Current Affairs 31th July 2023 : Daily GK Update in English

1. Which institution notified the ‘Depositor Education and Awareness’ (DEA) Fund?
A. NITI Aayog               
B. RBI
C. SEBI                           
D. PFRDA
Answer [B] RBI
2. Which institution released the Draft Telecommunication Consumers Education and Protection Fund?
A. NASSCOM           
B. NITI Aayog
C. TRAI                     
D. Prasar Bharti
Answer [C] TRAI
3. Byculla railway station, India’s oldest railway station, is in which state/UT?
A. Maharashtra               
B. New Delhi
C. West Bengal                
D. Gujarat
Answer [A] Maharashtra
4. India is set to establish an Innovation platform with which country?
A. UAE                      
B. Finland
C. Switzerland         
D. Germany
Answer [C] Switzerland
5. According to a study, climate change could potentially turn which Indian state to a Water deficit desert?
A. Rajasthan            
B. Gujarat
C. Punjab                  
D. Madhya Pradesh
Answer [C] Punjab
6. What is the theme of the event where the foundation stone was laid for the “Divine Light House” of Prajapita Brahma Kumaris Ishwariya Vishwa Vidyalaya?
A. “The Year of Positive Change”            
B. “Empowering Communities”
C. “Towards a Sustainable Future”          
D. “Promoting Cultural Harmony”
Answer [A] “The Year of Positive Change”
7. In July 2023, the Ministry of Earth Sciences celebrated its___ Foundation Day at its Prithvi Bhavan headquarters in New Delhi.
A. 15th         
B. 16th
C. 17th        
D. 18th
Answer [C] 17th
8. Which of the following cities has joined the World Cities Culture Forum (WCCF), in July 2023, and become the first Indian city to achieve the feat?
A. Mumbai         
B. Delhi
C. Bengaluru      
D. Kolkata
Answer [C] Bengaluru
9. In July 2023, which of the following tournament did Aditya Samant participate in to achieve his 83rd Grandmaster titled?
A. Chess World Cup                    
B. Biel International Chess Festival
C. Candidates Tournament       
D. London Chess Classic
Answer [B] Biel International Chess Festival
10. In July 2023, which of the following fields did Prem Prakash be honoured with the prestigious Lifetime Achievement Award?
A. Sports                 
B. Politics
C. Journalism         
D. Medicine
Answer [C] Journalism
11. In July 2023, the 5th Helicopter & Small Aircraft Summit would be held in which of the following states?
A. Odisha                
B. Maharashtra
C. Tamil Nadu        
D. Madhya Pradesh
Answer [D] Madhya Pradesh
12. What interest rate has been approved by the government for the Employee’ Provident Fund Organization (EPFO) subscribers for the financial year 2022-23?
A. 7.50 percent          
B. 8.00 percent
C. 8.15 percent          
D. 8.50 percent
Answer [C] 8.15 percent
13. Brian Taber, who passed away recently, was a famous personality of which sports?
A. Football            
B. Cricket
C. Basketball        
D. Tennis
Answer [B] Cricket
14. In July 2023, the Reserve Bank of India (RBI) imposed business restrictions on the National Co-operative Bank Ltd and capped deposit withdrawal at _____ per account.
A. Rs 10,000            
B. Rs 20,000
C. Rs 30,000           
D. Rs 50,000
Answer [D] Rs 50,000
15. In July 2023, Aegon Life Insurance Company Limited is acquired by which of the following entities?
A. State Bank of India         
B. Bandhan Financial Holdings Limited         
C. HDFC Bank                      
D. Axis Bank
Answer [B] Bandhan Financial Holdings Limited
16. In July 2023, who among the following has launched the virtual platform as part of the ‘Mera Gaon Meri Dharohar’ (MGMD) in New Delhi?
A. Narendra Modi            
B. Amit Shah
C. Ram Nath Kovind        
D. S. Jaishankar
Answer [B] Amit Shah
17. In July 2023, which of the following banks introduced a unique NR savings account plan named NRE Eve+, exclusively for Non Resident Indian (NRI) women?
A. State Bank of India           
B. HDFC Bank
C. ICICI Bank                           
D. Federal Bank
Answer [D] Federal Bank
18. Who among the following has been appointed as the Prime Minister of Cambodian in 2023?
A. Hun Manet                
B. Kim Jong-un
C. Xi-Jinping                   
D. Vladimir Putin
Answer [A] Hun Manet
19. In July 2023, which of the following banks partnered with IBM India Pvt Ltd for a comprehensive digital transformation?
A. HDFC Bank               
B. Union Bank of India         
C. ICICI Bank                 
D. Punjab National Bank
Answer [B] Union Bank of India
20. What was the year-on-year growth rate of digital payments in India until March 2023, as per the RBI’s index?
A. 5.12%                
B. 8.76%
C. 10.52%              
D. 13.24%
Answer [D] 13.24%