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CSEB Kerala Junior Clerk Free Mock Test
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CSEB Kerala Junior Clerk Syllabus 2026, Exam Pattern
CSEB Kerala Junior Clerk Syllabus 2026, Exam Pattern, Exam Date 2026
Detail Information about CSEB (Kerala State Co-Operative Service Examination Board) Kerala has published notification 2026 for the recruitment of Junior Clerk vacancies. Those Candidates who are Interested to the following vacancy and completed all Eligibility Criteria can read the Notification & Apply Online. In this page we provide the Complete Syllabus of this Recruitment with Latest Update Exam Pattern and the Exam Date also.
CSEB Kerala Junior Clerk Syllabus 2026 - Overview
CSEB Kerala Junior Clerk Syllabus 2026
CSEB Kerala Junior Clerk Syllabus 2026 - Overview
| Origination Name | Kerala Co-operative Service Examination board (CSEB Kerala) |
| Name of Post | Junior Clerk |
| No. of Vacancy | 122 |
| Category | Syllabus and Exam Pattern |
| Job Location | All Over Kerala |
| Official website | http://www.csebkerala.org/ |
General English :
(i) English Grammar :
1. Types of Sentences and Interchange of Sentences.
2. Different Parts of Speech.
3. Agreement of Subject and Verb.
4. Articles
5. Uses of Primary and Modal Auxiliary Verbs
6. Question Tags
7. Infinitive and Gerunds
8. Tenses
9. Tenses in Conditional Sentences
10.Prepositions
11.The Use of Correlatives
12.Direct and Indirect Speech
13.Active and Passive voice
14.Correction of Sentences
(ii) Vocabulary :
1. Singular & Plural, Change of Gender, Collective Nouns
2. Compound words
3. Synonyms
4. Antonyms
5. Phrasal Verbs
6. Foreign Words and Phrases
7. One Word Substitutes
8. Words often confused
9. Spelling Test
10.Idioms and their Meanings
11.Expansion and meaning of Common Abbreviations
General Knowledge :
(i) United Nations
(ii) History of the Freedom struggle in India
(iii) History of Travancore
(iv) Social reform movements
(v) Political History (India/Kerala)
(vi) Indian Constitution
(vii) Indian Five-Year Plans, Economic reforms
(viii) Reorganization of States
(ix) Governance, and Governance systems
(India/Kerala)
(x) Indian States & their Characteristics
(xi) Oceans, Continents, Global Warming
(xii) Kerala's geography, districts, rivers
(xiii) Agricultural crops, minerals, Green Revolution
(xiv) Art, Sports, Literature, Culture (World, India, Kerala),
(xv) Current Affairs
Test of Reasoning :
(Basic arithmetic, mental ability, and observation skills assessment)
(i) Numbers and Basic Operations
(ii) Fraction and Decimal Numbers
(iii) Percentage
(iv) Profit and Loss
(v) Simple and Compound Interest
(vi) Ratio and Proportion
(vii) Time and Distance
(viii) Time and Work
(ix) Average
(x) Series
(xi) Problems on Mathematics Signs
(xii) Position determination test
(xiii) Analogy- Word Analogy, Alphabet Analogy, Number Analogy
(xiv) Odd man out
(xv) Number review system
(xvi) Coding and De Coding
(xvii) Family Relations
(xviii) Sense of Direction
(xix) Time and Angles
(xx) Time in a clock and its reflection
(xxi) Date and Calendar
(xxii) Clerical Ability
Principles and Practice of Cooperation :
(i) Co-operative principles – Definition of ICA – values and ethics – Co-operative Common wealth – Evolution of Cooperative principles – Distinctive features of Co-operation – Co-operation and Joint stock company – Co-operations as a balancing factor between capitalism, Socialism and Communism.
