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LIC AAO Insurance Specialists Vacancy 2026: Apply Online, Selection Process

📅 Updated On 20 October 2026✨ Update By Jyoti Sharma🌐 Hindi & English

New Vacancy 2026

LIC AAO Insurance Specialists 2026 Notification, Online Form & Exam Date
 
LIC AAO Insurance Specialists Vacancy 2026 provides a golden opportunity for aspirants seeking stable government jobs. Interested candidates can apply online for the posts after verifying the official eligibility criteria, age limit, and educational qualifications. Ensure you track the application deadlines and stay updated with the latest LIC AAO Insurance Specialists 2026 recruitment news for a smooth registration process.
To crack the LIC AAO Insurance Specialists 2026 exam, understanding the detailed syllabus and exam pattern is mandatory. Aspirants should focus on strategic planning and rigorous time management for each selection phase. Boosting your speed through online mock tests and regular practice is the key to securing a high score in this competitive recruitment. For premium study material and practice sets, follow the expert curated resources on toppersexam.com.
 
 

LIC AAO Insurance Specialists Free Mock Test

Crack the LIC AAO Insurance Specialists Mock Test 2026 with the help of an online Test series or a free mock test. Every sample paper in the LIC AAO Insurance Specialists Exam has a designated weight, so do not miss out on any paper. Prepare for the LIC AAO Insurance Specialists mock test and check your test scores.

LIC AAO (Insurance Specialists) Syllabus 2027, Exam Pattern

LIC AAO (Insurance Specialists) Syllabus 2027, Exam Pattern, Exam Date 2027

Detail Information about LIC has published notification 2027 for the recruitment of AAO Specialist (Actuarial) vacancies. Those Candidates who are Interested to the following vacancy and completed all Eligibility Criteria can read the Notification & Apply Online. In this page we provide the Complete Syllabus of this Recruitment with Latest Update Exam Pattern and the Exam Date also.
 
LIC AAO (Insurance Specialists) Syllabus 2027 - Overview
 
Organisation Name Life Insurance Corporation of India (LIC)
Exam Name LIC AAO 2027
Post Name AAO Specialist (Insurance Specialists)
No .of Vacancies Notified Soon
Application Mode Online
Selection Process Phase 1, Phase 2 and Interview
Category Syllabus and Exam Pattern
Official Website www.licindia.in
 
LIC AAO (Insurance Specialists) Syllabus 2027
 
LIC AAO (Insurance Specialists) Prelims Syllabus 2027 :-
 
Reasoning Ability :
 
1. Coding-Decoding
2. Inequalities
3. Puzzles
4. Seating Arrangements
5. Blood Relation
6. Syllogism
7. Order and Ranking
8. Alpha-Numeric-Symbol Series
9. Logical Reasoning (Passage Inference, Statement and Assumption, Statement & Conclusion, Argument, and Cause & Effect)
10. Data Sufficiency
11. Direction Sense
 
Quantitative Aptitude :
 
1. Number Series
2. Approximation and Simplification
3. Data Interpretation (Bar Graph, Line Chart, Tabular, Case let, Pie Chart)
4. Inequalities (Quadratic Equations)
5. Data Sufficiency
6. Miscellaneous Arithmetic Problems (HCF and LCM, Profit and Loss, SI & CI, Problem on Ages, Work and Time, Speed Distance and Time, Probability, Mensuration, Permutation and Combination, Average, Ratio and Proportion, Partnership, Problems on Boats and Stream, Problems on Trains, Mixture and Allegation, Pipes and Cisterns).
 
