The cash difference between the selling prices of an article at a profit of 4% and 6% is Rs. 3. The ratio of the two selling prices is:__________ ?
A
51:52
B
52:53
C
51:53
D
52:55
Question 2Single Answer
Which of the following numbers is irrational ?
A
√49
B
0.125
C
√2
D
22/7
Question 3Single Answer
356 x 936 โ 356 x 836 = ?
A
35600ย ย
B
34500
C
9630
D
93600
Question 4Single Answer
Arrange in descending order: 5/8, 7/10, 3/4
A
3/4 > 7/10 > 5/8
B
7/10 > 3/4 > 5/8
C
3/4 > 5/8 > 7/10
D
5/8 > 7/10 > 3/4
Question 5Single Answer
What is (3^{4} times 9^{2}) ?
A
36
B
38
C
310
D
96
ย
Question 6Single Answer
If 34X-2 = 729, then find the value of X.
A
4ย ย ย ย ย
B
3
C
2ย
D
5
Question 7Single Answer
Convert 0.6 into fraction ?
A
3/5
B
2/3
C
4/5
Question 8Single Answer
The no. plate of a bus had peculiarity. The bus number was a perfect square. It was also a perfect square when the plate numbers were reversed. The bus company had only five hundred buses numbered from 1 to 500. What was the number ?
A
169ย ย
B
36
C
196ย
D
Can not say
Question 9Single Answer
If a and b are positive integers, such that ab = 125, then (a-b)a+b-4 = ?
A
16 ย ย
B
25
C
28 ย
D
30
Question 10Single Answer
If x*y = x2 + y2 โ xy, then value of 9*11 is
A
93ย ย ย ย ย
B
103
C
60.5
D
121
Question 11Single Answer
Which is greater ?
A
15/16
B
17/18
C
Equal
D
Cannot compare
Question 12Single Answer
If sum of two numbers is 42 and their product is 437, then find their difference.
A
3ย
B
4
C
5ย ย ย ย
D
7
Question 13Single Answer
Write the 44000 in Roman numerals
A
XLIย
B
XLVI
C
XLIVย
D
XLVIC
Question 14Single Answer
Convert 0.0909โฆ into fraction ?
A
1/11
B
9/11
C
1/9
D
9/10
Question 15Single Answer
What is (98 times 102) ?
A
9996
B
10000
C
10096
D
10196
Question 16Single Answer
Passage :
information given below and answer the question that follow.
The result of an exam is given below. Out of 1000 students who appeared
(i) 658 failed in Physics
(ii) 166 failed in Physics and Chemistry
(iii) 372 failed in Chemistry, 434 failed in Physics and Maths
(iv) 590 failed in Maths, 126 failed in Maths & Chemistry
Find the number of people who failed in (assuming that none is passed in all subjects.
We have the following equations:
a+ b + c + d + e + f + g = 1000
a + b + d + e = 658, b + d = 166
b + d + c + f = 372
d + e = 434 as in the figure.
d + e + f + g = 590, d + f = 126. Find the values
Chemistry but not in Physics.
A
318
B
198
C
213ย
D
206
Question 17Single Answer
Passage :
Direction: information given below and answer the question that follow.
The result of an exam is given below. Out of 1000 students who appeared
(i) 658 failed in Physics
(ii) 166 failed in Physics and Chemistry
(iii) 372 failed in Chemistry, 434 failed in Physics and Maths
(iv) 590 failed in Maths, 126 failed in Maths & Chemistry
Find the number of people who failed in (assuming that none is passed in all subjects.
We have the following equations:
a+ b + c + d + e + f + g = 1000
a + b + d + e = 658, b + d = 166
b + d + c + f = 372
d + e = 434 as in the figure.
d + e + f + g = 590, d + f = 126. Find the values
Physics or Maths but not in Chemistry.
A
558ย ย ย
B
718
C
628ย ย
D
None of these
Question 18Single Answer
Passage :
For the next four question that follow:
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.
Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
ย (x โ 24) + (x โ 7) + (x + 4) + (30 โ x) + (36 โ x) + (28 โ x) + x = 92
→ x + 98 โ 31 = 92
→ x = 92 โ 67 = 25
What is the percentage of persons who read all the three papers ?