(ii) Co-operation in foreign countries
a) England – Origin of Co-operative movement – friendly Societies Act
– Industrial providence Act of 1852
– Robert Owen and his experiments.
b) Germany – credit societies Raiffeisen and Schulze
c) Denmark Dairy Co-operatives
(iii) Committees and Commissions
a) All India Rural credit survey Committee
b) Committee on Co-operative credit (VL Metha)
c) All India Rural credit review committee
d) CRAFICARD
e) Agricultural and Credit Review Committee
f) State aid to Co-operatives:- NCDC, NDDB, NHB, NABARD etc
(iv) Co-operative education and training – National Co-operative University, need and importance – ICA, NCUI, SCU, CCU, NCCT, NCCE, VAMNICOM, ICM, ACSTI, KICMA, CAPE, Co-operative week Celebrations, International Cooperative Day – Co-operative Flag.
(v) Constitution and functions of PACS and KSCB, KiSAN Credit Card (KCC), Principal State partnership fund, NAFSCOB, COBI
(vi) Objects and working of PCARDB And KSCARB, Debenture redemption fund, Technical enquiry report, DV File, Procedure for granting long term loans, National Federation of Agriculture Rural Development Banks(NFARDB)
(vii) Non – Agricultural credit societies, objectives, membership and working of urban Co-operative banks and employee credit societies. Housing Co-operative, importance and advantage, constitution and working of primary Housing societies and House fed, National Federation of Urban Co-operative Banks(NFUCB).
(viii) Marketing and processing societies, Advantage of Co-operative marketing, Constitution and working of primary marketing societies and market fed. State Co-operative rubber marketing federation, Kerafed, Rubco, RAIDCO, CAMPCO.
(ix) Need and importance of consumer – Cooperatives – objects and functions of primary consumer stores – District whole sale stores – Consumerfed – Active price
policy – Double compartmental systems –Neethi Stores – students consumer stores, NCCF.
(x) APCOS – objectives and working of primary milk societies – Regional Cooperative milk producers unions – KCMMF – Role of dairy Co-operatives to Rural Development.
(xi) Industrial Co-operative societies – Types of industrial Co-operatives – Handloom – Coir – Beedi – Handicrafts –Cashew etc. Hantex – Coirfed – Handicraft Apex Society – Kerala Dinesh Beedi – Capex – Texfed.
(xii) SC/ST Fed – Matsyafed – Vanithafed –Hospitalfed-Tourfed- Labourfed-SPCS –ULCCS.
(xiii) Risk Fund Scheme, Deposit Guarantee Scheme, Co-operative employees SelfFinance Pension Scheme, Kerala Cooperative Ombudsman Scheme, Member Relief Scheme, Consortium Lending Scheme, Kerala Co-operative Welfare and Development Scheme, Co-operative Employees Welfare Board.
(xiv) Functional Areas of Management Functional Areas of Management of Co-operatives, Evaluation of Performance of Co-operatives. Co-operative Administration –Need for Professional Management. Accountability, Budgeting and Control, Human Resources Management-Motivation, Group
Dynamics, Leadership, Decision making, Problem Solving, Performance Appraisal, Training Need Assessment (TNA). Time Management-Procrastination, Stress
Management. Communication. Finance Management-Asset and Liability Management, Management of operations.
(xv) Co-operatives-Departmental Set Up in Kerala
Act & Rules
(i) Kerala Co-operative Societies Act 1969
(ii) Kerala Co-operative Societies Rules 1969
Banking :
(i) Banking System in India- Scheduled & NonScheduled Banks, Commercial Banks, RRBs, Co-op: Banks, Foreign Banks, Local Area Banks, Small Finance Banks, Payment Banks-CRR, SLR, Repo, Re-repo, Bank Rates etc. NABARD- Supervision of Cooperative Banks & RRBs, NBFC
(ii) Banker & Customer Relationship, Different Types of Customers,
(iii) Special Type of Customers – Minors, Pardanishan Ladies, Blind Persons, Lunatic, Insolvent persons.
(iv) Know Your Customer (KYC)- Anti Money Laundering Guidelines of RBI
(v) Regulatory and Supervisiory functions of RBI
(vi) Negotiable Instruments Act 1881- Negotiable Instruments – Promissory Notes Bill of Exchange, cheque crossing cheques – Types of crossing – General crossing,
Special crossing, Non-Negotiable crossing.
