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Objective Questions

Latest Vidya Sahakari Bank Clerk Exam Question (Objective Questions), MCQ in English

Subjects : Banking & Cooperative Banking, English language, Knowledge of IT, General Knowledge & Current Affairs, Mathematics, Logical Reasoning

Question Bank Vidya Sahakari Bank Clerk Exam - English.
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Banking & Cooperative Banking

Question 1Single Answer
Which if the following is TRUE about the meaning of a bank?
  1. AIt is a financial establishment
  2. BIt acts like a financial intermediary
  3. CIt accepts deposits from the public 
  4. DIt provides safe locker facility
  5. EAll the above
Question 2Single Answer
Which of the following is NOT true about the functioning of a bank ?
  1. AA bank should always add the word “bank” to its name.
  2. BThey include general utility services and agency services.
  3. CA bank is a non-profit organization having service oriented approach.
  4. DA bank acts as a connecting link between borrowers and lenders of money.
  5. EA bank lends out money in the form of loans to those who require it for different purposes.
Question 3Single Answer
Which of the following is NOT a banking service?
  1. AIssuance of debit and credit cards
  2. BProviding safe custody of valuable items 
  3. CATM services
  4. DProvision for higher interest rates to the accounts held by women
  5. EOnline transfer of funds across the globe
Question 4Single Answer
The definition of Banking is given in which of the following ACTs?
  1. ANegotiable Instrument Act 1881
  2. BReserve Bank of India (RBI) Act 1934
  3. CBanking Regulation Act 1949
  4. DCompany Act 1956
  5. ENone of the above
Question 5Single Answer
Banks in India are regulated by :
  1. AThe Reserve Bank of India Act,1934
  2. BThe Banking regulation Act,1949
  3. CThe Reserve Bank of India (Amendment and Misc. Provisions) Act, 1953
  4. DThe Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980
  5. ENone of the above
Question 6Single Answer
Which of the following terms is used in Banking field ?
  1. AZero Hour
  2. BInput devices
  3. CPrivilege motion
  4. DSedimentary
  5. EInvest rate swap
Question 7Single Answer
A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as?
  1. AInvestment Banking 
  2. BCore Banking
  3. CMobile Banking 
  4. DNational Banking 
  5. ESpecialized Banking 
Question 8Single Answer
Which of the following is necessary while opening deposit account in banks ?         
  1. AWill 
  2. BRegistration
  3. CNomination
  4. DIndemnity
  5. EGuarantee
Question 9Single Answer
Which of the following is not banking term?
  1. ALetter of credit
  2. BMIBOR
  3. CFactoring services
  4. DEntry load
  5. ENone of the above
Question 10Single Answer
Systematic investment plans relates to:
  1. AMutual Funds
  2. BLife Insurance Companies
  3. CCommercial Banks
  4. DPost office saving schemes
  5. ENone of the above
Question 11Single Answer
Which is the following is / are third party products sold out by banks?
  1. AMutual funds
  2. BTerm deposits
  3. CCredit cards
  4. DAll of these
  5. ENone of the above
Question 12Single Answer
The first bank the Bank of Hindustan was established in:
  1. A1780    
  2. B1790
  3. C1770    
  4. D1802
  5. E1814
Question 13Single Answer
Which of the following NOT a Retail banking product ?
  1. AChecking account
  2. BSaving account
  3. CMoney market account
  4. DCertificate of deposit (CD)
  5. EMutual Fund
Question 14Single Answer
Which of the following is Not a Business (or commercial / investment) banking product ?
  1. ABusiness loan
  2. BCapital raisig
  3. CChecking account
  4. DProject finance
  5. ETerm loan
Question 15Single Answer
The banker’s bank in any country called as:
  1. ACommercial bank
  2. BCentral bank 
  3. CEXIM bank
  4. DScheduled Bank
  5. EDevelopment bank
Question 16Single Answer
Which of the following is the Central bank of India?
  1. AState Bank of India
  2. BNational Bank for Agriculture and Rural Development
  3. CExport-Import Bank of India
  4. DReserve Bank of India
  5. ENone of the above
Question 17Single Answer
What is the Minimum balance required to be maintained for a saving account with cheque book facility?
  1. ARs. 100            
  2. BRs. 400
  3. CRs. 500            
  4. DRs.1000
  5. ERs. 1500
Question 18Single Answer
Which of the following represents Profit and Loss Account ?
  1. APosition of profit on a particular date 
  2. BPosition of profit for a given period
  3. CPosition of loss for a given period
  4. DBoth 2 and 3
  5. ENone of the above
Question 19Single Answer
Which among the following is /are ‘Term Deposit’?
  1. AFixed Deposit
  2. BCurrent Deposit
  3. CRecurring Deposit
  4. DAll of the above 
  5. ENone of the above
Question 20Single Answer
The first bank of limited liability managed by Indians was :
  1. AThe Commercial Bank of India
  2. BAllahabad Bank
  3. COudh Commercial Bank
  4. DPunjab National bank ltd
  5. ENone of the above
Question 21Single Answer
Which of the following scheme is not meant for investment purposes?
  1. ALetter of credit
  2. BNational saving certificate 
  3. CInfrastructure bonds
  4. DMutual funds
  5. ENone of the above
Question 22Single Answer
What is meant by development Oriented banking?
  1. AInfrastructure financing 
  2. BExtending loans to State, which are undevelopment
  3. CTaking up the task of development of the economy by providing support to under privileged section of the society
  4. DAll of the above 
  5. ENone of the above
Question 23Single Answer
The Reserve Bank of India was established in:
  1. AApril 1935        
  2. BJune 1935
  3. CAugust 1934    
  4. DMay 1936
  5. EJanuary 1949
Question 24Single Answer
14 major Indian commercial banks of the country were nationalized in:
  1. AJuly 1965        
  2. BJune 1960
  3. CJuly 1969        
  4. DMay 1970
  5. EJanuary 1949
Question 25Single Answer
On the basis of suggestions of which of the following committee. The Banking Regulation Act was amended in 1983 to open the gates for the new private sector banks ?
  1. ANarasimham Committee
  2. BRangrajan Committee
  3. CRangrajan Committee
  4. DGoiporia committee
  5. ENone of the above

