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Objective Questions

Latest VAMNICOM Trainee Clerk Exam Question (Objective Questions), MCQ in English

Subjects : Banking And Cooperative Banking, Knowledge of English Language, General Knowledge, General Knowledge And Awareness, Mathematics And Logical Reasoning

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Banking And Cooperative Banking

Question 1Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. A
    It is a financial establishment
  2. B
    It acts like a financial intermediary
  3. C
    It accepts deposits from the public 
  4. D
    It provides safe locker facility
  5. E
    All the above
Question 2Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. A
    A bank should always add the word “bank” to its name.
  2. B
    They include general utility services and agency services.
  3. C
    A bank is a non-profit organization having service oriented approach.
  4. D
    A bank acts as a connecting link between borrowers and lenders of money.
  5. E
    A bank lends out money in the form of loans to those who require it for different purposes.
Question 3Single Answer
Which of the following is NOT a banking service?
  1. A
    Issuance of debit and credit cards
  2. B
    Providing safe custody of valuable items 
  3. C
    ATM services
  4. D
    Provision for higher interest rates to the accounts held by women
  5. E
    Online transfer of funds across the globe
Question 4Single Answer
The definition of Banking is given in which of the following ACTs?
  1. A
    Negotiable Instrument Act 1881
  2. B
    Reserve Bank of India (RBI) Act 1934
  3. C
    Banking Regulation Act 1949
  4. D
    Company Act 1956
  5. E
    None of the above
Question 5Single Answer
Banks in India are regulated by :
  1. A
    The Reserve Bank of India Act,1934
  2. B
    The Banking regulation Act,1949
  3. C
    The Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. D
    The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. E
    None of the above
Question 6Single Answer
Which of the following terms is used in Banking field ?
  1. A
    Zero Hour
  2. B
    Input devices
  3. C
    Privilege motion
  4. D
    Sedimentary
  5. E
    Invest rate swap
Question 7Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. A
    Investment Banking 
  2. B
    Core Banking
  3. C
    Mobile Banking 
  4. D
    National Banking 
  5. E
    Specialized Banking 
Question 8Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. A
    Will 
  2. B
    Registration
  3. C
    Nomination
  4. D
    Indemnity
  5. E
    Guarantee
Question 9Single Answer
Which of the following is not banking term?
  1. A
    Letter of credit
  2. B
    MIBOR
  3. C
    Factoring services
  4. D
    Entry load
  5. E
    None of the above
Question 10Single Answer
Systematic investment plans relates to:
  1. A
    Mutual Funds
  2. B
    Life Insurance Companies
  3. C
    Commercial Banks
  4. D
    Post office saving schemes
  5. E
    None of the above
Question 11Single Answer
Which is the following is / are third party products sold out by banks?
  1. A
    Mutual funds
  2. B
    Term deposits
  3. C
    Credit cards
  4. D
    All of these
  5. E
    None of the above
Question 12Single Answer
The first bank the Bank of Hindustan was established in:
  1. A
    1780    
  2. B
    1790
  3. C
    1770    
  4. D
    1802
  5. E
    1814
Question 13Single Answer
Which of the following NOT a Retail banking product ?
  1. A
    Checking account
  2. B
    Saving account
  3. C
    Money market account
  4. D
    Certificate of deposit (CD)
  5. E
    Mutual Fund
Question 14Single Answer
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. A
    Business loan
  2. B
    Capital raisig
  3. C
    Checking account
  4. D
    Project finance
  5. E
    Term loan
Question 15Single Answer
The banker’s bank in any country called as:
  1. A
    Commercial bank
  2. B
    Central bank 
  3. C
    EXIM bank
  4. D
    Scheduled Bank
  5. E
    Development bank
Question 16Single Answer
Which of the following is the Central bank of India?
  1. A
    State Bank of India
  2. B
    National Bank for Agriculture and Rural Development
  3. C
    Export-Import Bank of India
  4. D
    Reserve Bank of India
  5. E
    None of the above
Question 17Single Answer
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. A
    Rs. 100            
  2. B
    Rs. 400
  3. C
    Rs. 500            
  4. D
    Rs.1000
  5. E
    Rs. 1500
Question 18Single Answer
Which of the following represents Profit and Loss Account ?
  1. A
    Position of profit on a particular date 
  2. B
    Position of profit for a given period
  3. C
    Position of loss for a given period
  4. D
    Both 2 and 3
  5. E
    None of the above
Question 19Single Answer
Which among the following is /are ‘Term Deposit’?
  1. A
    Fixed Deposit
  2. B
    Current Deposit
  3. C
    Recurring Deposit
  4. D
    All of the above 
  5. E
    None of the above
Question 20Single Answer
The first bank of limited liability managed by Indians was :
  1. A
    The Commercial Bank of India
  2. B
    Allahabad Bank
  3. C
    Oudh Commercial Bank
  4. D
    Punjab National bank ltd
  5. E
    None of the above
Question 21Single Answer
Which of the following scheme is not meant for investment purposes?
  1. A
    Letter of credit
  2. B
    National saving certificate 
  3. C
    Infrastructure bonds
  4. D
    Mutual funds
  5. E
    None of the above
Question 22Single Answer
What is meant by development Oriented banking?
  1. A
    Infrastructure financing 
  2. B
    Extending loans to State, which are undevelopment
  3. C
    Taking up the task of development of the economy by providing support to under privileged section of the society
  4. D
    All of the above 
  5. E
    None of the above
Question 23Single Answer
The Reserve Bank of India was established in:
  1. A
    April 1935        
  2. B
    June 1935
  3. C
    August 1934    
  4. D
    May 1936
  5. E
    January 1949
Question 24Single Answer
14 major Indian commercial banks of the country were nationalized in:
  1. A
    July 1965        
  2. B
    June 1960
  3. C
    July 1969        
  4. D
    May 1970
  5. E
    January 1949
Question 25Single Answer
On the basis of suggestions of which of the following committee. The Banking Regulation Act was amended in 1983 to open the gates for the new private sector banks ?
  1. A
    Narasimham Committee
  2. B
    Rangrajan Committee
  3. C
    Rangrajan Committee
  4. D
    Goiporia committee
  5. E
    None of the above

