Current Affairs 13th November 2025 : Daily GK Update in English
1. Which organization partnered with Axis Max Life Insurance to expand life insurance access for underserved communities in India, with an investment of Rs. 285 crore?
A) World Health Organization
B) International Finance Corporation
C) Asian Development Bank
D) United Nations Development Programme
Answer: B
Explanation: Axis Max Life Insurance, a joint venture between Max Financial Services and Axis Bank, partnered with the International Finance Corporation (IFC), the World Bank's lending arm, to focus on women and low-income groups, marking IFC's first investment in a licensed Indian life insurer. This aligns with India's "Insurance for All by 2047" vision.
2. What is the name of the new subsidiary launched by the National Payments Corporation of India (NPCI) to drive fintech innovations in digital payments?
A) NPCI Innovation Hub
B) NPCI Tech Solutions Limited
C) UPI Fintech Ventures
D) Digital Payment Innovations
Answer: B
Explanation: NPCI established NPCI Tech Solutions Limited (NTSL) as its fourth subsidiary to foster innovations, announced at the Global Fintech Fest 2025 in Mumbai. NPCI handles over 20 billion UPI transactions monthly.
3. The Reserve Bank of India (RBI) proposed raising the limit for IPO financing per individual from Rs. 10 lakh to what amount?
A) Rs. 15 lakh
B) Rs. 25 lakh
C) Rs. 50 lakh
D) Rs. 1 crore
Answer: B
Explanation: RBI's proposal aims to boost capital market liquidity, also increasing loans against shares to Rs. 1 crore and applying to REITs and InvITs. This is the first revision since 1998, accounting for inflation and improved risk management.
4. The Unique Identification Authority of India (UIDAI) signed an MoU with which entity to promote Mandatory Biometric Updates for children aged 5 and 15?
A) National Institute of Electronics & Information Technology
B) Behavioural Insights Limited
C) Central Board of Secondary Education
D) Ministry of Women and Child Development
Answer: B
Explanation: The partnership focuses on raising awareness and simplifying processes for Aadhaar authentication in welfare and education. UIDAI offers a one-year fee waiver for updates, following over 211 crore authentications reported in May 2025.
5. During PM Narendra Modi's visit to Bhutan, which hydroelectric project with 1020 MW capacity was inaugurated?
A) Tala Hydroelectric Project
B) Punatsangchhu-II Hydroelectric Project
C) Chukha Hydroelectric Project
D) Kurichhu Hydroelectric Project
Answer: B
Explanation: The visit strengthened ties with announcements including resumption of the 1200 MW Punatsangchhu-I project, a Rs. 4000 crore Line of Credit, and three MoUs on renewable energy, health, and mental health cooperation.
6. Where was India's first 3 MWh-scale Vanadium Redox Flow Battery (VRFB) system inaugurated by Union Minister Manohar Lal?
A) IIT Madras, Chennai
B) NTPC NETRA, Noida
C) BARC, Mumbai
D) ISRO, Bengaluru
Answer: B
Explanation: The indigenously developed VRFB supports renewable energy storage, differing from lithium-ion batteries in scalability and safety. It aligns with the National Green Hydrogen Mission and carbon neutrality goals.
7. Union Minister Amit Shah launched which digital initiatives for Urban Cooperative Banks to enhance transactions and credit access?
A) Coop Digital Wallet and Coop Quick Loan
B) Sahakar Digi Pay and Sahakar Digi Loan
C) UCB Fintech and UCB Credit Hub
D) Bank Mitra Pay and Loan Ease
Answer: B
Explanation: These tools aim to onboard 1,500 banks in two years and establish one UCB per town over 2 lakh population in five years. NPAs in the sector dropped from 2.8% to 0.6% in two years.
8. Which country became the 56th global member and the first from South Asia to join the UN Water Convention on transboundary watercourses?
A) Nepal
B) Bangladesh
C) Sri Lanka
D) Maldives
Answer: B
Explanation: The 1992 convention addresses flood risks for 60% of Bangladesh's population and sanitation gaps for 65 million. Sierra Leone joined as the 57th in September 2025; India uses bilateral treaties like the 1996 Ganga Water-Sharing Treaty.
9. Which state ranked first in the 6th National Water Awards 2024 announced by the Ministry of Jal Shakti?
A) Gujarat
B) Maharashtra
C) Rajasthan
D) Tamil Nadu
Answer: B
Explanation: The awards recognized 751 applications across 10 categories for water conservation. Districts like Rajnandgaon (Chhattisgarh) and Khargone (Madhya Pradesh) won; urban bodies included Navi Mumbai (1st). President Droupadi Murmu will confer them, promoting "Jal Samridh Bharat."
10. In the Global Climate Risk Index (CRI) 2025 by Germanwatch, India improved to which rank from 10th in the previous annual index?
A) 12th
B) 15th
C) 18th
D) 20th
Answer: B
Explanation: India ranked 9th in the long-term index (1995-2024), up from 8th. It faced 430 extreme events, 80,000 fatalities, and USD 170 billion losses over three decades. Gains come from early warnings, National Action Plan on Climate Change, and disaster infrastructure coalitions. Globally, 9,700 events caused 832,000 deaths and USD 4.5 trillion losses.
11. In Phase 2 of the Special Intensive Revision (SIR) of electoral rolls, enumeration forms were distributed to what percentage of voters across 12 states and UTs?
