Banking Exams

Indian Overseas Bank SO Manager Treasury Vacancy 2026: Apply Online, Selection Process

📅 Updated On 16 October 2026✨ Update By Jyoti Sharma🌐 Hindi & English

New Vacancy 2026

Indian Overseas Bank SO Manager Treasury 2026 Notification, Online Form & Exam Date

Indian Overseas Bank SO Manager Treasury Vacancy 2026 provides a golden opportunity for aspirants seeking stable government jobs. Interested candidates can apply online for the posts after verifying the official eligibility criteria, age limit, and educational qualifications. Ensure you track the application deadlines and stay updated with the latest Indian Overseas Bank SO Manager Treasury 2026 recruitment news for a smooth registration process.

To crack the Indian Overseas Bank SO Manager Treasury 2026 exam, understanding the detailed syllabus and exam pattern is mandatory. Aspirants should focus on strategic planning and rigorous time management for each selection phase. Boosting your speed through online mock tests and regular practice is the key to securing a high score in this competitive recruitment. For premium study material and practice sets, follow the expert curated resources on toppersexam.com.

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Indian Overseas Bank SO (Manager - Treasury) Syllabus 2026, Exam Pattern

Indian Overseas Bank SO (Manager - Treasury) Syllabus 2026, Exam Pattern, Exam Date 2026

Detail Information about Indian Overseas Bank (IOB) has published notification 2026 for the recruitment of Specialist Officer (SO) Manager - Treasury vacancies. Those Candidates who are Interested to the following vacancy and completed all Eligibility Criteria can read the Notification & Apply Online. In this page we provide the Complete Syllabus of this Recruitment with Latest Update Exam Pattern and the Exam Date also.

Indian Overseas Bank SO Syllabus 2026 - Overview

Organization Name	Indian Overseas Bank (IOB)
Post Name	Specialist Officer (SO) - Manager (Treasury)
Vacancies	11
Application Mode	Online
Category	Syllabus and Exam Pattern
Official Website	www.iob.in

Indian Overseas Bank SO (Manager - Treasury) Syllabus 2026

English Language :

1. Verb

2. Active Voice and Passive voice

3. Subject-Verb Agreement

4. Articles

5. Comprehension

6. Adverb

7. Error Correction

8. Sentence Rearrangement

9. Fill in the Blanks

10. Unseen Passages

11. Tenses and its types

12. Vocabulary

13. Antonyms

14. Synonyms

15. Grammar

16. Idioms & Phrases

General Awareness with Special reference to Banking Industry.

1. Indian Economy & Economic Policies

Growth trends, GDP, inflation, fiscal policy, monetary policy.

Government budget, economic surveys, and recent economic reforms.

Key economic indicators and their implications.

2. Reserve Bank of India (RBI)

Functions, roles, and objectives of RBI.

Monetary Policy: Repo rate, Reverse Repo rate, CRR, SLR, MSF, OMO.

Recent RBI regulations, guidelines, notifications.

Latest RBI circulars and monetary policy announcements.

3. Banking Regulations & Acts

Banking Regulation Act, Negotiable Instruments Act, SARFAESI Act, DICGC Act.

Prevention of Money Laundering Act (PMLA).

Regulatory frameworks and compliance requirements.

4. Financial Institutions in India

Structure and roles of Scheduled Commercial Banks, Co-operative Banks, Regional Rural Banks.

NBFCs, SIDBI, NABARD, EXIM Bank, NHB, SEBI, IRDAI, PFRDA.

Their latest developments, scope, mergers, and policy changes.

5. Banking & Financial Awareness

Indian Financial System – roles of regulatory bodies (RBI, SEBI, NABARD, IRDAI, etc.).

Indian Money Market & Capital Market: instruments like shares, bonds, debentures, derivatives.

Banking terms and concepts: NEFT, RTGS, IMPS, UPI, AEPS, KYC, NPA, Basel Norms.

Types of bank accounts (savings, current, FD, RD) and loan products.

Digital banking, e-wallets, fintech, payment banks, small finance banks.

6. Current Affairs (Banking, Finance & Economy)

National and international news with financial relevance.

Summits, conferences, and bilateral agreements.

Major banking/financial appointments and resignations.

Economic indicators: inflation, forex, interest rates, repo changes.

Awards and recognitions in the finance/banking sector.

7. Government Schemes & Financial Inclusion

Pradhan Mantri Jan Dhan Yojana (PMJDY).

Atal Pension Yojana (APY).