Knowledge of English Language

Question 26Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    He was in the temper
  2. B
    and refused
  3. C
    discuss the matter again
  4. D
    No error
Question 27Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    A flower makes no garland
  2. B
    so we must do a thing together
  3. C
    in a unit for a good result
  4. D
    No error
Question 28Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    My friend is a software engineer
  2. B
    and his wife is doctor
  3. C
    so they don’t have enough time for each other
  4. D
    No error
Question 29Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    I don’t have much time that
  2. B
    I hear you in detail with verbosity
  3. C
    tell everything in nutshell
  4. D
    No error
Question 30Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    The atmosphere is changing
  2. B
    so I have severe pain in my body
  3. C
    if you have any painkiller, please give it to me
  4. D
    No error
Question 31Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    No one is without fault
  2. B
    because no one is God
  3. C
    and only God is fault free
  4. D
    No error
Question 32Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Your
  2. B
    clock is
  3. C
    one hour fast
  4. D
    No error
Question 33Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    The lose of jobs
  2. B
    is regarded by some as an necessary evil
  3. C
    in the fight against infliation
  4. D
    No error
Question 34Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    In science, the credit goes to a man
  2. B
    who convinces the world
  3. C
    not to the man to whom the idea first occurs
  4. D
    No error
Question 35Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    It is only after
  2. B
    the match is over
  3. C
    that people realize how exciting it is
  4. D
    No error
Question 36Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Off the two
  2. B
    sisters, she
  3. C
    is better
  4. D
    No error
Question 37Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    A interesting book
  2. B
    ‘A Tale of two cities’
  3. C
    was written by Alexander Dumas
  4. D
    No error
Question 38Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    I shall never
  2. B
    forget a good
  3. C
    deed you did to me, when I was in crisis
  4. D
    No error
Question 39Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Wisdom of Vikramaditya
  2. B
    solved many riddles
  3. C
    that people brought to him for solution
  4. D
    No error
Question 40Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    News you broke to his wife
  2. B
    made her nervous
  3. C
    and she broke down
  4. D
    No error
Question 41Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    I have a work
  2. B
    to do and
  3. C
    so I will reach late
  4. D
    No error
Question 42Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    I saw portion
  2. B
    of the manuscript
  3. C
    on birds
  4. D
    No error
Question 43Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Talent without experience is waste
  2. B
    so one must attain some practical knowledge and
  3. C
    it is only practical knowledge through which one can be an expert
  4. D
    No error
Question 44Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    The Geeta, the Bible and the Quran all show us
  2. B
    the true path of humanity
  3. C
    Ramayana also can be included in this group
  4. D
    No error
Question 45Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Gandhiji was born on 2nd October 1869
  2. B
    He devoted two thirds of his life
  3. C
    for Indian freedom movement
  4. D
    No error
Question 46Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    The students who want to speak in English
  2. B
    must read Hindu newspaper
  3. C
    in their initial stage
  4. D
    No error
Question 47Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Garib rath is a facility by railway ministry
  2. B
    for the poor to enjoy express train and facilities
  3. C
    but is mostly utilized by the upper class
  4. D
    No error
Question 48Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    It is
  2. B
    a quarter to ten
  3. C
    by my watch
  4. D
    No error
Question 49Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    Mr. Thakur lived
  2. B
    in the three-hundred year
  3. C
    old house
  4. D
    in Patna
Question 50Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. A
    The uncle of mine who is farmer
  2. B
    gave me a piece of useful advice
  3. C
    when I went to see him three weeks ago
  4. D
    No error
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