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Objective Questions

Latest TSC Bank Clerk Exam Question (Objective Questions), MCQ in English

Subjects : Computer Awareness & Financial Awareness, Awareness On Credit Cooperatives, English Language, Reasoning Ability, Quantitative Aptitude

Question Bank TSC Bank Clerk Exam - English
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Computer Awareness & Financial Awareness

Question 1Single Answer
Which Windows interface element typically appears to display information, a warning, an error message, or a request for confirmation?
  1. A
    Window
  2. B
    Pop-up menu
  3. C
    Message box
  4. D
    Taskbar
Question 2Single Answer
What is active desktop ?
  1. A
    a term that is synonymous with viewing your desktop as web page
  2. B
    a feature to customize your desktop to display informating you can update from the internet
  3. C
    both a and b above mentioned
  4. D
    A software
  5. E
    None of these
Question 3Single Answer
What is meant by an active window?
  1. A
    A window that is minimized
  2. B
    The window currently receiving user input
  3. C
    Any window currently open
  4. D
    The window opened first
Question 4Single Answer
What was America Online (AOL) primarily known for during the early popularization of consumer Internet access?
  1. A
    An online service providing Internet access and proprietary online content
  2. B
    A computer operating system
  3. C
    A spreadsheet application
  4. D
    A database management system
Question 5Single Answer
An application is
  1. A
    word processing, accounting and engineering programs are example of application programs
  2. B
    computer program designed to enable users to perform specific job functions
  3. C
    Both a and b above mentioned
  4. D
    a document
  5. E
    None of these
Question 6Single Answer
Which of the following programs enables you to calculate numbers related to rows and columns?
  1. A
    Window program
  2. B
    Spreadsheet program
  3. C
    Graphics program
  4. D
    Word program
  5. E
    None of these
Question 7Single Answer
The term Briefcase is used for
  1. A
    a special folder on the windows desktop used to keep documents up to date when shared between computers
  2. B
    a window that us currently open
  3. C
    A folder which keeps deleted, files for a while and can be retrieved from it
  4. D
    All of the above
  5. E
    None of these
Question 8Single Answer
In a graphical user interface, what is a button primarily used for?
  1. A
    Executing a command or initiating an action
  2. B
    Permanently storing data
  3. C
    Displaying the computer's IP address
  4. D
    Formatting a disk automatically
Question 9Single Answer
A channel (in windows terminology) is
  1. A
    a widely used online service that offers access to the internet
  2. B
    a specialized web site designed to work with the windows 98 subscribing feature to automatically download information from the internet and store it on your computer for later viewing
  3. C
    an area on the computer memory where text or graphics can be temporarily stored
  4. D
    All of the above
  5. E
    None of these
Question 10Single Answer
What does a checked checkbox generally indicate in a graphical user interface?
  1. A
    The associated option is enabled or selected
  2. B
    The application has closed
  3. C
    The file has been deleted
  4. D
    The computer is offline
Question 11Single Answer
The term classic style implies
  1. A
    you can click on an item to select it and double click on an item to open it
  2. B
    a folder options setting that tells double click on an item to open it
  3. C
    both a and b 
  4. D
    font style
  5. E
    None of these
Question 12Single Answer
The term click implies
  1. A
    to quickly push and release the main mouse button when onscreen mouse pointer is positioned over the desired item
  2. B
    a button in a dialog box
  3. C
    to shut down or exit a dialog box
  4. D
    All of the above
  5. E
    None of these
Question 13Single Answer
What is the primary function of the Close button marked with an X on a window?
  1. A
    Minimize the window
  2. B
    Close the associated window or application