English Language :
 
1. Word Usage
2. Phrase/Connectors
3. Reading Comprehension
4. Cloze Test
5. Fillers
6. Sentence Improvement
7. Jumbled Paragraph
8. Paragraph related question (Para connectors, para completion, para restatement, paragraph inference, para fillers)
9. Sentence Errors
10. Vocabulary
 
LIC AAO (Insurance Specialists) Mains Syllabus 2027 :-
 
Reasoning Ability :
 
1. Coding–Decoding, Inequality, Syllogism, Input–Output
2. Blood Relations, Direction & Distance, Order/Ranking
3. Puzzles & Seating Arrangements (linear/circular/box/double row)
4. Alphanumeric/Alphabet/Number Series
5. Data Sufficiency, Logical/Analytical Reasoning (assumptions, conclusions, cause–effect, course of action)
 
General Awareness :
 
1. Static GK limited to important countries/currencies, capitals, sports & awards relevant to current news
2. Current Affairs (National/International), Government schemes, Budgets/Economic Survey
3. Financial markets & instruments, Priority sector & financial inclusion
4. Indian Economy & Banking system: RBI/SEBI/IRDAI roles, monetary & fiscal basics
5. Insurance basics & terminology: life vs. general insurance, ULIP, annuity, underwriting, claims, reinsurance, bancassurance
 
Professional Knowledge (Expected) :
 
Insurance Specialists Syllabus :
1. Insurance Underwriting & Claims Management
2. Principles of Insurance & Risk Management
3. Life Insurance Products & Annuities
4. Reinsurance & Risk Sharing Concepts
5. General Insurance Products (Health, Fire, Marine, Motor)
6. IRDAI Regulations & Guidelines
7. Insurance Marketing & Distribution Channels
8. New-Age Trends: Digital Insurance, Bancassurance, InsurTech
 
LIC AAO (Insurance Specialists) Exam Pattern 2027
 
Medium of Exam Hindi & English
Phase I: Preliminary Examination:
Negative Marking : No Negative Marking

 
S.No Subject No.of Question Marks Duration
1 Reasoning Ability 35 35 20 Minutes
2 Quantitative Aptitude 35 35 20 Minutes
3 English Language
with special
emphasis on
grammar,
vocabulary and
comprehension
30 30 20 Minutes
  Total 100 100 60 Minutes

Phase II: Mains Examination:
Negative Marking : No Negative Marking

 
S.No Subject No.of Question Marks Duration
1 Reasoning Ability 30 30 20 Minutes
2 General Awareness
with special reference to Insurance and Financial Market Awareness
20 20 10 Minutes
3 Professional Knowledge 50 100 30 Minutes
  Total 100 150 60 Minutes
4 Professional Knowledge
(Descriptive Paper)
04 out of 06
questions
50 60 Minutes
5 English Language Descriptive Paper (Communication Skills:
Emails, Reports, Situation Analysis & Precis Writing)
02 25 30 Minutes

Phase-III: Interview :
Marks obtained in the Main Examination only will be considered for shortlisting for interview.
I. Maximum Interview marks are 60 and qualifying marks for EWS, Unreserved and OBC candidates are 30. Qualifying marks for SC/ST/PwBD candidates are 27. Candidates who do not obtain the minimum qualifying marks shall be excluded from further selection process. The decision of LIC in this regard shall be final and binding on the candidates and no correspondence will be entertained in this regard.
II. The number of candidates to be called for interview will be approximately three times the number of vacancies to be filled in, subject to the availability of successful candidates in the online main examination and will be as per their ranking in their respective category.
III. The merit order of such group of candidates shall be as per the total marks in main examination and interview. Further, in case of similar marks of two or more candidates the final ranking will be arrived as follows:
a) As per their additional post graduation qualification (i.e. the person with higher educational qualification will be placed higher in the merit order) and further
b) In case of similarity in educational qualification, merit order will be decided on the basis of age, (i.e. senior in age will be placed higher in merit order). LIC will not be bound to take all the candidates with similar mark. It will only take candidates as per vacancy notified.
IV. Outstation candidates called for interview shall be entitled for re-imbursement of Second Class Ordinary to and fro Railway/Bus Fare by the shortest route from the place of residence to the place of interview to be restricted to the fare by Railway Second Class Sleeper including the Reservation charges.
V. There will be no contingency/waiting list for candidates not declared successful in the main list. 