A
20%ย ย
B
25%
C
30%ย ย
D
40%
Question 19Single Answer
Passage :
For the next four : question that follow :
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.
Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
ย (x โ 24) + (x โ 7) + (x + 4) + (30 โ x) + (36 โ x) + (28 โ x) + x = 92
→ x + 98 โ 31 = 92
→ x = 92 โ 67 = 25
What is the percentage of persons who read only two papers?
A
19%ย ย
B
31%
C
44%
D
None of these
Question 20Single Answer
Passage :
For the next four : question that follow :
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.
Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
(x โ 24) + (x โ 7) + (x + 4) + (30 โ x) + (36 โ x) + (28 โ x) + x = 92
→ x + 98 โ 31 = 92
→ x = 92 โ 67 = 25
What is the percentage of persons who read only one paper ?
A
38%ย
B
48%
C
51%ย ย
D
None of these
Question 21Single Answer
Passage :
For the next four : question that follow:
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.
Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
ย (x โ 24) + (x โ 7) + (x + 4) + (30 โ x) + (36 โ x) + (28 โ x) + x = 92
→ x + 98 โ 31 = 92
→ x = 92 โ 67 = 25
What is the percentage of persons who read only A but neither B nor C ?
A
4%
B
3%
C
1%ย ย
D
None of these
Question 22Single Answer
Passage :
For the next four : question that follow:
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.
Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
ย (x โ 24) + (x โ 7) + (x + 4) + (30 โ x) + (36 โ x) + (28 โ x) + x = 92
→ x + 98 โ 31 = 92
→ x = 92 โ 67 = 25
If A and B are any two sets, then what is A แด (A แด B) equal to ?
A
Complement of Aย
B
Complement of B
C
Bย ย ย
D
A
Question 23Single Answer
Passage :
For the next four : question that follow:
In a city, three daily newspapers A, B, C are published, 42% read A; 51% read B; 68% read C; 30% read A and B; 28% read B and C; 36% read A and C; 8% do not read any of the three newspapers.
Let x% people read all the three newspapers.
Since 8% people do not read any newspapers.
ย (x โ 24) + (x โ 7) + (x + 4) + (30 โ x) + (36 โ x) + (28 โ x) + x = 92
→ x + 98 โ 31 = 92
→ x = 92 โ 67 = 25
40% of the people read newspaper X, 50% read newspaper Y and 10% read both the papers. What percentage of the people read neither newspaper ?
A
10%ย ย ย ย
B
15%
C
20%ย ย
D
25%
Question 24Single Answer
Passage :
Read the passage below and solve the question based on it.
5% of the passengers do not like coffee, tea and lassi and 10% like all the three, 20% like coffee and tea, 25% like lassi and coffee and 25% like lassi and tea. 55% like coffee, 50% like tea, and 50% like lassi.
Where C = Coffee, T = Tea and L =Lassi
The passengers who like only coffee is greater than the passengers who like only lassi by
A
25%ย ย ย
B
100%
C
75%ย ย ย
D
0%
Question 25Single Answer
Passage :
Read the passage below and solve the question based on it.
5% of the passengers do not like coffee, tea and lassi and 10% like all the three, 20% like coffee and tea, 25% like lassi and coffee and 25% like lassi and tea. 55% like coffee, 50% like tea, and 50% like lassi.
Where C = Coffee, T = Tea and L =Lassi
The percentage of passengers who like both tea and lassi but not coffee, is
A
15ย
B
25
C
40ย
D
75
Reasoning
Question 26Single Answer
How many such pairs of letters are there in the word โCLEANLINESSโ each of the which has as many letters between them in the word as they have in the English alphabet, in the same sequence?
A
Two
B
Three
C
Five
D
Four
E
None of these
Question 27Single Answer
Team A has scored more goals than Team B
Team C has scored fewer goals than Team B
Team A has scored fewer goals than Team C .
If the first two statements are true, the third statement is
A
True
B
False
C
Uncertain
D
None
Question 28Single Answer
If it is possible to make only one meaningful word with the second, the third, the sixth and the eight letters of the word FRAGMENT using each only once, which of the following will be the third letter of that word ? If no such word can be formed, give โXโ as the answer and if more than one such word can be formed, give โYโ as the answer.
