the context of banking ?
  1. A.Federal Deposit Insurance Corporation
  2. B.Financial Data and Information Center
  3. C.Foreign Direct Investment Commission
  4. D.Federal Debt and Income Calculation
Q 4 :
Which of the following is a common feature of a checking account ?
  1. A.High - interest rates
  2. B.Limited withdrawals
  3. C.Overdraft protection
  4. D.Fixed maturity date
Q 5 :
What is the primary function of a central bank in a country ?
  1. A.Issuing currency
  2. B.Providing loans to individuals
  3. C.Managing credit card transactions
  4. D.Offering mortgage services
Q 6 :
Which document serves as evidence of ownership in a publicly traded company ?
  1. A.Debit card
  2. B.Savings passbook
  3. C.Stock certificate
  4. D.Credit report
Q 7 :
What is the primary purpose of a cashier's check ?
  1. A.Personal savings
  2. B.Business transactions
  3. C.Large purchases
  4. D.Safe deposit box rental
Q 8 :
What is the purpose of the SWIFT code in international banking ?
  1. A.Identifying a specific bank
  2. B.Verifying customer identity
  3. C.Authorizing transactions
  4. D.Calculating interest rates
Q 9 :
What does the term "KYC" stand for in banking ?
  1. A.Know Your Customer
  2. B.Keep Your Cards
  3. C.Key Yield Calculation
  4. D.Kindly Yield Credits
Q 10 :
Which type of account typically offers the highest interest rates ?
  1. A.Checking account
  2. B.Savings account
  3. C.Certificate of Deposit (CD)
  4. D.Money market account
Q 11 :
What is the purpose of a bank statement ?
  1. A.To advertise banking services
  2. B.To inform customers about new policies
  3. C.To provide a summary of account transactions
  4. D.To request a loan
Q 12 :
Which financial institution is typically member - owned and operated for the benefit of its members ?
  1. A.Commercial bank
  2. B.Investment bank
  3. C.Credit union
  4. D.Central bank
Q 13 :
What is the primary function of a wire transfer ?
  1. A.To withdraw cash from an ATM
  2. B.To transfer funds electronically between banks
  3. C.To apply for a loan
  4. D.To open a new account
Q 14 :
What is the purpose of the Federal Reserve in the United States ?
  1. A.Issuing currency
  2. B.Regulating banks and monetary policy
  3. C.Providing loans to consumers
  4. D.Managing international trade
Q 15 :
What does the term "collateral" refer to in banking ?
  1. A.Bank employees
  2. B.Security for a loan
  3. C.Credit score
  4. D.Checking account balance
Q 16 :
What is the main function of a credit score ?
  1. A.Determining eligibility for loans and credit
  2. B.Monitoring personal expenses
  3. C.Managing savings accounts
  4. D.Issuing credit cards
Q 17 :
Which financial instrument represents a debt owed by the issuer to the bond holder ?
  1. A.Stock
  2. B.Certificate of Deposit (CD)
  3. C.Bond
  4. D.Mutual fund
Q 18 :
What is the purpose of the Dodd - Frank Wall Street Reform and Consumer Protection Act ?
  1. A.Promoting stock market speculation
  2. B.Regulating credit unions
  3. C.Preventing another financial crisis
  4. D.Encouraging risky banking practices
Q 19 :
Which of the following is NOT a type of risk associated with banking ?
  1. A.Credit risk
  2. B.Inflation risk
  3. C.Savings risk
  4. D.Operational risk
Q 20 :
What does the term "liquidity" refer to in banking ?
  1. A.The ability to convert assets into cash
  2. B.High - interest rates on loans
  3. C.Long - term financial stability
  4. D.The total value of a bank's assets
Q 21 :
In banking, what is the purpose of a safety deposit box ?
  1. A.Storing cash
  2. B.Safekeeping important documents and valuables
  3. C.Opening a new account
  4. D.Applying for a credit card
Q 22 :
What is the role of the FDIC in the United States banking system ?
  1. A.Setting interest rates
  2. B.Regulating credit unions
  3. C.Insuring deposits in member banks
  4. D.Managing international trade agreements
Q 23 :
Which financial institution is responsible for implementing monetary policy in the Eurozone ?
  1. A.Federal Reserve (U.S.)
  2. B.European Central Bank (ECB)
  3. C.Bank of England
  4. D.Reserve Bank of India
Q 24 :
What is the purpose of the Bank Secrecy Act (BSA) in the United States ?
  1. A.Promoting transparency in banking transactions
  2. B.Encouraging off shore banking
  3. C.Allowing anonymous bank accounts
  4. D.Regulating stock exchanges
Q 25 :
What does the term "ACH" stand for in banking ?
  1. A.Automated Clearing House
  2. B.Account Checking History
  3. C.Annual Credit History
  4. D.Asset Control Hub
Q 26 :
What is the primary purpose of the Basel III framework in banking ?
  1. A.Encouraging high - risk lending
  2. B.Regulating crypto currency transactions
  3. C.Enhancing bank capital requirements and liquidity
  4. D.Facilitating international trade
Q 27 :
What is the purpose of a notary public in banking ?
  1. A.Providing financial advice
  2. B.Witnessing and verifying signatures on legal documents
  3. C.Managing investment portfolios
  4. D.Offering mortgage services
Q 28 :
What does the term "ACH transfer" refer to in banking ?
  1. A.Automated Clearing House transfer
  2. B.Account Closure Handling
  3. C.Annual Checking History transfer
  4. D.Asset Control Hub transfer
Q 29 :
Which of the following is a characteristic of a money market account ?
  1. A.High liquidity
  2. B.Fixed maturity date
  3. C.High - interest rates on loans
  4. D.Risky investment options
Q 30 :
Which of the following is NOT a primary objective of the Reserve Bank of India (RBI) ?
  1. A.To maintain price stability
  2. B.To promote financial stability
  3. C.To facilitate economic growth
  4. D.To manage the exchange rate
Q 31 :
The RBI is the central bank of India and is responsible for :
  1. A.Issuing currency
  2. B.Regulating banks
  3. C.Managing government finances
  4. D.All of the above
Q 32 :
The RBI's monetary policy is aimed at :
  1. A.Controlling inflation
  2. B.Maintaining stable interest rates
  3. C.Managing the exchange rate
  4. D.All of the above
Q 33 :
The RBI's fiscal policy is aimed at :
  1. A.Managing government spending and taxation
  2. B.Achieving economic growth
  3. C.Promoting employment
  4. D.All of the above
Q 34 :
The RBI's regulatory framework is aimed at :
  1. A.Protecting depositors
  2. B.Ensuring the stability of the financial system
  3. C.Promoting financial inclusion
  4. D.All of the above
Q 35 :
The RBI's supervisory role is aimed at :
  1. A.Monitoring the health of banks and financial institutions
  2. B.Identifying and addressing potential risks
  3. C.Enforcing regulatory compliance
  4. D.All of the above
Q 36 :
The RBI's financial inclusion agenda is aimed at :
  1. A.Providing access to banking services for all
  2. B.Reducing the cost of financial services
  3. C.Promoting financial literacy
  4. D.All of the above
Q 37 :
Which of the following is NOT a pillar of financial inclusion as defined by the RBI ?
  1. A.Access to banking services
  2. B.Affordability of banking services
  3. C.Quality of banking services
  4. D.Sustainability of banking services
Q 38 :
The RBI's 'Payments Vision 2025' document outlines a vision for the Indian payments system that is :
  1. A.Accessible, efficient, inclusive, safe and reliable
  2. B.Cash - lite
  3. C.Digital - first
  4. D.All of the above
Q 39 :
The RBI's 'Open Banking Framework' is aimed at :
  1. A.Promoting competition and innovation in the financial sector
  2. B.Empowering customers with greater control over their financial data
  3. C.Enabling third - party providers to offer financial services
  4. D.All of the above
Q 40 :
The RBI's 'Regulatory Sandbox' is a framework that allows :
  1. A.Fintech startups to test their innovative products and services in a controlled environment
  2. B.Banks to experiment with new technologies and business models
  3. C.Regulators to stay up - to - date with the latest developments in the financial sector
  4. D.All of the above