  3. C
    Maximize the window
  4. D
    Move the window
Question 14Single Answer
A command button
  1. A
    is a one in a dialog box such as open, close, exit OK or cancel that carries out a command
  2. B
    is a symbol that designates the position on the screen where text or codes will be inserted or deleted
  3. C
    is a sort on screen from where you can open and manages files and programs
  4. D
    is a small button with an X on it
  5. E
    None of these
Question 15Single Answer
What is smallest unit of the information?
  1. A
    A bit
  2. B
    A byte
  3. C
    A block
  4. D
    A nibble
Question 16Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. A
    It is a financial establishment
  2. B
    It acts like a financial intermediary
  3. C
    It accepts deposits from the public 
  4. D
    It provides safe locker facility
  5. E
    All the above
Question 17Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. A
    A bank should always add the word “bank” to its name.
  2. B
    They include general utility services and agency services.
  3. C
    A bank is a non-profit organization having service oriented approach.
  4. D
    A bank acts as a connecting link between borrowers and lenders of money.
  5. E
    A bank lends out money in the form of loans to those who require it for different purposes.
Question 18Single Answer
Which of the following is NOT a banking service?
  1. A
    Issuance of debit and credit cards
  2. B
    Providing safe custody of valuable items 
  3. C
    ATM services
  4. D
    Provision for higher interest rates to the accounts held by women
  5. E
    Online transfer of funds across the globe
Question 19Single Answer
The definition of Banking is given in which of the following ACTs?
  1. A
    Negotiable Instrument Act 1881
  2. B
    Reserve Bank of India (RBI) Act 1934
  3. C
    Banking Regulation Act 1949
  4. D
    Company Act 1956
  5. E
    None of the above
Question 20Single Answer
Banks in India are regulated by :
  1. A
    The Reserve Bank of India Act,1934
  2. B
    The Banking regulation Act,1949
  3. C
    The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D
    The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E
    None of the above
Question 21Single Answer
Which of the following terms is used in Banking field ?
  1. A
    Zero Hour
  2. B
    Input devices
  3. C
    Privilege motion
  4. D
    Sedimentary
  5. E
    Invest rate swap
Question 22Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A
    Investment Banking 
  2. B
    Core Banking
  3. C
    Mobile Banking 
  4. D
    National Banking 
  5. E
    Specialized Banking 
Question 23Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. A
    Will 
  2. B
    Registration
  3. C
    Nomination
  4. D
    Indemnity
  5. E
    Guarantee
Question 24Single Answer
Which of the following is not banking term?
  1. A
    Letter of credit
  2. B
    MIBOR
  3. C
    Factoring services
  4. D
    Entry load
  5. E
    None of the above
Question 25Single Answer
Systematic investment plans relates to:
  1. A
    Mutual Funds
  2. B
    Life Insurance Companies
  3. C
    Commercial Banks
  4. D
    Post office saving schemes
  5. E
    None of the above
Question 26Single Answer
Which is the following is / are third party products sold out by banks?
  1. A
    Mutual funds
  2. B
    Term deposits
  3. C
    Credit cards
  4. D
    All of these
  5. E
    None of the above
Question 27Single Answer
The first bank the Bank of Hindustan was established in:
  1. A
    1780    
  2. B
    1790
  3. C
    1770    
  4. D
    1802
  5. E
    1814
Question 28Single Answer
Which of the following NOT a Retail banking product ?
  1. A
    Checking account
  2. B
    Saving account
  3. C
    Money market account
  4. D
    Certificate of deposit (CD)
  5. E
    Mutual Fund
Question 29Single Answer
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A
    Business loan
  2. B
    Capital raisig
  3. C
    Checking account
  4. D
    Project finance
  5. E
    Term loan
Question 30Single Answer
The banker’s bank in any country called as:
  1. A
    Commercial bank
  2. B
    Central bank 
  3. C
    EXIM bank
  4. D
    Scheduled Bank
  5. E
    Development bank