A
A
B
E
C
T
D
X
E
Y
Question 29Single Answer
How many such letters are there in the word ORIENTAL each of which is as far away from the beginning of the word as when they are arranged alphabetically?
A
Noneย ย ย ย ย ย ย ย ย ย ย ย
B
Oneย ย ย ย ย ย ย ย ย
C
Twoย ย ย ย ย ย ย
D
Threeย ย ย ย ย ย ย ย
E
More than three
Question 30Single Answer
How many such pairs of letters in the word CREDIT each of which has as many letters between them in the word as in the English alphabet?
A
None
B
One
C
Two
D
Three
E
More than three
Question 31Single Answer
How many meaningful words can be made from the letters โLMEAโ using each letter only once in each word?
A
None
B
One
C
Two
D
Three
E
More than three
Question 32Single Answer
If it is possible to make only one meaningful word with the first, the second, the seventh and the eighth letters of the word TEMPORAL, which of the following will be the first letter of that word? If more than one such word can be made, give โYโ as the answer and if no such word can be made, give โXโ as the answer.
A
T
B
L
C
E
D
Y
E
X
Question 33Single Answer
If the letters of the word HANDOVER are arranged alphabetically from left to right how many letters will remain at the same position?
A
None
B
One
C
Two
D
Three
E
More than three
Question 34Single Answer
How many such pairs of letters are there in the word EXCURSION, each of which has as many letters between them in the word as they have in the English alphabet?
A
None
B
One
C
Two
D
Three
E
More than three
Question 35Single Answer
If it is possible to make only one meaningful word with the first, the second, the third, the sixth and the eighth letters of the word DEVIATION first letter of that word is your answer? If more than one such word can be made formed your answer is โAโย and if no such word can be formed your answer is โBโ.
A
V
B
T
C
E
D
A
E
B
Question 36Single Answer
If each alternate letter beginning with the first in the word WORKING is replaced by the next letter in the English alphabet and each of the remaining letters is replaced by the previous letter in the English alphabet, which of the following will be the fourth from the right and after the replacement ?
A
N
B
Q
C
J
D
M
E
None of these
Question 37Single Answer
How many pairs of letters are there in the word โSHIFTEDโ each of which has as many letters between its two letters as there are between in the English alphabet?
A
None
B
One
C
Two
D
Three
E
None of these
Question 38Single Answer
Statement: Is common currency a necessary ingredient for Europeโs growth ?
Arguments :
I. Yes, A common currency will enable entire Europe to market itself as one .
II. No, Similar experiments by Latin America countries have not affected their economies .
A
The only argument I is strong
B
Only argument II is strong
C
Either I or II is strong
D
Neither I nor II is strong
Question 39Single Answer
If it is possible to make only one meaningful word with the first, the fifth, the sixth, the tenth and the eleventh letters of the word EXCEPTIONAL using each letter only once, first letter of that word is your answer. If no such word can be made formed your answer is โXโย and if more than one such word can be formed your answer is โYโ.
A
P
B
L
C
T
D
X
E
Y
Question 40Single Answer
How many meaningful English words can be formed with the letters RAE using each letter only once in each word?
A
None
B
One
C
Two
D
Three
E
More than three
Question 41Single Answer
Passage :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z .
Which letter in this alphabet is the eighth letter to the right of the letter and which is tenth letter to the left of the last but one letter of the alphabet ?
A
X
B
W
C
I
D
H
Question 42Single Answer
Passage :
Directionย : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)
If the third alphabet of each of the words is changed to the next alphabet in the English alphabetical series, which of the following will form a meaningful English word?
A
SUM
B
BIG
C
Both BIG and THE
D
FOR
E
Both FOR and BIG
Question 43Single Answer
Passage :
Direction : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)
If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be second from the right ?
A
AND
B
FOR
C
THE
D
BIG
E
SUM
Question 44Single Answer
Passage :
Direction: The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)
If second alphabet in each of the words is changed to next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed ?
A
None
B
One
C
Two
D
Three
E
Four
Question 45Single Answer
Passage :
Direction : The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)
How many letters are there in the English alphabetical series between the second letter of the word which is second from the right and the second letter of the word which is second from the left of the given words?