English language

Question 26Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AHe was in the temper
  2. Band refused
  3. Cdiscuss the matter again
  4. DNo error
Question 27Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AA flower makes no garland
  2. Bso we must do a thing together
  3. Cin a unit for a good result
  4. DNo error
Question 28Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AMy friend is a software engineer
  2. Band his wife is doctor
  3. Cso they don’t have enough time for each other
  4. DNo error
Question 29Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AI don’t have much time that
  2. BI hear you in detail with verbosity
  3. Ctell everything in nutshell
  4. DNo error
Question 30Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AThe atmosphere is changing
  2. Bso I have severe pain in my body
  3. Cif you have any painkiller, please give it to me
  4. DNo error
Question 31Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. ANo one is without fault
  2. Bbecause no one is God
  3. Cand only God is fault free
  4. DNo error
Question 32Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AYour
  2. Bclock is
  3. Cone hour fast
  4. DNo error
Question 33Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AThe lose of jobs
  2. Bis regarded by some as an necessary evil
  3. Cin the fight against infliation
  4. DNo error
Question 34Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AIn science, the credit goes to a man
  2. Bwho convinces the world
  3. Cnot to the man to whom the idea first occurs
  4. DNo error
Question 35Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AIt is only after
  2. Bthe match is over
  3. Cthat people realize how exciting it is
  4. DNo error
Question 36Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AOff the two
  2. Bsisters, she
  3. Cis better
  4. DNo error
Question 37Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AA interesting book
  2. B‘A Tale of two cities’
  3. Cwas written by Alexander Dumas
  4. DNo error
Question 38Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AI shall never
  2. Bforget a good
  3. Cdeed you did to me, when I was in crisis
  4. DNo error
Question 39Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. AWisdom of Vikramaditya
  2. Bsolved many riddles
  3. Cthat people brought to him for solution
  4. DNo error
Question 40Single Answer
Read sentence to find out whether there is any grammatical error in it. The sentences are In three separate parts and each one is labelled (a), (b), (c) and (d). In that case, letter (d) will signify a ‘No error’ response.
  1. ANews you broke to his wife
  2. Bmade her nervous
  3. Cand she broke down
  4. DNo error

Knowledge of IT

Question 41Single Answer
Which Windows interface element typically appears to display information, a warning, an error message, or a request for confirmation?
  1. AWindow
  2. BPop-up menu
  3. CMessage box
  4. DTaskbar
Question 42Single Answer
What is active desktop ?
  1. Aa term that is synonymous with viewing your desktop as web page
  2. Ba feature to customize your desktop to display informating you can update from the internet
  3. Cboth a and b above mentioned
  4. DA software
  5. ENone of these
Question 43Single Answer
What is meant by an active window?
  1. AA window that is minimized
  2. BThe window currently receiving user input
  3. CAny window currently open
  4. DThe window opened first
Question 44Single Answer
What was America Online (AOL) primarily known for during the early popularization of consumer Internet access?
  1. AAn online service providing Internet access and proprietary online content
  2. BA computer operating system
  3. CA spreadsheet application
  4. DA database management system
Question 45Single Answer
An application is
  1. Aword processing, accounting and engineering programs are example of application programs
  2. Bcomputer program designed to enable users to perform specific job functions
  3. CBoth a and b above mentioned
  4. Da document
  5. ENone of these
Question 46Single Answer
Which of the following programs enables you to calculate numbers related to rows and columns?
  1. AWindow program
  2. BSpreadsheet program
  3. CGraphics program
  4. DWord program
  5. ENone of these
Question 47Single Answer
The term Briefcase is used for
  1. Aa special folder on the windows desktop used to keep documents up to date when shared between computers
  2. Ba window that us currently open
  3. CA folder which keeps deleted, files for a while and can be retrieved from it
  4. DAll of the above
  5. ENone of these
Question 48Single Answer
In a graphical user interface, what is a button primarily used for?
  1. AExecuting a command or initiating an action
  2. BPermanently storing data
  3. CDisplaying the computer's IP address
  4. DFormatting a disk automatically
Question 49Single Answer
A channel (in windows terminology) is
  1. Aa widely used online service that offers access to the internet
  2. Ba specialized web site designed to work with the windows 98 subscribing feature to automatically download information from the internet and store it on your computer for later viewing
  3. Can area on the computer memory where text or graphics can be temporarily stored
  4. DAll of the above
  5. ENone of these
Question 50Single Answer
What does a checked checkbox generally indicate in a graphical user interface?
  1. AThe associated option is enabled or selected
  2. BThe application has closed
  3. CThe file has been deleted
  4. DThe computer is offline
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