Reasoning & Computer Aptitude

Q 41 :
How many such pairs of letters are there in the word ‘CLEANLINESS’ each of the which has as many letters between them in the word as they have in the English alphabet, in the same sequence?
  1. A.Two
  2. B.Three
  3. C.Five
  4. D.Four
  5. E.None of these
Q 42 :
Team A has scored more goals than Team B
Team C has scored fewer goals than Team B
Team A has scored fewer goals than Team C .
If the first two statements are true, the third statement is
  1. A.True
  2. B.False
  3. C.Uncertain
  4. D.None
Q 43 :
If it is possible to make only one meaningful word with the second, the third, the sixth and the eight letters of the word FRAGMENT using each only once, which of the following will be the third letter of that word ? If no such word can be formed, give ‘X’ as the answer and if more than one such word can be formed, give ‘Y’ as the answer.
  1. A.A
  2. B.E
  3. C.T
  4. D.X
  5. E.Y
Q 44 :
How many such letters are there in the word ORIENTAL each of which is as far away from the beginning of the word as when they are arranged alphabetically?
  1. A.None            
  2. B.One         
  3. C.Two       
  4. D.Three        
  5. E.More than three
Q 45 :
How many such pairs of letters in the word CREDIT each of which has as many letters between them in the word as in the English alphabet?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
Q 46 :
How many meaningful words can be made from the letters ‘LMEA’ using each letter only once in each word?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
Q 47 :
If it is possible to make only one meaningful word with the first, the second, the seventh and the eighth letters of the word TEMPORAL, which of the following will be the first letter of that word? If more than one such word can be made, give ‘Y’ as the answer and if no such word can be made, give ‘X’ as the answer.
  1. A.T
  2. B.L
  3. C.E
  4. D.Y
  5. E.X
Q 48 :
If the letters of the word HANDOVER are arranged alphabetically from left to right how many letters will remain at the same position?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
Q 49 :
How many such pairs of letters are there in the word EXCURSION, each of which has as many letters between them in the word as they have in the English alphabet?
  1. A.None
  2. B.One
  3. C.Two
  4. D.Three
  5. E.More than three
Q 50 :
If it is possible to make only one meaningful word with the first, the second, the third, the sixth and the eighth letters of the word DEVIATION first letter of that word is your answer? If more than one such word can be made formed your answer is ‘A’  and if no such word can be formed your answer is ‘B’.
  1. A.V
  2. B.T
  3. C.E
  4. D.A
  5. E.B

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