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Question for YDCC Junior Clerk - Quiz / Questions / MCQ in English

Last Update on : October 12, 2026

Duration: 90 · Questions: 90 · Max Marks: 90

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To boost your performance in YDCC Junior Clerk exam, practice each question regularly and with focus. Every question tests your subject understanding, so solve them one at a time. Taking a quiz improves your speed and accuracy. Practicing topic-wise MCQs. Students benefit greatly from reviewing questions with answer keys, which help clarify concepts and strengthen Questions knowledge for success in YDCC Junior Clerk exams.

Latest YDCC Junior Clerk Exam Question (Objective Questions), MCQ in English

Subjects : Banking, Marathi Grammar, English, General Knowledge, Mathematics, and Intelligence

Question Bank YDCC Junior Clerk Exam - English

Banking

Q 1 :
is the primary function of a bank?
  1. A.To provide insurance
  2. B.To accept deposits and make loans
  3. C.To invest in the stock market
  4. D.To manage real estate
Q 2 :
type of bank primarily deals with individuals and small businesses?
  1. A.Commercial bank
  2. B.Central bank
  3. C.Investment bank
  4. D.Cooperative bank
Q 3 :
is a central bank?
  1. A.A bank that offers loans to small businesses
  2. B.A financial institution that manages a country’s currency and monetary policy
  3. C.A bank that operates on a cooperative model
  4. D.A bank that provides international services
Q 4 :
is a fixed deposit?
  1. A.A deposit that can be withdrawn anytime
  2. B.A long-term deposit that earns a fixed interest rate
  3. C.A type of loan
  4. D.A deposit used for daily transactions
Q 5 :
of the following is NOT a function of banks?
  1. A.Issuing currency
  2. B.Providing loans
  3. C.Conducting trade
  4. D.Safekeeping of valuables
Q 6 :
is meant by ‘liquidity’ in banking?
  1. A.The ability to convert assets into cash quickly
  2. B.The amount of deposits in a bank
  3. C.The profit earned by the bank
  4. D.The loans given by the bank
Q 7 :
type of bank primarily engages in underwriting and advisory services?
  1. A.Commercial bank
  2. B.Central bank
  3. C.Investment bank
  4. D.Cooperative bank
Q 8 :
of the following is a feature of a savings account?
  1. A.Higher interest rates than fixed deposits
  2. B.Limited withdrawals
  3. C.Interest earned on the balance
  4. D.No access to funds
Q 9 :
bank is responsible for regulating the money supply and interest rates in an economy?
  1. A.Commercial bank
  2. B.Cooperative bank
  3. C.Central bank
  4. D.Investment bank
Q 10 :
does the term ‘NPA’ stand for in banking?
  1. A.Non-Performing Asset
  2. B.National Payment Authority
  3. C.Non-Personal Account
  4. D.National Bank Association
Q 11 :
type of bank is owned and operated by its members?
  1. A.Commercial bank
  2. B.Investment bank
  3. C.Cooperative bank
  4. D.Central bank
Q 12 :
is the primary purpose of a commercial bank?
  1. A.To provide agricultural loans
  2. B.To facilitate international trade
  3. C.To make profit through interest on loans and fees
  4. D.To promote cooperative movements
Q 13 :
type of account typically offers higher interest rates but has limited access to funds?
  1. A.Current account
  2. B.Savings account
  3. C.Fixed deposit account
  4. D.Recurring deposit account
Q 14 :
of the following is a primary source of income for banks?
  1. A.Service fees
  2. B.Interest on loans
  3. C.Investments in stocks
  4. D.All of the above
Q 15 :
is the main role of a bank manager?
  1. A.To lend money
  2. B.To manage the bank's operations and ensure profitability
  3. C.To supervise customers
  4. D.To train new employees
Q 16 :
banking term refers to the risk of a borrower not repaying a loan?
  1. A.Liquidity risk
  2. B.Interest rate risk
  3. C.Credit risk
  4. D.Market risk
Q 17 :
type of bank provides financial services to government agencies?
  1. A.Commercial bank
  2. B.Investment bank
  3. C.Central bank
  4. D.Cooperative bank
Q 18 :
of the following best describes a current account?
  1. A.Offers no interest
  2. B.Suitable for regular transactions
  3. C.Can be overdrawn
  4. D.All of the above
Q 19 :
is ‘banking fraud’?
  1. A.A legitimate banking transaction
  2. B.Illegal activities to gain unauthorized access to bank funds
  3. C.A term for loan default
  4. D.A type of bank regulation
Q 20 :
regulatory body oversees commercial banks in most countries?
  1. A.International Monetary Fund (IMF)
  2. B.Reserve Bank
  3. C.World Bank
  4. D.Securities Exchange Commission