A
Two
B
Five
C
Six
D
Nine
E
Three
Question 46Single Answer
Passage :
Direction: The following question is based on the five words given below:
AND FOR THE BIG SUM (The new words formed after performing the mentioned operations may or may not necessarily the meaningful English words.)
If in each of the given words, each of the consonant is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will no vowels appear?
A
None
B
One
C
Two
D
Three
E
More than three
Question 47Single Answer
Passage :
Direction : Following question is based on five words given below: BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)
If the third alphabet in each of the words is changed to the next alphabet in the English alphabetical order, how many words having two vowels (same or different vowels) will be formed?
A
None
B
One
C
Two
D
Three
E
Four
Question 48Single Answer
Passage :
Direction : Following question is based on five words given below: BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)
If the position of the first and the second alphabets of each of the words are interchanged, which of the following will form a meaningful English word?
A
Both CAT and OWN
B
Both BRU and INK
C
Only CAT
D
Only INK
E
Only LEG
Question 49Single Answer
Passage :
Direction: Following question is based on five words given below: BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)
If the given words are arranged in the order as they would appear in a dictionary from left to right, which of the following will be exactly in the middle of the five words?
A
OWN
B
LEG
C
BRU
D
CAT
E
INK
Question 50Single Answer
Passage :
Direction: Following question is based on five words given below: BRU LEGINKCATOWN
(The new words formed after performing the mentioned operations may or may not necessarily be meaningful English words)
If in each of the given words, each of the consonants is changed to previous letter and each vowel is changed to next letter in the English alphabetical series, in how many words thus formed will the same alphabet appear twice?
A
None
B
One
C
Two
D
Three
E
More than three
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Question 51Single Answer
I go to Madurai by โโ Vaigai Express
A
a
B
an
C
some
D
the
Question 52Single Answer
Have the car stolen!
A
Steal the car
B
You should have the stolen car
C
Get someone to steal the car
D
They have stolen the car
Question 53Single Answer
The payment was collected by the hardworking salesman.
A
The hardworking salesman collected the payment.
B
the salesman who worked heard was able to collect the payment.
C
to collect the payment the salesman had to work hard.
D
The hardworking salesman was able to collect the payment.
Question 54Single Answer
I had to stop all my work to complete this project.
A
All other work had to be stopped to complete this project by me
B
For completing this project all other work must be stopped
C
For completing this project I had to stop all my work
D
To complete this project all other work had been stopped by me
Question 55Single Answer
They have published the names of all the successful candidates.
A
The candidates who have succeeded their names they had published.
B
The names of all the successful candidates have been published by them
C
The candidates who have succeeded their names have been published by them.
D
The names of all the successful candidate were published by them.ย
Question 56Single Answer
The online shopping site lowered the prices.
A
Lowering of the prices was done by the online shopping site
B
The prices were lowered by the online shopping site
C
The prices had been lowered by the online shopping site
D
The prices have been lowered by the online shopping site
Question 57Single Answer
Who taught you to drive a truck ?
A
To drive a truck by whom were you taught?
B
Driving a truck by who were you taught?
C
Driving a truck by who were you being taught?
D
By whom were you taught to drive a truck?
Question 58Single Answer
We shall invite Suresh.
A
Suresh would be invited by us
B
Suresh would have been invited by us
C
Suresh will be invited by us
D
Suresh will have been invited by us
Question 59Single Answer
Dark clouds have overcast the evening sky.
A
By the dark clouds the evening sky was overcast.
B
The evening sky has been overcast by the dark clouds.
C
Dark clouds overcastted the evening sky.
D
The sky of the evening was overcasted by dark clouds.
Question 60Single Answer
The partners will celebrate their triumph tomorrow.ย
A
The triumph would be celebrated by the partners a day before
B
The triumph would be celebrated by the partners a day after
C
The triumph would have been celebrated by the partners a day after
D
The triumph will have been celebrated by the partners tomorrow
Question 61Single Answer
Why did break the vase?
A
why is the vase broken by him
B
why was the vase broken by him
C
why had been the vase broken by him
D
why has been the vase broken by him
Question 62Single Answer
Mariam was writing a note to her boss.