LIC AAO Prelims Exam Date 2027 : Notified Soon
LIC AAO Mains Exam Date : Notified Soon
Starting Date of Application Form : Notified Soon
Last Date of Application Form : Notified Soon

LIC AAO (Insurance Specialists) Exam Free Online Test Series

Crack LIC AAO (Insurance Specialists) Mock Test 2027 with the help of Online Mock test Series or Free Mock Test. Every Sample Paper in LIC AAO Recruitment 2027 Exam has a designated weightage so do not miss out any Paper. Preprare  for LIC AAO Mock Test and check your test scores.
1
LIC AAO (Insurance Specialists) Preliminary Exam - Hindi100 questions
Free Test →
2
LIC AAO (Insurance Specialists) Preliminary Exam - English100 questions
Free Test →
3
LIC AAO (Insurance Specialists) Mains Exam - Hindi100 questions
Free Test →
4
LIC AAO (Insurance Specialists) Mains Exam - English100 questions
Free Test →
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Combo PackageLIC AAO Insurance Specialists

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1. Online Mock Test Series in Hindi = 10 Tests.
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Combo PackageLIC AAO Insurance Specialists

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Combo - 2 Preliminary (Hindi)

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Combo - 3 Preliminary (Hindi)

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Combo - 5 Preliminary (English)

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Combo - 6 Preliminary (English)

1. Online Mock Test Series in English = 25 Tests.
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3. 1500 (+) Current Affairs MCQ with Answer PDF in English.
4. 1000 (+) GK MCQ with Answer PDF Book in English.
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LIC AAO Insurance Specialists

Combo - 7 Mains (Hindi)

1. Online Mock Test Series in Hindi = 10 Tests.
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3. 1500 (+) Current Affairs MCQ with Answer PDF in Hindi.
4. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
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Combo - 8 Mains (Hindi)

1. Online Mock Test Series in Hindi = 15 Tests.
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4. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
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Combo - 9 Mains (Hindi)

1. Online Mock Test Series in Hindi = 24 Tests.
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3. 1500 (+) Current Affairs MCQ with Answer PDF in Hindi.
4. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
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Combo - 10 Mains (English)

1. Online Mock Test Series in English = 10 Tests.
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Combo - 11 Mains (English)

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4. 1000 (+) GK MCQ with Answer PDF Book in English.
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Combo - 12 Mains (English)

1. Online Mock Test Series in English = 24 Tests.
2. Question Bank - 2000 Questions with Answer.
3. 1500 (+) Current Affairs MCQ with Answer PDF in English.
4. 1000 (+) GK MCQ with Answer PDF Book in English.
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Combo - 13 Preliminary (Hindi)

1. Online Mock Test Series in Hindi = 30 Tests.
2. Question Bank - 4000 Questions with Answer.
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5. 1000 (+) GK MCQ with Answer PDF Book in Hindi.
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Combo - 14 Preliminary (English)

1. Online Mock Test Series in English = 25 Tests.
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5. 1000 (+) GK MCQ with Answer PDF Book in English.
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Combo - 16 Mains (English)

1. Online Mock Test Series in English = 24 Tests.
2. Question Bank - 2000 Questions with Answer.
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Combo - 17 Preliminary (Hindi)

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Combo - 18 Preliminary (English)

1. Online Mock Test Series in English = 25 Tests.
2. Question Bank - 4000 Questions with Answer.
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Combo - 19 Mains (Hindi)

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2. Question Bank - 2000 Questions with Answer.
3. Printed Material 10 Mock Test Papers with OMR Sheet.
4. EBook of LIC AAO Insurance Specialists (1000 MCQ) PDF Format in Hindi.
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Combo PackageLIC AAO Insurance Specialists

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Combo - 20 Mains (English)

1. Online Mock Test Series in English = 24 Tests.
2. Question Bank - 2000 Questions with Answer.
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Subjectwise

Subjectwise / Sectional Mock Test - MCQs / Important Questions & Previous Year Papers

FAQs

Lic Aao (insurance Specialists) Recruitment 2027 Free Mock Test Frequently Asked Questions (FAQ's)

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