Marathi Grammar

Q 21 :
'अच्छा' शब्दाचा विरुद्धार्थी कोणता शब्द आहे ?
  1. A. खराब
  2. B. सुंदर
  3. C. प्रेम
  4. D. धन्यवाद
Q 22 :
'सुन्दर' शब्दाचा समानार्थी कोणता शब्द आहे ?
  1. A. बुद्धिमता
  2. B. खराब
  3. C. प्रसन्न
  4. D. भयानक
Q 23 :
'स्नेह' शब्दाचा विरुद्धार्थी कोणता शब्द आहे ?
  1. A. द्वेष
  2. B. आक्रोश
  3. C. असहमत
  4. D. समझौता
Q 24 :
'उदास' शब्दाचा समानार्थी कोणता शब्द आहे ?
  1. A. आनंदी
  2. B. निराश
  3. C. प्रसन्न
  4. D. उत्साही
Q 25 :
'अद्य' शब्दाचा समानार्थी कोणता शब्द आहे ?
  1. A. कल
  2. B. पुन्हा
  3. C. आज
  4. D. अब
Q 26 :
पुढील शब्दाच्या कोणत्या भागाने "नामपद" शब्द सांगा?
  1. A. प्रयोगपद
  2. B. सर्वनाम
  3. C.  क्रियापद
  4. D. विशेषण
Q 27 :
"आपल्या शिक्षकाने आमच्या विद्यालयातील पुस्तकांना सुंदर नाम" - या वाक्यात, कोणत्या शब्दाच्या भागाने "नाम" असा अर्थ आहे?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 28 :
"रामला आपलं पुस्तकाचं अंगूठ नकलायला आहे" - या वाक्यात, कोणत्या शब्दाच्या भागाने "पुस्तकाचं" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 29 :
"तुम्ही आपल्या मित्राला काय प्रेम करता?" - या वाक्यात, कोणत्या शब्दाच्या भागाने "मित्राला" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 30 :
"सर्व विद्यार्थ्यांना आवश्यक गोड अभ्यास करावा" - या वाक्यात, कोणत्या शब्दाच्या भागाने "विद्यार्थ्यांना" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 31 :
"उपास्य देवतांच्या पूजेसाठी फूल घालता येतात" - या वाक्यात, कोणत्या शब्दाच्या भागाने "उपास्य" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 32 :
"रामाने गुलाब लावलं" - या वाक्यात, कोणत्या शब्दाच्या भागाने "रामाने" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 33 :
"माझ्या आवडत्या पुस्तकात सर्व वस्तूंची फोटो आहे" - या वाक्यात, कोणत्या शब्दाच्या भागाने "माझ्या" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 34 :
"हा पुस्तक तुम्हाला किती आवडला?" - या वाक्यात, कोणत्या शब्दाच्या भागाने "तुम्हाला" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 35 :
"माझ्या आवडत्या फुलाच्या रंगात तुम्ही त्याचा उपयोग कसा करता?" - या वाक्यात, कोणत्या शब्दाच्या भागाने "तुम्ही" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 36 :
"माझ्या घरात नाचलंय" - या वाक्यात, कोणत्या शब्दाच्या भागाने "माझ्या" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 37 :
"आम्हाला विद्यापीठातील पुस्तके वाचायला आवश्यक आहेत" - या वाक्यात, कोणत्या शब्दाच्या भागाने "आम्हाला" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 38 :
"उन्हाळ्यातलं वातावरण मस्त आहे" - या वाक्यात, कोणत्या शब्दाच्या भागाने "उन्हाळ्यातलं" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 39 :
"मी तुमच्या मित्राला नमस्कार केलं" - या वाक्यात, कोणत्या शब्दाच्या भागाने "मी" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद
Q 40 :
"माझ्या दोन शिक्षकांनी फुलांचं अंगूठ नकललं" - या वाक्यात, कोणत्या शब्दाच्या भागाने "माझ्या" असा अर्थ आहे ?
  1. A. सर्वनाम
  2. B. क्रियापद
  3. C. विशेषण
  4. D. नामपद

English

Q 41 :
I go to Madurai by —– Vaigai Express
  1. A.a
  2. B.an
  3. C.some
  4. D.the
Q 42 :
Have the car stolen!
  1. A.Steal the car
  2. B.You should have the stolen car
  3. C.Get someone to steal the car
  4. D.They have stolen the car
Q 43 :
The payment was collected by the hardworking salesman.
  1. A.The hardworking salesman collected the payment.
  2. B.the salesman who worked heard was able to collect the payment.
  3. C.to collect the payment the salesman had to work hard.
  4. D.The hardworking salesman was able to collect the payment.
Q 44 :
I had to stop all my work to complete this project.
  1. A.All other work had to be stopped to complete this project by me
  2. B.For completing this project all other work must be stopped
  3. C.For completing this project I had to stop all my work
  4. D.To complete this project all other work had been stopped by me
Q 45 :
They have published the names of all the successful candidates.
  1. A.The candidates who have succeeded their names they had published.
  2. B.The names of all the successful candidates have been published by them
  3. C.The candidates who have succeeded their names have been published by them.
  4. D.The names of all the successful candidate were published by them. 
Q 46 :
The Finance Department has ……………a centralized online databank system for all statutory government bodies to …………an eye on their assets and liabilities.
  1. A. presented , stay
  2. B.introduced , keep
  3. C.announce , make
  4. D.created , let
  5. E.proclaimed , hold
Q 47 :
Assets
  1. A.liabilities
  2. B.responsibilities
  3. C.estates
  4. D.profits
Q 48 :
Affidavit
  1. A. Affirmation
  2. B.Slander
  3. C.Oath
  4. D.Testimony
Q 49 :
Hollow
  1. A.Alveolate
  2. B.Cleft
  3. C. Cavernous
  4. D.Solid
Q 50 :
Cosset 
  1. A.Ignoreb
  2. B.Close
  3. C.Caress
  4. D.Fondle

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