Digital India initiatives, DBT, PM Kisan, Stand-Up India, MUDRA Yojana.

Financial literacy and inclusion programs.

8. Important Banking Terms & Abbreviations

CRR, SLR, Repo, Reverse Repo, MCLR, LAF, NPA, CASA.

Basel Norms, Priority Sector Lending (PSL).

Common banking and insurance abbreviations.

9. Budget, Economic Survey & Financial Reports

Union Budget highlights.

Railway and Finance Budget.

Key takeaways from the Economic Survey.

Reports from IMF, World Bank, RBI, and SEBI.

10. Recent Banking Mergers & Acquisitions

Recent bank mergers and consolidations.

PSU bank mergers and their impact.

Latest tie-ups and acquisitions in the financial industry.

11. Static General Knowledge (Relevant to Banking/Economy)

Important days related to banking and economy (e.g., Financial Literacy Week, World Savings Day).

Books & Authors related to finance/economics.

Capitals, currencies, headquarters of international financial institutions (IMF, World Bank, ADB, AIIB, WTO).

12. Miscellaneous

Banking technology trends: UPI 2.0/3.0, CBDC, blockchain, digital rupee.

Cybersecurity in banking and payment systems.

Global financial institutions influencing Indian economy.

Professional Knowledge (Manager – Treasury):

1. Corporate Treasury Management

i. Liquidity management and cash flow forecasting

ii. Working capital management

iii. Treasury operations in banks vs corporates

iv. Short-term & long-term funding strategies

v. Cash budgeting, fund transfer pricing

2. Financial Markets

i. Money Market: T-Bills, Certificates of Deposit (CD), Commercial Papers (CP), Call/Notice Money, Repo & Reverse Repo

ii. Capital Market: Equity instruments, Bonds, Debentures, IPO/FPO process, SEBI guidelines

iii. Debt Market: Government securities, corporate bonds, yield curve analysis

3. Treasury Products & Operations

i. Government & corporate bonds

ii. Money market instruments

iii. Derivatives: forwards, futures, swaps, options

iv. Treasury bills and repo instruments

v. Structured financial products

4. Foreign Exchange & Forex Management

i. Spot, Forward, Swap transactions

ii. Exchange rate determination & RBI intervention

iii. Cross-currency deals and arbitrage

iv. Hedging techniques against currency fluctuation

v. FEMA guidelines & international remittances

5. Risk Management

i. Market Risk: Value at Risk (VaR), sensitivity analysis

ii. Credit Risk: Exposure norms, counterparty risk, credit derivatives

iii. Operational Risk: Treasury frauds, process risk, compliance

iv. Interest Rate Risk: Gap analysis, duration, convexity, yield curve shifts

v. Hedging & matching techniques

vi. Basel Norms I, II, III: Capital adequacy, liquidity coverage ratio, leverage ratio

6. Liquidity Planning & Cash Assets Management

i. Cash flow management

ii. Liquidity ratios and stress testing

iii. ALM (Asset Liability Management) techniques

iv. Short-term investments & surplus deployment

7. Corporate Finance & Capital Markets

i. Raising funds: debt vs equity

ii. Cost of capital and capital structure

iii. Dividend policies and payout strategies

iv. Mergers, acquisitions, and treasury’s role

v. Investment appraisal methods (NPV, IRR, Payback, EVA)

8. Banking & Regulatory Framework

i. RBI regulations for treasury operations

ii. FEMA (Foreign Exchange Management Act) provisions

iii. Prudential norms for investment & risk management

iv. International banking guidelines (Basel, IFRS where applicable)

v. Compliance & audit in treasury

9. Financial Statement & Ratio Analysis

i. Balance sheet, income statement, cash flow statement interpretation

ii. Key financial ratios (liquidity, solvency, profitability)

iii. Treasury’s role in analyzing client/institution financials

10. NPA Management & Recovery (Basic Awareness)

i. Impact of NPAs on treasury operations

ii. Recovery mechanisms & provisioning norms

iii. RBI guidelines on stressed asset management

Indian Overseas Bank SO (Manager - Treasury) Exam Pattern 2026

Duration : 2 hours

Negative Marking : 0.25

S.No.	Subject	No.of Question	Marks
1.	English Language	25	25
2.	General Awareness with Special reference to Banking Industry	25	25
3.	Professional Knowledge	50	50
	Total	100	100

Exam Date : Notified Soon

Starting Date of Application Form : 12th September 2025

Last Date of Application Form : 03rd October 2025

Total Post : 11

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