A
A note was written to her boss by Mariam
B
A note was wrote by Mariam to her boss
C
A note was being written by Mariam to her boss
D
A note was written by Mariam to her boss
Question 63Single Answer
The baby really enjoys that music.
A
That music was really enjoyed by the baby.
B
That music was really being enjoyed by the baby.
C
That music is really enjoyed by the baby.
D
This music was really enjoyed by the baby.
Question 64Single Answer
The weather disrupted the final match.
A
The final match has been disrupted by the weather.
B
The final match had been disrupted by the weather.
C
The final match was disrupted by the weather.ย
D
The final match was being disrupted by the weather.
Question 65Single Answer
The management committee is required to publish a report every year.ย
A
report would be published by the management committee every year.
B
A report would have been published by the management committee every year.
C
A report requires to be published by the management committee every year.
D
Every year the report would be published by the management committee.
Question 66Single Answer
Passage :
Direction :ย Question below has two blanks, each blank indicting that some thing has been omitted. Choose the word for each blank which best fits the meaning of the sentence as a whole.
The Finance Department has โฆโฆโฆโฆโฆa centralized online databank system for all statutory government bodies to โฆโฆโฆโฆan eye on their assets and liabilities.
A
ย presented , stay
B
introduced , keep
C
announce , make
D
created , let
E
proclaimed , hold
Question 67Single Answer
Passage :
Direction : The five items in this section consists of a word or group of words followed by four words as (a), (b), (c) and (d). Select the word which is nearly opposite to the meaning of the original word or group of words and mark your response as (a), (b), (c) and (d), as the case may be, in your Answer Sheet.
Assets
A
liabilities
B
responsibilities
C
estates
D
profits
Question 68Single Answer
Passage :
Direction :ย In the question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Affidavit
A
ย Affirmation
B
Slander
C
Oath
D
Testimony
Question 69Single Answer
Passage :
Direction:ย In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Hollow
A
Alveolate
B
Cleft
C
ย Cavernous
D
Solid
Question 70Single Answer
Passage :
Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Cossetย
A
Ignoreb
B
Close
C
Caress
D
Fondle
Question 71Single Answer
Passage :
Directions: In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Ogle
A
Leer
B
Gaze
C
Ignore
D
Gawk
Question 72Single Answer
Passage :
Directions:In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Intrinsic
A
Elemental
B
Innate
C
Connate
D
Acquired
Question 73Single Answer
Passage :
Direction :ย In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Coalesce
A
Separate
B
Adhere
C
Cleave
D
Amalgamate
Question 74Single Answer
Passage :
Directions:ย In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it
Loiter
A
lagย
B
Hasten
C
Amble
D
Loii
Question 75Single Answer
Passage :
Direction : Question below has two blanks, blank indicating that something has been omitted. Choose the set of words for blank which best fits the meaning of the sentence as a whole.
The protests were......... at ......... awareness among the elite and the educated.
A
held, generating
B
aimed, creating
C
targeted, awakening
D
focused, building
E
concentrated, producing
Professional Knowledge (Credit)
Question 76Single Answer
What is the primary function of a commercial bank in India?
A
Issue currency notes
B
Accept deposits and provide loans
C
Regulate monetary policy
D
Manage stock exchanges
Question 77Single Answer
Which of the following is a public sector bank in India?
A
ICICI Bank
B
HDFC Bank
C
State Bank of India
D
Axis Bank
Question 78Single Answer
Cooperative banks in India primarily cater to which sector?
A
Corporate sector
B
Agricultural and rural sector
C
International trade
D
Stock market
Question 79Single Answer
Which type of bank is regulated by the Cooperative Societies Act in addition to RBI guidelines?
A
Private sector banks
B
Public sector banks
C
Cooperative banks
D
Foreign banks
Question 80Single Answer
What is the main difference between a private sector bank and a public sector bank?
A
Private sector banks are owned by the government
B
Public sector banks have private shareholders as majority stakeholders
C
Private sector banks are not regulated by RBI
D
Public sector banks have majority government ownership
Question 81Single Answer
Which of the following is NOT a function of a commercial bank?