A) 65%
B) 73%
C) 80%
D) 90%
Answer: B
Explanation: The Election Commission distributed 37,05,68,109 forms in states like Uttar Pradesh, West Bengal, Kerala, and others including Andaman & Nicobar, Lakshadweep, and Puducherry.
12. The Union Cabinet described the recent car explosion near Delhi's Red Fort as what type of incident?
A) Industrial accident
B) Terrorist incident
C) Vehicular malfunction
D) Cyber sabotage
Answer: B
Explanation: The Cabinet expressed grief, observed a two-minute silence, and directed urgent investigations to identify perpetrators, collaborators, and sponsors. No new evidence was cited.
13. The accused in the Delhi car blast case, including a doctor and the driver, had visited which site in January 2025?
A) India Gate
B) Red Fort
C) Parliament House
D) Qutub Minar
Answer: B
Explanation: Security officials reported the visit to the Red Fort monument, linking it to the explosives-laden vehicle incident.
14. The National Investigation Agency (NIA) conducted searches in how many locations across five states in the Al-Qaeda Gujarat terror conspiracy case?
A) 5
B) 10
C) 15
D) 20
Answer: B
Explanation: Searches targeted suspects and associates in West Bengal, Tripura, Meghalaya, Haryana, and Gujarat, involving illegal Bangladeshi immigrants. Digital devices and documents were seized.
15. How many individuals were detained across Kashmir during over 500 search operations targeting banned Jamaat-e-Islami premises?
A) Over 300
B) Over 600
C) Over 900
D) Over 1,200
Answer: B
Explanation: Officials reported detentions and bindings, with scores of premises raided as part of security measures.
16. The Indian government approved the Export Promotion Mission with an outlay of how much over six years?
A) ₹15,000 crore
B) ₹20,500 crore
C) ₹25,060 crore
D) ₹30,000 crore
Answer: C
Explanation: Implemented via sub-schemes Niryat Protsahan (₹10,401 crore) and Niryat Disha (₹14,659 crore) to help exporters counter high U.S. tariffs.
17. The Enforcement Directorate (ED) seized assets worth how much in a $20-million crypto fraud case involving fake Coinbase websites?
A) ₹10.5 crore
B) ₹21.71 crore
C) ₹35 crore
D) ₹50 crore
Answer: B
Explanation: Assets linked to accused Chirag Tomar, his family, and associates Rahul Anand, Akash Vaish, and Piyush Prashar, arrested in the U.S. Total attachments now stand at ₹64.15 crore.
18. What action did the U.S. House of Representatives take after nearly eight weeks to address the longest federal government shutdown in history?
A) Passed a budget extension
B) Returned for a vote to end the shutdown
C) Impeached key officials
D) Declared a national emergency
Answer: B
Explanation: Lawmakers reconvened to vote on ending the shutdown, amid ongoing disruptions.
19. During the G7 Foreign Ministers’ meeting in Canada, India's External Affairs Minister S. Jaishankar met which U.S. official to discuss the Red Fort incident?
A) Antony Blinken
B) Marco Rubio
C) Jake Sullivan
D) Linda Thomas-Greenfield
Answer: B
Explanation: The meeting on the sidelines addressed the Delhi terror strike and bilateral concerns.
20. Ousted Bangladesh PM Sheikh Hasina stated that her return depends on restoring what in her country?
A) Economic reforms
B) Participatory democracy
C) Military alliances
D) Trade pacts with India
Answer: B
Explanation: She called for lifting the Awami League ban and free elections, accusing the Yunus administration of harming India ties and empowering extremists.
21. In Ukraine, a corruption scheme at the state nuclear energy company Energoatom involved an alleged plot worth how much?
A) $50 million
B) $100 million
C) $150 million
D) $200 million
Answer: B
Explanation: Anti-corruption agencies uncovered the high-level plot targeting senior officials and a former Zelenskyy associate. President Zelenskyy demanded resignations.
22. In which Ukrainian region did Russian forces overrun three settlements amid expanding front-line attacks?
A) Donetsk
B) Kharkiv
C) Zaporizhzhia
D) Luhansk
Answer: C
Explanation: Ukrainian forces withdrew from positions due to aerial attacks causing blackouts. Interception rates slipped to 20% for drones and 45% for missiles in October.
23. U.S. President Donald Trump requested a pardon for Israeli PM Benjamin Netanyahu from which Israeli official?
A) Benny Gantz
B) Isaac Herzog
C) Yair Lapid
D) Naftali Bennett
Answer: B
Explanation: In a letter, Trump described Netanyahu as a "formidable and decisive War Time Prime Minister."
24. U.S. President Trump's decision to boycott the upcoming G20 summit was described as "their loss" by the leader of which country?
A) Brazil
B) South Africa
C) India
D) Argentina
Answer: B
Explanation: South Africa's president commented on the U.S. boycott of the summit hosted next weekend.
25. The world's largest aircraft carrier, USS Gerald R. Ford, arrived in which region for a campaign against drug cartels?
A) South China Sea
B) Caribbean
C) Mediterranean
D) Persian Gulf
Answer: B
Explanation: The deployment demonstrates U.S. strength, with Col. Seth Krummrich stating such cartel activities "will not be tolerated going forward."