Awareness On Credit Cooperatives

Question 31Single Answer
What does DCCB stand for ?
  1. A
    District Credit and Commerce Banks
  2. B
    Departmental Cooperative Credit Banks
  3. C
    District Central Cooperative Banks
  4. D
    Developmental Credit and Commerce Banks
Question 32Single Answer
Which of the following is the primary function of DCCBs ?
  1. A
    Retail banking
  2. B
    Agricultural credit
  3. C
    Industrial financing
  4. D
    Foreign exchange services
Question 33Single Answer
DCCBs are typically associated with the promotion of :
  1. A
    Large - scale industries
  2. B
    Small and Marginal Farmers
  3. C
    Multinational corporations
  4. D
    Urban housing projects
Question 34Single Answer
The head office of a DCCB is usually located in :
  1. A
    The state capital
  2. B
    The district headquarters
  3. C
    The national capital
  4. D
    A major industrial city
Question 35Single Answer
Which regulatory body oversees the functioning of DCCBs in India ?
  1. A
    Reserve Bank of India (RBI)
  2. B
    Securities and Exchange Board of India (SEBI)
  3. C
    National Bank for Agriculture and Rural Development (NABARD)
  4. D
    Ministry of Finance
Question 36Single Answer
DCCBs are an important part of the cooperative credit structure at the :
  1. A
    International level
  2. B
    National level
  3. C
    State level
  4. D
    Municipal level
Question 37Single Answer
The capital of a DCCB is contributed by :
  1. A
    The government
  2. B
    The Reserve Bank of India
  3. C
    Shareholders and members
  4. D
    Foreign investors
Question 38Single Answer
What is the role of DCCBs in the agricultural sector ?
  1. A
    Providing insurance services
  2. B
    Offering retail banking to farmers
  3. C
    Facilitating marketing of agricultural produce
  4. D
    Importing agricultural machinery
Question 39Single Answer
The president of a DCCB is typically elected by :
  1. A
    The state government
  2. B
    The district magistrate
  3. C
    The board of directors
  4. D
    The central government
Question 40Single Answer
DCCBs primarily cater to the financial needs of :
  1. A
    Urban consumers
  2. B
    Industrialists
  3. C
    Rural and semi - urban areas
  4. D
    International investors

English Language

Question 41Single Answer
I go to Madurai by —– Vaigai Express
  1. A
    a
  2. B
    an
  3. C
    some
  4. D
    the
Question 42Single Answer
Have the car stolen!
  1. A
    Steal the car
  2. B
    You should have the stolen car
  3. C
    Get someone to steal the car
  4. D
    They have stolen the car
Question 43Single Answer
The payment was collected by the hardworking salesman.
  1. A
    The hardworking salesman collected the payment.
  2. B
    the salesman who worked heard was able to collect the payment.
  3. C
    to collect the payment the salesman had to work hard.
  4. D
    The hardworking salesman was able to collect the payment.
Question 44Single Answer
I had to stop all my work to complete this project.
  1. A
    All other work had to be stopped to complete this project by me
  2. B
    For completing this project all other work must be stopped
  3. C
    For completing this project I had to stop all my work
  4. D
    To complete this project all other work had been stopped by me
Question 45Single Answer
They have published the names of all the successful candidates.
  1. A
    The candidates who have succeeded their names they had published.
  2. B
    The names of all the successful candidates have been published by them
  3. C
    The candidates who have succeeded their names have been published by them.
  4. D
    The names of all the successful candidate were published by them. 
Question 46Single Answer
The online shopping site lowered the prices.
  1. A
    Lowering of the prices was done by the online shopping site
  2. B
    The prices were lowered by the online shopping site
  3. C
    The prices had been lowered by the online shopping site
  4. D
    The prices have been lowered by the online shopping site
Question 47Single Answer
Who taught you to drive a truck ?
  1. A
    To drive a truck by whom were you taught?
  2. B
    Driving a truck by who were you taught?
  3. C
    Driving a truck by who were you being taught?
  4. D
    By whom were you taught to drive a truck?
Question 48Single Answer
We shall invite Suresh.
  1. A
    Suresh would be invited by us
  2. B
    Suresh would have been invited by us
  3. C
    Suresh will be invited by us
  4. D
    Suresh will have been invited by us
Question 49Single Answer
Dark clouds have overcast the evening sky.
  1. A
    By the dark clouds the evening sky was overcast.
  2. B
    The evening sky has been overcast by the dark clouds.
  3. C
    Dark clouds overcastted the evening sky.
  4. D
    The sky of the evening was overcasted by dark clouds.
Question 50Single Answer
The partners will celebrate their triumph tomorrow. 
  1. A
    The triumph would be celebrated by the partners a day before
  2. B
    The triumph would be celebrated by the partners a day after
  3. C
    The triumph would have been celebrated by the partners a day after
  4. D
    The triumph will have been celebrated by the partners tomorrow
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