A
Providing credit facilities
B
Issuing currency notes
C
Facilitating payment systems
D
Accepting deposits
Question 82Single Answer
Regional Rural Banks (RRBs) were established under which act?
A
Banking Regulation Act, 1949
B
Regional Rural Banks Act, 1976
C
Reserve Bank of India Act, 1934
D
NABARD Act, 1981
Question 83Single Answer
Which bank is known as the "Bankerโs Bank" in India?
A
State Bank of India
B
Reserve Bank of India
C
NABARD
D
SIDBI
Question 84Single Answer
Small Finance Banks primarily focus on providing services to:
A
Large corporates
B
Underserved and unserved sections
C
International clients
D
Government institutions
Question 85Single Answer
Which of the following is an example of a payment bank?
A
AU Small Finance Bank
B
Airtel Payments Bank
C
Equitas Small Finance Bank
D
Ujjivan Small Finance Bank
Question 86Single Answer
What is the primary source of funds for commercial banks?
A
Share capital
B
Customer deposits
C
Government grants
D
Foreign investments
Question 87Single Answer
Which of the following is a real-time fund transfer system in India?
A
NEFT
B
RTGS
C
Cheque
D
Demand Draft
Question 88Single Answer
What does UPI stand for in the context of digital banking?
A
Unified Payment Interface
B
Universal Payment Integration
C
United Payment Infrastructure
D
Unique Payment Interface
Question 89Single Answer
Which system is used for interbank fund transfers for amounts less than Rs. 2 lakh?
A
RTGS
B
NEFT
C
IMPS
D
SWIFT
Question 90Single Answer
The process of converting physical shares into electronic form is called:
A
Dematerialization
B
Securitization
C
Tokenization
D
Digitization
Question 91Single Answer
What is the purpose of a credit card issued by a bank?
A
To provide interest-free deposits
B
To allow borrowing up to a certain limit
C
To issue currency
D
To regulate stock markets
Question 92Single Answer
Which of the following is a key operation of banks under priority sector lending?
A
Lending to agriculture and MSMEs
B
Lending to large corporates
C
Issuing government bonds
D
Managing mutual funds
Question 93Single Answer
What is the role of a bank in the context of a letter of credit?
A
To issue currency
B
To guarantee payment to the seller
C
To regulate stock exchanges
D
To provide insurance
Question 94Single Answer
The KYC process in banking is used to:
A
Verify customer identity
B
Issue loans
C
Regulate monetary policy
D
Manage stock exchanges
Question 95Single Answer
Which of the following is a feature of mobile banking?
A
Physical branch visits
B
Real-time account access via apps
C
Manual cheque processing
D
Currency issuance
Question 96Single Answer
Which institution is the primary regulator of the banking sector in India?
A
SEBI
B
RBI
C
NABARD
D
IRDAI
Question 97Single Answer
The Reserve Bank of India was established in which year?
A
1934
B
1949
C
1955
D
1969
Question 98Single Answer
Who is the current Governor of the Reserve Bank of India (as of May 2025)?
A
Shaktikanta Das
B
Sanjay Malhotra
C
Urjit Patel
D
Raghuram Rajan
Question 99Single Answer
Which act governs the functioning of the Reserve Bank of India?
A
Banking Regulation Act, 1949
B
Reserve Bank of India Act, 1934
C
SEBI Act, 1992
D
NABARD Act, 1981
Question 100Single Answer
What is the primary objective of the Securities and Exchange Board of India (SEBI)?
A
Regulate the banking sector
B
Protect investors and regulate the securities market
C
Issue currency
D
Manage agricultural credit
Question 101Single Answer
Which body regulates cooperative banks and Regional Rural Banks in India?
A
SEBI
B
NABARD
C
IRDAI
D
PFRDA
Question 102Single Answer
The Monetary Policy Committee (MPC) was established in which year?
A
2010
B
2014
C
2016
D
2018
Question 103Single Answer
What is the primary tool used by RBI to control liquidity in the economy?
A
Repo rate
B
Corporate tax
C
GST
D
Customs duty
Question 104Single Answer
The Banking Ombudsman Scheme was introduced by:
A
SEBI
B
RBI
C
NABARD
D
IRDAI
Question 105Single Answer
What is the repo rate as of December 2024?