Endorements – Meaning Parties of endorsement essentials of valid endorsement types of endorsement, endorsement in blank, endorsement in full, conditional endorsement, restrictive endorsement, sans resource endorsement, facultative endorsement, parties to endorsement, effect of endorsement.
(vii) Payment & Settlement System- Alternate Channels of Payment- Indian Currency Notes, RTGS, NEFT, Internet Banking, Mobile Banking, UPI, ATMs, CDMs, POS, Quick Response Code, Pre-paid Instruments, Debit Card, Credit Card, Core Banking Solution (CBS).
(viii) Grievance Redressal MechanismsIntegrated Ombudsman Scheme 2021, Consumer Protection Act (COPRA) 2019.
(ix) Deposits – Schemes of Banks and Cooperative Societies.
(x) Savings Bank A/c-BSBDA, PMJDY, Small accounts, Guidelines, current account, Fixed Deposits, RD Account.
(xi) Issue and Payment of Demand Draft, Safe Deposit Lockers, Safe Custody of Articles.
(xii) Nomination Rules, Garnishee Order, Attachment Order, Right of General Lien, Right of Set Off, Rules of Appropriation Mandate &Power of Attorney, Lien, Pledge, Hypothecation, Mortgage.
(xiii) Priority Sector Guidelines, Agri-Loans, KCC, MSME, Other Loans-General.
(xiv) Different Types of Loans in Banks, Recovery–Special Mentions accounts (SMA), Accounts – NPA norms
Accounting :
(i) Definition and Objects of financial accounting Branches of accounting – Advantages - Limitation
(ii) Accounting Principles – concepts –conventions
(iii) Journal – Ledger – Subsidiary books – Trial balance – Errors – its rectification
(iv) Final accounts and Adjustments
(v) Depreciation Methods – Bills of exchange consignment- Accounts of non- Trading concern
(vi) Co-op accounting – Day book – General ledger Receipts and Disbursement statement – Final accounts – Bank Reconciliation statement.
(vii) Cost Accounting Cost Accounting-Objectives and Advantages. Limitations of a Good Costing System, Types of Costing-Marginal coasting, Standard Costing, Opportunity Cost, Sunk Cost, Differential Cost, Elements of Cost-Direct Cost and Indirect Cost-Overheads, Non-cost Expenses, Management Reporting and Management Information System(MIS).
Material – Control – Bin card – stores ledger –EOQ – Methods of valuing material issues
(viii) Labour cost – Types of labour systems of wage payment
(ix) Financial Planning Financial Planning-Forecasting, SWOT analysis and Profit Planning, Budgeting, Budget, Capital Budgeting-Cost of Capital, Statement and Return to be furnished to the Registrar.
(x) Analysis of Financial Statements: Reading Financial Statement-Trial Balance/R&D Statements, Trading and Profit and Loss Account, Balance SheetRatio Analysis, Working Capital/Working Fund elements, Cost Volume Profit (CVP) Analysis-Break-Even Point, Margin of Safety. Comparative Statement Analysis, Trend Analysis, Common size Statement Analysis, Cash and Find Flow Analysis, Ratio Analysis. Fraud-Causes, Fraud Triangle, Prevention of Fraud. Statutory Audit-Submission of Statement to the Auditors.
Duration : 120 Minutes
| S.No | Subject | No.of Question | Marks |
| 1. | General English | 10 | 10 |
| 2. | General Knowledge | 10 | 10 |
| 3. | Test of Reasoning | 10 | 10 |
| 4. | Principles and Practice of Cooperation | 15 | 15 |
| 5. | Act & Rules | 15 | 15 |
| 6. | Banking | 20 | 20 |
| 7. | Accounting | 20 | 20 |
| Total | 100 | 100 |
Exam Date : Notified Soon
Starting Date of Application Form : 30th May 2026
Last Date of Application Form : 30th June 2026
Total Post : 122
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