A
4%
B
6.5%
C
5%
D
7%
Question 106Single Answer
An increase in the repo rate is likely to:
A
Increase liquidity in the market
B
Decrease borrowing costs
C
Control inflation
D
Encourage deflation
Question 107Single Answer
What is the Statutory Liquidity Ratio (SLR)?
A
The percentage of deposits banks must keep with RBI
B
The percentage of net demand and time liabilities banks must maintain in approved securities
C
The rate at which RBI lends to banks
D
The tax rate on banking transactions
Question 108Single Answer
The Cash Reserve Ratio (CRR) was reduced by 50 bps to what level in December 2024?
A
4%
B
4.5%
C
5%
D
3.5%
Question 109Single Answer
What is the purpose of Open Market Operations (OMO)?
A
To regulate stock markets
B
To control money supply in the economy
C
To issue currency notes
D
To manage foreign exchange
Question 110Single Answer
Which reform introduced the Marginal Cost of Funds-based Lending Rate (MCLR)?
A
Basel III
B
Narasimham Committee
C
RBI guidelines in 2016
D
Indradhanush Strategy
Question 111Single Answer
The SARFAESI Act, 2002, is related to:
A
Recovery of non-performing assets
B
Regulation of mutual funds
C
Issuance of government bonds
D
Digital payment systems
Question 112Single Answer
What is the purpose of the Ways and Means Advances (WMA) scheme?
A
To provide long-term loans to banks
B
To meet temporary mismatches in government receipts and payments
C
To regulate stock exchanges
D
To issue currency
Question 113Single Answer
Which committee recommended the establishment of the Monetary Policy Committee?
A
Urjit Patel Committee
B
Narasimham Committee
C
Malegam Committee
D
Bimal Jalan Committee
Question 114Single Answer
The Indradhanush Strategy is related to the reform of:
A
Private sector banks
B
Public sector banks
C
Cooperative banks
D
Foreign banks
Question 115Single Answer
What is the BHIM app used for?
A
Stock trading
B
Mobile payments via UPI
C
Issuing loans
D
Currency exchange
Question 116Single Answer
Which organization developed the BHIM app?
A
RBI
B
NPCI
C
SEBI
D
NABARD
Question 117Single Answer
What does NPCI stand for?
A
National Payments Corporation of India
B
National Policy for Credit Integration
C
National Program for Currency Issuance
D
National Platform for Cooperative Investments
Question 118Single Answer
Which district in Bihar became the first 100% digital banking district in India?
A
Patna
B
Jehanabad
C
Gaya
D
Muzaffarpur
Question 119Single Answer
Neobanks are characterized by:
A
Physical branches across the country
B
Digital-only banking services
C
Issuing currency notes
D
Regulating stock markets
Question 120Single Answer
Which of the following is a feature of digital banking?
A
Elimination of paperwork
B
Mandatory branch visits
C
Manual cheque processing
D
Currency issuance
Question 121Single Answer
The Unified Payments Interface (UPI) was launched in which year?
A
2014
B
2016
C
2018
D
2020
Question 122Single Answer
Which of the following is NOT a digital banking product?
A
Internet banking
B
Mobile banking
C
Demand draft
D
UPI
Question 123Single Answer
What is the primary benefit of digital banking for customers?
A
Higher interest rates
B
Convenience and accessibility
C
Free insurance
D
Currency issuance
Question 124Single Answer
Which bank partnered with EaseMyTrip to launch a co-branded travel debit card in 2024?
A
HDFC Bank
B
Bank of Baroda
C
Axis Bank
D
ICICI Bank
Question 125Single Answer
What is blockchain technology primarily used for in banking?
A
Issuing currency
B
Secure and transparent transaction recording
C
Regulating stock markets
D
Managing agricultural credit
Question 126Single Answer
Which of the following is a key feature of blockchain?
A
Centralized control
B
Decentralized ledger
C
Manual processing
D
High transaction costs
Question 127Single Answer
How does blockchain enhance banking security?
A
By allowing anonymous transactions
B
By using cryptographic techniques
C
By centralizing data storage
D
By eliminating KYC processes
Question 128Single Answer
What is a Central Bank Digital Currency (CBDC)?
A
A cryptocurrency like Bitcoin
B
A digital form of a countryโs currency issued by the central bank
C
A stock market index
D
A type of mutual fund
Question 129Single Answer
Which country was among the first to pilot a Central Bank Digital Currency (CBDC)?
A
India
B
China
C
USA
D
Japan
Question 130Single Answer
The RBI has proposed a digital rupee based on which technology?
A
Artificial Intelligence
B
Blockchain
C
Cloud Computing
D
Quantum Computing
Question 131Single Answer
What is the primary advantage of using blockchain for cross-border payments?
A
Higher transaction fees
B
Faster and cheaper transactions
C
Manual processing
D
Centralized control
Question 132Single Answer
Which of the following is a challenge in adopting blockchain in banking?
A
High scalability
B
Regulatory uncertainty
C
Low security
D
Centralized control
Question 133Single Answer
What is a smart contract in the context of blockchain?
A
A paper-based loan agreement
B
A self-executing contract with terms coded on the blockchain
C
A mutual fund agreement
D
A stock trading platform
Question 134Single Answer
Which Indian bank issued the first Line of Credit on a blockchain-enabled platform (SLDE)?
A
HDFC Bank
B
ICICI Bank
C
Axis Bank
D
Federal Bank
Question 135Single Answer
How does a rise in global crude oil prices impact Indian banks?
A
Increases liquidity
B
Increases inflation and borrowing costs
C
Reduces loan demand
D
Decreases interest rates
Question 136Single Answer
Which international organization provides financial assistance for balance of payments issues?
A
World Bank
B
IMF
C
ADB
D
AIIB
Question 137Single Answer
The Basel III norms are related to:
A
Stock market regulation
B
Banking capital and liquidity standards
C
Currency issuance
D
Insurance regulation
Question 138Single Answer
What is the purpose of the SWIFT system in banking?
A
Domestic fund transfers
B
International fund transfers
C
Stock trading
D
Currency issuance
Question 139Single Answer
How does a depreciation of the Indian rupee affect Indian banks?
A
Reduces foreign loan repayments
B
Increases the cost of foreign debt servicing
C
Decreases export competitiveness
D
Reduces inflation
Question 140Single Answer
Which of the following is a global financial regulatory body?
A
Financial Stability Board (FSB)
B
SEBI
C
RBI
D
NABARD
Question 141Single Answer
The International Monetary Fund (IMF) approved a $1.1 billion disbursement to which country in 2024?
A
India
B
Pakistan
C
Sri Lanka
D
Bangladesh
Question 142Single Answer
What is the impact of global interest rate hikes on Indian banks?
A
Increases domestic liquidity
B
Increases borrowing costs for banks with foreign exposure
C
Reduces loan demand
D
Decreases inflation
Question 143Single Answer
Which of the following is a global trend affecting Indian banking?
A
Decline in digital transactions
B
Rise in sustainable finance
C
Reduction in cross-border trade
D
Increase in physical banking
Question 144Single Answer
The LEI code in banking is issued by which organization in India?
A
RBI
B
SEBI
C
Legal Entity Identifier India Ltd (LEIIL)
D
NPCI
Question 145Single Answer
The National Asset Reconstruction Company Limited (NARCL) is also known as:
A
Bad Bank
B
Good Bank
C
Digital Bank
D
Green Bank
Question 146Single Answer
What is the purpose of the NARCL?
A
To issue currency
B
To take over stressed assets of commercial banks
C
To regulate stock markets
D
To provide agricultural credit
Question 147Single Answer
Which bank surpassed 20 million credit cards in December 2024?
A
HDFC Bank
B
SBI Card
C
ICICI Bank
D
Axis Bank
Question 148Single Answer
The RBI introduced a podcast facility in December 2024 for:
A
Stock market updates
B
Public communication
C
Loan approvals
D
Currency issuance
Question 149Single Answer
Which bank launched the โHar Ghar Lakhpatiโ deposit scheme in January 2025?
A
HDFC Bank
B
SBI
C
ICICI Bank
D
Bank of Baroda
Question 150Single Answer
What is the purpose of the Business Responsibility and Sustainability Reporting (BRSR) initiative by SEBI?